Federal Disability Retirement Application Denied: The Response

How do we learn how to respond?  Are all responses appropriate?

If a person you pass along the street says, “Hi, how are you doing?” — is the appropriate response to actually stop and give an hour-long dissertation about your life history, how your cat recently was run over by a car, and about your kid’s problems in school?  Or, do we just tip our head with a quick nod and respond with: “Good. Have a nice day”?

And of that irritating car in front of you in a one-lane road going 25 mph when the speed limit is 50 — do we honk aggressively, try to pass even though there is a solid yellow line, and finally accelerate illegally on the shoulder, on the right side, and speed past him?  Of course, when the police officer stops you and tickets you, it is hardly a response to say, “But officer! He was going 25 in a 50 mph zone!”

Every society possesses established conventions to follow, and “appropriateness” is generally defined by recognition of, and adherence to, such conventions.

And to an OPM Denial in a Federal Disability Retirement case:  Do you write a long dissertation and attack each point — or do you call a Federal or Postal Attorney who specializes in Federal Disability Retirement Law?  Or, even if you haven’t filed, but you know that you cannot reach retirement age because of your deteriorating health — do you just submit a letter of resignation and walk away?

No; the proper response is to contact a FERS Disability Retirement Attorney who specializes in Federal Disability Retirement Law, and to discuss the strategy and the proper response in order to file an effective Federal Disability Retirement application to the U.S. Office of Personnel Management, under FERS.  For, in every endeavor of life in this complex world of conundrums and perplexities, there is a “response”, and then there is the “proper response”.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: Knowing the Law

Is it important?  How can the U.S. Office of Personnel Management make a proper decision on a Federal Disability Retirement application without knowledge of the law?

Yes, yes — the ones who make decisions are “medical specialists” — but that is only one-half of the equation.  That is precisely why the bureaucratic process of a Federal Disability Retirement is so frustrating — because OPM looks at 1/2 of the equation for the first 2 stages of the process — of the Initial application stage, then the Second Stage, the “Request for Reconsideration” Stage — and then leaves the Second Half of the process (the “legal stage”) to the paralegals and lawyers who represent OPM before the U.S. Merit Systems Protection Board.

Wouldn’t it be wiser and more efficient if there were a legal department which oversees and supervises the denial letters issued by the “medical specialists” at OPM for the first 2 stages, thereby making sure that the denial is based not solely upon medical issues, but on the legal issues underlying them?

Of course, it is rarely the case that a Federal Disability Retirement application is ever validly denied based upon the medical conditions alone; for, the benefit of “Federal Disability Retirement” always involves the legal criteria for eligibility, and that is why the applicant who wants to pursue the benefit should contact a disability lawyer who specializes in Federal Disability Retirement Law. For, in the end, knowing the law is what will prevail in a Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Workers with Chronic Medical Conditions: Unexpected Changes

Why are changes so often unexpected?  Do we expect that everything will always remain the same?  Is it our expectations which require stability, or our needs?

Change is all around us.  Decay and death are a daily part of nature.  The incremental nature of change — of the slow, degenerative process of life which is barely perceptible from day to day, but clearly evident when one views frozen snapshots from decade to decade — allows us to fool ourselves that change is not inevitable.

For Federal employees and U.S. Postal workers who never expected that filing a FERS Disability Retirement application would ever be necessary, the resistance to change is a natural response — resistance first to the medical condition itself, of not accepting that it could “happen to me”, etc.  Then, the resistance to taking the next steps in preparing, formulating and filing a Federal Disability Retirement application.

Yet, it is clear that the opposite is true: That change is to be expected, for that is the nature of the world.

Contact an OPM Disability Lawyer who specializes in FERS Disability Retirement Law.  Change is a natural part of the process of life.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement under FERS: Self Delusions

We all engage in it at one time or another; and, of course, there are different names for it, depending upon the context and conceptual application.  Some call it “positive thinking”; others, of just trying to talk yourself into something; and it is only when interference with reality poses a risk of harm that it becomes of concern when engaged in.

Self-delusions are, otherwise, harmless.  Some use it as a reverse therapeutic mode: Tell yourself X a hundred times in a day, and you will come to believe it; the “power of positive thought”; the need to constantly self-affirm, etc.

In the wilds, of course, it may not work out so well.  For, telling yourself that you can kill a lion with your bare hands, or that you can jump off of a cliff and soar through the sky, will likely result in death.  Then, too, to persuade yourself that an oncoming bus will do you no harm is taking positive thinking to a level of absurdity.

But there are less drastic forms of self-delusions, as in saying to yourself multiple times a day that you are happy; or that things will get better; or that today is the first day of the rest of your life, etc.  Such pablum of self-delusions will sometimes even provide a positive influence.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition prevents the Federal or Postal employee from performing all of the essential elements of one’s Federal or Postal job, self-delusions should be replaced with sound advice from a Federal Disability Retirement Lawyer.

Consult with a Federal Disability Retirement Attorney today, and consider whether your expectations for the future coincide with the reality that may rebut the self-delusions of a reality gone sour.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation for OPM Disability Claims: Keep Confidence

There can be a duality of meaning, or perhaps even a tripartite of understanding; for, to “keep confidence” can mean the protective blanket of not sharing information with others and maintaining a “confidentiality” of data; or, it can mean that one maintains a level of confidence — a surety of belief in a successful endeavor.  Or, perhaps even a third meaning which involves both: Maintaining confidentiality while secure in the belief of the endeavor involved, which is to work towards the goals agreed upon and progressing towards that goal, all the while maintaining the confidentiality that is explicitly and implicitly retained.

That is, in a nutshell, what an attorney-client relationship should be and continue to remain.  Thus, from the moment of an initial telephone consultation, the confidence that is kept should be twofold: Security of privacy so that the discussion can be forthright and without reservation; and, if the case is to go forward, the confidence in its eventual success.  Both components are essential for the successful outcome of an endeavor that may, at least initially, have some characteristics of trepidation and uncertainty.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal job, the issue of confidentiality is exponentially magnified because of multiple elements that work against the Federal or Postal employee: An agency’s Human Resource Department that is known to “share” sensitive information; a decidedly weighted bias in favor of “management” or those in superior positions; medical issues that should be divulged only to those in strictly “must know” positions; and an extremely sensitive decision on the part of the Federal or Postal employee on matters of health, employment and one’s future.

Containment of confidences is important; keeping confidence in both senses becomes vital; and one thing that the potential client can be assured of: Anything spoken to or shared with this attorney in preparing, formulating and filing for Federal Disability Retirement benefits, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, will always be maintained in order to “keep confidence”, in whatever manner of meaning the phrase may imply or express.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Claims: The present preference

Given the choice, it is almost always the present preference that is chosen, while the long-term goals, aspirations or necessary planning are set aside, ignored, subverted or otherwise delayed for another day.  We prefer to remain in the present circumstances, in lieu of future contexts unknown, for the familiar is always to be preferred to the strange and unrelated.

The key to change away from the present preference is often based upon the spectrum of a “tolerance/intolerance” gauge — an informal, almost unspoken manner in which we react based upon various factors that have developed over many years: tolerance/intolerance of pain levels; quality of life issues, whether consciously realized or intuitively maintained; the balance between weekends encroached and the weekdays approached; whether productivity rises or falls; and other similar factors, both involving professional goals and aspirations as well as personal perspectives upon the worth of maintaining the status quo or allowing for the tumult of change.

Medical conditions often warrant a move away from the present preference.  In reality, no one “prefers” the present when the change is imposed from external sources, or where there is simply little control or influence to exert upon stopping, hindering or otherwise slowing down the change itself.  The present preference is merely borne of laziness or the pure enjoyment of non-change, as the known is almost always preferable to instability and the strangeness of other worlds.

That is why we take short vacations and jaunts to other cultural enclaves, but return home to the safety of our known environments.  But when a medical condition begins to impact one’s ability and capacity to perform one or more of the essential elements of one’s positional duties, as it can with Federal employees and U.S. Postal workers under FERS, CSRS or CSRS Offset, the changes impacted from the external forces of an unwanted medical condition may necessitate the modification of the present preference for the status quo.

Living with a medical condition itself is traumatic enough; altering the present preference of a life one is used to, is almost always a further tumultuous necessity that one instinctively resists, but recognizes the inevitability of.

For Federal and Postal workers who have come to a point of realizing the necessity of modifying the present preference, preparing, formulating and filing an effective OPM Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, is the first step towards conforming to an unfair external influence characterized by the medical condition itself.

Consulting an attorney who specializes in the administrative complexities inherent in the Federal Disability Retirement process will often help to buttress some of the changes that are necessary, if only because information and knowledge allows for the decision-making process to prevail with needed insights presented in order to adapt away from the present preference of an increasingly debilitating medical condition.

Sincerely,

Robert R.McGill, Esquire

 

Medical Disability Retirement under FERS & CSRS: Persuasion

What does it mean to “persuade”?  Is it an outcome-based event?  Can one be “persuasive”, yet never persuade anyone to act upon a commitment made, perhaps verbally or with a nod of the head?  What of a person who everyone agrees makes the most persuasive arguments, turns everyone’s heads with accolades of “wow” and “boy!”, yet no one can find a single person who has been persuaded to change one’s mind or follow?

How about in battle – of that skinny little runt of a captain who nervously spoke, but who charged the troops up with great words and ideas and said, “Let’s go!”  But no one really was convinced to follow him because of his diminutive appearance and lack-of-self-confidence demeanor.  Contrast that to the big, hulking leader who never spoke much but, when he said something, people believed and followed him to the death – it wasn’t words that persuaded, but his very air of reliance, dependability and self-assurance of being right.

Thus, does “being persuasive” always have to do with logical thought processes, relationships between words, ideas and the reality of being – or, can it also include one’s tonality of voice, air of confidence and seeming self-righteousness?  Can one be persuaded by fear alone, or must there be a conceptual connection – a “belief” in something – that must accompany in order to be validly persuaded?

Can an army that is comprised of a loose connection of mercenaries persuaded only by money, looting potential and promises of riches be as fearsome (or more so) than one that believes in a “cause”, is rooted in discipline and love of country?  At what point does persuasion even come into play?  In other words, can a person be completely unpersuaded throughout the course of an argument, say, and then at the very end declare, “Okay, I’m convinced”, when no part of the final five minutes of the argument contained any basis for such a change of mind?  Is “being persuaded” merely a logical connection of rational argumentation, or is there some emotional element mixed therein?

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question of persuasion is an important one.

First, the Federal and Postal employee must be persuaded that filing for Federal Disability Retirement is a necessary next step.  Then, doctors must be persuaded to be supportive.  Further, legal and medical documentation must be provided which must contain persuasive evidence.  And finally, the evidence submitted must be compelling enough to persuade the U.S. Office of Personnel Management.  Thus, whether fully logical, or containing some elements of the emotional, persuasion is an essential component of an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement for Federal Employees: Illness

It is the pause button rendered by the universe, often without warning, without invitation and unwelcomed by all.  Is it the gods laughing in the heavenly seclusion, as wanton children playing with the mortality of souls unrequited, as matches in the hands of mischievous hearts undisciplined by law, life or empathy?

Then comes the triteness of wisdom, yet true but too late: “Oh, what a blessing health is”; “Is there a lesson to be learned?”; “Why me?”.  Is this the crisis of life that is merely an obstacle to overcome, or the long road towards a progressive decline where mortality is not just tested, but revealed as the weak link in the proverbial chain of man-to-gods-to the theology of our own creation?

Illness comes like that unwitting thief in the dead of night, but unlike the burglar who tries to remain silent but for creaking floors and unoiled passageways, it comes without concern for being revealed.  Does the universe test – or remain impervious like Aristotle’s Unmoved Mover, where perfection attracts all towards its essence and destroys everything that attempts to escape?  Who determines the criteria of such a test?  What constitutes a “passing grade” as opposed to a failure in its mere attempt?  Is the evaluation contained within the strength of one’s own character, and what results in a declaration of “success” as opposed to the failure of everyday lives?

If it is truly a test of character, then Federal employees and U.S. Postal workers certainly get enough of it to collectively get a passing grade.  Yes, fortunately, there is the option of filing a Federal Disability Retirement application, but for almost all Federal employees and U.S. Postal workers, the reality is that such a step is the last option chosen.

It is not so much that the benefit reaped from a Federal Disability Retirement is so miserly as to not make it worthwhile; no, to a great extent, the annuity of 60% of the average of one’s highest three consecutive years of pay, then 40% every year thereafter until recalculation at age 62 is generous enough to survive upon, especially when the alternative is to remain and kill oneself, resign and walk away with nothing, or file for Federal Disability Retirement benefits; and, in conjunction with the ability to go out into the private sector and be able to make (on top of the Federal Disability Retirement annuity) up to 80% of what one’s former position currently pays – it can lead to an acceptable level of financial security.

Ultimately, however, it is a truism that Federal employees and U.S. Postal workers wait until the final possible moment before making the decision to file a Federal Disability Retirement, often allowing the illness to debilitate beyond the point of reasonable acceptance.  That, in and of itself, is a character test, and one that makes the illness itself of secondary concern, when one’s health should be given the highest priority, lest we allow the gods of wanton carelessness to have the last laugh.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement under FERS or CSRS: Clueless

We are, for the most part, clueless in most things.  Those very limited subjects of which we are deemed an “expert” or having some partial knowledge about, are merely one in a million, and so we walk around thinking highly of ourselves, yet clueless in 99.9% of everything else.

Fortunately, there is no criminal statute that can be imposed upon being clueless.  Life is complex enough without having to acknowledge that we walk about without any real idea as to how to tackle the problems; but as braggadocio wins the day for most people, most of the time, so long as the next guy believes that we know what we are doing, it counts for much of life’s conundrums.

Most people aren’t even barely competent in their chosen fields until they have been engulfed in the technicalities presented for 20 – 30 years; then, just when competence is assured, we are fired or otherwise dismissed summarily.  Knowledge and wisdom in this country is never valued; rather, the cult of youth, plastic surgery to extend the appearance of it, and the irrelevance reflected in casting aside those who have passed the halfway mark reveals much about this society.

That’s the problem with Federal agencies and the U.S. Postal Service; they believe that Federal employees and U.S. Postal workers are essentially fungible goods, replaceable with youth or some other inexperienced and clueless individual.  Look at the entire issue of “accommodations” and Federal Disability Retirement law; agencies rarely put in the effort, other than a simple computer search to try and do a “match” between skill-sets and position descriptions (sort of like a corollary to internet dating sites), and the entire process and procedure reveals much about the value that Federal agencies and U.S. Postal workers place upon experience and wisdom.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the questions surrounding SF 3112D and the Agency’s efforts to reassign or otherwise “accommodate” the Federal or Postal employee’s medical disabilities, is a rather complex issue to explain in full.

Suffice it to say, however, that a truly viable, legally-acceptable accommodation rarely, if ever, happens, and therefore is almost never a roadblock to filing an effective Federal Disability Retirement application.  It is just another indication of how clueless even the Federal Agencies are, as well as the U.S. Postal Service; and as we all step into the general cauldron of cluelessness within the confines of a clueless universe, preparing an effective Federal Disability Retirement application can serve to be an escape into the next phase of a clueless process.

Sincerely,

Robert R. McGill, Esquire