FERS Disability Retirement Benefits: The Adjustable Life

There are some societies in which life is not adjustable, but rigid and predictable.  There are disadvantages to either, of course.  In those “other” societies (which we, from our vantage point of superiority and arrogance, each believing its own “system” to be the evolutionary peak of civilizations both past and present, and even for the future), predictability is the course of one’s life; the future is fairly “closed” and limited based upon one’s family background, race or gender; and the livelihood of one’s father generally determines one’s future career.

Choices are seen as good.  Ours is an adjustable life — one which provides for “options” at arriving at a proverbial “fork in the road”.  In every aspect of every pathway in a person’s life, a tinkering of sorts must be engaged upon: Newlyweds have to adjust according to the foibles of a new partner; a new job or career must coordinate the boss’ style of leadership; egos have to be balanced; a tipped shelf which has lost one of its corner doohickies must be corrected; and the sock that is lost in the black hole of the dryer must be sidelined like a benchwarmer until the coordinated pairs of all other laundry items are rediscovered.

Medical conditions, as well, force us to adjust in life.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one more of the essential elements of one’s Federal or Postal position, filing an effective Federal Disability Retirement application under FERS is a major adjustment in life.  It is, fortunately, a positive thing that we are able to live an adjustable life, and it is a good idea to consult with an OPM Federal Disability Retirement Lawyer in order to prepare for an effective adjustment in this ever-changing, adjustable life.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: Next Steps

It is always the next steps which determine the relevance and efficacy of the prior ones; a misstep can extinguish the progress made from the ones before; a stumble can irrevocably diminish the gains already made; and a fall can destroy the foundation of past steps already taken.

What to do next? We can stumble through; brashly forge forward despite unmapped territories that can harm and destroy; and we can even try and “manage” things by taking small, incremental steps, with trepidation and lacking of confidence, hoping for good things to occur despite our best wishes and hopeful optimism.  Or, we can consult with experts and specialists in order to gain a roadmap, or even hire a guide who has been down this mountain path before, and allow for the gains already garnered to account for something, instead of blindly destroying all that we worked for by forging ahead thoughtlessly like the proverbial bull in a china shop.

That is the problem with Federal and Postal employees who try and prepare a Federal Disability Retirement application without expert legal assistance: every case prepared by the person suffering from the medical condition believes his or her’s to be a “slam dunk” case — for, if the one who suffers from the medical condition prepares and submits his or her case, it is the same person “one and all” of the person experiencing the medical condition and the one who describes the very experience, such that no amount of objectivity can maintain the necessary distance between the two.

Consulting and hiring an attorney who specializes in preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, may not necessarily guarantee a “win”; but it does help to ensure that the next steps do not extinguish the prior years of investing in your Federal or Postal career, by making sure that the next steps mean something beyond the stumble, hesitation, or sudden fall.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: Plans

We all make them; whether for an anticipated journey or vacation; of a future date far in advance or nearby in time; or merely for an afternoon get-together with an associate, coworker, friend or family member — plans are essential to the coherence of a person’s daily life.

We have “planners” that we carry with us everywhere, and “planned vacations”, “planned playtime” for our kids; a “planned evening out” and meals planned well in advance even before our appetitive natures begin to rumble with echoes of hunger and delight.  There are “coordinated planned attacks” by terrorists, and “exit plans” before an assault is waged upon the enemy.  Then, there are life coaches who help to plan one’s future decisions, counselors who plan for college entrance exams and therapists who assist in planning this or that major decision.

From the moment we realized that simply reacting to the world around us was no longer an efficient methodology in maneuvering through a complex world, where the prey had become suspicious and did not stick around to remain as out next dinner course and predators began planning for counterstrategies to man’s wily peculiarities, we began to plan for the future.

However, the one thing that we have no plan for is the unexpected jolts of life’s servings that come upon one without warning or predictability, such as a deteriorating health condition that was never planned for.  Dreams that spawn plans are easily destroyed by life’s tumults that come in waves of unpredictable surges, just when we think that our “plans” are being realized.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition impacts and prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it may become necessary to alter one’s long-term plan and goal towards retiring upon reaching the “regular retirement age and time-in-service”, and instead to file for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Medical conditions are often the one set of goal-stopping issues that skewer one’s plans; it is normally unplanned for, and is a plan-modifier that requires not only a change of plans, but a new set of plans that should include a plan to prepare, formulate and file an effective Federal Disability Retirement application, to be planned for submission to OPM, and should also include a plan to seek to counsel and advice of an attorney who specializes in such planning.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Ducks out of place

Ducks by the pond; out in the fields of wheat and grain; of picturesque paintings of a scene upon the countryside; in parks and near still waters; or on a farm where the pastoral beauty of serenity of times now gone forever, replaced by metal, concrete, the noise of technology and the sniping fire of man’s presence.

Then, 2 ducks — presumably male and female — land upon a winter’s edge in a suburban neighborhood, and make their nesting place for a fortnight’s term.  They stay.  They wander about between hedge groves that splinter and divide, and where fences left untended allow for lines of ownership to remain fallow with the decay of summer’s drought.

The people mill about and recognize their presence, and over time a truce remains where delight of settings long forgotten pace themselves with life’s forlorn smile that yes, perhaps time has lost upon the space of unrelenting callousness, where even the ducks out of place can no longer bring back the memories of youthful days when summer was but the sands of timeless waves when laughter boiled over and pleasures were yet innocent in days beyond the garden of Eden’s gates.

And we realize that, like the ducks left out of place who came mistakenly to believe that the pastoral interludes of gardens tended in the manicured lawns of suburbia represented the quietude of yesterday’s forests and streams allowing for peace upon a winter’s day, we are the misfits of a universe left to toil in the meandering thoughtlessness of cruelty’s longing.

Then, one night, the crazy neighbor whom everyone shunned, came out in the midst of night’s yawn and shot them both with a single shotgun blast.  The ducks out of place were left to remain in the misery of their misunderstanding, that somehow nature and man could find a compromise, when compromise’s twilight had long since been forgotten.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, preparing a Federal Disability Retirement application — to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — becomes a necessity when you begin to recognize that, like ducks out of place, you have become the “odd man out” within a Federal agency or the Postal Service that deems you to no longer be “worth” it.

Whatever the “it” is, you have become the castigated castaway that becomes the focal point of distrust and harassment.  Do not wait to hope that accommodations will be forthcoming; in the setting of a Federal Agency or the Postal Service, the pastoral picture of a helpful agency is rare and indifferent, and the best way forward is to prepare, formulate and file an effective Federal Disability Retirement application, submitted to OPM in order to avoid the fate of those ducks out of place.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Forgetting for a moment

It is a game we play, or perhaps “have to” in order to retain our fantasy-world and “pretend” selves. We like to think that we gave up, long ago, those childish dreams and fantasies we engaged and tolerated as younger selves, and that as adults we must daily face the realities of problems encountered, difficulties arisen and turmoil challenged.  But we haven’t.  We have merely replaced it with another, more productive methodology of play-acting: Forgetting, for the moment.

Perhaps it occurs when we take a day off; or engage in a sports activity, like golf or a pick-up game of basketball where we can imagine ourselves in our glory days, not quite good enough to become pro or even semi-pro, but better than most by sheer force of will, practice and dominance of creative moves that would be whistled away as a travel violation by any half-competent referee, but in the imaginative world of concrete basketball, we can take those extra steps, much like Michael Jordan used to do under the “Jordan Rule” of play.

What we forget; how we forget; the technique of forgetting; whether and why; when and where; these all depend upon individual circumstances and requirements of the day, forged with dependencies, co-dependencies and enablers of time and leisure.

Perhaps it is by daydreaming; or sitting in a café fantasizing of having won the lottery; or in simply watching a television show or a movie where, just for a moment, you can forget everything and become consumed by the story, the special effects and the emotional upheaval of the actors and actresses on the flat screen of make-believe.  Then, of course, in the next moment, or sometime thereafter, reality sets in and we must go about the daily business of living.

The one component in life that makes the whole activity of “forgetting for a moment” difficult, is when you are suffering from a medical condition.  For, a medical condition never seems to “let up”, never allows for a moment of forgetfulness, and never ceases to remind.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, not only will the medical condition itself not allow for forgetting for the moment, but it is also the Federal agency or U.S. Postal Service that also disallows such momentary distractions.

Life is always a bundle of problems, but when you are a Federal or Postal employee, that bundle of problems comes with it a greater bundle when you are beset with a medical condition.

Preparing, formulating and filing an effective Federal Disability Retirement application, whether you are a Federal or Postal employee under FERS, CSRS or CSRS Offset, may be the best option available, and consulting with an attorney who specializes in OPM Disability Retirement is probably the next best course of action to undertake in this long and complex road where, at the end of it all, you may be able to engage in that most pleasurable of activities: Forgetting for a moment.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Blank Canvas

For a painter, it is either the sight of uncontrollable delight, or a subtle sense of foreboding into depths of despondency; for the blank canvas represents two sides of a single coin:  an opportunity to do what one can, or the beginning of that which may be rejected by an unappreciative public eye.  But that is the inherent anomaly of every opportunity presented:  potential success, or possible failure.

That is why we carry around within us quips of self-appeasement, in order to lessen the weight of expected shortcomings:  “Nothing gained, nothing lost”; “It is better to have loved and lost than to never have loved at all”; the list of 100 successful people who failed at first; and other proverbial self-motivators.  Within such realms of fear and loathing for the future, however, is the truth of living:  Nothing ventured, nothing gained.

Until one brushes the first dab of color upon a blank canvas, one will never experience the beauty of art, and while failure may never be the end product if one never begins, so success and the potential for human fulfillment can never be realized.  Unexpected circumstances in life often provide a basis for people to just “give up” in despair.

Medical conditions tend to be a foundational basis for such surrender to life’s inequities, and Federal employees and U.S. Postal workers who suffer from an unexpected medical condition, know better than most how unfair life can be.  Suddenly, the gush of accolades stops; the golden boy or girl of yesteryear is considered merely with a disdainful passing glance; and coworkers shun as if beset with a disease of contagion.  But Federal Disability Retirement is a benefit which is tantamount to a fresh and blank canvas:  it is an opportunity of sorts, and should be approached with the same rashness and expectation of delight as when once youth feigned ignorance of future forebodings.

Federal Disability Retirement allows for the Federal or Postal worker to have a fresh beginning, a new start, in painting a picture filled with bright colors and scenes of unanticipated opportunities.  While it may pay a base annuity of 60% of the average of one’s highest 3 consecutive years of Federal Service for the first year, then 40% every year thereafter, it is that financial bridge for future endeavors which must be considered.

It is a benefit accorded to all Federal and Postal employees who find that a medical condition now prevents them from performing one or more of the essential elements of the Federal or Postal job; but beyond the monetary benefits, it is also like the blank canvas which allows for a fresh start in a life often filled with gloom and despair, but where the plenitude of colors may yet be chosen with a steady hand for the future.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Word Additions

When viewing a landscape, does the utterance of words add anything to the beauty or desolation?  When rage wells up within a tormented soul, do words which convey a rational thought process ameliorate the temperament in any way?  Whether, in the evolutionary progression of one’s biological apparatus, the appearance of language beyond fundamental communication (e.g., for advanced warning of dangers, conveying of location, and similarly basic devices of informational immediacy) enhances the meaningfulness of the thing itself, is a question beyond mere pedantic interest.

Does a person add anything to the beauty of a red dawn, by describing it with words and conceptual constructs?  Or, better yet, do we glean any greater understanding by descriptive means, or does it merely camouflage the exquisiteness of the thing itself?  There are exceptions.

Medical conditions, and the need to understand their origin, impact, treatment modalities and prognosis allow for individuals to makes decisions based upon information gathered.  The pain itself, or the destructive and progressively debilitating nature of a medical condition, may not require descriptive devices of deciphering linguistic dalliances; but for the Federal employee or the U.S. Postal worker who must map out one’s future course of actions, the words which one chooses to employ can make all the difference in the conceptual world we live in.

Federal Disability Retirement is a benefit available to all Federal and Postal employees who find themselves with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job.

For Federal and Postal employees under FERS (which most Federal and Postal employees are under, inasmuch as CSRS and CSRS Offset employees are becoming rarer by the year), a minimum of 18 months of Federal Service must be accumulated; but once that threshold is met, it is the evidentiary sufficiency based upon the legal criteria as mandated by statute, the courts, and the U.S. Merit Systems Protection Board, which must be complied with through the use of words.

In viewing beauty, words rarely add; in experiencing feelings, language often merely complicates; but in engaging a complex bureaucratic process, words and conceptual constructs add to the future viability of one’s capacity to meet the complex challenges of an ever-changing world.

Sincerely,

Robert R. McGill, Esquire