OPM Disability Retirement under FERS: The Price We Pay

We don’t.  It used to be.  Not anymore.  Or, at least, not much.  Time was, if a military officer fraternized with an enlisted individual, the officer’s career was all but over.  Or, ages ago, if a CEO of a company divorced, there was a price to pay.  Hollywood stars took great pains to hide their infidelities, for the “public image” was all-important.

What price do we pay, these days?  Are there any restrictions, any constraints, any boundaries?

We criticize China because of their authoritarian state, but can you imagine what kind of country it would be if a country with 1.4 billion people had the homelessness population we have, the rate of suicide we have, the extent of mass shootings we have, the extent of mental health crisis we have, etc.?  It is all well and good to tout “freedom”, but at what price?

Freedom and liberty are all well and good, but they work only within the context of responsibilities and shared obligations, which we no longer believe in.  In this post-factual world, where the words one proffer need not match the actions one engages in, there is no price to pay.  If you do something wrong, you merely need to disappear for a while and reinvent yourself.

For Federal workers and U.S. Postal employees who suffer from a medical condition, however, the price you pay is by your health.  The stresses of modernity, the health issues which magnify and become exacerbated with age, the deterioration into chronicity when once a medical condition was thought to be manageable — these are the basis of being eligible for Federal Disability Retirement benefits through the Office of Personnel Management under FERS.

Contact a FERS Lawyer who specializes in Federal Disability Retirement Law, exclusively, and consider the price you have paid, and the price which OPM and the government should pay you in order to compensate you for your loyalty.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement: Intransigence of Thought

It is when you cannot move forward, or perhaps will not; and where paralysis becomes a habit of living.  Old people often fall into that trap, where laziness is misinterpreted for conviction or when we rely upon the rightness of something merely because “that is the way it has always been done,” or by waving one’s hand and saying, “That is the old way of doing things.”

Leo Strauss was a philosopher who never accepted the truth of a proposition merely because something was accepted from ancient times.  Intransigence of thought, of course, can be caused by mere arrogance; often, from stupidity coupled with ignorance; and more than a few times, from sheer laziness.  But paralysis of thought and the intransigence of thought (which amount to the same thing) can lead to stagnation and lack of progress.

For Federal employees and U.S. Postal workers who suffer from a disabling medical condition and remain in a state of intransigence, it is often the case that the medical condition itself can result in the intransigence of thought.  Moving “beyond”, or even just moving forward, by small and incremental steps, can break you out of that state of intransigence.

Contact a FERS Medical Attorney who specializes in Federal Disability Retirement Law, and begin the process of getting beyond your paralysis by having a competent attorney represent you in preparing, formulating and filing an effective Federal Disability Retirement application under the Federal Employees Retirement System (FERS), through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal and Federal Employee Disability Retirement: A Sense of Unease

It comes upon us at various moments and at unsettling times.  The problem, however, is that we all believe in our own “intuition” — that mysterious “sixth sense” that 4 a.m. radio programs like to talk about, about the eerie phenomenon of strange happenings, haunted houses and voices heard from another world.

Why we focus upon old Uncle Ben from the netherworld when there are enough unsettling events occurring right before our eyes, is a question we never ask and fail to answer.  The answer is: What is mysterious as a 3rd-party distraction is more interesting than the events unfolding before our very eyes.

The reality is that this time — the very times we live in now — has enough to give us a sense of unease.  A government which is not working; a country that appears fractured into 2 parties constantly fighting; a “gig” economy that appears to be in constant flux; wars, endings of wars, mass evacuations; no wonder there is a sense of unease.

Then, when a Federal or Postal employee suffers from a medical condition such that the medical condition impacts one’s ability and capacity to work in the chosen field of one’s career — that, in and of itself, can bring about a greater sense of unease.

Time to consult with a disability attorney who specializes in Federal and Postal Disability Retirement Law.

Preparing an effective Federal Disability Retirement application under FERS will not necessarily alleviate the sense of unease twirling about in the greater universe, but it will at least address the turmoil within your personal and professional life.  And that, of course, is the first step towards ameliorating the sense of unease.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Structure and Content

The former provides the form; the latter, the character of the entity.  It is the duality in combination which creates the ability to identify the particular being in an Aristotelian manner — as opposed to the more generalized definition of “Being”.  Without the largest organ of the human body — one’s skin — the “content” of that which separably identifies one individual from another would be lost, and we would all be mere aggregations of various organs not necessarily organized in any coherent way.

Similarly, in any presentation of a written form, it is important to plan the structure and content such that the former allows for coherence and ease of understanding while the latter compels the force of persuasion to impact upon the reader.

In preparing a Federal Disability Retirement application to the U.S. Office of Personnel Management under FERS, it is important to provide both structure and content in order to enhance the chances for an approval at any stage of the process.  For, the Federal or Postal applicant who is preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, one must first recognize that such an application is a “paper presentation” to OPM, and thus does structure and content both matter.

To merely focus upon “content” — i.e., medical records; the words in the Statement of Disability (SF 3112A) is to overlook the persuasive nature of the structure of the application itself.  Conversely, to concentrate too heavily upon the structure of the FERS Disability Retirement application — the forms to be filed; the “checklist” of necessary and required paperwork — is to underestimate the power of content.

The two must be formed [sic] in tandem; and a persuasive and powerful legal memorandum that provides both a roadmap as well as content-filled legal citations is a “must” in every FERS Disability Retirement application, and this should be formulated and prepared by an experienced Federal Disability Retirement Attorney who specializes in, and is fully knowledgeable of, Federal Disability Retirement Law.

Sincerely,

Robert R. McGill
OPM Disability Lawyer

   

FERS Disability Retirement: Universal Specialization

The world didn’t just become bifurcated over-night; it then shattered into a thousand universal parts, and each required a specialization where subsections of the primary subject became sliced into lesser wholes, the parts of smaller parts, until no one now knows how to do anything without the specialized aid of the specialist in the department of specialization.

The fractured world has become one of micro-competence, where once the jack-of-all-trades individual was needed in order to run a farm, feed a family, be a doctor to the animals, as well as work as a carpenter, plumber (oh, we forgot — outhouses were used back then, with nary a trace of indoor plumbing, so strike that), and the all-around “MacGyver” guy from the 1980s series where ordinary items were easily transformed into extraordinary problem-solving implements.

Overspecialization of a society leads to alienation; taken to the extreme, it makes into each of us incompetents to even turn on the faucet.  Marx would have been aghast — for, no longer is the assembly-line factory worker alienated from the work he or she works upon by not feeling the accomplishment of the “finished” product, but moreover, doesn’t even know the purpose beyond the 4 screws that are drilled into the monstrosity because of overspecialization.

Is the world a better place because we comprehend less of the pie that constitutes the whole, and is our knowledge of it any greater merely because dissemination of information is available via the Internet?  The two are somehow connected, are they not?

Somehow, there must be some mathematical formula involved, something akin to: The Greater the X, the Lesser the Y, when factors 1, 2 & 3 interface with exponential diminution of T minus Z. Complexity, in the end, often induces greater specialization, and unfortunately that is true in the field of Federal Disability Retirement Law.  “Local Lawyers” are rarely knowledgeable enough to represent Federal or Postal employees in an OPM Disability Retirement application.

The various Stages in the process of Federal Disability Retirement Law require precise and targeted responses; and for the Federal or Postal employee preparing to “put together” a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management under FERS, it is not the right time to be the “MacGyver” type of guy; it is best to consult with a Specialist in Federal Medical Retirement Law, and prepare well for the fractured road ahead where universal specialization is a necessity in a world where horse and buggy are no longer existent except on faraway farms in Pennsylvania or other scattered places where the Amish retain the “old ways”.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Claims: The present preference

Given the choice, it is almost always the present preference that is chosen, while the long-term goals, aspirations or necessary planning are set aside, ignored, subverted or otherwise delayed for another day.  We prefer to remain in the present circumstances, in lieu of future contexts unknown, for the familiar is always to be preferred to the strange and unrelated.

The key to change away from the present preference is often based upon the spectrum of a “tolerance/intolerance” gauge — an informal, almost unspoken manner in which we react based upon various factors that have developed over many years: tolerance/intolerance of pain levels; quality of life issues, whether consciously realized or intuitively maintained; the balance between weekends encroached and the weekdays approached; whether productivity rises or falls; and other similar factors, both involving professional goals and aspirations as well as personal perspectives upon the worth of maintaining the status quo or allowing for the tumult of change.

Medical conditions often warrant a move away from the present preference.  In reality, no one “prefers” the present when the change is imposed from external sources, or where there is simply little control or influence to exert upon stopping, hindering or otherwise slowing down the change itself.  The present preference is merely borne of laziness or the pure enjoyment of non-change, as the known is almost always preferable to instability and the strangeness of other worlds.

That is why we take short vacations and jaunts to other cultural enclaves, but return home to the safety of our known environments.  But when a medical condition begins to impact one’s ability and capacity to perform one or more of the essential elements of one’s positional duties, as it can with Federal employees and U.S. Postal workers under FERS, CSRS or CSRS Offset, the changes impacted from the external forces of an unwanted medical condition may necessitate the modification of the present preference for the status quo.

Living with a medical condition itself is traumatic enough; altering the present preference of a life one is used to, is almost always a further tumultuous necessity that one instinctively resists, but recognizes the inevitability of.

For Federal and Postal workers who have come to a point of realizing the necessity of modifying the present preference, preparing, formulating and filing an effective OPM Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, is the first step towards conforming to an unfair external influence characterized by the medical condition itself.

Consulting an attorney who specializes in the administrative complexities inherent in the Federal Disability Retirement process will often help to buttress some of the changes that are necessary, if only because information and knowledge allows for the decision-making process to prevail with needed insights presented in order to adapt away from the present preference of an increasingly debilitating medical condition.

Sincerely,

Robert R.McGill, Esquire

 

Disability Retirement for Federal Government Employees: The intransigent excuse

Much of life is spent in retrospectively justifying actions; the remainder of the time, of making excuses where we can, and when we need to (which is often).  The great thing about excuses is that the reserve of them can never be depleted; like the never-exhaustive stars in the universe, we can always discover, make up, or otherwise concoct another.  Thus, to counter that a person has “run out of excuses” is to defy reality; we can always, if the need requires, go back to one that we long ago abandoned, and stick to it.

It is that intransigent excuse that tends to defy – the one that, though unreasonable by most accounts, nevertheless provides a shield of protection for the one who clings to it.  For, the one who tightly embraces an intransigent excuse never, of course, considers it as such; it is, instead, the fault that rests upon the rest of the world in a conspiracy of illogical motives that attempts to change course and offer alternatives as to facts, opinions or best avenues for future courses of action.

As to the one clinging to such excuses, it is never characterized as such.  No, instead it is an explanation in light of reasonable circumstances; a logical conclusion based upon facts as interpreted; and, even if the rest of the universe fails to comprehend the logic of the stated foundation, the intransigent excuse is the last bastion of the proverbial wall that may force us to do, acknowledge and admit to that which we vehemently resist.

For Federal employees and U.S. Postal workers who are in need of filing for Federal Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the primary concern is to get beyond an intransigent excuse.  While there are very few circumstances in which filing for Federal Disability Retirement is “too late” (other than the obvious one, of course, of complying with the Statue of Limitations of filing within 1 year of being separated from Federal Service), the key is to file before it becomes an emergency.

As OPM has a large backlog of cases and they are taking longer and longer to review, evaluate and make decisions on a case – leaving aside the problem of even first having them to assign a case to a reviewer/ administrative specialist – there must needs be some forward planning and foresight of future-oriented perspectives, and it is often the intransigent excuse which defies, builds a wall against, and creates seemingly insurmountable obstacles in moving forward.

Life is full of obstacles, and the ones we build ourselves are often the most difficult to overcome.  Filing for Federal Disability Retirement benefits is a big decision to make; thought, preparation and formulation of a plan is often necessary.  Just do not allow for the intransigent excuse to be the wall that prevents the reasonable approach to prevail.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement under FERS and CSRS: Doubt

Is certainty its antonym – or is it too rigid and lacking of linguistic elasticity to merit such a position?  For, doubt allows for an openness to both sides, doesn’t it – whether God exists or not; whether, in the end of life’s spectrum, judgment will deem our microscopic deeds worthy or not; and of illnesses, an erupting disability, or one which cravenly lingers beyond mere chronicity of irritation, but continues to periodically debilitate, and progressively annihilate the soul of patience for furtherance to hope.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the Federal or Postal employee must begin to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset – where does doubt end, and certainty begin?

To begin with:  Doubt as to whether one’s medical conditions are severe enough to warrant consideration in filing for Federal Disability Retirement benefits, and certainty as to the strength of one’s own case.  Doubt as to whether the medical evidence gathered is sufficient to meet the preponderance of the evidence test, and certainty as to the relevance and strength of a meritorious compilation of demonstrable material.

Doubt as to whether the U.S. Office of Personnel Management will provide a fair evaluation of one’s Federal Disability Retirement application, and certainty as to the case being a “slam-dunk” venue for Federal Disability Retirement benefits.  Doubt as to whether one’s Human Resource Office will protect the privacy of the medical evidence submitted (if the Federal or Postal employee has not been separated from Federal Service or, if separated, not for more than 31 days), and certainty that any violation of privacy will likely occur, but considering the options available, proceeding anyway.

How healthy is doubt?  How unhealthy is certainty?  Is doubt more akin to uncertainty than being the opposite of certainty, and if so, why would the negation of the root word transform it into a synonym?  Is it a grammatical rule that the test of an antonym is to negate its root, and if it becomes a synonym, then by logical extension, the root was its antonym?  Is that the same with feelings as opposed to beliefs; or of rationality in contradistinction to the Aristotelian appetitive parts of the soul?

In the end, the Federal or Postal employee must contend both with doubts and unrealistic expectations of certainty; for, when dealing with an administrative Juggernaut such as the likes of the U.S. Office of Personnel Management in filing a CSRS or FERS Disability Retirement application, a healthy dose of doubt, combined with an aggressive approach bordering on certainty, is the best mix of medicines one can take or – to put it more quaintly:  go it alone with doubt, take an aspirin, or consult with a lawyer who specializes in Federal Disability Retirement Law so that you can at least arrive at some semblance of doubtful certainty.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: The Soul’s need for silence

If the world was merely one constant clatter, would we be able to stand the din of life?  Just as existence needs nothingness in order to have the separation of meaningful discourse, and as sentences need grammatical pauses (except in the cases of Faulkner and Joyce, perhaps), so the soul requires silence in the face of difficulties uninterrupted.

Medical conditions create havoc in lives; at first, perhaps just an annoyance or a nuisance, and the natural inclination is to rely upon the past that we know, and how – in remembrance of youthful vigor and quick rebounding and recuperation by mere strength and steely reserve – we were always able to ignore the pain, get past the turmoil and move beyond the anxious feelings of panic and depressive symptoms.  “It will pass,” we tell ourselves.  But then the long-view sets in; it is not merely a passing season, nor even a brief interlude of a cold north wind.

Instead, like the clinging vine that keeps coming back despite digging and chopping at the base of its roots, the chronic nature of the medical condition tells us that, as the unwelcomed uncle or aunt who has no other home and stays with you “just for a little while”, you cannot get beyond the season of pain and the intercession of turmoil.  It becomes a constancy, a persistence, a monotony of unsettled disquietude.  It is as if the soul’s search for silence finds only a din of unending noises as you search behind door after door for a room where relief and quietude may long for a bit of peace.

Souls need silence; silence allows for the interruption from din and darkness.

For Federal employees and U.S. Postal workers who suffer from the dual attacks brought on by a medical condition – of increasing workplace harassment as well as the loss of the soul’s quietude and peace – there comes a time when preparing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes as necessary from a medical standpoint, as it is for the soul’s inner health.

Federal Disability Retirement is a means to an end – a recognition that the Federal or Postal employee is no longer able to produce at the level of acceptability, and a tolerance for allowing that same Federal or Postal employee to “move on” so that a basic retirement annuity can be obtained, and yet remain productive for the future in the private sector, where the (now former) Federal or Postal employee may make up to 80% of what one’s former job currently pays, on top of the amount of Federal Disability Retirement annuity.

It is also the allowance and recognition of another important factor – that the soul’s need for silence is a necessary component in the midst of din and darkness.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: The factors to consider

Whenever a problem arises, are you the kind of person who immediately rushes headfirst in order to “solve” it?  Are you like a first responder who by necessity, duty or conscience of being, sprints to save and runs to resolve?  Or, in contradistinction to circumstances that require thoughtless effort but urgent actions, do you consider the factors and ask the question, What criteria must be applied?  What would be considered a resolution of the problem, as opposed to a temporary cessation of a crisis-driven implementation?

The two are somewhat dissimilar, of course, in that the first example often does not have the luxury of pausing for a query, and the latter may allow for an ebb of questioning.

Thus, one would not want a philosopher pondering the conundrum of existential posits when the primary pipe draining sewage away from one’s home has a crack that is growing into an open fissure.  On the other hand, if repetition of recurring problems have haunted for some time, and the solution appears to require something beyond mere pragmatic settlement but a higher order of principled restraint, the factors leading to an overarching criterion may be mandated for a more far-reaching solution.

This is true in much of life.  There are many who repeat the same thoughtless actions only to find that the temporary solution comes back with ever greater fervor; few who ponder the underlying principles; and lesser still of a community of thoughtful cadavers who awaken from the slumber of daily monotony to consider the underlying factors that gird the first principles of life itself.

What factors need to be considered?  Where do we go from here?  Can we live on such reduced income?  Can we make it to the age of retirement, or the required combination of service time plus age, and still be in good enough health to enjoy some semblance of a retirement?  Will my agency continue to harass, employ mechanisms of onerous leave restrictions, and ultimately impose the sanctions of constant workplace hostility, and can I survive them all?

For Federal employees and U.S. Postal workers who have come to a crossroads of sorts, where the medical condition, the inability to perform all of the essential elements of one’s positional duties, and the pressure that can no longer be withstood with the coalescence of such onerous burdens, preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the first step in resolving the repetition of a horrendous culture of dismay.

Life is never perfect, but when a problem which appears persistent and chronic will not simply go away because being a first responder is not the right solution to the difficulty, then the Federal or Postal employee must consider the factors that underlie the problems which constitute the principles inherent, and move forward with pragmatic steps towards a brighter future for tomorrow.

Sincerely,

Robert R. McGill, Esquire