OPM Medical Retirement Under the FERS System: Mistakes

We all make them.  Some, because of complicated issues, can never admit to them.  Perhaps you were shamed at one time in making them, and will do everything to cover up any mistakes, hide them, act as if you never made any, or otherwise avoid any indicia of being less than perfect.  Perfection as a self-image is never a healthy state of affairs; for, to err is to be human, and we are never anything less than the graven images we create for the mantle of worshipping.

Some mistakes, of course, are harmless and without any consequences; others, of greater impact, whether limited to the one having made them, or beyond to third parties; and still others, of an irreversible, permanent stain.

Admissions often need to be clothed with euphemisms: “Oh, it was a youthful indiscretion” (What? Even though the mistake was made while he was 40-some years old?); “It was not on purpose”; “It was a momentary lapse of judgment”; etc.  Then, there is the haunting shadow of an overbearing parent who never softened the blow: Instead of, “It’s okay; everyone makes mistakes every now and again”, but of — silence, heavy with judging eyes.  How we handled such responses from an early age heavily influences our ability to admit to them later on.

For Federal employees and U.S. Postal workers who are seeking to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS, because of a medical condition which prevents the Federal or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, it is important to keep the mistakes at a minimum, for the mistake which leads to a denial from OPM of a Federal Disability Retirement application can be one mistake too far, like the bridge which needn’t have been fought over.

While most mistakes are correctible, the one mistake which cannot be amended is to put blinders on OPM once they have seen something.  Like a Lockjaw who will never let it go, the clamp of OPM upon a mistake revealed is one which is difficult to pry loose.  To prevent this, contact a Federal/Postal Lawyer who is experienced in Federal Disability Retirement Law, and thus minimize the mistakes from the outset through competent and effective legal representation.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement for Federal Employees: Life’s Shrapnel

It is a fearful weapon of war — meant to maim, at the very least, and if it kills by damaging enough of a human body, such as the carotid artery or other major vessel, then so much the better.  Whether from a bomb or other explosive device, it represents a terrible indictment of war’s tragedy: It does not discriminate; it treats women and children in the same way as official combatants; it cares not as to the consequences, and its success is measured both by the least of injuries as well as by the gravest of results.

Life’s shrapnel is a metaphor of war’s shrapnel.  For, like the blast which hurls a shrapnel manufactured for war’s purposes, life’s shrapnel is a sudden, surprising and indiscriminate piece of “something” which suddenly maims, injures, puts on hold one’s future or somehow pauses it; and a medical condition can be seen as just that — one of life’s shrapnel.

For a medical condition suddenly changes the entire perspective of a person’s life — of how one can do or not do certain activities, anymore; of whether one can continue in a career, anymore.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, contact a lawyer who specializes in Federal Disability Retirement Law, and consider whether or not one of life’s shrapnels — the medical condition which suddenly has altered the course of your decisions — might not require the effective preparation and filing of a Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Medical Disability Retirement under FERS: Messing Things Up

Can you mess things up without knowing it?  Absolutely.  Can you mess things up while knowing it?  Again, absolutely.

We have all been in that situation, haven’t we?  The latter context is always troubling — for, as we are engaged in the activity, we begin to have a sense that things are taking the proverbial “wrong turn”, and there is a growing, sinking feeling our involvement and participation in the endeavor plays a significant role in messing things up.

We begin to think up of excuses as to why what we did was less than harmful; we try and minimize our own ineptitude; we try and justify how it would have turned out that badly, anyway.  Or, as in the former context, our own ignorance allowed for the messing up of things and, while the period of ignorance delayed our knowledge (or lack thereof) concerning out active participation in messing things up, when we come to a point of knowledge, we suddenly realize that what we were doing (or not doing) played a major role in messing things up.

Filing a Federal Disability Retirement application under FERS can end up this way: Messing things up by not knowing what to do, what laws to comply with, what criteria needs to be met; or, messing things up by submitting too much information, etc.

To prevent this, contact an OPM Disability Retirement Lawyer who specializes in FERS Disability Retirement Law, and consider the consequences of messing things up.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Die Trying

We hear about that — of people dying while in the process of trying to work.  We push ourselves daily because we have no choice but to bear the unbearable, as if the work we do is more important than life itself.  We give lip-service to so much pablum — that “life is sacred”; that we live in a “caring society”; that “in the end”, what matters are “relationships” and not material possessions, etc.

But do we believe it?  What constitutes and validates “believing” in something as opposed to not?  Is it to simply assert and declare without such words ever being tested, or can “belief” turn into “true belief” only after an action has followed a proposition?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of his or her Federal Job, the question that must be raised is whether it is all 
“worth it”, isn’t it?

Whether continuing on towards that goal of “retirement” can be achieved; if it is worthwhile to die trying — or, is Federal Disability Retirement an option to consider?  Certainly, to “die trying” can be a noble effort, but only if the goal to achieve possesses some inherently noble characteristics.  At the end of that effort, what will be the reward?

OPM Disability Retirement is a benefit accorded to all Federal and Postal employees under FERS when it becomes clear that a medical condition is no longer compatible with continuation in the job, or any similar job.  Seek the counsel and advice of an experienced attorney who specializes in Federal Disability Retirement Law before forging ahead, lest you decide to ignore all of the symptoms of a declining health resulting in the tragic result where whispers and shaking heads would declare in a low voice, “Well, he died trying!”

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: Trains that have already left

What do we say about a person who is told that his train has already left the station, and that another will not take him to his destination until the day after, yet insists upon remaining on the platform hoping that, somehow, another will arrive, perhaps in the next hour or so?  Is it stubbornness?  Or, perhaps a denying of reality?  Or a refusal to admit to one’s mistake in arriving too late?

The metaphor of the train having already left the station, of course, is a universally well-known one, and it is especially poignant when emphasizing the need to rearrange, reorganize and rethink one’s future plans.

So the conversation goes: “Well, I am thinking about doing …”  And the response is: “That train has already left the station.”  Meaning: You may have had the opportunity to do what you are thinking of doing, perhaps 5 years ago, or maybe even yesterday; but such an opportunity has already come and gone, and you cannot change the fact that the proverbial “train” has already left without you.  The response might be: “Yes, but I can catch the next train.”  To which, the counter to the response is often: “That may be, but understand that it will be a different train, and not the same one that you missed.”

How far can one go in utilizing a metaphor or an analogy?  At some point, the metaphor can become lost within layers of double and triple “meanings”, and the conversation has to get back to the reality of the present and actual situation.  And so the return back to basics: A 40-year old man says, “I think I will try out for the Orioles as a short-stop.”  The friend may give a wry smile and say, “Yes, but you know that that train has already left the station”.

We all know what that means: While the Orioles sorely may need a good short-stop, a person who is 40 years old will not be able to keep up with the rigor of being a professional baseball player.  It is simply not realistic.

Likewise, for Federal and Postal employees who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is often difficult to discern the “reality” of one’s situation in making a proper determination for one’s future.  Is it realistic to think that one will be able to return to work?  How long will the Federal Agency or the Postal Service show patience in taking so much time off? Is it possible that the Federal Agency or the Postal Service will be able to accommodate my medical condition?

Trains that leave the station on time are often ones that are forever gone; and the one that is ultimately entered to travel to the destination one has chosen, may well get you to where you want to go, but it will nevertheless be a different train, a distinctly separate destination, and even the rider will be another person.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The price paid

That is the question, isn’t it?  In this monetary-based system of thought, we always ask that one, and the follow-up:  What was the price paid, and was it worth it? Are the two questions and issues divisible, or are they inseparably linked like Siamese twins sharing a vital organ?

As to the first, the question can encompass an entanglement of intricate complexities that flow from the second — when, in fact, it is a simple question requiring merely a fundamental answer.  We ask first, What is the price paid?

We begin to hem and haw and hesitate:  Well, it was really beautiful and I’ve always wanted it and it was worth it because it brought back the warmth of childhood memories and….  Once such explanations and justifying delineations occur, you have conflated the second issue into the first; for, the first requires a simple and straightforward answer:  the dollar-amount; a monetarily-objective response; a unit from a designated numerical set, etc.  Thus: “I bought X”.  “How much did you pay for it?”  “It was priced at X-dollars, and I purchased it for Y-amount”.

Then, the inevitable follow-up:  “Was it worth it?”  It is this second question that evokes a conflation with the first; for, such a query is not so simple inasmuch as it involves psychology, emotion, rational and irrational underpinnings, and the subjective encompassment of often-unexplainable attachments.

The worth of a thing may not parallel the price of it; for, what what paid for it can spread throughout a spectrum of differentiating circumstances:  Perhaps one got a bargain; maybe the seller didn’t realize the true market value and vastly underpriced it; or, it may be that a person needed to do a “quick sale” because he needed the cash, and was willing to part with it at a basement-bargain price, etc.

Take the following hypothetical:  At an auction, a painting is bid upon.  It is a rather unassuming piece that depicts a woman, fully clothed, with a slight smile.  It is not an exceptional painting, and is expected to be auctioned off for about a thousand dollars.  The bidding begins, and very quickly, it becomes clear that primarily 2 individuals are vying for the painting — one, a very wealthy individual; the other, a middle-class bloke barely able to meet his monthly debts.  The bidding exceeds the expected price to be gained by the auctioneer, which makes him happy beyond description.

This is the cake that dreams are made of for the auction house that expects very little:  Two or more individuals who are willing to pay a price exceeding the monetary worth of the item.  After a series of back-and-forth bids, the middle-class bloke wins the bid — at $20,000.00.  When later asked about it, he replies: “The painting reminds me of my mother.”  Bankrupt and considered a fool by everyone in the neighborhood, he nevertheless feels for the rest of his life that it “was worth it”.

Now, turn the hypothetical around and let’s say that the wealthy man won the bidding.  When asked about it, he simply stated: “Oh, I was just bored.  I plan on trashing the painting when I get home, but it was exciting to just rob someone else of his desire and pleasure.”  In either case, was the price paid “worth” it?

That is the question that Federal and Postal workers have to answer when determining whether or not to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — the price of one’s health; whether it is worth continuing in a job or career that persists upon a track to demoralize, deteriorate and destroy one’s health; or, whether a reduced income at the price of being able to focus upon one’s health may be “worth” it.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM itself has a price — of the long wait, the complex administrative process and the stress of waiting; but like the painting being bid upon at the auction house, it is always the balancing of the price paid and the worth of the gain that must be considered when preparing, formulating and filing for OPM Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation for OPM Disability Claims: The facade

We all do it; but the fact that all engage in it does not mean that the quality of what occurs behind the mask is equal in kind.  What betrays the workings of that which lurks behind the Noh mask?  Does the backstabber ever recognize the evil that is perpetrated any more than the Wizard behind the curtain believed that something untoward was being accomplished?

In architecture, a facade is the outward appearance or frontage that represents the initial encounter, entrance or first impression when approaching or entering; it is a neutral term in that it doesn’t connote or denote anything beyond that which it is — the first impression of the outward appearance.  But when that same term is applied to human beings or other contexts, it takes on a secondary implication of doubt, motive, underlying processes or even evil intent that is deliberately being concealed for the nefarious winds that need cover.

We all wear them; some are more adept at maintaining it in order to conceal and veil; while others can only establish it for a short period, then confess to all that nothing beneath was meant to harm.

For Federal employees and U.S. Postal workers who carry a facade in order to conceal the medical condition that continues to debilitate, deteriorate and prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the strain upon one’s psyche can be enormous and trying.

Over time, the facade must by necessity begin to crumble, to fade, to unravel and reveal; it is the inevitability that is often so fatiguing.  When the critical point of intersection occurs — where the priority of the medical condition surpasses the need to maintain appearances — it may be time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

At some point, we all have to become “real”, and the facade that hides the face of a building does so without concealing anything precisely because there is no “there” behind the face; but the human being that puts on the Noh mask cannot for long maintain the facade that conceals the human suffering within.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The chaos of life

Of masochism, there are indeed some who purport to invite the chaos of life, and actually enjoy it, relish in it and thrive in it.  Its opposite is considered monotonous, lacking of artistic content and without the excitement of unpredictability.  Yet, even those who thrive within the chaos of life will often need that period of respite, whether with a quiet moment of reflection, a night of reading beside a crackling fire, or just dozing in front of the drone of a television.

EMT personnel often require such a personality trait; firemen, law enforcement officers, and nowadays, teachers, professors and other educators, if only because the chaos that unruly and undisciplined children, teenagers and young adults bring into the classroom.

Perhaps it was a childhood upbringing; it is often said by learned psychologists that battered people tend to themselves batter upon reaching maturity, because they find solace in the comfort of that which they are familiar, and so the behaviors they learned and were imprinted upon as a child are the very patterns that are comforting; and thus does the vicious cycle of life – such as the chaos of life – recur and regenerate, only to imprint the same cycle upon the next generation.

Those who sincerely crave the very opposite – of a regularity in monotony of patterns predictable in their characteristic of non-change – are often criticized for failing to be able to “deal” with the chaos of life, and so the argument goes that those who thrive upon the chaos of life are better prepared for the vicissitudes of life’s misgivings.

Medical conditions comprise a sort of chaos of life, but whether one is “well-prepared” for it or not, it is something that must be “dealt” with.  It is, in the end, doubtful whether a person’s life prior to the entrance and introduction of a medical condition can adequately prepare one to “deal with it”.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal job, part of the process in dealing with such a chaos of life is to prepare an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

In such a case, instead of dealing with the chaos of preparing, formulating and filing an effective Federal Disability Retirement application yourself, you may want to consider hiring an attorney who specializes in such legal matters.

In this vast universe that includes the encumbrances deemed the chaos of life, we must all make choices as to which portion of the chaos we want to personally handle; for, in the end, the chaos of life, how we handle it and what benefit accrues from it will all be determined by the outcome of the event – and for Federal and Postal employees, that outcome-based perspective is the resulting approval by the U.S. Office of Personnel Management on a Federal Disability Retirement claim, where once the approval is obtained, the chaos of life may be turned into a respite of relief.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: Trains of life

There are trains that come and go daily; others, with lengthy destinations, like the Trans-Siberian Express traveling from Moscow to Vladivostok or the Venice-Simplon Orient Express visiting Paris, Venice, Istanbul, and places in-between; and others merely for the monotony of going to work and coming home.

Those who engage the latter often find that vacations utilizing trains are boring and uninviting; yet, for others who struggle through the vehicular traffic jams by rush-hour standards prefer it because you neither have to man the controls nor keep your focus upon the roads to avoid those who are inattentive to the rules of the road.

Relaxation takes many forms, multiple definitions and countless contextual feeds; we are all different, as are the trains of life.  Where it is going; the ticket we purchase; whether we have boarded the “right” train; whether the mistake was made at the ticket office or our lack of identifying the proper one to take; and, if the wrong one, can we still enjoy the scenic view or do we become consumed by the direction we are being taken?

What if we boarded the wrong train, but it turns out that the direction it is taking us fulfills every hope and dream we ever desired – do we still get off at the next stop, or do we muster courage enough to remain still and enjoy the view?  What if we stepped onto the “right” train, but knowing that we don’t really want to go that way, realizing that it has always been a mistake and nevertheless do so with reluctance and dread – do we force ourselves to continue on the journey despite our unhappiness and angst of drudgery?

Or, take it a step further – what if we buy a ticket, board a train and realize that it is not the right one expected, but upon being asked by the ticket-taker mid-trip, the official – whether intentionally or by lack of observance – makes no comment, punches the proper hole and moves on; do we sit with gleeful quietude and just let the train take us where we did not intend but are happy to experience?

That is often how life works – of trains that we intend to board, sometimes mistakenly take, and otherwise inadvertently travel upon; and that is how a Federal or Postal employee suffering from a medical condition should view filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management. Sometimes, the ticket fails to match the trip; other times, while the intended destination corresponds perfectly, there is a “mishap” on the trip itself.

Perhaps the Federal or Postal employee never expected a medical condition; so be it, but plans for the ongoing train of life must nevertheless be made.  Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, is the next step where a Federal career must end because the Federal or Postal employee can no longer perform all of the essential element of one’s Federal or Postal position.

For, as the trains of life may be many, choosing the right “ticket” while waiting to board is just as important as identifying the train that will take you to the intended destination.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Disability: When reality exceeds the nightmare

At what point do we describe a dream as merely a dream, and not a nightmare, and does the contrast between the two as set in comparative standing against one’s daily reality change the equation at all? Are some people more able to tolerate greater tumult of images ensconced within the framework of the “inner eye” that receives the moving reels of dreams, nightmares and memories? Is there a connection between reality and dreams, reality and nightmares, and dreams and nightmares?

If one can maneuver with greater functionality in the reality of the objective world, does it manifest an indicator of greater capacity to withstand and travel through the detours of subjective consciousness depicting dreams and nightmares? Does the ability to remember dreams or nightmares make a difference, as well? Is rumination, obsessive recollection, screaming nights from images perpetrated by past experiences – i.e., war-time images diagnosed as PTSD or other traumatic events that cannot be compartmentalized or otherwise set aside – a symptom of a fragile ego too sensitive to tolerate for some?

Is a nightmare an expiation of the unworkable problems of daily life, such that the subconscious mind is attempting to sort and sift so that greater survivability can be achieved upon awakening from the slumber of sleepless sleep? Is a person who experiences constant and relentless nightmares, who wakes up just as exhausted because of the reliving of the experiences of prior trauma, actually asleep, or does the conceptual paradigm of “being asleep” necessarily include attaining a restorative plateau of rest?

It is, indeed, a complex interaction between the tripartite components of our daily experiences, both subjective and objective.

For Federal employees and U.S. Postal workers who suffer from a reality which exceeds the nightmare, but more importantly, that dashes the dreams – both in the real sense of a dream while asleep, as well as the figurative dream in the sense of hope for the future – that paves the pathway for future anticipation, it is always important to balance the spectrum and pendulum between the deteriorating medical condition one suffers from, against the dreams one experiences, and contrast them against the nightmare of daily agony and the sleepless nightmares that awaken one with sweats and pools of angst.

Preparing an effective Federal Disability Retirement application, to be submitted and waited upon with the U.S. Office of Personnel Management, can sometimes appear to be in the “nightmare” category; but for those Federal and Postal employees who have to file such an animal, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the objective reality is that the medical conditions themselves already constitute a tumultuous reality that exceeds any nightmare conceived, and that is precisely why it becomes time for the Federal or Postal employee to prepare, formulate and file an effective OPM Disability Retirement application because, when reality exceeds the nightmare, it is time to wake up and tackle the monster of reality in order to be able to return to a restful slumber where dreams bring a smile upon the grimacing lips that shy away from nightmares.

Sincerely,

Robert R. McGill, Esquire