FERS Medical Retirement from OPM: Did Anyone Ask Me?

Being powerless is the plight of most; feeling powerless, the reality with few exceptions.  Even the wealthiest of the world have limited control; for, a devastating illness can in an instant make one’s wealth irrelevant, if not a burden.  And of the world in which we abide in — did anyone ever ask me whether or not this is the pathway I wanted to construct?

Did anyone ask me whether the creation of the personal computer, of emails and attachments being sent electronically; of social media where kids no longer engage in the real world but merely through virtual means; of endless wars and school shootings; of geopolitical decisions, worldwide inflation and shortage of goods and services — Did anyone ever stop and ask me whether decisions made at world conferences was what I wanted?  No — and no one ever will.

But there are certain levels of decision-making — of questions which must be asked and can only be answered by the individuals — which can and must be taken hold by specific individuals.  Such as: Preparing, formulating and filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Only the Federal and Postal worker who has been impacted by a disabling medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job can answer the question: Do I need to file for Federal Disability Retirement benefits under FERS?

So — while the rest of the world’s questions are often never asked of most individuals, there are some which are, and for help in answering those important questions, contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, where in the end, you can answer “yes” to the question, Did Anyone Ask Me?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement: The Loyalty Test

Federal Agencies and the U.S. Postal Service have an expectation of “loyalty” — that their workers in general are loyal to the mission of the agency; that there is an implied trust held between workers and managers, between workers and the Agency; that the Agency itself and the Postal Facility enjoys a certain level of trust and security.

There is not a “loyalty test” as such — but nevertheless, the concept of “loyalty” is quite a simple one: We work with each other; we trust one another; we believe that the agency or the postal facility in general will look out for one another.  Part of that sense of “loyalty” must include the belief that, if you put in your years and effort, if you get hurt — whether on the job or away from it — the Federal Agency and the Postal Facility will do everything to (A) help you get back to work or (B) if you can’t, to help you obtain all of the employment benefits you are entitled to.

Sadly, more often than not, that is simply not the case.

If you are a Federal or Postal employee and can no longer perform one or more of the essential elements of your job as a Federal or Postal employee, contact a Federal Disability Lawyer who specializes in Federal Disability Retirement benefits under FERS, and make sure that the “Loyalty Test” which does not exist but should when the need to obtain OPM Disability Retirement benefits comes to the fore, will be enforced — of getting your rightful Federal Disability Retirement benefits under FERS.

Sincerely,

Robert R. McGill, Lawyer

 

Federal OPM Disability Retirement Claims: Advice

The great thing about it is that most people are willing to give it out in endless streams of inarticulate bosh for free, and the rest of us are at liberty to do with it what we want.  With the advent of the Internet, and more so with the consolidation of all things electronic into a single, hand-held device — the so-called “Smartphone” — in conjunction with search engines that leave memory banks and history’s previous requirement of recall and a sound education irrelevant, “advice” has become plentiful, whereas “sound advice” has left us wanting.

Wives are more than willing to give an endless abundance of it; coworkers, perhaps less so, although you always have to watch out for those aggressive, competitive ones who want to advance at the expense of your failure wrought by following error-filled ones deliberately given for subversive motivations; and children upon reaching the age of adulthood (and sometimes long before puberty makes them into ogres refusing to accept any semblance or whiff if given by the origin of parentage alone) need not accept it and for about a decade refuse to consider any advice given by the father or mother, until one day they begin to see that, Well, Dad and Mom weren’t so dumb after all.

Advice, in the end, is something we all need but few of us listen to, let alone follow or even take into consideration.  Yet, there are times and circumstances in life when it becomes necessary and almost mandatory; for, to follow a pathway outside of the norm (as Robert Frost so poetically articulates) may be well and good for adventure’s sake and youthful moments of wayward romanticism, it is not perhaps the best route to take when engaging a technical area of an endeavor.

For Federal employees and U.S.Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, advice on the law, the procedure, the formulation and the statutory mandates should be sought and followed, particularized and tailored to the individual and unique narrative of the Federal employee seeking FERS Disability Retirement benefits.

Advice from an experienced lawyer who specializes in Federal Disability Retirement Law should be a given; whether taken, will depend upon the soundness of both the counselor and the one who seeks it.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS: Adopting an Adaptive Plan

Most of us barely have one; and when we do, we quickly forget about it and move on, satisfied that —by the mere declaration of having one — we need not implement it or follow it rigorously beyond the mere possession of it.

The old Soviet Union (do we remember what the abbreviation, “U.S.S.R.” stood for?) had 5 and 10 year plans, and when the stated goals were not met, they simply cooked the books and declared that they were well ahead of the declared plans, and so the satellite nations under the rubric of the “Union of Soviet Socialist Republics” nodded its approval and genuflected to the Soviet Central Planning Committee (for, you couldn’t have a plan unless there were multiple committees to make those plans) and were grateful for the plans even though their populace were starving, despite the declared success of all of that planning.

Battlefield officers rely upon them; although, in recent years, because war is no longer fought by armies planning an attack upon other armies, the need for adopting an adaptive plan has become a survival necessity.  Life itself rarely follows a plan; most of the time, one’s day is consumed by just trying to survive.

When a medical condition hits us, of course, then all of the planning in the world — from a retrospective and myopic viewpoint — didn’t amount to much.  What is the plan, then, for a Federal or Postal employee who can no longer perform his or her job because of the medical conditions that prevent one from doing so?

The Federal Disability Retirement “plan” is to allow for a Federal or Postal employee to file for OPM Medical Retirement benefits under FERS, so that the Federal employee can medically retire, focus upon one’s health and still, hopefully, enter the workforce in the near or mid-future and continue to contribute, all the while receiving a disability retirement annuity.  Now, that sounds like adopting an adaptive plan where interruption of a life plan allows for some grace beyond lack of planning.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: The recipe

There is a fascination with master chefs; the process itself — from a gathering of various food items and the preparation for the grand feast; through the selection and addition of various additives and extras; to the final product that results from the “touch of the master” — which is why entire series of shows are devoted to mass audiences for viewing with a trance-like interest, whether in the monosyllabic tone of various British series that articulate with accented sophistication, to the fiery tempers of showmanship in this country; for many, it is the show of choice, and it all begins with a recipe — or not.

For most of us, there has to be a foundation to begin with — some semblance of an order of ingredients to follow, instructions to abide by and a step-by-step direction in which to proceed.  Otherwise, we are lost as to what will turn out, and whether the end product is even edible.

Cooking at any level of sophistication can be quite revealing as to the character and personality of an individual: Does one stick religiously to the letter of the recipe?  How creative is a person on the first go-around?  Is precise measurement the steps to follow, or is an “approximation” the greater methodology — a dash here, a sprinkle there, an overflowing cup or less than a tablespoon, depending upon the desire of one’s palate?  And when everything is mixed — does it have to be sequential?  Why must the onions be mixed in before the carrots?  How does the mixture itself know whether you put in the garlic before the parsley?

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, the thing to consider is not whether or not there is a “recipe book” to prepare an effective FERS Disability Retirement application, but whether there is a “master chef” out there who can pull all of the “ingredients” together to make the “best dish” possible.

To that extent, there is a similarity between cooking and filing an effective Federal Disability Retirement application: A good attorney who specializes in FERS Disability Retirement is likened to the master chef, and while good ingredients always matter, by whom it is prepared can make all the difference.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The intransigent excuse

Much of life is spent in retrospectively justifying actions; the remainder of the time, of making excuses where we can, and when we need to (which is often).  The great thing about excuses is that the reserve of them can never be depleted; like the never-exhaustive stars in the universe, we can always discover, make up, or otherwise concoct another.  Thus, to counter that a person has “run out of excuses” is to defy reality; we can always, if the need requires, go back to one that we long ago abandoned, and stick to it.

It is that intransigent excuse that tends to defy – the one that, though unreasonable by most accounts, nevertheless provides a shield of protection for the one who clings to it.  For, the one who tightly embraces an intransigent excuse never, of course, considers it as such; it is, instead, the fault that rests upon the rest of the world in a conspiracy of illogical motives that attempts to change course and offer alternatives as to facts, opinions or best avenues for future courses of action.

As to the one clinging to such excuses, it is never characterized as such.  No, instead it is an explanation in light of reasonable circumstances; a logical conclusion based upon facts as interpreted; and, even if the rest of the universe fails to comprehend the logic of the stated foundation, the intransigent excuse is the last bastion of the proverbial wall that may force us to do, acknowledge and admit to that which we vehemently resist.

For Federal employees and U.S. Postal workers who are in need of filing for Federal Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the primary concern is to get beyond an intransigent excuse.  While there are very few circumstances in which filing for Federal Disability Retirement is “too late” (other than the obvious one, of course, of complying with the Statue of Limitations of filing within 1 year of being separated from Federal Service), the key is to file before it becomes an emergency.

As OPM has a large backlog of cases and they are taking longer and longer to review, evaluate and make decisions on a case – leaving aside the problem of even first having them to assign a case to a reviewer/ administrative specialist – there must needs be some forward planning and foresight of future-oriented perspectives, and it is often the intransigent excuse which defies, builds a wall against, and creates seemingly insurmountable obstacles in moving forward.

Life is full of obstacles, and the ones we build ourselves are often the most difficult to overcome.  Filing for Federal Disability Retirement benefits is a big decision to make; thought, preparation and formulation of a plan is often necessary.  Just do not allow for the intransigent excuse to be the wall that prevents the reasonable approach to prevail.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Wisdom’s hold on life

We never quite “get it”.  Trans-generational imputing of wisdom is not part of modern society.  In more “traditional” societies, multi-generational families live together out of practical reasons:  Not only is it less expensive if the earnings are pooled into a single resource of means, but until marriage or an offer of economic leverage pulls a member away from the core, imparting of wisdom, experience and voices of learned care may be passed down from generation to generation.  In the West, instead, the rush is to depart and fracture; to get away as quickly as possible; for, as youth is the cult of modernity, so folly of youth is the means by which we live.

That was the point of alternative interactions, as well – of apprenticeships, internships and other similar ships moored to more experienced hands; but even those are now relics of an age no longer relevant.  And of age – old men with decades of experience in handling matters of great complexity, shuttled away into homes smelling of antiseptic camouflaging of decay and devoid of respect or gratitude; women who once gained a stature of serene contentment, now deluged in a cauldron of impoverishment and relegated to the insignificance of lost memories.  Where is wisdom’s hold upon life?

There is, in the end, no means for generational transfer of wisdom, and the wheel must be reinvented at every turn, by an ignorant and inexperienced first generation where “first” is always reenacted and “generation” is merely something to submit to have a family tree drawn in order to boast of one’s genetic predisposition towards folly and foolishness.  Yet, we have come to believe that wisdom can be equated to information, and so we hand out Smartphones so that we can mindlessly look up data, soft news and questionable sources where references cannot be verified, plagiarism may be rampant, and esoteric knowledge has been forever generalized to a point of neutrality of purpose.

Where do we get wisdom?  From advice columns, gurus of booksellers hinting of “secret” formulas and self-serving wanna-bees of Dear Abby.  Once, wisdom’s hold on life resulted in an evolution of greater growth, as generational transfer allowed for each within the greater whole to advance beyond the elementary foundations of first principles.  Now, we are solitary, isolated and disconnected.

For Federal employees and U.S. Postal workers who need to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, wisdom’s latent hold on life should not make one pause, but rather, as the dissemination of knowledge, information and guidance can be accessed through an experienced lawyer who has faced OPM many times, life need not be anticipated, but advanced beyond the folly of youth where wisdom’s hold on life is but a moment devoid of influence.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Day after day

Is monotony a negative trait?  How about consistency?  What is it in life that we strive for, search out and look under stones and around corners?  Is it possible that the life we already have, live by and daily “just do” is the one that is fated, meant to be, and of a satisfactory contentment such that change and disruption would be an unwelcome alteration?  Why is it that much of our time is given to complaining and picking at dissatisfaction, and it is only when unwanted intercessions suddenly turn things upside down, create a tumult and travail of circumstances, that we then suddenly “appreciate” the simple things in life?

Day after day, we enjoy the monotony of our circumstances, until one day we are hit with a medical condition.  Things change; stuff happens; unwelcomed interventions are a part of life, and make for a transcendence from the staid and stodgy; and then we wish we were back to the day after day.

Medical conditions have a way of doing that – of forcing an appreciation for things simple when we complained of boredom and the loss of excitement.  Things we once took for granted – of being able to sit for a time without the distractibility of pain; of giving and receiving a hug without wincing; of being able to focus and concentrate on a book, an article or even a few sentences without becoming overwhelmed by pure and profound exhaustion and fatigue; those simple things in life that once brought joy, now a wistful memory of remembrances past, projected exponentially into a future unknown.

Will we ever be able to recapture that which we seem to have lost?

For Federal employees and U.S. Postal workers who are suffering from a medical condition, such that the medical condition no longer allows for the day after day monotony of performing the essential elements of one’s Federal position, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, may be the best option available in an effort to recapture that once-monotonous life of drudgery and dreariness that you so long for.

“Count your blessings”; “Appreciate what you already have”; “Don’t complain; enjoy”; they were all considered inane pearls of forgotten wisdom, but when a medical condition hits us, the truth underlying each tends to nudge us towards being a better person for it.  Filing for Federal Disability Retirement benefits won’t make you rich; but then, what has wealth got to do with it when you don’t even have your health?  Filing for Federal Disability Retirement is, instead, a means to another end – to attain a place where you can attend to your medical conditions and begin to travel the road back to where you can be bored day after day.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS/CSRS: Perfect lives

Where are they?  Beyond Platonic Forms and heavenly orbs where the golden dust sparingly sprinkled from the wings of angels in flight, do perfect lives exist and, if so, where?  We can suspend disbelief and fantasize of celebrities and the lives of Wall Street wolves with their mansions, beautiful bodies and facial grimaces so tightened by plastic surgery as to make smiling an exertion of monumental phenomena; but, in the end, we all realize that the pinnacle of human achievement is but another endeavor of human fallacy, and never approaching the omniscience of an Aristotelian Unmoved Mover.

If we posit that perfect lives do not exist, then does that vanquish the argument for perfection even of relevance in conceptual or hypothetical argumentation?  If that, then why strive for betterment at all, if there is no standard to which one should attempt to reach?  If everything is merely relative, how can we compare a relativity devoid of standards upon a non-existent spectrum between good, better and best?

Perfection, of course, for the obsessed, can be paralyzing, precisely because a further amendment, another change, an additional revision, can always arguably make it “more perfect” than not, and therefore one can be left swimming amidst the toxicity of a never-ending eternity of perfecting the imperfections that can never achieve perfection.

For Federal employees and U.S. Postal workers who are preparing an imperfect Federal OPM Disability Retirement application, to be submitted first through one’s agency and the Human Resource Office (if still with the agency or, even if separated, not for more than 31 days), then on to the U.S. Office of Personnel Management, be wary of becoming immobilized because you are unable to reach a standard of perfection that will “guarantee” a First Stage Success.

Life never allows for guarantees, leaving aside perfection in an imperfect world.  Administrative and bureaucratic procedures mirror life itself:  OPM’s imperfect methodology of human engagement in determining the validity of a Federal Disability Retirement application is simply another component within life’s vast array of imperfection.

The key in preparing a Federal Disability Retirement application is not whether the Federal Disability Retirement packet is “perfectly” compiled, but the more relevant question:  Is it an effective Federal Disability Retirement application, with the components included of a persuasive narrative, a strong legal argument, and a methodology which includes a roadmap for the U.S. Office of Personnel Management to approve the Federal Disability Retirement application?

Sincerely,

Robert R. McGill, Esquire