FERS Disability Retirement Law: The Gist of Life

The gist of life is similar to the grist of life: They both stem from the same question — what is the “essence” of X?

So, when a person comes in late to a conference, he or she asks the natural question, “So, give me the gist of what has been discussed before I arrived.”  Meaning, thereby, that a short synopsis of the “essence” of what has been discussed — i.e., the meat, the substance, the main points, etc., of the meeting.

Often, when watching a movie, reading a novel, coming into the middle of a conversation, and many other forms and formats, besides, a person can quickly get the gist of what is being discussed, what the movie is about, how the novel is progressing, etc.  Most people have a need and desire to comprehend the gist of what has been encountered.  While peripheral details are often important, unless one has understood the gist of whatever is being viewed, there is a sense of unease which develops.

That’s why husbands turn to their wives in exasperation with the pointed question, “But what is the point of it?”  For children, however, it is often the peripheral things which are most important — not whether the story has any central meaning, but the funny way in which Dad reads it; not in whether you come out clean from a bathtub, but whether there are enough soapsuds with colorful reflections; and not whether you have perfectly picked up after yourself, but to be praised for how you tried your best, etc.

We often forget that.  For, the gist of life when we grow older has more to do with how we conducted ourselves, and less with how successfully others view us.  Then, when a medical condition hits us, we realize truly what the gist of life is all about — not how many hours we worked, but which meals we missed with our kids.

For Federal employees and U.S. Postal workers who suffer from a medical condition and where the medical condition impacts the careers of the Federal or Postal worker, contemplation of initiating an effective Federal Disability Retirement application under the FERS system becomes the gist of what needs to be done.  The gist of life, suddenly, is that which was always taken for granted and never thought about — one’s health.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider the gist of life — of one’s health, to begin with.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Disability Retirement: The Day We Realized…

So much can follow the ellipsis; The day we realized we were not the most brilliant; that there are others who are smarter, better looking, more physically adept, more talented; that even given the half-century or so of time that we have been allotted on this earth, we will never become wealthy; that we aren’t any good at X, Y or Z; that our children are not the best-behaved little angels we once thought they were; and so much more.

Some such realizations are significant; others, with a shrug and a wink, we should just let pass.  For, of course there are others more talented; of course, most of us will never become wealthy; of course, most children are brats (but we can love them despite such realizations); and of course, there are others who are smarter and more attractive.

But then, there are those realizations which are of impactful consequences — such as when a Federal or Postal employee realizes that he or she has a medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of the positional duties slotted.

On that day of realization, another such realization should follow:  Contact and consult with a retirement attorney who specializes in Federal Disability Retirement Law, lest a further realization occur:  That you were unaware of certain laws which can defeat a Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement: Peace of Mind

It is a wonder how information is restricted or fails to be disseminated.  Of course, like all insurance policies, one is never interested in the details of an insurance policy unless and until it is needed.  Insurance is often likened to “peace of mind” — and that is how it is packaged and sold.

You purchase insurance not only because it is required (such as auto and home), but because of the fear of the “What if” scenario: What if I die before my children have grown up? (life insurance).  What if someone gets injured on my property? (umbrella insurance).  What if I become disabled and am unable to work? (Disability Insurance).

Yes, there are private policies, as well, but fortunately for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, there is the added benefit of Federal Disability Retirement.

You may not need to access it for now, and for that, it provides a “peace of mind” until and unless it becomes necessary.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

OPM Medical Retirement: Delaying the Inevitable

In our “heart of hearts”, we already know.  Whether it is a broken relationship, an unrepairable mechanical device, the old air conditioning and heating system that has seen its last days — or of needing to file for Federal Disability Retirement benefits under FERS — we already know; and yet, we delay the inevitable.

Do miracles happen?  If we stop thinking about it, will the problem just somehow go away?  Out of sight, out of mind?  Human beings have that capacity, don’t we?

Whether it is beyond the next mountain, sometime after Labor Day, maybe in the New Year — or “sometime next week” where next week is always the week after; whatever the timeframe we allow for the delaying of the inevitable, we focus upon a hope which surely must someday encounter the reality of our circumstances.  The inevitable is just that — a reality which we must face; but the delay allows for an interlude and self-delusion to procrastinate the encounter with reality.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, delaying the inevitable — of needing to file for Federal Disability Retirement benefits under FERS with the U.S. Office of Personnel Management — is often engaged in because of the great hassle in facing a dominant and dominating Federal bureaucracy.

Contact a FERS Disability Attorney who deals with OPM on a daily — nay, hourly — basis, and leave the inevitable to an experienced lawyer in preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: Deterioration

It is a process; a cellular degeneration that time inevitably forces; and the word itself evokes images of rusting old cars in junk heaps hidden behind high walls of metal fences where usefulness has long been abandoned.  The deterioration of the human body is a progressive process of inevitability, and while we fight in futile efforts to slow it down, much of our efforts are merely cosmetic and have little or no impact upon the underlying progress of the cellular breakdown.

We can eat healthily; maintain good posture; take supplements and vitamins; exercise; stretch; attempt to restrict activities which may be harmful, etc.  Yet, and nevertheless, the deterioration of the human body persists despite all such efforts to employ tactics to reverse the normal course of human destiny.

The workplace — and certain types of jobs — certainly contribute to the deterioration of both the human body as well as the psyche.  Even in this day and age, we perhaps dismiss the psychiatric deterioration as opposed to the bodily degeneration, minimizing the impact of stress upon one’s mental health.  In the end, however, deterioration can apply to both physical as well as cognitive health.

For Federal employees and Postal workers who suffer from either physical or mental deterioration, and where the Federal or Postal employee can no longer perform one or more of the essential elements of one’s Federal or Postal job, such deterioration may require filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Consult with an OPM Disability Lawyer who specializes in FERS Disability Retirement Law, and see whether the extent of your physical or mental deterioration qualifies for Federal OPM Disability Retirement benefits under FERS.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The developing case

Some things need time to develop; “news stories” are often those animals — of events that are “still developing”; or of relationships and stories, ideas and categories of things still in stages yet of potentiality and not of actualized inertia. Children develop; medical conditions, as well, are always in stages of potentiality — whether of a worsening condition or even of getting better.

For Federal employees and U.S. Postal workers who are in that “netherworld” of a developing case, where a medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, there is often nothing more frustrating than the feeling of being in a state of suspended animation — “suspended” because you know not what your status will be tomorrow or the next day; in “animation” because, although everything is still moving about and around, it is your career, your health and your life which is questioned and considered as questionable.

The developing case often involves multiple issues — of whether you have a doctor who will be supportive of your case; of whether you have the necessary time in service in order to be eligible; of whether you have given it enough time — and multiple other issues that, perhaps, cannot be affirmatively answered.  In such an event, guidance by an experienced attorney is needed in order to direct the Federal or postal employee through the maze of complex legal obstacles in preparing, formulating and filing an effective Federal Employee Disability Retirement application.

Like most of life’s struggles, the developing case needs to be planned and prepared well, and consultation with an attorney who specializes in FERS Disability Retirement Law is crucial to the successful outcome of a goal which is known, but cannot quite be reached because the path towards that goal is yet developing.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement from OPM: All problems suspended

We all seek those moments, don’t we?  A period of respite, that time of suspended ecstasy where all of life’s problems are suspended, if only for a temporary span in order to regain our equilibrium, retake the focus lost and remake the moments wasted.  Isn’t that why people become obsessed with silly arguments on the Internet, in Facebook confrontations and twitter feeds, because it provides for a temporary assertion of power, the sense of winning, of defeating and devastating another, if only for a brief moment in this timeless continuum of problems to be encountered, embraced and finally solved?

In a perfect universe, all problems suspended would be tantamount to a conceived heaven where one need not worry about the daily problems of living a life – the human condition – that confronts everyone all the world over.

All problems suspended – every financial difficulty, relational complexities, consequences intended or otherwise resulting from neglect, negligence or simply thoughtless actions; for all and every one of them to be relegated to a heavenly sequestration like purgatory without judgment.  But that life could be discovered within such a state of joyous reprieve; we would all be dancing and praying to the gods that gave us such a present.

In reality, that is what going to the movies for a couple of hours of distraction, playing a video game, going out with friends, or spending a weekend reading and taking the dogs out for a long walk – these are activities engaged in where all problems become suspended, if only for a brief stint of relief from the daily struggles we all have to confront and “deal” with.

Unfortunately, there is one problem that can almost never be suspended – a medical condition.  The medical condition pervades and remains no matter how hard we try; and though we may be successful in “forgetting” for a brief moment, the problem is never suspended, only delayed in “remembering”.  For people who are in chronic pain, one cannot even forget for a brief moment.  Instead, whether actively in thought or lulled through a sleepless night, the medical condition is always there, never suspended.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition presents an even greater set of problems – of not being able to be accommodated and beginning to prevent the performance of one or more of the essential elements of one’s Federal or Postal job duties – it is time to consider filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Delaying does not suspend the problem, but may only add to it; neglecting will not solve the problem, and may only magnify it; and while temporarily “forgetting” by engaging in another activity may distract from it, the brief nature of such thoughtlessness will only roar back with a greater sense of urgency, especially when dealing with the bureaucratic morass of the U.S. Office of Personnel Management, which is the agency that makes a determination on all Federal Disability Retirement applications.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Fate and fatalism

When people talk about “fate”, they must mean something more than what they actually state in an explanation.  People often misspeak, of course, or explain with justification without much thought put into the narrative given.  So, when a person says, for example, that “X happened,” and when asked why, the response is often, “Oh, it was just fate.  It was meant to be.”  What can that possibly mean?

To say that X occurred because it was “fated”, or was “meant to be”, is no different than to say that an apple is a fruit because it’s not an orange; it is a mere tautology that appears to give an explanation for the occurrence or justification for its designated category of identification, but provides no greater insight after the delineated discourse than before.

So, people must mean something else – perhaps (and this is pure conjecture and attempting to attribute kindness to an otherwise empty explanation) what is meant is that there is a Greater Being who intended and planned it; that, life in general retains a purposive direction, or that an underlying teleological undercurrent maintains a semblance of significance and relevance.

On the other hand, most people who talk about “fate”, when queried further, don’t quite believe in its cousin – fatalism.  The latter is the doctrine that things are bound by a predetermined sequence, however it may be fashioned, and one is unable to change the course of history.

We all like to believe that we have some “say so” in the process of our lives – that free will exists (even if one believes in the contradictory notion of an omniscient being who is omnipotent, as well) and that our choice in the matter makes some sort of a difference.  Such a notion, we often believe, makes a difference; otherwise, why even try?

Thus, people who believe in “fate” can be said to be “positive” looking, in that events that have occurred were as a result of “fate” in the sense that it turned out that way because it was meant to be so, without getting caught up in the negativism of “fatalism”, which more denotes a sense of helplessness and inability to have any say-so in one’s future.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the key in preparing an effective Federal Disability Retirement application is likened to believing in “fate”, but refrain from falling into the trap of fatalism.

You do have a choice in the matter; how you formulate the Federal Disability Retirement application does make a difference; and while you may not have much control over your medical conditions, the choices you make in preparing an effective Federal Disability Retirement application will have some relevance and significance for your future, so long as you approach it as fated, without a sense of fatalism.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation OPM Disability Retirement: The Grammar of Life

How we speak about the world; the words we use, the vocabulary inserted; and of the commas, hyphens and semicolons inserted; are they merely contained within the language games engaged, or are they reflective of a greater whole within aworld that views reality through the lens of language? Does what we say, how we speak, the words we choose and the accent intoned make a difference – and, if so, how, to whom and to what extent?

Certainly, it shapes how “others” see us, but what of our own self-image and the role we play in the everyday discourse of life?  When we refer to the “grammar of life”, the connotations and insinuations are endless; for, in this age of modernity, where most of us rarely encounter the objective world – except when crossing streets, sitting down for a meal or engaging in private acts otherwise unseen and unheard – but remain within the various “language games” of discourse, thoughts, self-reflection, analysis, contemplation and soliloquys.

Think about it; what amount of time is spent on reading, writing, responding to emails, getting on the computer, viewing, watching a movie, a video, discoursing with someone else, on our smartphones, texting, etc.?  In all such amalgamations of activities just described, we are merely engaging in the grammar of life – of the rules of speaking, emailing, texting, commenting, responding, initiating, etc.  The remainder – of actual engagement in the reality of this “objective” universe we must contend with – has become but a fragment of this surreal, virtual and insular world.

How much time have we spent on “perfecting” or otherwise becoming more skillful in maneuvering through the curves and pitches of this new reality?  Have we mastered the grammar of life, or are we just bumbling through the discourses as if reality is merely a byproduct and encountering the “world” is but a means to an end?

The Grammar of Life is important to recognize, because we spend a great deal more time in it than we recognize or admit to, and we were drawn into that alternative universe without any deliberative intent or acknowledgment of choice.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, you need to prepare to engage a “special” section of the Grammar of Life when coming up against your Federal Agency, the Postal Service and OPM, when preparing an effective OPM Disability Retirement packet.

For, in the end, it is the “ultimate” of putting together a compendium of language games – from how the medical reports and records are presented; to the legal arguments made; to the fashioning of the Applicant’s Statement of Disability on SF 3112A – all constitute and are comprised of the Grammar of Life, and if you have not been preparing throughout your life to take on such a challenge, it may be a good idea to consult with an attorney who has honed the skills of what to say, how to say it, and when to say it, which are the three essential rules in the Grammar of Life.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Lawyer: The Disadvantage of the I-Thou Perspective

People tend to expect the best results; and when a Federal or Postal employee files for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the applicant who is unrepresented and prepares, formulates and files the Federal Disability Retirement packet on his or her own believes that an approval is forthcoming at the First Stage of the Process.  Yet, often unaware and unbeknownst to the Federal or Postal applicant, the lack of separation between the I-Thou construct fails to provide a proper perspective of objectivity.

Allow me to expand and explain:  As the Federal or Postal employee who experiences the medical condition (the “I”) is the same person who prepares, formulates and files the Medical Retirement application (the “thou” from the perspective of the U.S. Office of Personnel Management), any sense of objectivity is often lost because the I and the Thou are one and the same person, and the Federal or Postal employee who experiences the medical condition is simultaneously the same one who is seeking an approval of the OPM Disability Retirement application.

Of course, that same scenario is repeated even if the application is filed through a Federal Disability lawyer (in the sense that the Federal or Postal employee still seeks to obtain an approval from OPM) with one major exception:  there is another “thou” perspective included and involved — that of the Federal lawyer representing the Federal or Postal employee who is seeking to have a Federal Disability Retirement application approved.

Objectivity is a crucial component of a Federal Disability Retirement application; that is why so many “silly” mistakes are injuriously embraced without self-knowledge or with disengaged awareness.  It is like the cook who loved the taste of arsenic, and thought that everyone else should as well; and so he sprinkled the deadly poison onto his own food and enjoyed the taste of his own creation, only to slowly die from the feed of his own foolishness.

There are many “kinds” in the arena of foolish endeavors:  There is the “quantitative approach” (“I sent them thousands of pages of treatment records”) which fails to ask the question, Who will read it all?  There is the “trusting soul”:  “I just signed a release and had them send it all directly to my Human Resource Office”.  Then, there is the person of naive disbelief:  “How could they not approve it with the medical conditions I suffer from?”

The problem with all of these is the lack of objective perspective; the I-Thou connection is now given the distance, separateness and objectivity necessary to determine the viability and effectiveness of each and every piece of the puzzle needed to put together a proper Federal Disability Retirement application.  Are there ever any guarantees in life?  No.  Can a lawyer who specializes in Federal Disability Retirement laws make a difference?  Yes.

Fortunately, unlike the metaphor arising from the cook and the salsa of arsenic, there are multiple stages within the administrative process of pursuing Federal Disability Retirement benefits through OPM, and a denial at the First Stage of the bureaucratic pathway is not irreversible, and does not result in the inertia of life rendered by ingestion of substances otherwise tasty but harmful.

Sincerely,

Robert R. McGill, Esquire