Tag Archives: do you lose your insurance on federal disability retirement? no

OPM Disability Retirement: The Upper Limit of Havoc

Is there a limit?  Or, is Man’s capacity for havoc, mayhem, untoward devastation limitless and incalculable?

There is havoc on the personal level, and then on the societal level; and perhaps if we just turned off the news, refused to read anything but the local newspapers, then our bifurcated levels would merge into a synthesis of one.  You cannot even go to a 4th of July parade without fear of being shot at; you can barely make a living, nowadays, with inflation eating away at every penny, gas prices skyrocketing, and food prices soaring to unaffordable limits.

In the aggregate, do these all qualify as “havoc”?

Certainly, we do not have the havoc of Ukraine, where entire cities once beautifully landscaped are now devastated to mere images of rubble and mayhem.  Entire populations have disappeared; daily shelling from Russian advances have made survival and habitation impossible.  But wherever people live, in small towns and other cities — where none of what has been described has actually occurred — can one live like the proverbial ostrich with its head buried in the sand?

But then, of course, there is the personal level of havoc — say, of a medical condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition where that medical condition has resulted in the serious contemplation of the need to file for Federal Disability Retirement benefits under the Federal Employees Retirement System (FERS) — on a personal level, leaving aside the greater societal level — you have probably reached the upper limit of havoc in your life.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law, and begin to lower the upper limit of havoc in your personal life by preparing, formulating and filing an effective FERS Disability Retirement application.

And as for the societal upper limit of havoc — of shootings and deaths; of the ongoing pandemic; of wars in other parts of the world, etc. — the buried head is often the only way to avoid the havoc, and perhaps ignorance is bliss, after all.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: Always Within the Never

It is a phrase borrowed from the book, the Elegance of the Hedgehog.  The movie version follows the novel quite scrupulously, with the former utilizing certain visual applications (example — of Paloma using the video camera; the image of the death and resurrection of the goldfish, and other metaphorical tools more easily adapted to the visual medium of a movie) while the latter goes into greater detail on the background and conversations engaged, especially on Art, Music, Philosophy, etc.

Both are beautifully done in discussing the issues of class structure in France — of the value of education; how we treat one another based upon wealth and background; of what constitutes beauty; and the relevance of one life as opposed to another — of the always within the never.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “always” concerns the worth of the Federal or Postal employee whether you can do your job or not, and the “never” is the concept that, just because you are no longer able to perform your job anymore, it does not diminish the value of your worth to society.

Federal Disability Retirement is a benefit accorded to you when you signed up as a Federal or Postal employee.  It is a recognition that human “worth” is partly based upon your past contribution in this world, and that you still have much to contribute beyond the Federal or Postal sector.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and assert yourself always within the never.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Disability Retirement from the USPS and other Federal Gov. Agencies: Loyalty in Our Time

As a member of The Band, Levon Helm was a fiercely loyal member who was extremely critical of his fellow musician, Robbie Robertson.  The issue which centered upon the bitter feud involved royalties (as all feuds throughout time immemorial involve money) — of who should receive it; what constitutes “writing” a song; who should get credit for it, etc.

There are many adages which our grandparents used to offer — of sayings beginning with, “There are two types of people in the world”, etc.  One such saying might begin with: “There are two types of people in the world — the Levon Helm type, and the Robbie Robertson type…”

The controversy involved the bifurcation of the following: How is a song written: by the origin of the idea, or by the end product involving a collaborative effort?  Levon Helm believed in the latter approach; Robbie Robertson, in the former.  In the end, what was considered as one of the greatest rock bands in the history of music — a group merely called, “The Band” — disintegrated into a bitter end because of a feud over money and loyalty.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the question of loyalty in our time will test the Federal Agency and the Postal Service.

Should you inform them immediately about your intention to file for Federal Disability Retirement benefits?  How will your past loyalty to your Federal Agency or the Postal Service be “repaid” when they find out that you are filing for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management?  Will the Federal Agency or the Postal Service act like Levon Helm — fiercely loyal — or like Robbie Robertson?

To protect yourself and learn the lesson of loyalty in our time, contact a disability attorney who specializes in OPM Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Disability Retirement Benefits: Memories

When we have a memory of ourselves as a child, do they depict an image apart and independent?  How is it possible to have an accurate memory of yourself playing in the woods, being at school, swimming in the pool — as a separate being independent of your mind’s eye?

It is the extrapolated “you” — the one who somehow, over the years, became projected into an image we believe we remember, despite the impossibility of its accuracy.

We can step out of ourselves, view ourselves from above or afar, and “remember” how we once were, what we once did, who we once met, etc.  We hold an image of ourselves, both today and yesterday, and it is the memories we hold firm until the reality of the present challenges the image of the past we remember.

For Federal employees and U.S. Postal workers who suffer from a medical condition which becomes challenging to one’s career, holding on to an image of health, vitality and strength is often the last vestige to remain before the reality of necessity sets in.

When that moment comes, and the memories of a past “you” collides with the present reality, it is time to contact an OPM Disability Lawyer who specializes in FERS Disability Retirement Law, and to preserve the good memories while protecting your future by obtaining a Federal Disability Retirement annuity.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Civil Service: Erasing imprints

We spend half of our lives trying to accomplish that which may never be done; go to others to obtain guidance; take medications in order to stamp out the cacophony of voices from a past regenerated in mindful moments when reflection is not what we want but quietude away from the cackle of memories.

Imprints are those stamps that remain with us, like burn-marks seared indelibly into the far corners of body parts unreachable and unseen but by the telescopic lenses of our own souls.  Perhaps the memories have faded, or we simply cannot pinpoint that precise moment when the stamp was made, the mark of the devil was inked or the scorching stab wound rutted; but it remains upon the child, grows with the malignancy of the young one, and becomes magnified into adulthood like the burdensome satchel filled with rocks, each day adding another, never able to open it to lighten the load, except here and there when one accidentally falls through an unnoticed tear before it is quickly sewn up again to reinforce the nightmares of our lives.

Try as we might, through pharmacological modalities of treatment regimens or embroiled by years of therapeutic encounters, the monsters within from our childhood past of flashes when the mother turned her back upon a child in crisis, or of anger devolved when fury left the frustrated child in a chasm of loneliness unattended; it is the trembling of innocence that remains forever, and a day.

Erasing imprints is what we try to do the rest of our lives, when all that can really be done is to contain, bifurcate, box in and restrain.  Of course, there are “good” imprints, as well – those marks which developed the personality and characteristic traits considered “positive” to our lives; the trick is to recognize the difference between the negative and the positive, and that is not always easy to do.  Further, what if we erase the “good” imprints in the process of stamping out the “bad”?

Being human carries with it the compendium of complexities all wrapped into a conundrum of puzzling packages of personality quirks, and sometimes it is those imprints we attempt to erase which characterizes the very uniqueness of our being.  Then, as we grow older, the callouses form and the attempts to replace imprints become less effective; for, presumably we have learned to resist the influence of others, or at least found ways to limit them.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, remember that the road to obtaining a Federal Disability Retirement benefits is a long and arduous one, and it is likely that you will have to encounter many obstacles, many “mean” people who themselves have likely been harmed by a lifetime of imprints.

Focus upon erasing imprints that harm, and disregard the imprints exhibited by others; for, it is a lifetime endeavor identifying the negative ones in yourself, without worrying about needing to erase imprints manifested by others.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Analogies

It is the greater concept often developed through metaphors and similes; but to the extent they are now of use depends largely upon the shared cultural context within which we live.  If Classical literature is no longer the common thread of meaningful discourse, can references to them in creating analogies work?  To share that a person’s tragedy is more Shakespeare than Milton, or that the individual’s circumstances remind one more akin to The Road to Wigan Pier than Brideshead Revisited, can such conversations take on a relevant pathway if the intellectual divide fails to be crossed?

You can, of course, always Google and quickly get the quick rundown of the literary reference through electronic Spark Notes, or some other venue of shortcutting the arduous endeavor reserved in former times; but even that may reveal an inadequacy that cannot be overcome.  For, of what part of the book or author is being referred to?  Is it any particular play or poem, or the entirety of the work itself?  Is it any specific character or scene?

Some philosophers have posited that, by and large, we comprehend and make sense of the objective world through the use of analogies, built upon by metaphors and similes; for, language itself is a conglomerate of such literary devices.  To face the universe purely for survival’s sake is to forego the need for imposing the ordering through language; animals do not require it, but in the most rudimentary of mechanisms that advance warning signs and preemptive communications; it is only in the arena of human constructs where categorical imperatives need to be assigned in order to filter the world into more palatable and circumscribed entities for processing the complexities we have created.

Analogies thus communicate through the medium of shared conceptual constructs, where we draw in the recipient and spectator, the audience of our targeted comparisons, by relating a shared, known and familiar encapsulation of linguistic constructs.  It is only when the strangeness of the metaphor, the unfamiliarity of the reference, creates further puzzlement and loss of connection, that problems occur and relationships become fissures of language games gone awry.

For Federal employees and U.S. Postal employees who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, the applicability of providing a foundational construct of relating one’s story to an “administrative specialist” at the U.S. Office of Personnel Management will often involve – and require – analogies by default.

Use them sparingly; utilize discretion; and, in writing up one’s narrative in response to the questions posed on SF 3112A (Applicant’s Statement of Disability), remember that this is not the time, the context or the best place to try out radical, untested metaphors, similes or analogies.

Thus, while those who have read Orwell’s work, The Road to Wigan Pier, as well as Waugh’s Brideshead Revisited, may find a clever and appropriate place in one’s Applicant’s Statement of Disability to make some brilliant literary reference, it may be more prudent to stick to the medical facts and incorporate those supportive documents in dealing with analogies of life, health, and the nexus between the latter and one’s Federal or Postal job duties.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The clinical language

The antiseptic nature of language allows for the euphemism of linguistic cloaking to occur.  The corollary effect, however, is that it fails to provide a nexus to the humanity lost, and allows for an arrogance of language by imparting its distance and separation from warmth.

Clinical language has that characteristic, steeped in the mysterious and archaic history of Gregorian chants at altars once embodying the Eucharist’s theological secrets of transubstantiation with the priesthood undulating in phrases foreign to ears of modernity; and from that same pocket of incomprehensible linguistic sophistication that only New Englanders like Buckley and other intellectuals would bandy about with phrases we all nod at as if we understood them, comes the cold, clinical language that doctors, nurses and psychiatrists use in diagnosing conditions beyond the mere commoner’s ability to realize.

The clinical language bifurcates and objectifies; it is a way of keeping the discussion on a level of discourse where human emotions need not enter, will not intercede, and cannot invade through the impenetrable walls of the rational side of the brain.  Perhaps there is a need for that; a want, a desire and a worthiness to maintain that distance, so that the topics delineated, explained and obfuscated can be accomplished without the emotional turmoil of those consequences resulting from the realization that one is damaged goods beyond repair.

In the end, however, when the patient goes back home, discusses it with family, friends and close relations, the interpretive process must by necessity be utilized.

In former times, dictionaries were taken out, root words were defined and the Latin phrases whispered in secret murmurings of incantations incomprehensible were untangled, discerned and disassembled.  In modernity, we Google them and have the algorithm of computer intelligence in sunny California interpret the words for us to digest.  Then, the translation into the emotive language of kitchen-held talks in hushed tones where children strain to listen from stairwells around the corner; and tears wept, confidences given and lost, and the upheavals of families in crisis where the clinical language has been demythologized and demystified so that even the everyday person can recognize the human toil of a ravaged body and mind.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, whether that medical condition has been diagnosed in clothing termed by the clinical language used by the medical profession, or already interpreted in common everyday usage, the plan is to prepare an effective, understandable, cogent and coherent Federal Disability Retirement application, and one that can bridge that gap from phrases barely comprehensible to linguistic descriptions that present a viable case.

Doctor’s reports and office notes, clinical narratives and treatment records are all useful and necessary, but in order to create that legal nexus of presenting a persuasive argument and meeting the standard of proof of preponderance of the evidence in a Federal Disability Retirement application, it is always a good idea to interpret and translate that clinical language into a delineation that touches upon the everyday emotions common to us all, by breaking down the bifurcated walls and allowing for the warmth of humanity to pervade the narrative of life.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Civil Service: “Well, at least…”

Admittedly, any substantive insight into such a conceptual proverb used in everyday life is attributable to the eloquent thoughts of Yiyun Li, in her recently published collection of essays.  Such insights are so deliciously stated, with linguistic content so deftly conveyed, that the undersigned cannot refrain from grasping, grappling and attempting to add onto that which cannot be improved upon.

Well, at least plagiarism is no longer anything more than a forgivable sin, and not even a venial one at that.  The concept goes to the heart of comparing misery and quantifying misfortune.  When faced with a catastrophe, we minimize by comparative qualificationWell, at least…  As if contrasting a lesser misfortune on a spectrum of possible calamities will pull the pendulum away from the pain and sorrow it has reached, and compel a more balanced perspective and diminish the weight of heartache.  Does such a diminution of personal failure by reducing it to a lesser quantity concurrently minimize the sorrow felt?

To a grieving parent whose oldest child has passed away, while sparing the lives of another sibling or two; Well, at least…  At what point does such an insight fail to achieve its goal?  Would it carry the same weight if 5 of 6 children perished?  Could you still get away with saying the same thing?  What if she is the lone survivor?  At what point on the spectrum of human calamity does such a statement retain any semblance of empathetic import and meaning?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the positional duties occupied:  Well, at least he/she can file for Federal Disability Retirement benefits…

The fact is, for almost all Federal and Postal employees, that option is the last one they want to initiate; for, most Federal and Postal employees want to continue to maintain, extend and excel in their chosen careers.

In the instance of Federal and Postal employees, however, such a phrase has further significance, in the following manner:  the availability of an alternative in the event that all other avenues of choices become unavailable.  Thus, in such a context, it is not a quantification of sorrow or comparative analysis of choices presented; rather, for Federal employees and U.S. Postal Service workers, whether under FERS, CSRS or CSRS Offset, it is a mere recognition that, in that unwanted event where a promising career needs to be cut short, there is at least the option of preparing, formulating and filing for Federal Disability Retirement benefits, to be filed with the U.S. Office of Personnel Management.  Well, at least…

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The immovable individual

Aristotle’s unmoved mover is an interesting conceptual posit:  it is based upon the cohesive compromise between the Pre-Socratics as paradigmatic examples encapsulated by Parmenides and Heraclitus – of the universe as seen in a singular “oneness” as opposed to embroiled in constant flux and change.

The unmoved mover consolidates into a synergistic compromise the pendulum between the two extremes:  Here is the apex of perfection representing unchangeableness, surrounded by the universe of flux and constant metamorphosis striving towards that paradigm of perfection; and so the world of alteration and the oneness of the infinite are balanced in a yin-yang of a complete whole.

Within this universe of the immovable and inconstancy reflects the types of individuals roaming the world – of the indecisive and hollow man without a moral compass, to the principled and uncompromising stalwart whom some would characterize as narrow-minded and radical in holding extremist views unshaken by cultural alterations and daily vicissitudes of undermined normative paradigms.

But history portends of change, and it is the mounds of human detritus that combine to reveal that flux is the foundation of successful adaptation for survival in Nature, as well as in human society – of business models that must follow the trends of cultural metamorphosis, to the embracing of a changing society and structures of sociological tremors throughout.  Yes, having principles to abide by is important; but Man is neither perfect like the Unmoved Mover, nor touching upon the residue of angels and gods who pride in the near-perfection of heavenly bodies.

The immovable individual – while principled and relied upon for foundational support – is often the one left behind because when life clashes with the ivory tower of conceptual constructs, not moving is tantamount to seppuku – the traditional honor-killing by disembowelment by the samurai.

That is often the problem with life, living and beliefs that one clings to; and for the Federal employee and U.S. Postal worker who has a view that one’s Federal or Postal career path must by necessity strive towards the Unmoved Mover, the problem is when a medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties.

Federal employees and U.S. Postal workers often will continue to work until it is detrimental to his or her own self-interest – i.e., to the cost of one’s health.

Yes, having a paradigm of principled beliefs is important, and yes, living by a moral compass can maintain the important foundation for integrity, loyalty, uprightness and reflecting all that is good in human nature.  But when reality clashes with principle – as when one’s view of working for “the mission of the agency” or for the good of the U.S. Postal Service begins to contradict one’s medical condition, then it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, and not worry too much about being the immovable individual whose paradigm as reflected in how Aristotle’s Unmoved Mover may – while being a stalwart of perfection – be left behind in the dustbin of history’s irrelevant collection of ideas showing the vaunted state of angels no longer believed in, and gods removed because of the errors of myths and fantasies once created to tell the narrative of human folly.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Federal Employees: The compromised life

We all make them, though we deny it.  Iconoclasts scorn it; the extremes of either side scoff at it; and, in the end, it reflects the reality of who we are, how we live, and by what vaunted principles we purportedly possess.

On a theoretical level, it is easy to remain the stalwart – that singular entity standing on principle and commitment.  The one who has never experienced war – to express beliefs of “courage”, “unwavering loyalty” and blind bravery declared in wrappings of the flag and national identity.  Or of fidelity and traditional values despite personal shortcomings of multiple marital infidelities and 3 or 4 marriages, with the devastation of a trail of longing children with a hole in each heart, wishing that principles could be exchanged for a single memory of playing catch on a summer’s day.

If you are sequestered whether by wealth or capacity to ignore, it is easy to shout out principles; but, then, when the test of life intrudes, the failings of reality reconstitute an extraordinary hypothetical into a quivering crumbling of an ordinary person.

Ordinariness is certainly rarely looked upon as the paradigm to follow, and the argument often goes:  You never want to dumb down deviancy (Moynihan’s famous phrase extrapolated from a generation or two ago, lost forever by events of social and cultural turmoil hence), and so, even if no one actually lives like the pinnacle of beautiful thoughts and voices stated by writers, essayists and politicians (who themselves bifurcate “personal conduct” from the espoused rhetoric emitted from hollow mouths with a dead-panned look of seriousness), the common masses are admonished by rebukes of being responsible for the “cultural rot” that dissipates throughout.

Reality has a way of compromising the apex of beautiful words, paragraphs, pages and entire narratives of a singular life.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition may be preventing the Federal or Postal worker from being able to perform all of the essential elements of the position occupied, the concept of a compromised life is now a reality.  For, the sequential perspective of what is expected – of continuing until retirement age a career fulfilled, with regular promotions and deserved merit pay – may need to be ‘adjusted’ in accordance with the reality of life’s impositions.

Having a compromised life and accepting the compromises of life’s misgivings is not a sin, nor a diminution of one’s principled belief-system; instead, in preparing, formulating and filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, it is merely a recognition that theoretical foundations were always meant to be modified, and those speechifying vanguards of social commentators never meant the fulfillment of their own words, anyway, and it was always the compromised life that reflected the reality of the boorish insistence that we were angels and gods unknown.

Sincerely,

Robert R. McGill, Esquire