OPM Medical Retirement Under the FERS System: Mistakes

We all make them.  Some, because of complicated issues, can never admit to them.  Perhaps you were shamed at one time in making them, and will do everything to cover up any mistakes, hide them, act as if you never made any, or otherwise avoid any indicia of being less than perfect.  Perfection as a self-image is never a healthy state of affairs; for, to err is to be human, and we are never anything less than the graven images we create for the mantle of worshipping.

Some mistakes, of course, are harmless and without any consequences; others, of greater impact, whether limited to the one having made them, or beyond to third parties; and still others, of an irreversible, permanent stain.

Admissions often need to be clothed with euphemisms: “Oh, it was a youthful indiscretion” (What? Even though the mistake was made while he was 40-some years old?); “It was not on purpose”; “It was a momentary lapse of judgment”; etc.  Then, there is the haunting shadow of an overbearing parent who never softened the blow: Instead of, “It’s okay; everyone makes mistakes every now and again”, but of — silence, heavy with judging eyes.  How we handled such responses from an early age heavily influences our ability to admit to them later on.

For Federal employees and U.S. Postal workers who are seeking to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS, because of a medical condition which prevents the Federal or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, it is important to keep the mistakes at a minimum, for the mistake which leads to a denial from OPM of a Federal Disability Retirement application can be one mistake too far, like the bridge which needn’t have been fought over.

While most mistakes are correctible, the one mistake which cannot be amended is to put blinders on OPM once they have seen something.  Like a Lockjaw who will never let it go, the clamp of OPM upon a mistake revealed is one which is difficult to pry loose.  To prevent this, contact a Federal/Postal Lawyer who is experienced in Federal Disability Retirement Law, and thus minimize the mistakes from the outset through competent and effective legal representation.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: The Soliloquy of Despair

Perspectives are often skewed when too narrowly insulated from comparative analysis with other viewpoints.  The hermit who renounces the world; the oddball who has no friends or family; the loner lost within the insular thoughts, opinions and factoids within a vacuum of one’s own circular argumentation — that is how the soliloquy of despair begins to incrementally feed and devour upon itself.

“Balance” is needed in every life — of constraints imposed through dealing with others; of gaining a different perspective and worldview via exchanges with others.  But that the Shakespearean tragedy could have been avoided when once the soliloquy of despair had been interrupted, and someone from the audience had shouted, “Hey!  You there!  Don’t be so self-pitying!  Things can still turn out for the good!”

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it can often feel lonely and isolated to deal with your medical conditions, to mask the pain, to avoid acknowledging one’s inability to focus and concentrate — to be unable to perform all of the essential elements of one’s position while seeing everyone else carry on with their lives as if nothing has changed.

Federal and Postal employees who can no longer perform all of the essential elements of one’s positional requirements often reach that point of the soliloquy of despair — but that is when you must consider preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management under FERS.

Contact a disability attorney who specializes in Federal Disability Retirement, and avoid the endless chasm of the void in becoming engrossed in the soliloquy of despair.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement for Federal Employees: The Changing Story

Daily, we present a story.  From birth until the present moment; of chapters yet unwritten and not even known; for a past that has already been decided, a present that is alive with possibilities, and a future that is yet to be determined, life is a constancy of chapters being written — of the changing story.

We resist that change; and yet, once the occurrence presents itself, whatever the change or the sameness that happens, the next page is written, the further chapter is completed, but so long as there is still breath to be gasped, the final chapter has not yet been written.

There are many days yet ahead, and thus an epilogue to be reached; perhaps it is a long narrative, a thick book; or just a thin piece of work, a few lines, perhaps, or a verse to be told; but whether of a 10-volume compendium of a life complex with footnotes and multiple pages of bibliographical references, or a dozen-line poem or even a short haiku, the changing story is the open book for some to read, a few to chuckle at, and many to discern, learn from.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her Federal or Postal job, the next chapter of life — the changing story — may require preparing, formulating and filing for Federal Disability Retirement benefits under FERS.

Consult with a Federal Disability Attorney who specializes in FERS Disability Retirement Law, and become involved in writing the next chapter of your life outside of the Federal or Postal system, and initiate writing the changing story of a future yet to be determined.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The Hub

It is the center of the universe; upon and around it, all things revolve.  The axle is attached to it; the spokes; the planets that circle about; the hub constitutes, represents and relates to all else by being the primary foundation from which all else is dependent and subservient.  And thus the phrase, “That’s the hub of it all, isn’t it?”  Or, is the idiom, “That’s the nub of it all” the true way of saying it?  If a person replaces the “h” for the “n”, and let’s say he or she has a strange inflection or accent, anyway, do we stop them and correct them?

Say two people are watching a show, and afterwards a discussion ensues as to the meaning of what one of the characters said or failed to say, and one says to the other, “That’s the hub of it all, isn’t it?”  The other turns and says, “You mean, that’s the NUB of it all, don’t you?”  The other pauses, reflects and retorts, “What’s the difference?”  Now it is the first one’s turn to pause, reflect and answer back, but what would be an appropriate answer?  While the true idiom or adage may well be the “nub” usage as opposed to the “hub” application, perhaps the other person was just being somewhat eccentric and creative.

Or, let’s say that you knew of the other person the following: When he was just a young boy, he lost his mother, whom he loved very much.  Her last words to him as she lay in bed suffering from tuberculosis was: “Now, remember Bobby, it is love — that is the … [and, here, she was overcome with a fit of uncontrollable coughing, and could not get the “n” out and instead, pulled herself together and said hoarsely] the hub of it all.”  And to this day, Bobby remembers his mother’s last words, and the slight difference of idiom used, and likes forever after to repeat the phrase, “That’s the hub of it all”.

Would you, knowing this, correct him on the misuse of the idiom?  And even if you didn’t know the history of such misusage, why correct something when the underlying meaning remains the same?  Isn’t “hub” a synonym for “nub”, and vice versa?

In life, we too often focus upon the spokes of the wheel, and not the hub; or, put another way, we walk right past the nub of a matter and become too easily distracted by tangential, irrelevant or insignificant obfuscations.  But life is too short to aim at the spokes of the matter instead of the hub, nub or essence of it all.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal job, just remember that there are certain things in life that cannot be ignored — like one’s health.

If one’s health is deteriorating and the Federal or Postal job is contributing to that deterioration, what is more important?  What is the hub of the matter?  What essence of life’s priorities are more important?  Identify the nub — and proceed on to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, so that you can focus upon the hub or nub of the matter, which and whatever, so long as it points to the essence and not the spoke.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The tenuous seat

It may be that where you are sitting, you have that constant sense of insecurity and angst; that the legs that are currently holding you upon the wooden seat are unstable, questionable, perhaps even possessing a history of prior breakage and collapse.  Is the position you hold flimsy, weak, subject to the winds of change and the moods that prevail?

Life isn’t supposed to be that way; or so we are taught from a young age.  There are “rules of the game”; people “have to” abide by certain unspoken (or openly declared) constrictors of behavioral acceptability; and yet, the rule-breakers seem always to be able to flaunt the exceptions and sidestep, overstep and trample upon the boundaries that everyone else must abide by.

The tenuous seat is the one that the person sensitive of and susceptible to the whims of societal constructs so diligently struggles to abide by; it is the vulnerable who always pays the price, while the brash and uncaring go on and pass by everyone else.  The tenuous seat is the one that the ordinary person sits upon; then, when a medical condition comes along and weakens the structural foundations even further, the very wobbling legs that barely withstood the vicissitudes of time begin to fracture and reveal their internal fissures.

For Federal employees and U.S. Postal workers who have a sense of sitting in the tenuous seat because the impact of the medical condition is beginning to take its toll, it is time to make plans to secure a more stable future — or, metaphorically, to consider sitting in another chair.

The tenuous seat is the one you have been sitting in for these past several years, and it is time to play the rules of the game of musical chairs, and to find the one that will “fit” the seat of your pants, by preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The tenuous seat is the one that needs repair, and the one that needs repair is also the one that needs replacement.  When life’s chair that once provided a sense of stability and rest begins to wobble with the changes of time, it is an indication that the next step in the musical chairs of life’s stormy periods calls upon the Federal or Postal employee to initiate the steps to embrace the change; it is time to consult with an attorney who specializes exclusively in Federal Disability Retirement law.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Price of Admission

Private entities charge more; exclusive arenas tend to be out of reach; and it is, ultimately and as in all economic realities, determined by an admixture of supply (how many are allowed) and demand (how desirous is the goal of entrance and acceptance).  For every admittance, there is a price to pay.  Often, it is not merely the affirmative transfer of money or goods, but rather, the negative aspect of what one must “give up” in order to attain the end.  It often involves a comparative analysis, an economic evaluation of gain versus loss, and in the end, the emptiness of the latter being overtaken by the value of the former.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to awaken an awareness that one’s career may be coming to the twilight of that lengthy, successful run, it is often that “price of admission” which makes one hesitate.  For the Federal and Postal employee who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question is double-sided:  the price one “has been” paying to remain as a Federal or Postal employee, as opposed to the loss of employment status, or becoming an “ex-member” of that exclusive club.

Change always portends a trauma of sorts; the medical condition and the revelation of vulnerability, mortality and progressive debilitation was in and of itself crisis of identity; but when it becomes clear that the medical condition begins to impact one’s ability to perform all of the essential elements of one’s positional duties, and that further changes to one’s career and livelihood must by necessity occur, then the avalanche of reality’s namesake begins to dawn.

The price of admission for one’s health, ultimately, is priceless; and that is the reality which one must face when preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Avoidance and Delay

Human beings have an uncanny capacity for avoidance.  In the greater genus of the universe we identify as the “Animal Kingdom”, where survival of the fittest determines the genetic viability of the evolutionary scales of neutral justice, avoidance means potential death, and delay constitutes a certainty for an untimely demise.  For, as thought and reflection is the pause between an event and a necessary response, so avoidance and delay is that interlude between necessity and regret.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties as a Federal Employee or a U.S. Postal Worker, the avoidance of the inevitable, and the delay for the obvious, often becomes an intransigent approach to life’s misgivings.

The act of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is thought of as a step of finality — an admission to one’s self that the battle has been lost, the war’s outcome has been determined, and the cards dealt must now be played, with nothing left to trade in or replace.  That is the “short view”, as colored by the perspective of avoidance and delay.  The “long view” is that there is actually life after Federal Service, and potentiality for growth beyond the U.S. Postal Service.

We become entrenched in the habits of our own making, and while filing for Federal Disability Retirement benefits through OPM may seem like a step of finality, it is actually just a step in a different direction, where one can open up new avenues for a second vocation, while at the same time securing a financial future for stability and further growth.

Avoidance and delay — they are the price one may pay for the limitations imposed by our own lack of imagination, but the greater canvas of life opens up the power and creativity hidden within the deep recesses of a childhood potentiality we once held on to, but somehow let go in this journey we call “life”, which often puts us down and tramples upon the flights of a child’s wide-eyed vision of the greater universe.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement: The Other Side of Darkness

Darkness can take many forms; of the physical omission of light, the loss of visual capacity, or the mood of a person within the context of modernity, complexity and loss of moral intransigence.  Light provides the energy of life, and when that core vibrancy is sapped and depleted by either or all of the sources of light, then darkness prevails.  Once extinguished, the last remaining flicker persists only through sheer self-determination, a plan for future reigniting, or the delicate cherishing of a hope still unforeseen.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition endangers the ability and capacity to continue with one’s chosen career or field of opportunities with the Federal Government or the U.S. Postal Service, the daunting task of securing one’s future while simultaneously dealing with the medical condition itself is often of overwhelming proportions which floods with constancy of darkness without the hope of light or flame yet extinguished.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best and wisest course for the Federal or Postal employee to undertake, in order to escape to the other side of darkness.  For, to remain is to wither; to pursue is to tire; to attain is to relive and realign the priorities which once foretold of future hope, but which now must be readjusted in order to attenuate the challenges which life has brought, and for which this side of light and the other side of darkness become one and the same.

Sincerely,

Robert R. McGill, Esquire