Federal Disability Retirement under FERS: Spectator Sports

Psychologists and commentators in general have had a field day (yes, the bad pun is intentional — but who can avoid it?) with analyzing and providing “expert” opinions on the matter, which essentially plays with (yes, yes, another bad pun) the following question: Why are people so enamored by watching others play a game?  What is it about the concept of spectator sports that draws such a crow?  What is it about being part of a “team” that results in people acting in such bizarre ways?

It is, of course, an easy transition to other areas of one’s life — from spectator sports to the political rally; of parades and cheering crows; of legions of a cheering populace gathered to welcome the Roman troops returning from battle; of D-Day and V-J Day; of the stadiums filled for the World Cup in Soccer to the excesses of the Super Bowl; of March Madness and the tradition of Friday Football (High Schools), Saturday Football (Colleges) and Sunday Pro football games; and what the Covid-19 Pandemic reflected when everyone was shut in, but with curtailed capacity to view such spectator sports.

What does it reveal about us?  Had the Romans, with their vast coliseums, already figured out the human psychology — of the need for spectator sports — in order to satisfy the blood-thirsty need of a restless populace?

For Federal employees and U.S. Postal workers who are needing to filing for Federal Disability Retirement benefits under FERS, hiring a disability attorney who specializes in Federal Medical Retirement Law is often approached as one does a spectator sport: Who has the highest winning percentage?  What Law Firm will treat me as a “team member”?  And, the flip side is also true, concerning the perspective of the Agency: “How will my ‘team’ (the Agency) treat me?” “How will my team react?”

Whether fortunate or unfortunate, the psychology of spectator sports is how everyone views things, but for the Federal or Postal employee who is ready to contact a FERS Disability Lawyer to initiate the process of OPM Disability Retirement, understand that trying to get an Federal Disability Retirement is ultimately not a spectator sport; for, it is the reality of a life endeavor, and your full participation will be needed on the “field” of the early retirement process.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: The Commonplace

Without it, there would not be the extraordinary; or, at least we would not notice it.  For, if all of X is Y, then there is no distinction between X and Y and the identity of X would be subsumed by Y, and conversely, the identity of Y would lose its distinctive identification.  Similarly, if everything is nothing, then nothing is everything, and as negation is the dominant gene, nothingness would prevail (or some such logical nonsense as that).

It is precisely because of the commonplace that the extraordinary can be identified; and yet, we never applaud the former but exuberantly place accolades and laud the latter.  Of course, when the commonplace becomes extraordinary, that is when we yearn for it — as when our lives are disrupted and torn apart, as in the war in Ukraine.  We identify with it because we can relate to it — of a nation enjoying the commonplace, and suddenly it is gone and replaced by the extraordinary, where the term “extraordinary” is used to describe the indescribable.

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the commonplace of being healthy has now been replaced by the extraordinary of suffering from a medical condition, and it is because of this change that one’s “regular career” must now be replaced by a Federal Disability Retirement annuity under the Federal Employees Retirement System (FERS), through the U.S. Office of Personnel Management.

For, the commonplace (ability to continue as usual) is now the extraordinary (the effects from the medical condition itself), and the yearning for the commonplace is precisely because X has been subsumed by Y.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and get the commonplace back by replacing the extraordinary.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Application: Beliefs

They have become overly magnified in this day and age of incessant contentiousness; but as to what they are, from whence they are derived, and why some are valid while others are inconsequential, remain somewhat of a mystery.  People believe in all sorts of things.  Moreover, in recent years, discretion and modesty seem to have been lost, and the art of expression is no longer a predicate to expressing them loudly and vociferously.

Is it important for people to possess beliefs?  Should they be based upon factual predicates?  Moreover, are some beliefs more valid than others? Should logic play a role in them, or is mere passion and extreme emotion enough to validate?

It is all well and good to hold insulated beliefs on social media, so long as the circularity of such beliefs need not be tested in the objective world.  Thus, if X believes in Y, and A believes in Y also, and it is never expressed outside of the context between the insulated linguistic exchanges between X and A, no harm comes about.  But if belief-Y is that “oncoming buses traveling at Z-miles per hour cannot harm you”, and either X or A goes out and tests such a belief in the objective, “real” world outside of social media — well, you know the real-world consequences which will result.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, your belief in whether you can prepare and formulate an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, depends a great deal upon your factual knowledge of the laws governing Federal Disability Retirement.

Don’t take the chance that the legal knowledge which must be relied upon is enough to prepare a strong enough Federal Disability Retirement case. Instead, it might behoove you to contact a disability attorney who specializes in Federal Disability Law, thereby preventing a disastrous result, such as the belief that an oncoming bus going at 50 miles per hour is a harmless entity in the objective world.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Lawyer Representation for OPM Disability Claims: The price paid

That is the question, isn’t it?  In this monetary-based system of thought, we always ask that one, and the follow-up:  What was the price paid, and was it worth it? Are the two questions and issues divisible, or are they inseparably linked like Siamese twins sharing a vital organ?

As to the first, the question can encompass an entanglement of intricate complexities that flow from the second — when, in fact, it is a simple question requiring merely a fundamental answer.  We ask first, What is the price paid?

We begin to hem and haw and hesitate:  Well, it was really beautiful and I’ve always wanted it and it was worth it because it brought back the warmth of childhood memories and….  Once such explanations and justifying delineations occur, you have conflated the second issue into the first; for, the first requires a simple and straightforward answer:  the dollar-amount; a monetarily-objective response; a unit from a designated numerical set, etc.  Thus: “I bought X”.  “How much did you pay for it?”  “It was priced at X-dollars, and I purchased it for Y-amount”.

Then, the inevitable follow-up:  “Was it worth it?”  It is this second question that evokes a conflation with the first; for, such a query is not so simple inasmuch as it involves psychology, emotion, rational and irrational underpinnings, and the subjective encompassment of often-unexplainable attachments.

The worth of a thing may not parallel the price of it; for, what what paid for it can spread throughout a spectrum of differentiating circumstances:  Perhaps one got a bargain; maybe the seller didn’t realize the true market value and vastly underpriced it; or, it may be that a person needed to do a “quick sale” because he needed the cash, and was willing to part with it at a basement-bargain price, etc.

Take the following hypothetical:  At an auction, a painting is bid upon.  It is a rather unassuming piece that depicts a woman, fully clothed, with a slight smile.  It is not an exceptional painting, and is expected to be auctioned off for about a thousand dollars.  The bidding begins, and very quickly, it becomes clear that primarily 2 individuals are vying for the painting — one, a very wealthy individual; the other, a middle-class bloke barely able to meet his monthly debts.  The bidding exceeds the expected price to be gained by the auctioneer, which makes him happy beyond description.

This is the cake that dreams are made of for the auction house that expects very little:  Two or more individuals who are willing to pay a price exceeding the monetary worth of the item.  After a series of back-and-forth bids, the middle-class bloke wins the bid — at $20,000.00.  When later asked about it, he replies: “The painting reminds me of my mother.”  Bankrupt and considered a fool by everyone in the neighborhood, he nevertheless feels for the rest of his life that it “was worth it”.

Now, turn the hypothetical around and let’s say that the wealthy man won the bidding.  When asked about it, he simply stated: “Oh, I was just bored.  I plan on trashing the painting when I get home, but it was exciting to just rob someone else of his desire and pleasure.”  In either case, was the price paid “worth” it?

That is the question that Federal and Postal workers have to answer when determining whether or not to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — the price of one’s health; whether it is worth continuing in a job or career that persists upon a track to demoralize, deteriorate and destroy one’s health; or, whether a reduced income at the price of being able to focus upon one’s health may be “worth” it.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM itself has a price — of the long wait, the complex administrative process and the stress of waiting; but like the painting being bid upon at the auction house, it is always the balancing of the price paid and the worth of the gain that must be considered when preparing, formulating and filing for OPM Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Government Employees: The content

It is ultimately the content that matters, especially in a technical, administrative procedure where tone and context become secondary.  After all, we are addressing a “medical” issue – a cold, clinical subject when it comes to filing an effective Federal Disability Retirement application.

What should be included?  How far back?  What is meant by the “essential” or “core” elements of a job?  Does the capacity and ability to arrive at work for the duration of completing assignments in and of itself constitute an “essential” element of the job?  What if the job can be performed, but one simply cannot drive to the job?  Must I address failed efforts by the agency to “accommodate” me, and does the term “accommodation” have a narrower legal meaning than the way it is loosely used by my agency?

These and multiple other questions go to the heart – the content – of the issues presented when preparing, formulating and filing an effective Federal Disability Retirement application.

Content is all important, and the audience to whom the Federal Disability Retirement application is intended is relevant to keep in mind.  If you are standing in line at a grocery store, or at a Post Office, and someone remarks to you, “You are obviously in pain.  Go ahead in front of me” – such kindness and consideration may prompt you to explain, in somewhat abbreviated form, the content of what your medical condition is.  However, if that same person who showed such consideration turned out to be a close family member, who either already knows about your condition or is otherwise intimately familiar with the circumstances and the history of your medical condition, your response may be somewhat different.

How much history of the medical condition needs to be related to the U.S. Office of Personnel Management; what medical records need to be attached and accompany the narrative report that creates the “bridge” and “nexus” between the medical condition and the essential elements of the job duties – these all fall under the general aegis of “content”, and must be carefully considered in preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The title itself

Sometimes, it is good to go “back to the basics”.  Throughout these blogs for these past and many years, the attempt has been to relate common everyday experiences and life’s challenges to the Federal employee and U.S. Postal worker struggling daily to maintain one’s career and to extend a career in the face of a medical condition.  Yet, the primary focus has always been to try and remain informative; to give some sense of the process of filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sometimes, however, the title itself is sufficient, and one does not need the additional analogy, metaphor or “connectedness” to try and understand the process, and instead, all that is required is the title itself.

OPM Disability Retirement is a “medical” retirement.  It is based upon a medical condition that prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job.  Yes, it can be a very, very complicating process, especially because there are potential pitfalls throughout the multiple administrative steps.  At each step of the procedural paths, there may be legal consequences that may not be correctible once the Federal Disability Retirement application has been submitted and a case number has been assigned at Boyers, Pennsylvania – i.e., a “CSA number” that begins with the number “8” and ends with a seemingly irrelevant “0” appended as the last of series of numbers.

Aside from the inherently complex questions posed on SF 3112A, Applicant’s Statement of Disability, the initial question that one must face and answer is (A) Whether, as a practical matter, Federal Disability Retirement is worth it, and (B) Whether there is a good chance to become eligible for it.

As to the first question, the factors that must be considered are: One’s age (for, at age 62, all disability annuities are recalculated based upon the total number of years of Federal Service, including the time that one is on Federal Disability Retirement, and as it now takes at least a year to get approved by the U.S. Office of Personnel Management, the question needs to be asked as to how old one is, how close one is to reaching regular retirement, and whether one can last until such age of retirement and the accrual of enough service computation years of Federal employment, etc.), how many years of Federal Service, and whether the Federal agency or the Postal Service is threatening to proceed with termination or separation.  And as to the second question, issues concerning the type of medical condition, the severity, the impact upon the Federal or Postal positional duties, the extent of support, how much reliance of such support is based upon a VA disability rating, and multiple other factors.

The “title itself” is often quite simple; it is the subtexts, the parenthetical unknowns and the hidden potholes along the road to filing a Federal Disability Retirement application (here we go again with the analogies and the metaphors) that makes for a complex and complicated journey.  But, then again, hasn’t that always been the case throughout life – facing the title itself that seems simple enough, but finding out that it is a bit more difficult than first thought?

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Youthful mind, decrepit body

The oxymoron of the objective world; yes, it can perhaps be maintained in the virtual reality of cognitive dissonance, but the human body warns and tells all.  The basic problem is that while the “mind” retains an image of frozen time, the body continues upon the progressive course of constancy in deterioration.

We all have an image of ourselves, and no matter how many times a day we look into the mirror, that “image” remains with us, as we are not the one’s watching ourselves as we grow older.  Yet, the body ignores the image we hold, and time, nature and the linear disintegration of organic matter leads to the consequences of a decrepit body.

We are reminded of this when we do silly things – like challenge a high school kid to a game of one-on-one after not having played basketball for a fortnight and a decade; or join in a pick-up game of football or other activity upon a dare, a challenge or an embarrassing invitation in the public’s realm of sight and sound; and though we may try and ignore the body that has advanced by the call of Nature’s echo, the reverberating results scream in the morning’s light as the human body resists the image beheld.

There are, of course, sad exceptions to the “youthful mind” counterpart – of dementia and early onset of cognitive deterioration; but of the decrepit mind, there is no offset, though by cosmetic surgery and other artificial means, we may fool the image reflected in the mirror to somewhat match that which is beheld in our minds.

It is this constant bifurcation and mind-body dissonance that allows for old men to act foolishly and young men to laugh uproariously.  Somehow, the disconnect between the youthful mind and decrepit body has never quite overcome the incommensurate nature of the two; but, then, perhaps that is why Aristotle’s primary focus was upon the rationality of man as the defining essence of his being, knowing that the far greater value resides in the area more populated by angels than by aging bones.

For the Federal employee and U.S. Postal worker who is getting ready to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or even CSRS Offset, the greater travail imposed by the mind-body problem may well come to the forefront in preparing one’s Statement of Disability on SF 3112A.

For, rare is the instance where either and both are not impacted, even in the case that the primary medical condition is psychiatric and not physical, and vice versa, if the focal illness is physical and not psychiatric.  For, the mind can be impacted in other ways beyond the formal diagnosis of a psychiatric condition – by loss of mental acuity, profound fatigue that goes beyond mere daily exhaustion; and how the two are intertwined may be important in later years if the U.S. Office of Personnel Management sends out a Medical Questionnaire and you are recovered physically, but not mentally, or again in reverse order, recovered mentally, but not physically.

In the end, the general rule of “normalcy” of having always a youthful mind while one’s body continues to become decrepit, can be defied only to a limited extend; but for the Federal or Postal employee who is seeking Federal Disability Retirement benefits, the interconnectedness of both is important to consider in preparing, formulating and filing an effective OPM Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Life’s ruinations

The poetry of a fork in the road sings to us from those innocent days of childhood voices; of life’s beginnings, the promise of future longings, and those lazy summer mornings left far behind in dusty coves where love’s forlorn memories linger in misty waves of lapping thoughts.  Life has a way of beating us down.  A wise man once said:  If you don’t like the way the day is going, stick around, as everything changes over time.

We tend to focus upon the trials of the moment, as if there is no tomorrow, and perhaps that is a “good” thing, if we think that life is a linear progression (or regression, as it were) of experiences unfolding and eternally unending.  What does it mean to have a “proper perspective”, or a “balanced view” of life?  In the living moment of travesty and despair, can one reach beyond on either side in order to view the middle from afar?  Or are we so wrapped up in our own troubles that we can never quite see beyond the travails of our own creation?

We have lost the capacity to maintain vigilance as the gatekeeper of incoming information and data; instead, we are like rudderless vessels, being thrown to-and-fro by the waves of data-overloads, forever accosted by the connectivity for which we pay dearly in terms of money, loss of soul, and depleted creativity.  We cannot think for ourselves, anymore, because we have Google and viewfinders to guide our ways; and we no longer map out our road trips because we have electronic guiding devices to do that which we have lost our way in attaining.

For every second we have been promised that we would save with the advent of a new electronic device, Jim Croce’s time in a bottle would have been filled tenfold, if only we had stuck to the revolving voices emitted by the crank of an antique phonograph.

Life was once a promise of a future hope and unrealized cacophony of mirth to be reached; now, the darkness of life’s ruinations overshadow us all.  There are no promises or instructions of “how to” when we are born; only a meandering sense of anarchy by which we are shoved into and respond by the seat of our pants.  In the end, life’s ruinations are determined by the choices we make, and are well within the control of our willpower to map out fate, destiny and the avenues of alternatives offered.

For Federal employees and U.S. Postal workers who see the coming signs – of increasing harassment, administrative pressures and managerial sanctions – it is time to begin preparing.  Filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, if and when a Federal or Postal employee under FERS, CSRS or CSRS Offset becomes disabled as a result of a medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, is a necessary step in sidestepping and avoiding those pesky forks in the road which represent life’s ruinations.

In such instances, Google won’t help, and even an expensive GPS device won’t be of much use.  Instead, it is an individual choice to be made, and the time is ripe when you realize that life’s ruinations are often the result of procrastination and delay in preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with OPM forthwith.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Early Medical Retirement: Sleep Disorders

Sleep disorders; non-restorative sleep; Sleep Apnea; Sleep dysfunctions; altogether, they can cumulatively comprise distinguishable medical disorders, but often are lumped together, and can encapsulate differing and almost opposite conditions, including idiopathic hypersomnia, major hypersomnolence disorder, insomnia, narcolepsy, and similar medical disabilities.  Often, the effects and symptoms are the major issues, resulting in profound and intractable fatigue; inability to focus or concentrate; lack of mental acuity, etc.

For Federal employees and U.S. Postal workers who suffer from various sleep disorders and varying severity of such sleep dysfunctions, the impact can be severe and palpable.  Whether in a sedentary, cognitive-intensive position where mental acuity and focus, concentration and attention to detail are impacted; or in “safety-related” work where reliance upon full awareness, wakefulness and perceptual judgment of one’s surroundings are critical; sleep disorders can have a direct and negative impact upon the Federal or Postal worker’s ability and capacity to perform all of the essential elements of the positional requirements.

Such sleep dysfunctions and sleep disorders are viable medical conditions which form a foundational basis for a Federal Disability Retirement application, submitted through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS Offset.

In past ages, people used to merely associate and dismiss daytime somnolence as mere “laziness” and lack of willpower; fortunately, we now know better, and such knowledge is reflective of a small but incremental advancement in human progression, which is always an amazing feat in this cesspool of ignorance we deem as civilization.

Sincerely,

Robert R. McGill, Esquire 
OPM Disability Retirement Lawyer

 

Medical Retirement from Federal Jobs: Prerogatives

The exclusivity of a right or privilege can remain dormant until asserted; and assertion triggers and activates, and suddenly that which consisted merely of quietude and inertia, becomes the centrality of controversy, contention and adversarial encounter.  Much of life is like that; resembling the proverbial elephant in the sitting room, or the decaying clump of unidentified derivation of unseemly scents, people tend to avoid and take a wide berth while acting “as if” throughout the day, the week, a year, and in a lifetime.

In olden days of yore, the “prerogative” was retained by the King, the Crown and the Papacy to assert or not, depending often upon the whims of emotional and political turmoil.  The fact of inactivity or inertia with respect to the right or privilege did not result in the loss of it; rather, it merely meant that the non-use of power only magnified the unlimited potentiality for tyranny.  One doesn’t lose something merely because it isn’t used; unless, of course, you are a common man or woman without power or purpose.

For Federal employees and U.S. Postal workers who have been “allowed” by one’s agency or the U.S. Postal Service to continue to remain in one’s position at the “prerogative” of the agency or the U.S. Postal Service, by being retained in some capacity of “light duty” or informal arrangement of “less-than-full-duty” status, the attitude and atmosphere can be likened to the Royal Family allowing and granting a limited dispensation at the mercy of the Crown, and always with humble subservience of gratitude and metaphorical acts of low-bowing.

While it is dangerous to be indebted to someone else for too much, the greater travail is to believe that one owes something of value when in fact no such indebtedness ever existed.

For Federal and Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, the fact that the Federal agency or the U.S. Postal Service “says” that it is “accommodating” the Federal or Postal employee, does not necessarily make it so.

The prerogative to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, always remains and is retained by the Federal or Postal employee, even throughout a circumstance and situation where the Federal agency or the U.S. Postal Service contends that the Federal or Postal employee is being “accommodated”.  For, the term itself is one of art, and “accommodation” — in order to be a legally viable accommodation — must meet certain standards and rise to a level of legal sufficiency.

The mere fact that the Federal agency on High says it is so, no longer applies; for, despite its claim to greater status of Royalty, the days of uncontested power through mere lineage no longer exists, except perhaps in the feeble minds of the commoner who treads the hallways of Federal agencies and U.S. Post Offices with fear, trembling, and humble subservience.

Sincerely,

Robert R. McGill, Esquire