FERS Disability Retirement from OPM: The Fish Story

Over the years, Uncle Ben’s famous catch of the marlin in a skiff off the coast of Maine became suspiciously similar to Hemingway’s famous novel, The Old Man and the Sea.

There were some details which remained somewhat believable — like, the fact that he actually caught something.  But of others, the exaggerated embellishments — of some “unknown sea monster, likely a Great White Shark or a Killer Whale” which gobbled up most of the catch by the time he arrived on shore, the skiff barely seaworthy by that time; of how the townspeople had to “fight off” the sea monster and hit it with various implements; and of the photograph taken — but somehow lost — of the skeletal remains of the large fish caught and lost.

Alcohol on nights gathered seemed to exponentially embellish the story of Uncle Ben and the Sea, when as twilight tended to quiet the lips of nodding heads, it would begin with, “Did I ever tell you about the Big One that almost got away?”  Everyone, of course, had heard the story 10x over and more, but it was more told by tradition than a query for interest or information.

It was like the Hasidic challenge as told by Chaim Potok in The Chosen — where a new and inaccurate twist would be inserted in the narrative, and someone would say, “But Uncle Ben, you never told us about that, before!”  There would be a pause, and everyone would laugh uproariously, knowing that the Fish Story had added to it anther saga that was to ever develop as the years ensued.

That was, in the end, the beauty of The Fish Story — for, the house of words was built upon a memory, with no evidence needed to back it up.  In most other aspects of life, however, that is not the case.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits under the FERS retirement system, facts and evidence matter.  The preparation of an effective application for Federal or Postal Disability Retirement, to be submitted to the U.S. Office of Personnel Management, cannot be like the Fish Story — even if it is well-told like Hemingway’s Old Man and the Sea.  Instead, it must be meticulously prepared and detail-oriented.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and consider whether or not you want to rely upon an experienced Federal Disability Retirement Lawyer, or on Uncle Ben’s rendition of The Fish Story.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Application: Making Innuendoes

OPM is always looking for a motive.  It is like they are criminal prosecutors at the Justice Department, trying to always find some nefarious reasons as to why a Federal or Postal employee is filing a Federal Disability Retirement application.

Take, for example, one recent case which comes to mind: An individual was filing for Federal Disability Retirement application.  The Applicant’s spouse traveled a lot, and so the applicant had to switch doctors often.  The applicant had his/her brother oversee the medical treatment because of the lack of continuity in medical care.  When it came time to file for Federal Disability Retirement benefits, the brother wrote the medical report.

The case went before the U.S. Merit Systems Protection Board and, within the Agency File were a series of emails sent between OPM Medical Specialists questioning whether this was a “fraud” case and expressing suspicions over why the applicant’s “brother” would be writing a medical report, etc.  At the Hearing of the case, of course, the brother — a medical doctor of longstanding stature — testified up front and bluntly: Yes, I am the brother of X, and I oversee the treatment regimens because of the lack of continuity of care, etc.  Factual, straightforward, nothing to hide.  But not for OPM, who is always looking for nefarious motivations and making innuendoes even though there is no basis for it.

Contact an OPM Disability attorney who specializes in Federal Disability Retirement Law, and counter the suspicious and unfounded innuendoes which OPM is apt to make — even in those cases where there is a simple and straightforward explanation, if only OPM would listen.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: The Unique Writer

These days, writers are plentiful; more and more people are publishing, and while “self-publishing” has become more acceptable, even the quantity of people writing books, novels, narratives, biographies, autobiographical works, self-help books and allegedly adventuresome travelogues portending to unique experiences has exponentially exploded in our times.

Decades ago, there were only a handful of writers, and only the top-notch and exceptional ones actually got published.  Now, it seems that anyone and everyone who can articulate a string of three or more words — a noun, an adjective and a verb combined — can get published.  But we all know that in some desolate town in the Midwest there remains a warehouse where books unsold and unbought remain in molded stacks upon forgotten pallets where once-vaunted “bestsellers” became price-reduced, then slashed, then almost given away for free — until it became clear that no one was interested and even less people were persuaded of their merit.

Then, every now and again, the “unique writer” comes along, and we are again apprised of extraordinary talent and impressed with his or her articulateness, insightfulness and provocative profundity.

The unique writer is the one who is able to combine multiple characteristics: articulation with clarity; the capacity to simplify the complex; to convey clear and concise imagery; to hold the interest of the reader despite descriptions of the mundane; to not come off sounding pretentious and arrogant; and to remain anonymous behind a facade of competence — like the Wizard of Oz behind the curtain — and, above all else, to show an interest in all things about life, living and the human experience.  In other words, to always hold a childlike quality of curiosity through the vast aggregate of verbiage expounded.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that filing for FERS Disability Retirement becomes a necessity, the first recognition to observe is that a Federal Employee Disability Retirement application is a “paper presentation” to the U.S. Office of Personnel Management.

Make sure that, however you approach your case, you are able to convey properly, effectively and with forceful persuasiveness your case, your condition and your plight in a manner that will result in an approval, and consult with a Federal Disability Retirement Attorney who is somewhat like that “unique writer” who can articulate and convey your conditions effectively.

Sincerely,

Robert R. McGill, Esquire 
OPM Disability Retirement Lawyer

 

Medical Retirement for Federal Workers: The Essence of Relating

How is it that a human being — an entity quite unique among species that cannot relate — can understand, comprehend and even become comfortable with the anomalies of life’s encounters?

Other species seem to weave among and amidst their surroundings with familiar repose; certainly, intelligent dogs recognize a new couch, an unfamiliar visitor or a different dog food introduced; but in the wilds, it is the familiarity of the surroundings that make for comfort in life.

For human beings, how does one relate to the strangeness of an entity — of an alien; of a science fiction novel that introduces a world beyond; of another culture that defies every normative structure of one’s own world?  It is, more often than not, by analogies and metaphors, is it not?

We begin by “discovering” the similarities — that something is “like” the thing we know because they share characteristics x, y or z; and it is through the familiarity of similarities by which we begin to formulate an idea of understanding, then of comprehension, and finally of a feeling of comfort.

Similarly [sic], how does one convey the idea of pain to another person who has had very little experience of it?  What if that “other person” has never experienced pain?

Yes, yes, the rebuttal would be that everyone has experienced it — even if it was a scratch, a dog bite, a paper cut, etc.  But as pain is subjective, there are certainly those who have had limited experiences of a subjective phenomena, and certainly many who have never experienced a spectrum of excruciating, debilitating pain.  Or how about psychiatric conditions — of Major Depression so overwhelming, or Anxiety so paralyzing, or panic attacks so debilitating that the condition itself prevents a person from being able to perform one’s work?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that an application for Federal Disability Retirement through the U.S. Office of Personnel Management becomes a necessary next step, it is the essence of relating — of how to formulate ones narrative in the Applicant’s Statement of Disability (SF 3112A) — that becomes of foundational importance in the success or failure of the application itself.

Consult with an attorney who specializes in Federal Disability Retirement Law before moving forward; for, the essence of relating requires not only the existence of a medical condition and its impact upon one’s ability or inability to perform one’s job, but more than that, it requires the ability to convey an understanding of the facts, the law and how the two intersect.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Legal Representation: The Bully and the Beast

Yes, yes, the title is all wrong; but that “other one” is for fairytales and childhood memories, and not for the ugly reality that is faced by grownups with the cynical perspective that, by age 30, has come to overwhelm and dominate.

“C’mon”, the refrain comes back, “let’s at least enjoy the childhood fantasies that still delight and enrapture the imagination, and quit being a spoil-sport!”  Yet, just as the idealistic twenty-something becomes a crotchety-old fifty-something, so the reality of the Beauty and the Beast — of the traditional story told in so many variations involving the beast that is of beauty beneath; of the nature of appearances as opposed to the substantive reality; of pithy sayings by parents who want to spare the feelings of their unattractive children that beauty is “only skin deep”; of higher academia where such childish notions then get transformed into “Platonic Forms” or the Aristotelian “substratum” — is the cold world that we all come to know.

Somewhere in one’s mid-thirties, the conclusion is reached that, No, the world is not reflected in the fairytale as recalled, but rather, the universe is occupied by the Bully and the Beast, and we are too often caught and trapped in the middle between the two.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job — the “Bully” is too often represented by the Federal Agency or the Postal Service and its manner of treating a sick employee; and the “Beast” is the alternative — of the constant harassment; the reprimands; the adverse actions threatened or proposed; and perhaps even represented as the U.S. Office of Personnel Management and the entire administrative nightmare known as “Federal Disability Retirement”.

For, once upon a time we were all children and dreamed about fairytales and fantasies; but somewhere along the way as we “grew up”, we came to realize that the world was not occupied by gnomes, goblins and cute hobbits scurrying about in the wild forests of our own imaginations, but by the ugly reality that the world is populated by people who are not very nice, and that sickness does sometimes hit the nicest of us, and oftentimes filing for Federal Disability Retirement is the best choice to make between the Bully and the Beast because the Beauty and the Beast had faded long ago into the warmth of childhood memories forever faded.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation for OPM Disability Retirement Claims: ‘To’ and ‘For’

What would be the difference if, in the title of Willa Cather’s novel, “Death Comes for the Archbishop”, she had instead chosen to use the word “to” in replacement of “for”?  Would empires have fallen, world wars have been averted or earthquakes and other natural disasters have been delayed?

Likely, not; but would the countless minds that have encountered the novel, enjoyed its beautiful prose and admired its humanity and warmth in the telling of a tale of a time long past and a period now gone — would anyone have even noticed?  Is there a difference with a distinction: “Death Comes for the Archbishop” as opposed to “Death Comes to the Archbishop”?

Some might dismissively declare, “In any event, the Archbishop died, didn’t he?”  The subtlety of distinction — should it even be brought up?  Would that the title was of the latter instead of the former — would anyone have even noticed?  Is there a grammatical point of difference; is one “more” correct than the other?

Certainly, the “sense” that is employed exists — where, the “to” has a much more objective and distant, impersonal “feel” to it, whereas the “for” personalizes it, gives it warmth, almost as if “death” is a person as opposed to an event, and the “for” makes it a personal possessive as opposed to the “to” that connotes an arms-length relationship between the object and subject.

Are the prepositions interchangeable?  If a person is stricken with grief over a tragedy and a close friend arrives to provide comfort and says, “I came for you”, it would be a statement that would be considered heart-warming.  If, under the same circumstances, the person instead declared, “I came to you” — would we, again, mark the difference or even notice?  It is, certainly, a statement of objective fact — the person objectively traveled and arrived at destination Point B from origination Point A.

Again, the subtle distinction — the “for” connotes a greater personal warmth as opposed to a simple statement of fact.  It is, in the end, the subtle differences that sometimes makes the entirety of a distinction that makes the difference.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the distinction between “to” and “for” is often the difference between living a life worthwhile and one that remains cold and impervious.

Human beings are often careless in their personal relationships; and the test of such caring or uncaring attitudes will often surface when a person is going through a trial or tragedy, and preparing, formulating and filing for Federal Disability Retirement benefits through the complex and impersonal administrative process of the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, will often test the workplace relationships because of the self-interested motives that exist with agencies and the Postal Service.

Some coworkers, supervisors and others will distance themselves immediately, and they will remain in the category of the “to” people; while other coworkers, managers, supervisors, etc., will surprisingly be there “for” you.  Willa Cather chose the preposition “for” over the “to” because she was an excellent author, and it is the excellence of a human being that is revealed in the subtle differences we often overlook.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Indomitable Spirit of Pursuit

Preparation in pursuit of an endeavor should always embrace an uncompromising resolve to see it through to the end.  Such an attitude is quite different, and distinguishable, from mere stubbornness when the facts faced or the odds stacked clearly and convincingly manifest an inevitable defeat.  The former attitude prepares one to refuse succumbing to the innate fear and weakness inherently existent in us all; the latter, a failure of recognition beyond rational discourse and comprised of an obsessive impulse contrary to good form.

People often think that rationality encompasses merely the capacity to acknowledge a superior logical discourse, when it fact it must by necessity involve two further steps:  (A) the ability to recognize the weaker argument of the two, and (B) a willingness to accept that one’s own voice may not be the source of utterance of the stronger argument, and to accept and exchange the weaker for the stronger.

For Federal employees and U.S. Postal workers who are preparing to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the disadvantage is of the weakened state, either physically or psychologically, that the Federal or Postal employee is in, throughout the process.

The calculus of the medical condition itself in factoring in one’s resolve, should never be underestimated.  The change of circumstances, the fall from grace in the eyes of one’s own Federal agency or the U.S. Postal Service, and the need to maintain health insurance, financial stability, etc. — all play to weaken the resolve of the Federal or Postal employee who pursues Federal Disability Retirement benefits.  And, of course, OPM also knows this, and plays upon the knowledge that they hold all of the cards in a metaphorical poker game, and by waiting, may outlast the stubborn and the strong alike.

It is because of this that the Federal and Postal employee who decides that applying for a Federal Disability Retirement annuity through OPM is the best course of action, must retain throughout an indomitable spirit of pursuit, in order to counter the Leviathan-like capacity for oppositional dominance possessed by the adversary.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Life Choices

We all have to make them; and though we may alternatively want to curl up into a fetal position and wish the blunt world to stop bothering us, the decisions we make, and take responsibility for, reflect the state of maturity which binds us to age, experience and level of moral maturity.  It is, to a great extent, a superficial and shallow connotation and reference point; for, as the inevitability of choices to be made result from living in circumstances of our own making, so to imply that there is anything “substantive” in speaking about them undermines the very relevance of implication itself.

To live is to be confronted with daily choices; only the dead remain silent and require not the paths to pick.  Thus do mundane and pithy sayings originate.  Life is full of choices; the choices we make in life determine the future course of events yet indeterminate, but somewhat foreseen and predictable. Often, we avoid them not because of consequences untold, but for knowing the folly of our decisions.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition foretells of impending signs which the Federal agency and the U.S. Postal Service have, or will, impose and initiate, the time to begin preparing one’s Federal Disability Retirement application is “now”.  Yes, the Federal and Postal employee has up to one (1) year to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, in order to meet the Statute of Limitations for filing an OPM Disability Retirement; but as it often takes many, many months to prepare, submit and get an approval from OPM, so the decisions we make today will have future consequences untold but foreseen if choices are not embraced in a timely manner.

Life presents many choices, alternatives, and lists of items like entrees on a menu; but in the end, the choice made means that when the plate of food arrives, a check for payment will follow soon afterwards, and it is the expectation of the price to be satisfied which should prompt and motivate any decisions of delay for the Federal or Postal Worker who intends on procrastinating in the preparation, formulation and filing of a Federal Disability Retirement application through OPM, whether the Federal or Postal employee is under FERS, CSRS, or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Price of Admission

Private entities charge more; exclusive arenas tend to be out of reach; and it is, ultimately and as in all economic realities, determined by an admixture of supply (how many are allowed) and demand (how desirous is the goal of entrance and acceptance).  For every admittance, there is a price to pay.  Often, it is not merely the affirmative transfer of money or goods, but rather, the negative aspect of what one must “give up” in order to attain the end.  It often involves a comparative analysis, an economic evaluation of gain versus loss, and in the end, the emptiness of the latter being overtaken by the value of the former.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to awaken an awareness that one’s career may be coming to the twilight of that lengthy, successful run, it is often that “price of admission” which makes one hesitate.  For the Federal and Postal employee who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question is double-sided:  the price one “has been” paying to remain as a Federal or Postal employee, as opposed to the loss of employment status, or becoming an “ex-member” of that exclusive club.

Change always portends a trauma of sorts; the medical condition and the revelation of vulnerability, mortality and progressive debilitation was in and of itself crisis of identity; but when it becomes clear that the medical condition begins to impact one’s ability to perform all of the essential elements of one’s positional duties, and that further changes to one’s career and livelihood must by necessity occur, then the avalanche of reality’s namesake begins to dawn.

The price of admission for one’s health, ultimately, is priceless; and that is the reality which one must face when preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Spare Tire

No doubt the idea of a spare tire is derived from fear: fear of the unknown, concern for the future potential possibilities; anxieties related to what ifs. With the advent of advanced technology in tire manufacturing, the probabilities of a flat tire have exponentially decreased, and perhaps with it, the need for carrying a spare tire has crossed the threshold where such concerns should be allayed entirely.

But as with shark attacks, being hit by lightening, and other such phenomena where statistical concerns should make them insignificant, it is the person who experiences the calamity which defies any such argument about probability irrelevancies. For the person bitten by a shark, he fulfills the 100% chance of a shark attack.

Statistically speaking, Federal employees and Postal workers who become derailed in their careers because of a medical condition, such that the medical condition prevents him or her from performing one or more of the essential elements of one’s job, are numerically miniscule. But when the need arises, Federal Disability Retirement benefits allow for a foundational annuity, such that the Federal employee or the Postal worker can continue to maintain a livelihood and plan for the future.

It represents the spare tire “in case of”, and the very availability of it represents an employment package which looks upon the value of the Federal employee or the U.S. Postal worker not only as a commodity for the present, but a secured interest for the future. While complex in its bureaucratic and administrative procedures, Federal Disability Retirement benefits allow for Federal and Postal employees to qualify for disability benefits when needed, like the spare tire unused but ready for performance.

Thus, the next time you see a car pulled off to the side of the road with a jack lifting a quadrant of the vehicle in an abnormal fashion, it may be an appropriate reminder that while spare tires are best left unused, it is there for a pragmatic purpose, as is the benefit of Federal Disability Retirement through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire