Filing for OPM Disability Retirement: Starting the Process

Perhaps you tinker around the issue; you have “thought about it”; you have looked it up on the Internet; but for some reason, you cannot actually take the next step — of starting the process.  Delaying the inevitable; procrastinating for one reason or another; you may have been already told by your doctor that you might want to “consider” going out on disability — but you still have not taken the next step — the “concrete” step — in starting the process.

Federal Disability Retirement is a hard fate to accept; for, in the end, it means the loss of your career (at least in the form that you have become accustomed to), a partial loss of your identity (you’ve been know for many years by the title and designation of you job), and a reduction in your income (although, under FERS Disability Retirement, you can make up to 80% of what your former position currently pays, on top of the 60% of annuity the first year and 40% every year thereafter, thus potentially allowing you to actually make more in the end).

“Starting the Process” is indeed a foreboding next step — one that must be thoughtfully engaged.  However, the Federal or Postal employee does not come to such a decision lightly.  Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and let not the prospect of the process be more onerous than the process itself.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: The Adjustable Life

There are some societies in which life is not adjustable, but rigid and predictable.  There are disadvantages to either, of course.  In those “other” societies (which we, from our vantage point of superiority and arrogance, each believing its own “system” to be the evolutionary peak of civilizations both past and present, and even for the future), predictability is the course of one’s life; the future is fairly “closed” and limited based upon one’s family background, race or gender; and the livelihood of one’s father generally determines one’s future career.

Choices are seen as good.  Ours is an adjustable life — one which provides for “options” at arriving at a proverbial “fork in the road”.  In every aspect of every pathway in a person’s life, a tinkering of sorts must be engaged upon: Newlyweds have to adjust according to the foibles of a new partner; a new job or career must coordinate the boss’ style of leadership; egos have to be balanced; a tipped shelf which has lost one of its corner doohickies must be corrected; and the sock that is lost in the black hole of the dryer must be sidelined like a benchwarmer until the coordinated pairs of all other laundry items are rediscovered.

Medical conditions, as well, force us to adjust in life.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one more of the essential elements of one’s Federal or Postal position, filing an effective Federal Disability Retirement application under FERS is a major adjustment in life.  It is, fortunately, a positive thing that we are able to live an adjustable life, and it is a good idea to consult with an OPM Federal Disability Retirement Lawyer in order to prepare for an effective adjustment in this ever-changing, adjustable life.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement: The Dystopian Perspective

Books from all ages depict such a view: The classic one, of course, is Orwell’s 1984; or of Bradbury’s Fahrenheit 451; but more recently, of Atwood’s The Handmaid’s Tale, and even more recently of Ogawa’s, The Memory Police. They all possess a thread of commonality: Of a society both frightening and oppressive, based upon human fears and the insecurity wrought by where we are going, the trends of modernity which succumb to believability, and the suspicion that such dystopian consequences are actually possible.

Orwell was wrong, of course — Big Brother did not have to forcibly place tele-screens into people’s homes; instead, each of us volunteered to go out and purchase such spying screens, and with our own hard-earned money in the form of Smartphones, televisions and laptops.  And while no one comes and burns our books, we have effectively accomplished such a misdeed by slowly and incrementally converting them all into digital devices, thus ensuring that we won’t actually know whether the published content of a book is what was originally intended; for, he who controls the digital device has ultimate control over its content, whereas a book published in its original form cannot be altered except by forcible means.

As for Atwood’s theme and Ogawa’s portrayal of the world — they deal with the two aspects of a life in a frightening way: Of the subjugation of the body (The Handmaid’s Tale) and of controlling the mind (The Memory Police).  All are fictional works; yet, somehow we can “relate” to the stories being told. How is that? Is it because we have a dystopian perspective already prepared within us by society’s callous conduct?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her Federal or Postal job, the Dystopian Perspective is a very familiar one.  For, being ostracized; being condemned; being harassed and being subjected to unfair treatment — it all comes in a bundle once you can no longer “perform” at the level expected by the Federal Agency or the Postal Service.

When that Dystopian Perspective becomes unbearable, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management.  And, while the Dystopian Perspective may not turn into an Utopian Reality, it is far better than the subjugation of the human mind and body that gets increasingly worse under Big Brother’s eye.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Of Dreams Before

It is the past that always haunts; of dreams before, when youthful vigor and innocence begetting of naïveté left one breathless with a clueless notion of the world.  Was it better to live in a world of fantasy, where the world was limitless in its potential — or do we prefer the reality of cynicism where we finally comprehend the restrictions of imposed constraints?

The worst form of put-down is to refer to a middle-aged man or woman as one who “had” so much potential; for it is the third person singular in past tense that evolved from the present tense of “has”, and we wonder when the variation substituting the “s” with the “d” occurred.

It is all well and good to be young with yet the fading scars of an acne-riddled chin, with barely a stubble to makes a difference by a razor’s edge in the morning, and be referred to as a person who “has” potential; it is quite another when the first wrinkles of botox-resistant flabbiness find a permanent home in the comfort of an expansive forehead, when the verb is still applied but with the substituted subtlety of the interchanged consonant, barely noticed but with conviction declared.

That is when, of dreams before and hopes once harbored become but shadows left behind in the greenery of a forgotten childhood.

Do we despair when we no longer have dreams?  Are we sadder, less positive, more cynical, when the potential others noted have been dashed with the ravages of time, reality, cold facts and ruthless societal indifference?

One can possess virtue in this world, so long as it is never tested; but is virtue of any value if it never encounters reality but remains in the ivory towers of conceptual constructs?  Of dreams before — before what?  Before the “real world” extinguished them and relegated such to the trash heaps of childish fantasies, never to be redeemed because of the debts owed and the responsibilities to bear?

Yet, one can hold on to some dreams, and even if never realized, the dreams of youth may still be enjoyed regardless of the substitution of the “s” for the “d”.  What others say of you may not always be applicable; it may just be a soliloquy of regrets reflecting the speaker’s own failures.

For Federal employees and U.S. Postal workers who suffer from a medical condition and need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the fact that things didn’t “turn out like they were supposed to” does not mean that, of the dreams before, everything has to be abandoned.

OPM Disability Retirement is merely a means to an end; it is, for the time being a means in order to focus upon one’s health and well being, in order to prepare for a future beyond today’s sorrows.  Federal Disability Retirement benefits allows for a person to gain some semblance of financial security in order to get back to good health, and to allow for the past tense to return one to the third person singular in the present tense — for dreams today, and not of dreams before.

Sincerely,

Robert R. MdGill, Esquire

 

OPM Medical Retirement Legal Representation: Coordination

Lack of it brings out the awkwardness of disjointedness; sometimes, it can be compensated by height or other attributes, but even then, it results in lack of efficiency, at best, and a danger to self or others at its worst.  Coordination is necessary not only for efficiency, but for effectiveness, as well.

Try and remember when you first began learning how to operate a motor vehicle: the need to coordinate one’s panorama of visual stimuli from all directions; judging the speed, distance and predictable behavior of other vehicles surrounding; of “putting it all together” in steering the vehicle, maintaining the proper speed, of determining the distance between yourself and other vehicles, how much pressure to exert upon the gas pedal and the brake pedal; and thank the stars that in modernity the “clutch” is no longer a common device on most vehicles, lest trying to get the car moving on a steep hill after the engine has stalled should again become the test of adulthood as it was for everyone in past generations.

Coordinating varying efforts, elements, components and the “thousand little things” that we now take for granted, was not such an insignificant encounter when we first learned to drive.  The simple task of adjusting the mirrors in coordination and in conjunction with the position of one’s seat was an exercise that once required thought and foresight, as one found it a bit more trying if you found out that you couldn’t see the other cars while traveling on a highway where speed limits were considered mere ornaments with irrelevant numbers on wooden posts to be summarily ignored.

Now, of course, everything is easy — coordination of all of the elements becomes a thoughtless exercise of taking things for granted.  For, with a push of a button, you can “reset” the previous coordinates already stored in the car’s computer memory bank.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it may become necessary to begin preparing, formulating and filing an effective Federal Disability Retirement application for filing with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

It may, for many, seem like trying to learn how to drive all over again — of the need to coordinate all of the elements, including the medical reports, treatment records, office notes; of preparing a legal memorandum that is persuasive to OPM by pointing out how the medical evidence is supported by the legal precedents which have previously determined a successful outcome; of formulating the Applicant’s Statement of Disability in conjunction and in coordination with the medical evidence and legal argumentation following; and of coordinating all of the various evidentiary components that comprise the “Federal Disability Retirement Packet” that is to be submitted.

And like the driver who avoids the vehicle on the road that has the big-lettered sign saying, “Student Driver”, we all know that the reason why we steer clear of such vehicles is not because of the teacher accompanying the novice driver, but because of the lack of coordination that might ensue.

That is why consulting with an attorney who specializes in Federal Disability Retirement Law is an important component in preparing an effective Federal Disability Retirement case, because like the student driver just learning, it is the expert who teaches how to arrive safely from beginning-point A to destination B that coordinates the necessary operatic touch between stage and reality.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Holidays and weekends

It is often a difficult time for many, if not impossible for most.  Holidays represent the heightened requirement of gaiety and relaxedness (is that even a word?), where people get together, families gather and children run while without knowing the underlying reason, if only to reinforce the belief that had already been in place from the previous year – that holidays and weekends are a stressful time.

There is the familiar refrain: “Oh, the weekend is coming up!”  To which the afterthought by the grump always reminds: “And Monday always follows.”  Similarly, with holidays, the anticipation is often better than the reality: “Oh, the joyous holidays!”  And yet…  For many, if not most, it is a time of greater stress, of needing to get together with obligatory family members, and especially with those whom one doesn’t even care for.  Exacerbating the situation is often an underlying medical condition.

For Federal employees and U.S. Postal workers, the vicious cycle may be the weekends that are used to merely recuperate in order to survive during the work week.  Thus, instead of enjoying, relaxing, “doing things”, tinkering, etc., the weekend becomes a haven and refuge to regain just enough strength or rest the aching body in order to get through the grueling week of work.  Similarly, holidays become merely an extension of a weekend, and a 3-day weekend is just a longer excuse to hide away and lick one’s wounds.

For Federal employees and U.S. Postal workers who suffer from a psychiatric condition, including Major Depression, Anxiety, PTSD, panic attacks, agoraphobia, Bipolar Disorder, etc., holidays and weekends can further deepen the heightened reality of anxiety and depression, as the stress of the holidays themselves and the anticipation of what follows after a weekend can become magnified beyond comprehension and tolerance.

Consider preparing and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management; for, if holidays and weekends have become a tumultuous time of overwhelming pain and despondency, and not the interlude to be enjoyed and become excited about, then it may be time to consider that the impact of the medical condition upon one’s ability and capacity to perform the essential elements of one’s Federal or Postal job is the underlying reason why the medical condition itself is worsening.

Holidays and weekends are not meant to be exclusively lived for; they are supposed to be mere intermissions where the rest of the week as well is looked forward to.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The din of distant darkness

There are often foreboding signs which we conveniently ignore.  In retrospect, how often do we hear of the lament of disregard?  “I never thought…”; “I heard the sound, but –“; “There were some indications, but I just assumed…”  Yet, later, we recognize those telltale footprints, and wonder why the creaking floorboards or the muffled murmur did not raise the cautionary instincts repressed by urge of avoidance.  If we were paid a dollar for every instance where…

Like Jim Croce’s remorseful song, if time could be saved in a bottle from every occurrence of wasteful distraction spent trying to figure out things which could otherwise be discerned through careful analysis, the extent of cumulative superciliousness in trying to act offended or incensed by charges of ineptitude might be reasonably contained.  There is so much noise, these days, that a fresh uptick in the volume of an additional din is barely noticeable.  And when then sound of emitted discordance strums a beat in the distance, who but the expectant and anxious parent recognizes the unique cry of a child’s shrill scream of alarm?

And if the sound is merely likened to darkness, where light no longer creeps between the door left ajar, or the seam between the floor and the locked metal gate, then how are we to recognize the silence of strangled light left abandoned in the loneliness of a world uncaring?

The din of distant darkness is precisely that foreboding sense of what may happen, but based upon “something”, as opposed to a baseless muttering of convictions unfounded when we suddenly “lose it” and cannot extricate ourselves from the frenzy of our own lies.  Much of life is about lying – not necessarily to others (although, we do that often enough, as well), but more to ourselves in order to shield our own fragile psyche from the fears we want to avoid.  But even darkness seen in the distant horizon comes creeping towards us, whether we want it to, or not.

How we nestle in the fears of our own making, or struggle against the timeless reverberations of anxieties unstated and never confessed, is the foundation of what makes for successful living, or failed attempts to conceal the cacophony of numbing onslaughts of life.  Yes, the din of distant darkness is yet merely a warning some months, years or decades away; but for Federal and Postal employees who already have a sense of what is coming, and the inevitability of life’s misgivings, the indicators are probably already there:  a medical condition that will not go away; the intersecting impact between the medical condition and the ability to perform the essential elements of the Federal or Postal position; and the question:  How long can I last?

For Federal employees and U.S. Postal workers who need to start considering the process of preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the din of distant darkness should never be avoided; for, in the end, it will come upon you like a thief in the night, stealthily, and without regard, just as your agency and closest coworkers and supervisors will turn the other eye even when the oncoming rush is about to hit you in a sudden fit of uncaring actions.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: A mote in society’s dustbin

What is the greatest fear?  Is it to be forgotten, cast aside, without a mere footnote in the linear history of societal acknowledgments?  Must society now adjust to the credited observation of Warhol’s dictum, that fame’s span of 15 minutes is too lengthy, given the fast-paced nature of modern technology?  Is watching one’s self in a public forum the satisfying conduit for vicarious living, such that it makes content the populous who would otherwise revolt in the disparity of despairing livelihoods?

The Biblical reference of comparing the mote in someone else’s eye, as opposed to the beam in one’s own, is of interest beyond the failure to recognize the reflection of insincerity displayed by lack of self-awareness; more than that, it is the comparative disparity which fails to prod.  While the mote itself is the foreign substance which irritates and prompts the pointing finger, it also represents the insignificance of life’s judgments in general, to the way in which we all live.  It is the tiniest piece of substance, and yet the finger-pointing it prompts reveals a readiness to judge, and is reflective of a character defect in us all.

And when that mote is extracted and flicked away, it floats unnoticed into the greater dustbin of society, where morning mists evaporate in the rising sun of daily tumult, and where giants of men with promise and potentiality fall with a thud and a shudder for all to hear.

It is irrelevancy of which we fear; that no one will have noticed, and the imprint of our lives will matter not against the rising tides of artifices constructed in the imagination of our own awakenings.  How many nameless tombs echo the mournful solitude of an estranged life in a world devoid of warmth and snuggles?  Why are teddy bears, stuffed animals and lifeless companions purchased with purrs of gleeful delight?  We are but mere motes in the dustbin of society; moreover, we fear being extracted, even from that status of being an insignificant irritant, and flicked away where even the shadows remain unnoticed and when mice scurry away with but barely an ear’s twitch.

That is why Heidegger’s comment that we engage in projects to avoid the ultimate meaning of our lives — the extinguishment of one’s conscious soul — reverberates with haunting excess.  Of course, some would scoff at that philosopher and retort that his shame in participating in the Third Reich revealed the true nature of his philosophy; but that is for another day to reflect upon.

For Federal employees and U.S. Postal workers who believe — nay, “feel” — that their work is not “done” with the Federal agency or the U.S. Postal Service, and therefore must endure the humiliation piled upon the progressively worsening medical condition despite the self-immolative process of remaining, the real fear is the underlying, subterranean seething of man’s refusal to be cast aside as a mere irrelevancy, like a mote in society’s dustbin.

In the end, however, does it really matter whether the “mission of the agency” has been accomplished (remember that bureaucracies and their foundational rationale for existence never comes to a terminus; a new one is always adopted as perpetual replacements in the linear eternity of a behemoth’s lifespan), or the last truckload of mail has been delivered?

Federal and Postal employees are known for their “dedication” and conscientious resolve; but when filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes a hindrance because of an unfounded and unjustified adherence to a principle which does harm to one’s own health, then the mote in the eye of one’s brother becomes more than an simple comparison to the beam in one’s own eye; it becomes itself a mote which should be flicked aside into the dustbin of society’s joke, where the laughter is directed upon all who have fallen for the epic comedy of life itself.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: It’s a Dog’s Life

Animals are entities we encounter as subjects in a world of objects, but with whom we can have relationships and interactions beyond mere utility; the affection of a dog or similar pet, their importance in one’s life — these are beyond measurable quantification of significance.  But there is a difference in the “other” species; of the immediacy of need, the lack of concern for tomorrow, and happiness determined by thoughts of future occurrences or predicted circumstances.

Looking for trouble (don’t try this at home … these puppies are trained professionals).

That difference is often what determines the linear intractability of human anxiety, as opposed to the fullness of joy seen in a dog or a cat.  Dogs are happy because they are; the present immediacy of their satisfied lives is contained within the existential presence of the here and now.  Worries about tomorrow, or next year; how will we get on with life? What is the meaning of…   These are not tangible concerns which dogs and cats, or other similar species, concern themselves with.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, those anxiety-filled question impacting future security come to the fore, and begin to haunt.  But that life could be like that of a dog; yet, on the other hand, one need only visit the many animal rescue facilities to conclude that a dog’s life is not always a metaphor for endless joy.

After a long day terrifying JWs, girl scouts and mail carriers, this puppy needs a nap. (This model is the nephew of a former Postal employee and client).

For the Federal or Postal worker, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, should have some weight of relief as an option for the future.

It is, after all, a benefit which is part of one’s employment and compensation package, but one which is often not emphasized at the initial stages of one’s career.  It provides for an annuity while allowing for employment outside of the Federal Sector, within certain guidelines and limitations.

During a time of medical need, the priority of concerns should always be:  attend to one’s medical conditions; get through each day to the best extent possible; secure one’s future, including filing for OPM Disability Retirement benefits if one is a Federal employee or a U.S. Postal worker, as soon as the need becomes known.

For the Federal and Postal worker, such priority of circumstances is what determines the present and future happiness of one’s existence; for the dog, it is the second of the three which matters, but then, as long as the meal is served, and the after-dinner treat is offered, the wagging tail tells the tale of contentment at the end of a long day’s journey.

Sincerely,

Robert R. McGill, Esquire