Federal Employee Disability Retirement: The Loyalty Test

Federal Agencies and the U.S. Postal Service have an expectation of “loyalty” — that their workers in general are loyal to the mission of the agency; that there is an implied trust held between workers and managers, between workers and the Agency; that the Agency itself and the Postal Facility enjoys a certain level of trust and security.

There is not a “loyalty test” as such — but nevertheless, the concept of “loyalty” is quite a simple one: We work with each other; we trust one another; we believe that the agency or the postal facility in general will look out for one another.  Part of that sense of “loyalty” must include the belief that, if you put in your years and effort, if you get hurt — whether on the job or away from it — the Federal Agency and the Postal Facility will do everything to (A) help you get back to work or (B) if you can’t, to help you obtain all of the employment benefits you are entitled to.

Sadly, more often than not, that is simply not the case.

If you are a Federal or Postal employee and can no longer perform one or more of the essential elements of your job as a Federal or Postal employee, contact a Federal Disability Lawyer who specializes in Federal Disability Retirement benefits under FERS, and make sure that the “Loyalty Test” which does not exist but should when the need to obtain OPM Disability Retirement benefits comes to the fore, will be enforced — of getting your rightful Federal Disability Retirement benefits under FERS.

Sincerely,

Robert R. McGill, Lawyer

 

Postal & Federal Disability Retirement: The Weather

We all know it is true; of clear, crisp days, when our minds are sharp with wit; of low pressure systems that loom overnight, bringing about a dark and dreary day and, along with it, our minds of dread and fogginess.

Biodynamic farmers ascribe certain days as “unfortunate” and restrict and minimize the type of activities recommended; Shakespeare, who ascribed astrological influences peppered throughout his plays and sonnets, and of weather in King Richard III, Act 1, Scene 1: “Now is the winter of our discontent, Made glorious summer by the sun of York; And all the clouds that lour’d upon our house, In the deep bosom of the ocean buried”.

We like to think that, in our sophistication of science and modernity, such factors as the planetary movements, the seasons, the weather, etc., have little to no influence upon our feelings, emotions, conduct or thoughts.  Perhaps Camus was more right than he knew when the principal character in “The Stranger” attributed his misdeeds upon the sun.  In the end, whatever the weather of the day, we are forced to weather the storms of our lives.

Medical conditions represent a metaphor in the life of a Federal or Postal employee; like the weather, the changing nature of the atmosphere around must be accepted and, at the same time, it is a storm-like state of being that must be endured — or “weathered”.

In the event that a change of career must be undertaken, it is important to consult with an OPM Attorney who specializes in Federal Disability Retirement Law.  For, in the end, whether it is a sunny day or a stormy one, the weather cannot be blamed for an ill-prepared Federal Disability Retirement application, and if denied by OPM, it must be weathered whether the weather had any influence or not.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: The Inside View

There is the “outside” perspective as opposed to the “inside view”, and that is the mistake people make in various sectors of life: The “outsider” believes that, from a position and perspective of detachment and therefore objectivity, he or she is able to better assess, evaluate and analyze the event, situation or conditions experienced than by those on the “inside”.

By contrast, the “insider” views the outsider with suspicion, contending that he or she has no idea about the experiences and existential difficulties faced by the insider, and that a detached, objective viewpoint which fails to take into consideration the subjective, “personal” side of things misses the essential point of the issue.

It is the tension which exists between the townspeople and the “out-of-towner”; the one who lives in a community as opposed to the renter or investor; or of the person who drives around the neighborhood admiring the green lawns, the peaceful nature and the tranquility of a community, hoping to one day purchase a home there without knowing the problems inherent — say, that the water is contaminated or that there has been a rash of burglaries on the rise in recent years.

How does one break the invisible wall between the inside view and the outside perspective?  When does the demarcation between the two disappear?  Do numbers of years living within a community determine whether an outsider becomes an insider?

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing an effective Federal Disability Retirement application because of a medical condition which has come to a critical point where the Federal or Postal worker can no longer perform one or more of the basic elements of one’s Federal or Postal job, it often “feels” like one has all of a sudden become an “outsider” again — not only from one’s own agency or the Postal Service, but moreover, because of the complexity of the administrative procedures and bureaucratic morass of the U.S. Office of Personnel Management — of the sense that the whole process is strange and detached.

Consulting with a FERS Attorney who specializes in Federal Disability Retirement Law is a good first step in bridging the gap that widens when first encountering that feeling, in order to get an “inside view” of what it takes to prepare, formulate and file an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Attorney

 

Medical Retirement for Federal Workers: The recipe

There is a fascination with master chefs; the process itself — from a gathering of various food items and the preparation for the grand feast; through the selection and addition of various additives and extras; to the final product that results from the “touch of the master” — which is why entire series of shows are devoted to mass audiences for viewing with a trance-like interest, whether in the monosyllabic tone of various British series that articulate with accented sophistication, to the fiery tempers of showmanship in this country; for many, it is the show of choice, and it all begins with a recipe — or not.

For most of us, there has to be a foundation to begin with — some semblance of an order of ingredients to follow, instructions to abide by and a step-by-step direction in which to proceed.  Otherwise, we are lost as to what will turn out, and whether the end product is even edible.

Cooking at any level of sophistication can be quite revealing as to the character and personality of an individual: Does one stick religiously to the letter of the recipe?  How creative is a person on the first go-around?  Is precise measurement the steps to follow, or is an “approximation” the greater methodology — a dash here, a sprinkle there, an overflowing cup or less than a tablespoon, depending upon the desire of one’s palate?  And when everything is mixed — does it have to be sequential?  Why must the onions be mixed in before the carrots?  How does the mixture itself know whether you put in the garlic before the parsley?

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, the thing to consider is not whether or not there is a “recipe book” to prepare an effective FERS Disability Retirement application, but whether there is a “master chef” out there who can pull all of the “ingredients” together to make the “best dish” possible.

To that extent, there is a similarity between cooking and filing an effective Federal Disability Retirement application: A good attorney who specializes in FERS Disability Retirement is likened to the master chef, and while good ingredients always matter, by whom it is prepared can make all the difference.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The hospital bed

It is a lonely and demoralizing state of affairs; they poke, prod and insist upon ruling out every sector of one’s body as the culprit of diagnosed maladies.  The hospital bed is a barbaric contraption next to a mediaeval torture chamber, and one can only imagine what such inventions were like in those olden days, when antiseptic means meant the possibility of washing one’s hands every now and again, and where pain and death were part of everyday living.

It reminds us, above all, of our own vulnerability and mortality; and what a blessing health and life are.

Oh, it is true – we take such issues for granted, and barely get beyond the tripe and inane statements like, “Oh, health is such a blessing,” or, “We are so thankful for our health.”  It is when one is in the hospital, alone in a bed, in the darkness of those twilight hours, that the reality of one’s own Being is revealed:  the projects we cling to; the significance we place upon the work we perform; and the extra credit we think we deserve when we work late into the wee hours.

We have heard all of those wise remarks, either in novels, essays or even movies:  On your epitaph, you do not get a special mention for ignoring your health.  Work is great, but that needs to be placed in its proper perspective.  The projects we engage and embrace – is it, as Heidegger reminds us, merely a means to avoid the inevitable outcome of our fate?  Do the gods laugh from above, pointing to our mortality and the fruitless attempts we cling to in order to avoid facing our future?

It is, in the end, the hospital bed that reminds us starkly of who we are, where we are heading, and what this all will mean.

Retirement is not meant to be a time to spend in a hospital bed; Disability Retirement is not meant to be filed at a point when a Federal or Postal employee is so debilitated that once it is approved by the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, that one merely “retires” to a hospital bed.  It is, instead, a system whereby a person is recognized to no longer be able to perform some of the essential elements of one’s job, but that there is an implicit understanding that there can be a time in the future where productivity can be applied to a different vocation or another career.

Yes, there are jokes that abound – of Federal Disability Retirement annuitants being Walmart Greeters or engaged in other similarly menial and lesser jobs, but those are not the only stories to tell.  There are many Federal annuitants who have found private sector jobs where the pay scale comes perilously close to the 80% limit – and, while that can be a problem, isn’t that a “good” problem to have?

Filing for Federal Disability Retirement benefits does not require the “higher” standard of being debilitated or “totally disabled”; rather, it is a standard which recognizes that there is an inconsistency between the position one occupies, and the medical conditions from which one suffers.  If consideration in filing is arrived at in a hospital bed, it is still not too late; but a reminder it is, and the next steps are to begin the long and complicated process of preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The intransigent excuse

Much of life is spent in retrospectively justifying actions; the remainder of the time, of making excuses where we can, and when we need to (which is often).  The great thing about excuses is that the reserve of them can never be depleted; like the never-exhaustive stars in the universe, we can always discover, make up, or otherwise concoct another.  Thus, to counter that a person has “run out of excuses” is to defy reality; we can always, if the need requires, go back to one that we long ago abandoned, and stick to it.

It is that intransigent excuse that tends to defy – the one that, though unreasonable by most accounts, nevertheless provides a shield of protection for the one who clings to it.  For, the one who tightly embraces an intransigent excuse never, of course, considers it as such; it is, instead, the fault that rests upon the rest of the world in a conspiracy of illogical motives that attempts to change course and offer alternatives as to facts, opinions or best avenues for future courses of action.

As to the one clinging to such excuses, it is never characterized as such.  No, instead it is an explanation in light of reasonable circumstances; a logical conclusion based upon facts as interpreted; and, even if the rest of the universe fails to comprehend the logic of the stated foundation, the intransigent excuse is the last bastion of the proverbial wall that may force us to do, acknowledge and admit to that which we vehemently resist.

For Federal employees and U.S. Postal workers who are in need of filing for Federal Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the primary concern is to get beyond an intransigent excuse.  While there are very few circumstances in which filing for Federal Disability Retirement is “too late” (other than the obvious one, of course, of complying with the Statue of Limitations of filing within 1 year of being separated from Federal Service), the key is to file before it becomes an emergency.

As OPM has a large backlog of cases and they are taking longer and longer to review, evaluate and make decisions on a case – leaving aside the problem of even first having them to assign a case to a reviewer/ administrative specialist – there must needs be some forward planning and foresight of future-oriented perspectives, and it is often the intransigent excuse which defies, builds a wall against, and creates seemingly insurmountable obstacles in moving forward.

Life is full of obstacles, and the ones we build ourselves are often the most difficult to overcome.  Filing for Federal Disability Retirement benefits is a big decision to make; thought, preparation and formulation of a plan is often necessary.  Just do not allow for the intransigent excuse to be the wall that prevents the reasonable approach to prevail.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Federal Employees: Preparation subverting the moment

“Seize the moment” (or the day) – isn’t that the mantra of modernity?  Never let consequences or the hurt of others delay the enigmatic pleasures of bodily delights.  Forget results; ignore preparatory steps, as that would waste valuable time otherwise left for delectable dalliances.  If modernity has translated “worth” and “value” in terms of present moments of existential delights, then the greater heightening of each event of ecstasy experienced in the “now” of every life should be exponentially enhanced at every opportunity available and presented.

Technology has only further advanced the aversion to planning and foresight; for, the conversation quieted when memory once required of reflection and racking of remembrances is now quickly replaced by a button push that Google immediately answers.  “Now” is ever more the gratification never to be delayed.  Modernity and  youth have been its unfortunate byproduct, where any notion of  preparation constitutes a delay of that instant gratification.

But life has a tendency to create tumult and intervene with a dose of reality, and medical conditions exponentially show us that the moment left without delay requires greater reflection and contemplation – and this is especially so with Federal employees and U.S. Postal workers under FERS, CSRS or CSRS Offset.

“Seizing the moment” and quickly putting together a Federal Disability Retirement packet when a medical condition begins to prevent the Federal or Postal employee from performing all of the essential elements of the Federal or Postal employee’s position, is likely not the best approach in preparing, formulating and filing an effective Federal Disability Retirement application.  Not in all cases does preparation subvert the moment; often, in life, the “moment” requires preparation, as well as a thoughtful course of planning and reflective methodology of formulating a strategy for the future.

Modernity has invented some great contraptions; technology has saved time (or so they keep saying) and replaced human capacity with easing of burdens.  In the end, however, it is up to the planner to plan, and the Federal or Postal employee to seize that “moment” and project it into a plan for a better tomorrow, by preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire