OPM Medical Retirement under FERS: A Proper Assessment

Of what?  A problem?  One’s life — where one ascribes to the Socratic view that an unexamined life is not one worth living?  Of one’s current circumstances — however dire at first glance, is likely overstated and over-analyzed.

We often over-state current problems in terms of obstacles unable to be overcome, and fail to assess them within the context of past issues and future unknowns.

How often have we looked back at our past and quipped with wonderment, Boy, did that seem like something we would never be able to get out of — but somehow, we persevered and overcame and arrived relatively unscathed.

As to current problems, we always over exaggerate and state thus:  “This time, it is different. There is no way out.”  We often get embroiled in the weeds of current issues, thinking that no one else has ever become so stuck, with no way to get out.  What about a proper assessment of a case?  How strong is your case; what are the weaknesses?

For Federal employees and U.S. Postal workers who suffer from a serious injury or disability such that this injury or disability no longer allows you to continue in your career of choice in the Federal sector or the Postal Service — it is best to first put all of the potential hazards and roadblocks in front of your path, and see if they can be overcome.

Problems never resolve of themselves — well, actually, they sometimes do.  But in the case of preparing, formulating and filing an effective Federal Disability Retirement application under the FERS system, through the U.S. Office of Personnel Management (OPM), it is best to begin with a proper assessment of your case, then proceed with deliberate consciousness of the strengths and weaknesses which will be faced as the bureaucratic process with OPM begins.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement for Federal & Postal Employees: Isolation

It is a state which many declare to be desired; but, in reality, human beings are social and political animals (the latter term applied in an Aristotelian sense), and a true state of it becomes an insular havoc of desperate insanity.

Isolation is used in penal institutions as a means of punishment.  Whether it has a rehabilitative effect is questionable, but the policy is generally to impart upon the prisoner a stripping and depriving of a needed human experience — that of contact with others — and by punishing the individual, to allegedly “motivate” the offending party into behaving in an orderly manner in the future.  However, human beings possess great forces of creativity.  Stories from the Guantanamo facilities reveal a wide range of ingenuities in communication methods employed when “solitary confinement” is imposed upon multiple individuals.

In the end, the policy of isolation is often ineffective, and merely serves as an extreme measure of punishment which motivates not the human appetitive sense of behavioral modification, but cuts deeply into a profound sense of resentment and hatred.

In the general population, we have come to fool ourselves into believing that a blinking screen can replace actual human contact.  The worldwide pandemic has revealed the fissures of such thinking, and has tested the extremes of isolation.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job under FERS, the sense of isolation can be felt from not being able to engage in the multiple essential elements of the position — of participating in conferences; of engaging with other coworkers; of missing time from work because of doctor’s appointments, etc.

Further, actual isolation is often exaggerated in the mind, where the mental isolation becomes disproportionately viewed and exponentially harmful to a person’s self-image.

Contact a retirement attorney who specializes in Federal Disability Retirement Law and consider the option of filing a FERS Disability Retirement application.  As isolation is the harbinger of a future yet uncertain, FERS Disability Retirement may be the ray of hope which opens the jailhouse door to a mind which is willing to be motivated.

Sincerely,

Robert R. McGill, Lawyer

 

Postal & Federal Employment Disability Retirement: The Sport of Life

Many see it that way: Of life in general as nothing but another “sport”, where competition governs the rules of conduct, the rules themselves can be thwarted by devious means, and where only the best and the brightest prevail, leaving the rest to fend for themselves.  Television; the medium of professional sports; the manner in which we idolize the talented on their courts, fields and rinks of influence, like gladiators of old vanquishing and allowing for crowds in mindless unison to cheer onward to defeat the opponents who dare to challenge.

Most of us remain as mere spectators; the new gladiators in their wealth and fame, strutting about as the masses look with eyes of adoring vacancy.  The sport of life leaves behind a trail of wounded and dying; some wounds cannot be seen visually; others, and those dying, do so quietly along the roadside of detritus cast aside.  Life is more than a sport; it is a period and slice of time where meaningful interaction can take place beyond merely winning or losing.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition will no longer allow you to perform all of the essential elements of your Federal or Postal job, and where the “sport” of your Federal Agency or the Postal Service has become one of harassment, intimidation and constant punitive measures in order to “win” and “defeat” you, consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The sport of life is sometimes not worth the strain of the sport, especially where one’s life and health are at stake.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Meaning of life

Most of us are too busy to pause for air, reflect upon theoretical, hypothetical or philosophical issues that have little to do with day-to-day living or earning wages in order to maintain a certain standard of living.  Every now and then, however, when the tumults of life’s encounters reaches a pinnacle of unsolvable problems such that the stressors exceed the barometric pressure allowable for the human psyche to withstand, there is a compelled stoppage, a mandated cessation and a forced condemnation to rest.

It is, in short, called a “medical condition”.

It is when we become debilitated, destroyed, distraught and disillusioned that we begin to ask such universal, exhaustive and unnatural (by this term is meant with a rhetorical question:  What other animal in nature asks such questions, and thus do we posit them as “unnatural”) to the core queries that, as Bertrand Russell once wittily quipped, is likely the result of indigestion.

What do we mean when we ask such questions; of looking up at the ceiling with furrowed eyebrows and inquiring, “What is the meaning of all of this?”  It is, of course, the focal point of “this” that one must then turn to, for such a word is obscure, undefined and like a blank space to be filled, can be interpreted in an eternity of ways depending upon the context of the query.

Is the “this” referring to the pain, suffering and debilitating medical condition being experienced?  Is it about the “unfairness” of it all and the fact that others seem to be roaming this earth carefree, careless and thoughtless as to one’s pain, whether physical, emotional or cognitive?  Or does the “this” reference the connection of all of that striving, the hours and commitment to work – of a loyalty to a Federal Agency or the Postal Service who cares not about your medical condition, may not have even noticed your absence (at least for the time being until someone finally notices the pile of work backing up on the desk of that…what was her name?) and likely thinks of individuals as mere cogs in a wheel, replaceable and fungible.

In the end, Russell was probably right; such questions about the “meaning of life” are beyond the comprehension of any level of rationality, belief or coherency that has any real impact upon our lives to make a true difference.  What really matters, in the end, is not that “philosophical” query about the meaning of life, but about human contact, relationships, and securing a future for ourselves and our families.

To that end, preparing, formulating and filing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset is an important next step for the Federal or Postal employee who can no longer continue in the career position of his or her choice.  For, filing an effective Federal Disability Retirement application actually does answer the question, “What is the meaning of ______”; it may not be the grand concept of “life” itself that completes that blank, but it sure beats walking away with nothing by obtaining an annuity to secure one’s future so that other things in life may be enjoyed.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Avoidance and Delay

Human beings have an uncanny capacity for avoidance.  In the greater genus of the universe we identify as the “Animal Kingdom”, where survival of the fittest determines the genetic viability of the evolutionary scales of neutral justice, avoidance means potential death, and delay constitutes a certainty for an untimely demise.  For, as thought and reflection is the pause between an event and a necessary response, so avoidance and delay is that interlude between necessity and regret.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties as a Federal Employee or a U.S. Postal Worker, the avoidance of the inevitable, and the delay for the obvious, often becomes an intransigent approach to life’s misgivings.

The act of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is thought of as a step of finality — an admission to one’s self that the battle has been lost, the war’s outcome has been determined, and the cards dealt must now be played, with nothing left to trade in or replace.  That is the “short view”, as colored by the perspective of avoidance and delay.  The “long view” is that there is actually life after Federal Service, and potentiality for growth beyond the U.S. Postal Service.

We become entrenched in the habits of our own making, and while filing for Federal Disability Retirement benefits through OPM may seem like a step of finality, it is actually just a step in a different direction, where one can open up new avenues for a second vocation, while at the same time securing a financial future for stability and further growth.

Avoidance and delay — they are the price one may pay for the limitations imposed by our own lack of imagination, but the greater canvas of life opens up the power and creativity hidden within the deep recesses of a childhood potentiality we once held on to, but somehow let go in this journey we call “life”, which often puts us down and tramples upon the flights of a child’s wide-eyed vision of the greater universe.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Devising Escape Routes

What a person spends his or her time doing away from work, reveals much as to how one’s work will be accomplished.  If one attempts immediately to build protective walls around the core of a project in an effort to stave off potential marauders, as opposed to focusing upon the substantive essence of the idea itself, then perhaps the vulnerability of the project itself will begin to manifest.

Our own fears often overwhelm; but healthy fear can be a positive use of an evolutionary tool meant to apprise and alert.  It is only when it becomes an impediment and obstacle for progress and advancement that our own self-immolative actions begin to impact our capacity to grow.  There is a delicate balance between healthy fear and that which lends itself to self-destruction.  Proper evaluation and analysis of a circumstance or situation is required in order to establish the former; for the latter, a groundless allowance without facts or evaluative input.

For Federal employees and U.S. Postal workers who suffer from a medical condition, the question often becomes, At what point do I begin to consider escape routes?  Do I need to devise them, or are the mechanisms already in place?

Escape routes are devised in response to dangers present; and often it will appear as if the manifestation of a medical condition will bring out the worst in others.  Isn’t that an anomaly in and of itself — that one’s own deterioration of health will impact the behavior of others, in a derogatory manner?  But that is precisely what a “stress test” is for, is it not?  It is never in the best of circumstances that reveals the true nature of a thing; rather, it is under adverse conditions which unravel the artificial appendages with which we camouflage.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is somewhat like an “escape route”, in that it allows for the Federal or Postal employee to exit from the adversity of circumstances, and plan for one’s future.  One need not “devise” it, to the extent that it is “already there” — a benefit for all Federal and Postal employees who have a minimum number of years of Federal Service (18 months for those under FERS; 5 years for those under CSRS).

For the Federal or Postal employee considering such a route, the priorities of life should always prevail:  Focus upon one’s health in an effort to remain (for those who are beset with a medical condition which is “work-related”, filing for Federal Workers’ Compensation benefits may be the first option to consider); then, if it becomes clear that one’s medical condition is impacting the ability to perform one or more of the essential elements of one’s job, and that the medical condition will last a minimum of 1 year (and it should be emphasized that one does not need to wait for a year in order to determine this aspect; rather, it is merely a medical prognosis that the medical condition will likely last at least 12 months or more that is required), consideration should be given to preparing, formulating and filing for Federal Disability Retirement.

In the end, it is not a matter of devising escape routes, but rather of recognizing the limits of human endurance, evaluating one’s place within the context of growing adversity, then acting upon those exit points available and allowable — then to make a proper decision for one’s self, and for one’s family and future.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Trinkets We Hold Dear

If value of item determines retention of possession, then few trinkets would survive the test of economic viability; but a quick perusal of one’s home will often discover large caches of sentimental liabilities strewn throughout.  What determines value, then?  Is it the monetization of an item?  Or perhaps the psychological attachment, combined with the economic forces in capitalism of supply and demand?

Real estate values soar and plummet daily, and when one considers the “high end” fluctuations where market reductions may comprise differences in the millions, one wonders about “true value” and “false valuations” of goods and services whether small or large.  If you go through your house and begin to account for the trinkets we have amassed, is it because of the monetary value attached that we continue to retain it, or the memories and golden threads of psychological ties which bind?  Is it not often the same with other issues in one’s life — of even friendships, pets and jobs?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties, the question one needs to ask at the outset is:  Why are we holding onto this trinket for dear life?  Is it really worth it?  At what cost?  What are the ties that bind?

Filing for OPM Disability Retirement is always a traumatic event; for, it is a dramatic change, often within a context of caustic and hostile circumstances.  But to remain is rarely an option; to walk away with nothing is not a wise one; so, one is often left with the best alternative possible:  to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

And like the trinket which holds one bound to memories of yore unblemished in their reflective delights of past warmth, they remain so, like the pitter-patter of a soft summer day’s cloudburst, stopping only to reveal the misty haze of a childhood dream.

Sincerely,

Robert R. McGill, Esquire