Federal Disability Retirement Law: Goodness in Dark Times

It is the famous question brought to the fore by Hannah Arendt and others in the aftermath of WWII.  The trial of Eichmann brought some clarity to the issue; of the banality of evil; of the trial of human goodness in contrast to questioning the existence of evil.  Faith was said to be lost in the aftermath; for, how could a God who purports to be pure goodness, allow for such evil to dominate?

Camus warned of humanity’s descent into further darkness; that the mass concentration camps were not the end, but merely the beginning of wider and more ferocious depravity.  The question really was never how there could be goodness in dark times; but rather, why or how there could be goodness at all.

Since WWII, modernity has strived — albeit, rather in a fumbling and ineffective way — to reeducate children to engender greater empathy for one another; to stamp out (or at least, divert) man’s inherent “evil” within; to try and prevent the predilection towards violence, etc. Then, of course, the Internet was created; Social Media exploded (or imploded); the pandemic exponentially heightened; and the rest is history — of dark times in greater numbers; the selfishness of the ultra-wealthy; the rise of autocratic regimes and the reemergence of greater evil.

In the end, it is not the question of goodness in dark times which matters, but rather, how to extend, to the extent possible, some iota of goodness within the times we live in.  Laws, in the end, and the abiding of laws, are the only hope we have.

For Federal and Postal employees needing to file for Federal Disability Retirement benefits under the current Federal Employees Retirement System (FERS), through the U.S. Office of Personnel Management, goodness in dark times is defined by the ability to manage your life despite the dark times.  Chronic medical conditions can be overwhelming and appear to present a period of unending dark times in your life.  Fortunately, the laws governing FERS Disability Retirement provide some amount of goodness and point to a brighter future.

Contact a FERS Medical Retirement Attorney, that is a legal expert who specializes in Federal Worker Disability Retirement law, and consider that there is still some goodness in dark times.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Blog: Calm & Upheaval

It is the former which we seek; the latter, which inevitably comes about.  We work 90% of the time for 10% of rest, and of that 10% (if even that), most of it is taken up by chores and other matters.  Of the 90%, most of it is comprised of repetitive boredom and monotonous, mindless endeavors.  When upheavals dominate even the calm, then a crisis often develops; for, in this stress-filled world, periods of respite become all the more important and necessary.

Every crisis, we learn from historical analysis, could have been averted; and as we play the game of “if only we had done X”, we realize two things:  First, that history does indeed repeat itself in cyclical manners and Second, that our memories are short and forgetful, and thus do we repetitively keep to the first rule of cyclical repetition.

Just when we think that the newest upheaval has passed, and the calm after a violent storm has finally come upon us, that the next upheaval enters our lives.  In the end, it is perhaps fortunate that we have such short memories; otherwise, life would be one crisis and upheaval after another, without even a short respite of calm.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has come to a crisis-point because of the impact upon one’s ability to perform all of the essential elements of one’s Federal or Postal position, the respite of calm which is needed can only come about by preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted through the U.S. Office of Personnel Management under FERS.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and begin the process of extricating yourself from the upheaval of your chronic medical condition in order to reach that cyclical abyss of temporary calm.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Law: Loss of a Cosseted Life

What does it mean to “take things for granted”?

Often, it is only when something is taken away that the value of the vanished item of vacuity vainly verifies the validity of its valuation.  Sorry for the alliterative illustration.  Similarly, the cosseted life is one where over-indulgence of protected care may have existed, and the sudden or gradual disappearance of that sense of security leaves one vulnerable and potentially open to harm.

Health, itself, offers the cosseted life; and loss of it, an overwhelming sense of vulnerability.

In youth, when health is so often taken for granted, we are apt to embrace challenging and silly endeavors.  We might jump out of planes, for instance; or engage in other acts of mindless stupidity.  We expect failing health in the metaphorically twilight days of our lives, but when it occurs in the middle years, it often catches us off guard, and the loss of a cosseted life is felt all the more fervently.

For Federal employees and U.S. Postal Workers who suffer from a medical conditions such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the sequence of dealing with the loss of that cosseted life often follows a familiar pattern — First, attend to the medical condition; Next, try and accept the available treatments such that a return to a level of functionality may be attained where your Federal or Postal career can continue.

Then, if the medical condition reaches a level of chronicity such that it becomes clear that you will not be able to perform all of the essential elements of your Federal or Postal job, contact a FERS Lawyer who specializes in OPM Medical Retirement Law.  For, in the end, the loss of a cosseted life should never be the end of something, but rather the beginning of a different phase, a varying period, an alternate condition, and a future still available for adaptive living.

Sincerely,

Robert R. McGill, Lawyer

 

Federal Employee Disability Retirement: Sorrow behind the facade

How do we know a person’s sorrow?  Of other emotions, we question and retain suspicions, but why is sorrow placed on a separate plane, untouchable and abandoned as sincere despite warranted evidence to the contrary?  Of love, we question constantly — as to sincerity, whether fidelity has been maintained and preserved; of joy or happiness, daily do we self-analyze and evaluate; but of sorrow — once the tears pour forth upon the event learned and considered, there are few who doubt for fear of being tarred as the cynic who had no feelings or remorse.

There are instances — of an unnamed president who purportedly was seen joking and laughing on his way to the funeral, but suddenly turned dour and despondent in facial expression once recognition was noted of cameras filming and spectators observing; or perhaps there are relatives who are known to have hated a deceased kin, but arrived at the funeral out of obligation and duty; of those, do we suspect a less-than-genuine sorrow?  Is it because sorrow must by necessity be attached to an event — of a death, an illness, an accident, or some other tragedy that we consider must necessarily provoke the emotional turmoil that sorrow denotes?  But then, how do we explain the other emotions that are suspected of retaining a facade and a reality beneath — again, of love and happiness?

Medical conditions, especially for Federal employees and U.S. Postal workers, are somewhat like the sorrow behind the facade.  Few will openly question it — whether because to do so is simply impolite or impolitic — but some will suspect as to its validity, especially when self-interest is at stake.  The declaration, “Is there a malingerer within our midst?” will never be openly spoken.  For, what is the evidence — excessive use of SL, AL or LWOP; frequent doctor’s appointments; inability to maintain the level of productivity previously known for; lack of focus and concentration at meetings; inability to meet deadlines, etc.

For others, these are harbingers of irritants that delay and impact the agency as a whole; for the Federal employee or Postal worker suffering from the medical condition, they are the symptoms and signs beneath the brave facade that is maintained, in order to hide the severity of the medical condition in a valiant effort to extend one’s career.  There comes a time, however, when the reality of the medical condition catches up to the hidden truth beneath the facade, and once that point is reached, it is time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

In like manner, the sorrow behind the facade is similar to the medical condition in and around the Federal agency or the U.S. Postal Service — both may be real, but it is the “proving” of it before OPM that is the hard part.

Sincerely,

Robert R. McGill, Esquire

 

How much OPM Disability Retirement Pays?

“What will the benefit pay?”  That is often the primary concern of a Federal or Postal employee who must consider filing for Federal Disability Retirement benefits through the Federal Employees Retirement System (FERS), and it is certainly a valid first question.

The greater concern that cannot be overlooked, however, is the one that involves calculating the cost of NOT filing.  In the end, those Federal and Postal employees who must consider filing for Federal Disability Retirement benefits have three fundamental options: Stay put; resign and do nothing (or wait for termination/separation proceedings to occur, which amounts to the same thing); or file for Federal Disability Retirement benefits under FERS.

The benefit of a Federal Disability Retirement annuity is quite simply calculated as 60% of the average of one’s highest three consecutive years of service for the first year (offset by 100% of any Social Security Disability benefits received during the concurrent payments received) and 40% of the average every year thereafter (offset by 60% of any Social Security Disability payments received during those years), until age 62, at which point the Federal Disability annuity is recalculated as “regular retirement” based upon the total number of years of Federal Service, including the time that the disability retiree has been on Federal Disability Retirement.

Thus, the “greater” benefit in calculating the cost has to take into account the fact that one is actually “building up” one’s own retirement by the years one stays on disability retirement — for, those very years that you are receiving a disability retirement annuity count towards the total number of years of Federal Service when it is recalculated as “regular” retirement at the age of 62.

Yes, it is true that on the cost/benefit ledger that one should review before filing for Federal Disability Retirement benefits, you need to take into account the lesser income and the lengthy bureaucratic process that must be engaged, but you should also never forget what the originating basis for considering such filing compelled the consideration in the first place: Your health.

Calculating the cost of filing for Federal Disability Retirement benefits too often places the emphasis on what is lost — in terms of monetary gain and loss, etc.  But in calculating the cost of filing an effective Federal Disability Retirement application, to be submitted and considered to and by the U.S. Office of Personnel Management, the primary issue involves one’s deteriorating health and whether you can continue to remain in a job which has clearly become inconsistent with the medical conditions one is suffering from.

In the end, calculating the cost must go beyond the lessening of income; it must calculate the cost of one’s health, which is the single greatest asset one possesses.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation for OPM Disability Claims: Tone and tenor

In music as well as in grammar, the first word remains somewhat constant, in that it refers to the sound itself – how it sounds, the decibel level, the texture and coherence, etc.  Between the two, it is the tenor that alters, for in music, it refers to the male voice intermediate between the bass and the alto, while in grammar it is the content and substance of that which is said.

Thus, in either manner of usage, whether in music or in grammar, the combination of both is a bifurcated distinctiveness that goes to the duality of the following:  How it is being played or said, as opposed to what is being emitted or posited.  Both in verbal communication, as well as in written delineation and presentation, each are important.  In the former, one can often modulate the first upon the second, and even adapt the second in order to “soften” the first.

Thus, a person might say, “Go take a hike” in an angry, unforgiving manner, and the words spoken are consistent with the tone granted.  Or, one can say it in a joking, soft-spoken manner, and suddenly the tenor of the words take on an entirely new meaning – for, no longer do you actually mean the words themselves, as in “Please go away, I don’t like you and I don’t want to see you”; rather, stated in the second manner, it can simply be a cute retort, a friendly quip or a joking gesture.

In writing, however, one must be quite careful – for the tone of a sentence is encapsulated within the tenor of the written statement; the two, being entangled by the written mode of communicating, can easily be misinterpreted unless carefully crafted.  That is why texting, emailing and other written modes of delivery can be dangerous vehicles easily misunderstood and taken with offensive intent that otherwise was meant in a different manner.

The “tone” of a written sentence, paragraph or page must be intimately woven with the context of the “tenor” presented; and how the reader or recipient reads it, what internal “tone” is ascribed, can be misguiding.

For the Federal employee or U.S. Postal worker who must prepare an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the tone and tenor of a Federal Disability Retirement packet is important to consider.

Will a somewhat “third-person, objective” persona be assumed?  Will the SF 3112A, the Applicant’s Statement of Disability, be presented in a cold, clinical manner, where the tone is set “as if” someone else is describing the personal issues of the medical conditions, as well as their effect upon the Federal or Postal employee’s capacity and ability to perform the essential elements of the Federal or Postal position, or will it be more likened to a weeping bundle of hysterical cries begging for approval, or even closer to an angry shout that deafens the ears of the U.S. Office of Personnel Management’s assigned “specialist”?

Tone and tenor need to be decided upon early on in preparing, formulating and filing an effective Federal Disability Retirement application, and it may well be that consulting with an attorney who specializes in preparing such applications will ensure the proper modulation in both the tone and tenor of an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: Content

What do we mean when we distinguish between “content” as opposed to “context”?  Are the two always distinguishable, and if so, are there any features or characteristics that make inseparability a potential difficulty?

We have all heard the famous phrase from King’s speech about being judged by the “content” of one’s character, as opposed to the “color” of one’s skin – a deviation of sorts from the more customary reference to the distinction made between appearance and reality, form versus substance, or even of spiritual versus material (although, as to the latter, one will often hear the metaphysical argument that it is the spiritual which is the “real” reality, and that the material is merely that fleeting, temporal existence that lasts for only a limited time).

Can the two truly be separated so cleanly as to allow for harmless independence – or, like the Siamese twins that share a vital organ, would any attempt necessarily devastate both?  For, isn’t it the very appearance of a thing that attracts and allows for an investigation further into the inner depths of the thing attracted towards?  Doesn’t context always matter when looking into the content of a thing, whether it is an incident, a conversation or a person of whom one is interested in committing to for a lifetime of relational considerations?

We often like to make such grandiose claims of bifurcating distinctions, when in fact the reality of the matter is that both are needed in order to complete the picture of the whole.

One may argue, of course, that content nevertheless is “more important” than context, or that substance by definition is of greater consequence than appearance, and by fiat of ascribed significance, one often argues that the former is necessary but perhaps not sufficient without the latter, whereas the latter is not unnecessary, but nevertheless cannot be made without unless one wants to walk about through life with a missing leg or a part of one’s soul left behind.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, always remember that – in preparing the SF 3112A, Applicant’s Statement of Disability – the U.S. Office of Personnel Management is looking for both content and context, and thus must one always be wary and cautious about the implementation of both.

SF 3112A is a trick form.  The questions seem simple enough, but what is put in there; the legal consequences of what medical conditions are included; the result of failing to include certain other conditions that may later be of greater consequence; these, and many more pitfalls, obstacles and unknown legal impact that may or may not be made aware of – well, OPM is not going to tell you beforehand, or help you out, and will indeed judge the Federal Disability Retirement application based upon the content of what is included, and not by the “color” of contextually missing information.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Civil Service: “Well, at least…”

Admittedly, any substantive insight into such a conceptual proverb used in everyday life is attributable to the eloquent thoughts of Yiyun Li, in her recently published collection of essays.  Such insights are so deliciously stated, with linguistic content so deftly conveyed, that the undersigned cannot refrain from grasping, grappling and attempting to add onto that which cannot be improved upon.

Well, at least plagiarism is no longer anything more than a forgivable sin, and not even a venial one at that.  The concept goes to the heart of comparing misery and quantifying misfortune.  When faced with a catastrophe, we minimize by comparative qualification:  Well, at least…  As if contrasting a lesser misfortune on a spectrum of possible calamities will pull the pendulum away from the pain and sorrow it has reached, and compel a more balanced perspective and diminish the weight of heartache.  Does such a diminution of personal failure by reducing it to a lesser quantity concurrently minimize the sorrow felt?

To a grieving parent whose oldest child has passed away, while sparing the lives of another sibling or two; Well, at least…  At what point does such an insight fail to achieve its goal?  Would it carry the same weight if 5 of 6 children perished?  Could you still get away with saying the same thing?  What if she is the lone survivor?  At what point on the spectrum of human calamity does such a statement retain any semblance of empathetic import and meaning?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the positional duties occupied:  Well, at least he/she can file for Federal Disability Retirement benefits…

The fact is, for almost all Federal and Postal employees, that option is the last one they want to initiate; for, most Federal and Postal employees want to continue to maintain, extend and excel in their chosen careers.

In the instance of Federal and Postal employees, however, such a phrase has further significance, in the following manner:  the availability of an alternative in the event that all other avenues of choices become unavailable.  Thus, in such a context, it is not a quantification of sorrow or comparative analysis of choices presented; rather, for Federal employees and U.S. Postal Service workers, whether under FERS, CSRS or CSRS Offset, it is a mere recognition that, in that unwanted event where a promising career needs to be cut short, there is at least the option of preparing, formulating and filing for Federal Disability Retirement benefits, to be filed with the U.S. Office of Personnel Management.  Well, at least…

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Social Contract Theory

In modernity, what is the “Social Contract”, and does it still hold any meaning?  Or, is the bundle of bureaucracy, the conflict between the competitive predatoriness of capitalism left to its own devices resulting in a cronyism of wealthy interconnections, as opposed to the growing girth of Federalism with a pittance and breadcrumbs left to State governments to fill in some minor gaps — does the aggregate of such entities, comprised of regulations, statutes, laws and a compendium of languages isolated in fine print, all together reflect the vestiges of the Social Contract we once revered as the awe-inspiring product of the Age of Enlightenment?

Would Rousseau, and to a lesser extent Hobbes, and further explained in Locke’s Treatise, represent anything of value, anymore?  Or are we left to our own devices, as Darwin proposed those many decades ago on the lapping shores of the Galapagos, where survivability is determined by genetic origin, environmental refinement, and ultimately the devices used in subterfuge when societal niceties require at least a surface semblance of genteel behavior?  In the end, the concept of a “Social Contract” means little if the basic legal constructs are not adhered to.

For Federal employees and U.S. Postal Workers, such legal constructs are represented by the cumulative promises made by the bureaucracy which employs them, comprised of statutes, regulations, executive orders and corollary mandates.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, the idea of honoring the Social Contract becomes important, because part of that agreement is to fairly treat the Federal or Postal employee when the Federal or Postal employee is no longer able, because of a medical condition, to continue working in the same job.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee is under FERS, CSRS or CSRS Offset, is each day a test as to the continuing resolution of the viability of the Social Contract.  While not every Federal or Postal employee may be automatically eligible for the benefits to be received through Federal Disability Retirement, it is the fairness of the process which is important, and whether a proper course of administrative protocols are followed and met throughout the entirety of the bureaucratic process.

In the end, those vestiges of that grand idea originating in the minds of philosophers — the highfalutin concept of a Social Contract — are only as good as the promises made and declarations kept in the things that impact the everyday lives of ordinary people, like those dedicated public servants who toil daily in the Federal Sector and the U.S. Postal Service.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement from Federal Employment: Pensive Passions

Often, truth is found in contrasting and inherently antithetical concepts; the fact that they may be contradictory in appearance, does not substantively make it so; and, instead, it is often the combined tension between the two which engenders cohesive cooperation, whether forced, mandatory, unhappily or otherwise.  Think of marriage.  Or, the productivity in moments of combative circumstances.

Does voluminous activity in the context of stagnation necessarily follow?  Or qualitative brilliance erupting from sedentary immobilization?  For Federal employees and U.S. Postal workers who suffer from a medical condition, the thought of “moving on” by filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, is often an anathema which prevents further reflection and thoughtful engagement on the matter.  Then, when it becomes an emergency because of months, perhaps even years, of procrastination and unwillingness, then and only then does the adaptation of one’s thought process begin to coordinate the reality of future orientation.

Filing for Federal Disability Retirement benefits through OPM is not an end, but merely a new beginning; it is not an indication of surrender, but rather an advancement towards a different future; and it is not “letting down” family, friends, coworkers or some unrealistic viewpoint concerning one’s self-image, but instead, is a recognition that priorities matter, and what is important in life must by necessity be prioritized, with health and one’s self-worth being at the top of the list.  Continuing to go to work in the drudgery of one’s medical morass, where the Federal agency and the U.S. Postal Service is no longer supportive of continuation in such a venue, is to remain stuck in an untenable situation.

Being pensive in the matter is to take some time to reflect; to possess passion, is that loss which once was a sense of awe in holding a jewel sparkling in regular moments during a routine of boredom, of getting up each day and looking forward to advancing one’s Federal or Postal career, but now because of a progressively deteriorating medical condition, has ceased and closed the curtain of enthusiasm.

Now, to have pensive passion is important, for it is that combination for the Federal and Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal and Postal employee from performing one or more of the essential elements of one’s positional duties in the Federal Sector or the U.S. Postal Service, which will serve him or her well in the next phase of one’s life, in preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire