Tag Archives: fers cbp early medical retirement

OPM Disability Retirement: The Upper Limit of Havoc

Is there a limit?  Or, is Man’s capacity for havoc, mayhem, untoward devastation limitless and incalculable?

There is havoc on the personal level, and then on the societal level; and perhaps if we just turned off the news, refused to read anything but the local newspapers, then our bifurcated levels would merge into a synthesis of one.  You cannot even go to a 4th of July parade without fear of being shot at; you can barely make a living, nowadays, with inflation eating away at every penny, gas prices skyrocketing, and food prices soaring to unaffordable limits.

In the aggregate, do these all qualify as “havoc”?

Certainly, we do not have the havoc of Ukraine, where entire cities once beautifully landscaped are now devastated to mere images of rubble and mayhem.  Entire populations have disappeared; daily shelling from Russian advances have made survival and habitation impossible.  But wherever people live, in small towns and other cities — where none of what has been described has actually occurred — can one live like the proverbial ostrich with its head buried in the sand?

But then, of course, there is the personal level of havoc — say, of a medical condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition where that medical condition has resulted in the serious contemplation of the need to file for Federal Disability Retirement benefits under the Federal Employees Retirement System (FERS) — on a personal level, leaving aside the greater societal level — you have probably reached the upper limit of havoc in your life.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law, and begin to lower the upper limit of havoc in your personal life by preparing, formulating and filing an effective FERS Disability Retirement application.

And as for the societal upper limit of havoc — of shootings and deaths; of the ongoing pandemic; of wars in other parts of the world, etc. — the buried head is often the only way to avoid the havoc, and perhaps ignorance is bliss, after all.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Medical Disability Retirement: The Broken Spirit

We schedule our cars in for regular maintenance purposes; otherwise, overuse and lack of regular check-ups may result, we believe, in sudden and greater disrepair which may leave us without a reliable vehicle.  We do that with our Air Conditioning and Heating systems; for, we are taught that preventative maintenance is the key to sound and reliable systems.

Is all of that true?  Or, was it a ploy by the cottage “repair” industry to have us all spend money to spend money otherwise not needed?  Isn’t it actually strange to have someone come into your home, check your systems and say, “Yes, everything is good-to-go”?  Stranger, still, when the system breaks down and we call the same people to come and repair it, and when we ask them, “Well — wasn’t the preventative maintenance I paid you to do for the past decade supposed to catch this problem?”  The answer: “Naw — no one could have predicted the doohickey to have broken when it did.”

For human beings, of course, it is quite different.  Not only does preventative medicine not always work, but there is also that “ghost in the machine” — the human “spirit” that can also become broken.  Whether from years and decades of slow and steady deterioration, or just the repetition of the constant barrage of life’s trials, people become broken both in body and in spirit.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal employee to perform all of the essential elements of one’s Federal or Postal job, it may be time to consider filing for Federal Disability Retirement benefits under FERS.  Whether from a broken body or a despairing spirit, contact a Federal Medical Retirement Lawyer and see what the next steps are in seeking to rejuvenate the broken spirit.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government Employment: Life’s enjoyment

Are we ever taught that?  If the answer is in the negative, then from whence did we learn, attain or otherwise receive the tools to engage in the purity of sensation such that we could embrace it?  Did we become such through osmosis; from imprints; from learned behavior encompassing a lifetime of observations reinforced by wisdom’s refrain upon the blank chalkboard of our consciousness?  How does one “enjoy” life, anymore than learning to ride a bicycle, drive a car or care for a cute puppy (the last in the list, of course, need not be learned, but only be taken in by the natural affinity one has upon seeing the eyes of warmth, intelligence and fierce loyalty displayed, and is an exception and one of life’s conundrums to be accepted without questioning)?

There are many who walk about, who have absolutely no clue as to how one can, should or would have any enjoyment at all; and thus the total immersion in one’s work, or projects begun and always left unfinished – for, to complete them would mean that something ended, and that would force one into a reflection about the meaning, value and relevance of one’s activities, would it not?

One often hears the familiar refrain:  “I don’t know how to enjoy life; to me, unless I am busy with work, chores, updating my Facebook page, texting friends or jogging, I can’t be happy.”  Productivity is the measure of success; time set aside for vacations – despite still doing email, texting, messaging or other forms of “connectivity” as advertised to be the horror of all horrors if loss of it were to ever occur – is a concept that questions the very meaning of life’s enjoyment.  For, if one pauses for a moment to reflect:  Is the treadmill one is on merely for purposes of getting off for a moment, then to get right back on in order to find, again, a time to get off for another period of repose?

If so, how is that any different from Camus’ essay on the absurdity of life’s perspective as seen through the eyes of a French Existentialist, and specifically, of the Myth of Sisyphus and the condemnation by the gods to roll the boulder up the hill, only to watch it tumble down, then to engage in the eternal monotony of pushing it back up, only to observe its descent?

Life’s enjoyment, and the promise for tomorrow, was always meant to be more than that – of a daily sense of joy, a widespread sensation of contentment, and an ease of burden when once we were innocent children playing with but a ready laughter to give.  It is the truth that haunts, and especially the proverbial quip about the final straw that breaks the camel’s back.  With the persistent onslaught of stimuli unable to be resisted, we allow for the daily bombardment to deplete the little energy we have in reserve.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition not only intervenes in the ability and capacity to perform the essential elements of the Federal or Postal job, but further, depletes, diminishes and – ultimately — destroys even the potentiality to enjoy life and all of its complex presentations, the option to file for Federal Disability Retirement benefits must be considered.

Yes, it is a long and arduous bureaucratic process.  No, going through the process will not enhance, for the short term, life’s enjoyment.  But in the end, necessary changes are called for – nay, compelled by – medical conditions that interrupt life’s enjoyment, and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is to enhance that potential for the future enjoyment of life’s joys, while perhaps foregoing the short-term stubble of inconvenient interludes of angst-driven necessities.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement Benefits: Threads

They are fragile and subject to being snapped; yet, we rely upon them to hold together the fabric of so many things, both in practical terms and in more nuanced settings of conceptual constructs cloaked in figurative speech.

As in Waugh’s Brideshead Revisited, that invisible thread that gently tugs despite isolation, renunciation and attribution of apostasy in the chaos of cultural confusion; or of the woven cloth where thousands in aggregate intersecting patterns creates the strength of multitudes where the single entity would snap upon the breath of a dragon’s snore.  Or, in a conceptual, literary sense, of thoughts and ideas weaving throughout, intersecting and inextricably interconnected with other major themes, of supportive quality and subchapters in reinforcing the main paradigm of a narrative in work.

Threads combine to strengthen; in their singularity, they are the arteries that course through one’s body and give life to an otherwise inert functionality of inoperable means, and allows for its almost invisible presence to dominate beyond its capacity to remain quantitatively anonymous despite its qualitative force of influence.  On a spool, amassed in its collective consolidation, its unique distinctiveness can be identified by color and hue; yet, pull a line of it, perhaps in inches, feet or even a yard, and only by squinting in the full refracted light of day can you discern the difference between that and another.

Thus as we enter into the millennium of future woes do we rely more and more upon the threads that hold up the fragile and ever tenuous spirits of malevolence, like the mistaken times in our own closet when Pandora’s box was unceremoniously allowed to release those skeletons we so deftly hid in the cellars of our private lives.

The threads we have woven, that are the inseparable fabric of our inner lives and outer layers of concealing veils; and yet we take them for granted, no matter the consequences of wrapping dreams and hopes within the fragile confines of the softness wrapped in the baby carriage left teetering on the cliff’s edge.

For Federal employees and U.S. Postal workers considering filing for Federal Disability Retirement benefits under FERS, CSRS or CSRS Offset, the applicability and relevance of threads is twofold:  First, remember to always weave in a reinforcing manner, the repetitive value of the themes documented involving one’s medical conditions throughout the applicant’s Statement of Disability as reflected on SF 3112A, to reiterate those specific elements of incompatibility between the medical condition and the positional duties; and second, recognize that the figurative threads of life are those that need listening to, as symptoms of health conditions once ignored, now weaving through the very fabric of one’s daily life.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement for Federal Employees: Illness

It is the pause button rendered by the universe, often without warning, without invitation and unwelcomed by all.  Is it the gods laughing in the heavenly seclusion, as wanton children playing with the mortality of souls unrequited, as matches in the hands of mischievous hearts undisciplined by law, life or empathy?

Then comes the triteness of wisdom, yet true but too late: “Oh, what a blessing health is”; “Is there a lesson to be learned?”; “Why me?”.  Is this the crisis of life that is merely an obstacle to overcome, or the long road towards a progressive decline where mortality is not just tested, but revealed as the weak link in the proverbial chain of man-to-gods-to the theology of our own creation?

Illness comes like that unwitting thief in the dead of night, but unlike the burglar who tries to remain silent but for creaking floors and unoiled passageways, it comes without concern for being revealed.  Does the universe test – or remain impervious like Aristotle’s Unmoved Mover, where perfection attracts all towards its essence and destroys everything that attempts to escape?  Who determines the criteria of such a test?  What constitutes a “passing grade” as opposed to a failure in its mere attempt?  Is the evaluation contained within the strength of one’s own character, and what results in a declaration of “success” as opposed to the failure of everyday lives?

If it is truly a test of character, then Federal employees and U.S. Postal workers certainly get enough of it to collectively get a passing grade.  Yes, fortunately, there is the option of filing a Federal Disability Retirement application, but for almost all Federal employees and U.S. Postal workers, the reality is that such a step is the last option chosen.

It is not so much that the benefit reaped from a Federal Disability Retirement is so miserly as to not make it worthwhile; no, to a great extent, the annuity of 60% of the average of one’s highest three consecutive years of pay, then 40% every year thereafter until recalculation at age 62 is generous enough to survive upon, especially when the alternative is to remain and kill oneself, resign and walk away with nothing, or file for Federal Disability Retirement benefits; and, in conjunction with the ability to go out into the private sector and be able to make (on top of the Federal Disability Retirement annuity) up to 80% of what one’s former position currently pays – it can lead to an acceptable level of financial security.

Ultimately, however, it is a truism that Federal employees and U.S. Postal workers wait until the final possible moment before making the decision to file a Federal Disability Retirement, often allowing the illness to debilitate beyond the point of reasonable acceptance.  That, in and of itself, is a character test, and one that makes the illness itself of secondary concern, when one’s health should be given the highest priority, lest we allow the gods of wanton carelessness to have the last laugh.

Sincerely,

Robert R. McGill, Esquire