FERS Disability Retirement: Knowledge & Application

It is assumed in the West that knowledge, in and of itself, is a valuable thing.  And in this country, periods of pragmatism overtake that viewpoint, but always seem to revert back — otherwise, how else would we persuade children to spend countless hours sitting in a classroom, year after year?

As “making a living” has become the primary focus of society in general, there is an ever-pervasive tension between knowledge for its own sake as opposed to knowledge that is “useful” (translation: the “know-how” to make a living).  This is a tension that every society must grapple with — of becoming educated as an end in itself or as a means to a different end.

Few believe that there is a downside to having a good education, but a well-educated populace that lives in poverty cannot for long sustain its justification for perpetuating inapplicable knowledge.  Society must always maintain a balance between theoretical knowledge and applied knowledge.

Law is a discipline which straddles the fence between the theoretical and the practical, inasmuch as it engages in conceptual/intellectual issues, but concurrently, must be able to be applied in the everyday lives of people.  For example, in domestic relations law, there are overarching conceptual principles focusing upon what constitutes “the best interests of a child” in a custody battle, but in the end, the practical application of determining a workable visitation schedule must be hammered out between the parties involved.

Similarly, in Criminal law, while a society may adopt a conceptual apparatus as to whether “reform” is the goal or “punishment” is the justifying foundation for a lengthy incarceration imposed, nevertheless, in either case, society must consider the practical issue of protecting its citizens from further harm which may predictably be committed by the party found guilty.

In a similar fashion, for Federal employees and U.S. Postal employees who file for Federal or Postal Disability Retirement benefits through the U.S. Office of Personnel Management under the FERS system, knowing the Law and cases governing Federal Disability Retirement is essential in engaging the bureaucratic process, precisely because Federal Disability Retirement benefits is not merely about the medical condition in and of itself, but involves a complex consortium of issues in relation to the job one is positioned in, whether the Agency can accommodate an individual’s medical disabilities as well as what constitutes a legally-viable accommodation, as well as a whole host of other similar issues.

Here, knowledge precedes application, and having a ‘working’ knowledge of the laws governing Federal Disability Retirement in order to apply it at each stage of the administrative process is a necessary prerequisite before considering even applying for the benefit.  Yes, there are rare cases in which the medical disability is so severe and clear-cur that the medical documentation is and should be sufficient unto itself; but that is a rare case indeed.

As such, at whatever stage of the process one finds oneself in the Federal Disability Retirement bureaucracy, you may want to consult with an OPM Disability Attorney who specializes exclusively in Federal Disability Retirement law in order to have not only the knowledge but the practical application of proceeding against the U.S. Office of Personnel Management in fighting for your FERS Disability Retirement benefits.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Law: Goodness in Dark Times

It is the famous question brought to the fore by Hannah Arendt and others in the aftermath of WWII.  The trial of Eichmann brought some clarity to the issue; of the banality of evil; of the trial of human goodness in contrast to questioning the existence of evil.  Faith was said to be lost in the aftermath; for, how could a God who purports to be pure goodness, allow for such evil to dominate?

Camus warned of humanity’s descent into further darkness; that the mass concentration camps were not the end, but merely the beginning of wider and more ferocious depravity.  The question really was never how there could be goodness in dark times; but rather, why or how there could be goodness at all.

Since WWII, modernity has strived — albeit, rather in a fumbling and ineffective way — to reeducate children to engender greater empathy for one another; to stamp out (or at least, divert) man’s inherent “evil” within; to try and prevent the predilection towards violence, etc. Then, of course, the Internet was created; Social Media exploded (or imploded); the pandemic exponentially heightened; and the rest is history — of dark times in greater numbers; the selfishness of the ultra-wealthy; the rise of autocratic regimes and the reemergence of greater evil.

In the end, it is not the question of goodness in dark times which matters, but rather, how to extend, to the extent possible, some iota of goodness within the times we live in.  Laws, in the end, and the abiding of laws, are the only hope we have.

For Federal and Postal employees needing to file for Federal Disability Retirement benefits under the current Federal Employees Retirement System (FERS), through the U.S. Office of Personnel Management, goodness in dark times is defined by the ability to manage your life despite the dark times.  Chronic medical conditions can be overwhelming and appear to present a period of unending dark times in your life.  Fortunately, the laws governing FERS Disability Retirement provide some amount of goodness and point to a brighter future.

Contact a FERS Medical Retirement Attorney, that is a legal expert who specializes in Federal Worker Disability Retirement law, and consider that there is still some goodness in dark times.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Blog: Calm & Upheaval

It is the former which we seek; the latter, which inevitably comes about.  We work 90% of the time for 10% of rest, and of that 10% (if even that), most of it is taken up by chores and other matters.  Of the 90%, most of it is comprised of repetitive boredom and monotonous, mindless endeavors.  When upheavals dominate even the calm, then a crisis often develops; for, in this stress-filled world, periods of respite become all the more important and necessary.

Every crisis, we learn from historical analysis, could have been averted; and as we play the game of “if only we had done X”, we realize two things:  First, that history does indeed repeat itself in cyclical manners and Second, that our memories are short and forgetful, and thus do we repetitively keep to the first rule of cyclical repetition.

Just when we think that the newest upheaval has passed, and the calm after a violent storm has finally come upon us, that the next upheaval enters our lives.  In the end, it is perhaps fortunate that we have such short memories; otherwise, life would be one crisis and upheaval after another, without even a short respite of calm.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has come to a crisis-point because of the impact upon one’s ability to perform all of the essential elements of one’s Federal or Postal position, the respite of calm which is needed can only come about by preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted through the U.S. Office of Personnel Management under FERS.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and begin the process of extricating yourself from the upheaval of your chronic medical condition in order to reach that cyclical abyss of temporary calm.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Law: Societal Perfection

Anselm’s Ontological argument for the existence of God is dependent upon a crucial conceptual construct which, if and only if accepted, works.

It is the concept of “perfection”.  For, if existence — or, “to be” — constitutes the satisfying minor premise of the definition contained in the major premise, “That than which nothing greater can be conceived of”, then the question is: Do we necessarily have to agree with the societal construct of what “greater” means or, similarly of what “perfection” must entail?

Most ontological arguments must include some acceptance of what “perfection” entails — of the query involving, “How can an imperfect being possess a concept of perfection unless that perfection exists?”

But when it comes down to the details of what we mean by the term “perfection”, we find ourselves in squabbles of circular argumentation.  Societal constructs of perfection — or, of even lesser norms, like what is a “good” citizen, a dedicated worker, a loyal individual, etc. — often gets us into trouble, especially when such a definition becomes the basis for a self-harming viewpoint.

For Federal employees and U.S. Postal workers who suffer from a medical condition, continuing to work despite harming your own health is often insisted upon because of our distorted view of societal perfection.  We hold onto the societal construct of what it must mean to be a dedicated and loyal employee — i.e., the societal definition of perfection — until we die of exhaustion in trying.

FERS Disability Retirement through the U.S. Office of Personnel Management is a counter to that — it is a recognition that you should not have to work in a job which is harming your health.

If you are no longer able to perform all of the essential elements of your position with the Federal Agency or the Postal Service, contact a disability lawyer who specializes in Federal Disability Retirement benefits and begin the process of defying the false construct of societal perfection.

Sincerely,

Robert R. McGill
Lawyer specializing exclusively in FERS Disability Retirement Law

 

OPM Disability Retirement benefits: Misjudging Yourself

It is not an accident that most people are unable to accurately assess or evaluate themselves, their circumstances or the road forward.  Look at Plato and his magnum opus — The Republic.  Therein lies the hoax of unfettered hubris — of the declaration of who should be the ruler and king?  None other than the Philosopher — or, more humbly put, Plato himself.

Are we the best judge of ourselves?  All of us have a tendency towards seeing ourselves in greater or lesser degrees which fails to reflect reality.  To compound the problem, we also rarely appreciate criticism or outside evaluations which do not comport with our own self-assessment.  Yet, in most serious circumstances, that is precisely what is needed — an objective accounting of a given situation; the alternatives available or potentially open; the solutions possible; the road forward.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the need to file for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management is a given; but the assessment in the strength of a case, what is needed to bolster the chances of winning against OPM and the requirements to meet the legal criteria — those issues should be handled by a competent disability attorney who specializes in Federal Disability Retirement Law.

For, as the patient as well as the Disability Retirement Applicant, you will likely misjudge yourself because you believe that your medical condition — by which you suffer so much — should automatically qualify you.  However, that is not how OPM sees it.

Contact an attorney who specializes in Federal Disability Retirement Law and avoid the pitfall of misjudging yourself, and allow the Federal Disability Retirement Lawyer make the crucial assessment and evaluation of your case.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

Postal & Federal Employee Disability Retirement: OPM’s Selective Exclusion

The danger of attempting to present a specific viewpoint is that one almost always engages in selective exclusions — sometimes inadvertently; most times, deliberately.

Selective exclusion involves a 2-faced lie: A. You selectively choose to include only those statements, quotations, references, etc., which support your viewpoint and (B) concurrently and in a parallel manner, you exclude those statements which might support or otherwise strength the opposing viewpoint.  A third — often unspoken — component implies the following: Truth is not the guide; rather, winning an argument is what prevails.

Now, if a person, entity, organization or agency is supposed to be “objective” about a matter, such deliberative intent to proceed in a biased manner makes it all the more poignantly unacceptable.  Yet, that is exactly what the U.S. Office of Personnel Management does when denying a Federal Disability Retirement case — of engaging in selective exclusion in justifying its position of denying a case.

How to rebut and answer such an approach?  By including all that was excluded, and arguing the law — which, by the way, OPM also selectively excludes.

Contact an experienced lawyer who specializes in Federal Disability Retirement Law and begin the process of answering the selective exclusion engaged in by OPM.

Sincerely,

Robert R. McGill, Lawyer
Postal & Federal Employee Retirement Attorney

 

FERS Disability Retirement for Federal Employees: The Difficult Case

At the outset, all Federal and Postal employees should know that there are rarely any “easy” cases in Federal Disability Retirement Law.

Are most cases, therefore, “difficult”?  Yes.  And the reasons why they are difficult vary and are many — for, in the end, Federal Disability Retirement is not merely a matter of the nexus between the medical condition and the Federal employee’s inability to perform all of the essential elements of his or her position; rather, it is about meeting the legal criteria and passing the scrutiny of a Federal Agency — the U.S. Office of Personnel Management — in becoming approved.

Yes, yes, of course the medical condition matters; and, yes, where the impact of the medical condition upon the essential elements of one’s job can be established, a great part of the case has then been proven.  But then there are the “details” of the case; of accommodations previously requested and provided, or not provided; the input of the supervisor’s statement; the question of any misconduct; whether and for what reason a person was separated from Federal Service prior to submission of the FERS Disability Retirement application, etc.

Every case is filled with potential difficulties, and thus is it important to consult with an attorney who specializes in FERS Disability Retirement Law, lest the “difficult case” turn into an “impossible” one.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Perfecting life versus living perfectly

It is the latter which most of us do, or pretend to do, and which stunts the capacity to engage in the former.  And so that which we should be doing (the former) is prevented because of that which we are already doing (the latter), in a never-ending cycle of self-destruction.

Those Internet internecine attempts which include Facebook and Instagram don’t help in these matters, and perhaps exacerbate them exponentially.  For, in both cases, they encourage each one of us to “appear” to be living perfectly, when the whole endeavor of human existence should be a striving towards perfecting our lives — i.e., of recognizing the imperfect status of our current condition, having a paradigm towards which one strives in order to correct those defects, and thus towards the “end” of this prosaically-described “journey” of sorts, to be able to declare that “perfection” was somewhat achieved.

But — no — instead, we create an appearance, a facade, a dissembling image of one’s appearance and put forth a self-portrait of an already-achieved perfection: The perfect happiness; the perfect outing; the perfect couple and the perfect participle.

The origins of philosophy (i.e., Plato, Aristotle and those who followed) were always concerned with the differentiation between “Appearance” and “Reality”; in modernity, the two have been conflated, where one’s appearance is the reality of one’s existence.  By commingling concepts which were once clearly bifurcated, we prevent the capacity of human beings to strive to be better, to grow and mature towards greater fulfillment of one’s potentiality.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is a familiar concept — of hiding one’s imperfections in an environment that demands perfection daily.  Medical conditions and their impact on a person’s life — these are considered “imperfections” in a society that demands nothing less than perfection.  Thus does the targeted harassment begin — to “punish” the very person who needs support, empathy and understanding, instead of the constant barrage of unneeded animosity.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management may not, in and of itself, be the perfect solution; but, as imperfect a solution as filing a Federal Disability Retirement application may seem, the appearance of an imperfect solution may be preferable than the perfection expected but unattainable in a society that appears to be perfectly fine with imperfections pervasively perfected by appearances of concealed imperfections.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The realization

In most cases, it is not as dramatic a moment as we all tend to think; it is rarely “The X”, as in the penultimate juncture of enlightenment where the “The” is prefatory to the noun, as opposed to a more general article such as, “A realization” — meaning, one among others, or just another one amidst many.

Most such moments are not “Aha” ones, where there is a sudden and profound revelation, like the proverbial Road to Damascus experience or the Gestalt shift in thinking.  Instead, the realization of X is more often than not subtle, incremental and a slow progression towards an acknowledgment, observable and quantifiable over a period of many months or years.  Whether we make it into a momentous period, a critical juncture in our lives, or as one of many tokens of change often depends upon how we view each segment that results in a modification of a life judged in its totality.

Aristotle’s belief is that a person’s life cannot be fully evaluated until much later in life.  Indeed, what do we make about a person’s career, reputation and overall “life” when a critical mistake is made at the beginning — say, in the early years of youth when one is more susceptible to the vicissitudes of emotional upheavals and pursuance of desires without thought?  Or, of the fool who, in old age, does something similarly rash?  Do we make an evaluation at the eulogy and excuse the one bad bit?

Something like, “Now, we all knew X.  He was a great man.  He had, of course, that one incident, but …”.  Is it better to have the negative incident occur early in life so that you can rectify and redeem for the remainder?  Or, is it more acceptable and palatable to live an exemplary life, then commit an error in later life so that you can excuse it as the “folly of age”?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s job and duties, “the realization” that something has to change will mostly come about over a period of time — incrementally, perhaps even subtly, and then one day there is a determination that has to be made that priorities of life need to be reordered and modifications to a life of struggle necessitates modifications.

Filing a Federal Disability Retirement application, submitted to the U.S. Office of Personnel Management, is the necessary next step after such a realization.  Preparing, formulating and filing an effective OPM Disability Retirement application is the natural course of events once the Federal or Postal employee recognizes that change must occur.

Consulting with an experienced attorney who specializes in Federal Disability Retirement Law is also a good next step — for that points to the realization that not all things in the universe are known, and some things may need some further guidance in pursuit of a gargantuan effort required to go up against a behemoth of a bureaucracy — OPM.

Sincerely,

Robert R. McGill, Esquire

 

How much OPM Disability Retirement Pays?

“What will the benefit pay?”  That is often the primary concern of a Federal or Postal employee who must consider filing for Federal Disability Retirement benefits through the Federal Employees Retirement System (FERS), and it is certainly a valid first question.

The greater concern that cannot be overlooked, however, is the one that involves calculating the cost of NOT filing.  In the end, those Federal and Postal employees who must consider filing for Federal Disability Retirement benefits have three fundamental options: Stay put; resign and do nothing (or wait for termination/separation proceedings to occur, which amounts to the same thing); or file for Federal Disability Retirement benefits under FERS.

The benefit of a Federal Disability Retirement annuity is quite simply calculated as 60% of the average of one’s highest three consecutive years of service for the first year (offset by 100% of any Social Security Disability benefits received during the concurrent payments received) and 40% of the average every year thereafter (offset by 60% of any Social Security Disability payments received during those years), until age 62, at which point the Federal Disability annuity is recalculated as “regular retirement” based upon the total number of years of Federal Service, including the time that the disability retiree has been on Federal Disability Retirement.

Thus, the “greater” benefit in calculating the cost has to take into account the fact that one is actually “building up” one’s own retirement by the years one stays on disability retirement — for, those very years that you are receiving a disability retirement annuity count towards the total number of years of Federal Service when it is recalculated as “regular” retirement at the age of 62.

Yes, it is true that on the cost/benefit ledger that one should review before filing for Federal Disability Retirement benefits, you need to take into account the lesser income and the lengthy bureaucratic process that must be engaged, but you should also never forget what the originating basis for considering such filing compelled the consideration in the first place: Your health.

Calculating the cost of filing for Federal Disability Retirement benefits too often places the emphasis on what is lost — in terms of monetary gain and loss, etc.  But in calculating the cost of filing an effective Federal Disability Retirement application, to be submitted and considered to and by the U.S. Office of Personnel Management, the primary issue involves one’s deteriorating health and whether you can continue to remain in a job which has clearly become inconsistent with the medical conditions one is suffering from.

In the end, calculating the cost must go beyond the lessening of income; it must calculate the cost of one’s health, which is the single greatest asset one possesses.

Sincerely,

Robert R. McGill, Esquire