FERS Medical Retirement from OPM: Back to Basics

Aristotle always refers back to foundational principles — back to ‘first principles’, or to the basics of life.   And so we must always keep that in mind too, even in — or especially when — filing a Disability Retirement application under the FERS retirement system with the U.S. Office of Personnel Management.

Yes, there are always a multiplicity of ancillary issues involved — of Agency efforts for accommodating the employee, of the character of a proposed separation of the Federal or Postal employee, and the subsequent invocation of the Bruner Presumption.  But in the end, it goes back to the first principles — the medical condition itself.  What are the symptoms; what is it about the condition itself which makes it inherently incompatible with the essential duties of the position; what is it about the incompatible nature of the condition that OPM fails to appreciate?

The health condition itself — that devastating failure of the body and/or the mind which profoundly alters one’s chosen career, character, and life.  How much more ‘basic’ can it get?

One’s career is often inseparable from one’s self-identity and consumes a greater proportion of time than most any other activity.  Yes, yes, we give lip service, to ‘family-time’ and ‘leisure time’, etc. but the reality is that we expend most of our own energies in pursuing our careers, and that is why when an injury, illness, or disability hits us, it has devastating consequences.  And so it must begin with the foundation of the first principle — of the basic medical condition, and from there — to build from it.

Of course those issues which OPM takes advantage of — the ancillary concepts of Agency accommodations, of applying relevant case law and preemptively addressing those pitfalls which OPM seems to take pleasure in forming the basis of a denial, but that all begins with the basic understanding of those first principles — the originating medical condition itself.

For Federal employees and U.S. Postal Service workers who suffer from a medical condition and need to file for Federal Disability Retirement under FERS with the U.S. Office of Personnel Management, those overlooked first principles must be the originating source in compiling an effective FERS Disability Retirement application.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement under FERS, and consider whether beginning from the “basics” may be in fact the best way to start.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: The Gist of Life

The gist of life is similar to the grist of life: They both stem from the same question — what is the “essence” of X?

So, when a person comes in late to a conference, he or she asks the natural question, “So, give me the gist of what has been discussed before I arrived.”  Meaning, thereby, that a short synopsis of the “essence” of what has been discussed — i.e., the meat, the substance, the main points, etc., of the meeting.

Often, when watching a movie, reading a novel, coming into the middle of a conversation, and many other forms and formats, besides, a person can quickly get the gist of what is being discussed, what the movie is about, how the novel is progressing, etc.  Most people have a need and desire to comprehend the gist of what has been encountered.  While peripheral details are often important, unless one has understood the gist of whatever is being viewed, there is a sense of unease which develops.

That’s why husbands turn to their wives in exasperation with the pointed question, “But what is the point of it?”  For children, however, it is often the peripheral things which are most important — not whether the story has any central meaning, but the funny way in which Dad reads it; not in whether you come out clean from a bathtub, but whether there are enough soapsuds with colorful reflections; and not whether you have perfectly picked up after yourself, but to be praised for how you tried your best, etc.

We often forget that.  For, the gist of life when we grow older has more to do with how we conducted ourselves, and less with how successfully others view us.  Then, when a medical condition hits us, we realize truly what the gist of life is all about — not how many hours we worked, but which meals we missed with our kids.

For Federal employees and U.S. Postal workers who suffer from a medical condition and where the medical condition impacts the careers of the Federal or Postal worker, contemplation of initiating an effective Federal Disability Retirement application under the FERS system becomes the gist of what needs to be done.  The gist of life, suddenly, is that which was always taken for granted and never thought about — one’s health.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider the gist of life — of one’s health, to begin with.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Early Medical Retirement for Federal Employees with Disabilities: The Contest

Too much of life is seen this way and engaged in that manner — of a contest; like a football game or a game of monopoly.  Perhaps that is the problem; that we bring children up thinking that “play time” is preparation for the real deal — life; but what if the “kinds” of play represent the wrong type of preparatory engagements?

Many conflicts appear merely because of the wrong-headed perspective of the “contestants”, when in fact a given process needs first to be clearly defined, the issues identified, parameters sharpened and roles understood.  Divorces often result from silly arguments ill-conceived as a contest of wills where love is abandoned, needs forgotten and the concept of “marriage” undefined.

For Federal employees and U.S. Postal workers who must deal with the U.S. Office of Personnel Management because of a need to file for FERS Disability Retirement benefits, having the proper perspective at each of the three (3) primary levels or stages of engagement is important.  While it may not be a “contest”, it is certainly a legal conflict of an adversarial nature, and one which requires a FERS Lawyer who specializes in Federal Disability Retirement Law.

Contact an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and recognize that the “contest” involving your legal rights involves “contestants” who must either win the case, or lose it — thus requiring the involvement of the specialist who knows how to “fight” in such a contest.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Peace of Mind

It is a wonder how information is restricted or fails to be disseminated.  Of course, like all insurance policies, one is never interested in the details of an insurance policy unless and until it is needed.  Insurance is often likened to “peace of mind” — and that is how it is packaged and sold.

You purchase insurance not only because it is required (such as auto and home), but because of the fear of the “What if” scenario: What if I die before my children have grown up? (life insurance).  What if someone gets injured on my property? (umbrella insurance).  What if I become disabled and am unable to work? (Disability Insurance).

Yes, there are private policies, as well, but fortunately for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, there is the added benefit of Federal Disability Retirement.

You may not need to access it for now, and for that, it provides a “peace of mind” until and unless it becomes necessary.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

OPM Medical Retirement for Federal Employees: The Before & After

In once sense, there can always be the identifiable spectrum bifurcated into the “before” and “after”, and the conditions, the context and the significant differences characterized by each.  There is the time “before” the 1929 stock market crash, and then the “after”.  There is the “before” period in Nazi Germany, and the “after” timeframe subsequent to defeat.  There is “before” television and “after”; there is the time period before X-presidency and after, and before the advent of the computer, the laptop, the smart phone, etc. — and after.

How can we identify and bifurcate based upon relevant contexts?  For example, one can point to the legendary bank robbers — of “Bonnie and Clyde”, “Pretty Boy Floyd”, “Baby Face Nelson”, etc. — and it is much fun to watch movies romanticizing such characters.  But how would they fare today in the era of cellphones and electronic tracking devices, modern technologies of security apparatus, etc.?  Could a person “get away” these days using the same tactics and strategies, or would any of the famous bank robbers have been smart enough to change tactics and adapt to this world of technological intrusion? Are the old bank robbers of “before” the new cyberspace hackers of “after”?

Before the Great Dust Bowl and the Depression was a country that was mostly agrarian and independent of the Federal Government; after, we became a nation where the greater populace looked to a more centralized nation.  Good or bad, we tend to view contexts upon a spectrum of “before” and “after”, and the same is true of individual lives.  “How” we view it all depends upon which events we consider as significant enough to posit as the bifurcating dividing point that separates the “before” and the “after”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “before” is quite simple: Before the onset of the medical condition.  It is the “after” that becomes problematic, and filing for Federal Disability Retirement is the next step in completing the process of the “after” so that you can go on to the next phase of your life and make the “after” the next “before” in a life that doesn’t remain stuck in the “before” of one’s medical condition.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Retirement: Myopic view

One goes through life struggling just to get through each day.  Life is hard.  Yet, as parents we are scolded into feeling obligated to paint always the positive picture to our children:  That you can work hard and achieve anything; that dreams are there to be realized; that life is a bowl of fairytales waiting to be realized.

Then, of course, children take that viewpoint and filter it through selective and narrow life encounters: The recent Royal Wedding that purports to convey a fairytale-like romance blossomed into reality’s harsh discourse (so long as you don’t read the gossip-columns about the private lives of those involved); the Wall Street trader that makes her first billion; the internet start-up company that offers an initial IPO of a cool 5 billion; and the one who inadvertently wandered into a corner mart store, bought a lottery ticket with his last dollar and won a 50 million dollar jackpot.

We don’t delve into statistical improbabilities of such events actually happening to ourselves, let alone our kids; but there you have it — dreams are here to be realized, grasped, within the reach of a blink’s dream away.

Then, adulthood, reality and the daily grind sets in; the myopic view is the one that strives to earn a living for this day, next week, or even for the month; because, in the end, the “long” view — of planning ahead, thinking about the future or even about the day after the short term — are somehow out of one’s reach, leaving aside being too fuzzy to consider.

For Federal employees and U.S. Postal Workers who must contend with a medical condition that no longer allows for the Federal or Postal employee to perform all of the essential elements of one’s Federal or Postal job, the myopic view of life is the familiar one:  Get through this day; try to limit the pain or mental anguish; try not to make any waves at work; try and remain anonymous, or less noticed than yesterday.

It is the shortsightedness of our lives and the manner in which we live, that becomes the salt upon the wound of our own making.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is at least thinking about tomorrow, or the day after.  For, the problem with the “short-term” is that it keeps dragging into the “long-term” of our lives, and preparing an effective Federal Disability Retirement application can at least turn the short-term of misery into the long-term of some semblance of future security, in order to attend to the priority of both the myopic view and the far-sightedness of our future: one’s health.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Reference points

They are the connections by which a society maintains a fabric of commonality, whether by myths, narrations of stories handed down, religious knowledge or books and movies.  It used to be that the “Good Book” was the mainstay of the reference points, so that when a person referred to having “eaten the apple”, for a simple example, one immediately knew that the reference points between a sin committed and the origin of that sin had a commonality within a woven fabric of a community’s awareness.

Similarly, people used to refer to books – of classics and works which were generally read and assumed, and when a person made a literary reference in the course of a conversation, it was not to be presumptuous of one’s education or knowledge, but as a “reaching out” in order to establish a membership in the fabric of the greater community.  The expansion of choices, the division of classes within a society, and the fraying of that greater fabric of a society’s common interests – they are all indications of a disintegrating civilization.

Reference points were once assumed; today, they have become rarer; and as the younger generation moves on in concentric circles of technological advancement that become lost in the self-absorption of self-promoting images on Internet-based social forums, so reference points become less common except within the self-contained genres of Facebook, Instagram and Twitter feeds.

Of course, there have always been problems with various reference points – one being the reference point of a medical condition.  For, a person with a medical condition has the private reference point of pain and suffering, and the long stays at a hospital, or the constant visits to the doctor’s office – reference points that few at the office ask about, let alone know about in any detail that would bring about any sense of empathy.

Federal employees and U.S. Postal workers are often the greater culprits of maintaining private reference points, because they continue to push themselves through the pain and agony of a medical condition without complaining, and so there is very little reference point by which coworkers can offer sympathy, empathy or any help at all.

Fortunately, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does not need any reference points, other than the legal criteria by which one must meet the eligibility reference point.  For, ultimately, the final reference point that the Federal or Postal worker needs, in order to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is the one that establishes that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job, and that is the only reference point that matters.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: Bastion and Refuge

The former is a fortress of protective repose; the latter, a shelter from pursuit or danger; in either case, both provide for an escape from harm.  And there are harms beyond physical danger, which count as “real” threats.  One need not be a refugee standing in line at the borders of Hungary or Croatia, hoping to be given asylum enroute to Germany, France or the U.K. in order to be considered a person of persecutory targeting.

Whether physical harm or by psychological demeaning, the need for safe harbor should never be determined by comparative analogies of differing circumstances, but via the perception of our needs and levels of tolerance.

In logic, there is the fallacy of mereology, where the relationship of part-to-whole can lead to conclusions wrong in substantive form, and dangerous in terms of truth and validity.  One’s own circumstances may be “merely X” in comparison to the greater encompassment of tragedies taken as a whole; but that does not necessarily invalidate the reality of the desultory situation one must face, and the loss of compass, meaning and circumference of relational considerations in determining the future course of one’s life.

Medical conditions have a tendency to skew one’s perspective.  To continue on without change or repose, because the rest of the world in comparison to one’s own microcosmic universe is merely that much worse off, is to deny the reality of one’s own hurt.  For Federal employees and Post Office workers who feel that giving up one’s career and applying for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a step towards escaping to a bastion and refuge but one which fails to adequately compare to others in more dire circumstances, the need for a “reality check” is often required.

One needs to always start from the vantage point of the present.  What others do, where others are, and how comparatively one’s own situation is “merely X” in contrast to stranger-Y, are irrelevancies perpetrated upon one’s imagination through an overabundance of informational overload.  Once, there was a time when a local newspaper was the only contact with the greater world.  Now, with Smartphones and constant Internet access, we tap into the greater bastions and refuges of those in far-off lands.

But for the Federal employee and the U.S. Postal worker who must confront the reality of the situation of contending with a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal positional duties, the “here and now” is what must be faced, and whether one’s medical condition and the situation facing the Federal or Postal worker of today “merely” pales in comparison to others in unknown wastelands, is to concern one beyond the focus and centrality of concerns and problems encountered now, in real time, in the reality of one’s universe, today and this minute.

Other parallel universes will have to deal with their own internal problems; it is the bastion sought and the refuge take by the Federal or Postal employee of today, which matters in the most personal of manners, and what should concern the hurting Federal and Postal employee in the here and now.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Affirmative Steps

Procrastination is the bane of progress; by delaying and kicking the proverbial can down the road, the chances of decreasing one’s odds of accomplishment become magnified exponentially.  What is the reasoning behind inaction and inertia?

Human life must by necessity involve movement and progress; for, unlike other species who find the immediacy of satisfaction and gratification to be the basis of existential justification, we bring to the fore the coalescence of one’s memory of where we came from; a future hope of where we want to go; and in combing the two, a greater purpose of teleological rationality within the context of the here and now.  But that which provides the foundation of uniqueness, can conversely be the lynchpin of destruction.

Self-justifying language games of self-immolation; we can construct strings of logically valid reasonings based upon convoluted cacophonies of orchestrated mutterings.  But that which appears reasonable is not always valid; and as validity constitutes the systemic structure of logic, so that which may reveal itself as sound uttering may merely be a whining whisper of a mad man’s meanderings.

For Federal employees and U.S. Postal workers who can no longer perform all of the essential elements of one’s position, the reasons for not filing for Federal Disability Retirement benefits are wide, varied, and often complex.  “This job has been my life for so long” (understandable, but change is often an inevitable feature of life); “Maybe my agency can accommodate me” (unlikely); “I am hoping to get better” (yes, but in the meantime, what is your agency planning to do?).

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a big and dramatic step.  But for the Federal and Postal worker who cannot perform at least one, if not more than one, of the essential elements of one’s positionally-determined duties, it is time to consider taking some affirmative steps in a direction which one often knows to be true, but where procrastination is the path of least resistance.

And, yes, to err is human, but at what cost, and where does human history reveal that delay results in a successful outcome?

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: It’s a Dog’s Life

Animals are entities we encounter as subjects in a world of objects, but with whom we can have relationships and interactions beyond mere utility; the affection of a dog or similar pet, their importance in one’s life — these are beyond measurable quantification of significance.  But there is a difference in the “other” species; of the immediacy of need, the lack of concern for tomorrow, and happiness determined by thoughts of future occurrences or predicted circumstances.

Looking for trouble (don’t try this at home … these puppies are trained professionals).

That difference is often what determines the linear intractability of human anxiety, as opposed to the fullness of joy seen in a dog or a cat.  Dogs are happy because they are; the present immediacy of their satisfied lives is contained within the existential presence of the here and now.  Worries about tomorrow, or next year; how will we get on with life? What is the meaning of…   These are not tangible concerns which dogs and cats, or other similar species, concern themselves with.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, those anxiety-filled question impacting future security come to the fore, and begin to haunt.  But that life could be like that of a dog; yet, on the other hand, one need only visit the many animal rescue facilities to conclude that a dog’s life is not always a metaphor for endless joy.

After a long day terrifying JWs, girl scouts and mail carriers, this puppy needs a nap. (This model is the nephew of a former Postal employee and client).

For the Federal or Postal worker, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, should have some weight of relief as an option for the future.

It is, after all, a benefit which is part of one’s employment and compensation package, but one which is often not emphasized at the initial stages of one’s career.  It provides for an annuity while allowing for employment outside of the Federal Sector, within certain guidelines and limitations.

During a time of medical need, the priority of concerns should always be:  attend to one’s medical conditions; get through each day to the best extent possible; secure one’s future, including filing for OPM Disability Retirement benefits if one is a Federal employee or a U.S. Postal worker, as soon as the need becomes known.

For the Federal and Postal worker, such priority of circumstances is what determines the present and future happiness of one’s existence; for the dog, it is the second of the three which matters, but then, as long as the meal is served, and the after-dinner treat is offered, the wagging tail tells the tale of contentment at the end of a long day’s journey.

Sincerely,

Robert R. McGill, Esquire