FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement: The Happy Meter

It works best when no one takes notice.  Think about it:  When are you happiest?  Was it when you stopped what you were doing and asked the question, “Am I happy right now”?  Or, was it when you never noticed, never took note of it, but were simply engaged in the activity which brought you that joy and sense of carefree exuberance?

This modernity’s obsession which emotional quotients, the need to gauge one’s emotional “health” and the need to keep that smile plastered on one’s face at all times, lest others might judge you as being less than the acceptable needle-point resting on the western side of “acceptable” as opposed to the eastern side of “deliriously happy”.

The Happy Meter is a concoction of this modern obsession with happiness being a goal, as opposed to a byproduct of living life properly.  Of course, we don’t ever talk that way, anymore — Of how to live life; of what it takes to maneuver through the difficult phases of life; of disciplining one’s self to govern by rational intentionality the appetitive/emotional natures of our souls, etc.  Heck — we no longer even believe that we possess a soul, leaving aside trying to govern the lesser natures of that soul.

For Federal employees and U.S. Postal Service workers who are suffering from a medical condition where the medical condition doesn’t seem to arouse any empathy from your supervisors, coworkers or anyone at all in your agency, perhaps it is time to make a clean break and exit from your agency before your agency forces the exit upon you by proposing to remove you — by filing an effective Federal Disability Retirement application under FERS.

Contact a Federal Lawyer who specializes in Federal Disability Retirement Law, and perhaps you may be able to avoid altogether the fake smile you have had to paint upon a face which clearly would fail to register on The Happy Meter.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Help: The Fairytale Life

Every now and again, we hear about someone like that — how he or she “lived a fairytale life”.  That is, of course, until the details and private murmurings have been thoroughly vetted.  A good rule to follow is: If you like a certain artist, musician, writer, actor, etc., and you hold some moral qualms about right and wrong, don’t research too much into the details of that favorite person, for the chances are, you will likely be disappointed.

The Fairytale life is the public appearance; for, in the end, such a depiction is merely the “tale” as noted in the title, and tales are fictional accounts as opposed to a biography or an investigative report.

To a greater extent, we all have such tales — of the pubic persona and the One-dimensional aspect of our lives.  Some things, we hide deliberately.  Other things, we have forgotten about, put behind us, or merely fail to mention because of lack of context, embarrassment or shame.  Other things — like a chronic and increasingly debilitating medical condition — we hide and push through in order to keep our jobs.

For Federal employees and U.S. Postal workers who suffer from a medical condition but appear to others to live “the fairytale life”, there may come a point when the privacy of your medical conditions clashes with the public persona of your Federal job.  At that juncture of contradiction, you may have to consider filing for Federal Disability Retirement benefits under FERS, and at that point, you may want to contact an experienced OPM Disability Lawyer who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Countering OPM’s Denial

OPM’s Denial of a FERS Federal Disability Retirement application can be a disheartening encounter.  OPM does a thorough job these days of selectively extrapolating portions of medical notes and records, isolating each one, then minimizing them in order to arrive at a singular conclusion: You have no case.

Not only that, the tone and tenor of the Denial Letter will make you believe that — not only do you not have a case, but — You never had one; it is so weak that it is a wonder that you ever even thought you had a case; and, moreover, to even request for reconsideration is an act of futility.

How do you counter such a denial?  The first and most important step is to recognize that OPM’s denial of a Federal Disability Retirement application is meant to make you feel like you never had a case.  That way, a certain percentage of denied Federal Disability Retirement applicants will simply walk away without ever filing for Reconsideration.

Oh — of course, they will at the end of a Denial Letter inform you of your “right” to file for reconsideration, but that is after itemizing a litany of reasons why you have no case at all.

The second important step is to contact an attorney who specializes in Federal Disability Retirement Law.  For, in the end, how you counter an OPM Denial of a Federal Disability Retirement application is by applying the LAW, and only a specialist in Federal Disability Retirement Law will be able to effectively counter OPM’s denial.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

Federal Employees with Disabilities: Making the Decision

There are always multiple factors which must be considered — of a career invested; financial viability; of a self-image still lingering of a more vibrant self from a mere few years ago; of not being able to let go of the daily routine despite the added stresses, the suspicious looks from coworkers, the fear of your agency’s initiation of further restrictions and potentially adverse actions, including a Performance Improvement Plan (a “PIP”), or leave restrictions, proposed removal, etc.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition impacts your ability and capacity to perform your job duties, making the decision to file for Federal Disability Retirement benefits under FERS with the U.S. Office of Personnel Management is a difficult decision which must take into consideration multiple factors. Of all of the factors to consider, however, the first one which should be understood is whether or not you may or may not be eligible for Federal Disability Retirement benefits.

Contact and consult with an attorney who specializes in Federal Disability Retirement benefits and call a FERS Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The Picture We Want to See

Most of us think that we are the opposite of the designated, “Photogenic Individual”.  Setting aside those who crave to be in every picture (including the egomaniacal and perversely pervasive “selfies” which are posted daily and minute-by-minute), the picture we want to see, the photograph we would care to share and the image we would want to be presented to friends, family, third parties and others — they are rarely captured accurately, or at least to our satisfaction of how we see ourselves compared with “what” or “who” we see captured within the confined borders of an image depicted.

Similarly, we all hold an image of who we are within the framework of our own egos — whether of a successful individual or a failure; of self-confidence or lacking in great measure thereof; and of the little boy or girl we remember, before entering into the harsh reality of the world at large, with a past and background of security or insecurity, with loving parents or of cold, dispassionate and distant fathers and mothers; in the end, the picture we want to see is often at odds with the ones we actually hold on to.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, perhaps filing for disability retirement benefits under FERS is not the picture “we want to see”, but rather, is the picture depicted and represents the reality of what we must see.

No one wants to see the picture — and least of all the Federal or Postal employee who suffers from a medical condition necessitating Federal Disability Retirement benefits.  However, it is often the picture which we least want to see that represents the reality which we must see, and that is what consulting with an OPM Disability Attorney who specializes in Federal Employee Disability Retirement Law is there for: To paint an objective picture which depicts as accurately as possible whether you qualify for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Disability Retirement: The messes we make

We observe the facade and conclude too quickly: Others live perfect lives; mine?  What a mess it is.

Have we evaluated all circumstances in an objective, rational fashion?  Isn’t the corollary and natural next question to be: That “other” person — what does he or she see when observing me?  Does the same conclusion follow: The facade which reveals calm and competence — It is a life nearer to perfection than my own; mine?

And so the cycle of discordant irrationality continues to feed upon itself.  And, of course, the Internet only further enhances and exacerbates such folly — of Facebook and Instagram, where “perfect” lives are lived in a 1-dimensional existence; of selectively chosen photographs of perfect couples, perfect meals, perfect vacations and perfect existences are somehow depicted in appearances of perfect lives.  Then, the truth somehow leaks out — this person just got a divorce; that person committed a crime; the other “perfect” person was publicly doing this or that, etc.

It is funny, that phrase — of truth “leaking” out, like a cracked glass that slowly seeps with agonizing revelations or a pipe that drips until the flooded basement overflows with a deluge of falsity.

The messes we make are often mere minor anomalies; they become messes when we try and contain them, hide them and act as if ours is the only mess in the world because comparing messes never reveals anything; everyone hides well their own messes; we just think that everyone else is perfect.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the messes we make are often a result of failing to act.  The Agency is no fool — they see the excessive use of SL and request for LWOP; or the loss of performance acceptability; or the loss of attendance continuity, etc.

Filing for Federal Disability Retirement benefits under FERS is not an admission of the messes we make; it is, instead, the truth behind the reality of the medical condition, and the real need to attend to one’s health, which should never be concealed, but openly acknowledged in order to move beyond.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: Damaged Goods

What do we do when first we realize the defects revealed?  If by mail order, we ship it back; if by direct purchase, we confront the storekeeper and point out the lessened nature of perfection and demand either a reduction to the original price or a full return upon the item purchased.

Damaged goods come in various forms: of complete uselessness; of partial defects that matter not; of a lifespan severely shortened; or of irreparable imperfection such that it cannot be used at all.  And of people who view others in a similar way — how do we judge them and what do we think?  Is it “right” for a person to view another as an object — as “damaged goods” — or must we always look beyond the person as a mere commodity and speak in terms of empathetic subjects reaching beyond the surface of a person’s value as nothing more than the price of a car or of an apple to be devoured?

Yet, that is how a person is looked upon, is he not — as in a Federal employee or U.S. Postal worker who begins to suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of his or her Federal or Postal job.  The Federal Agency or the Postal Service begins to view the Federal or Postal employee in terms of “productivity”, of “value” to the Agency or Postal unit — in other words, as a mere object to be assessed as a commodity, and whether the “damaged goods” should be sent back, returned, or replaced with a full refund.

When that perspective is asserted by one’s Federal Agency or the Postal Service, it is time to prepare, formulate and file an effective FERS Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.  For, in the end, the damaged goods must be replaced with a refund or a return, lest we recognize humanity’s incapability of recognizing the difference between commodities and people.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement from the OPM: Who we are

The “I”, of course, always dominates; but the two cannot be separated, for they are inevitably interlinked and intertwined in the consciousness of our collective selves.  And so the “we” is subsumed by the “I”, and the “I” cannot effectively be distinguished from the “we”.  Who we are is inextricably aggregated with who I am; who I am is a product of who we are.

That is why the loner is distrusted in society; the maverick who does things his or her own way is a threat — unless that loner accomplishes something in life so irrefutably magnificent that we cannot but embrace him or her as the paradigm of a virtue we wished we had first thought of.  Whether by burning jealousy or with disdainful pride, we then go on and watch to see if that loner will not self-destruct, then relish the thought that, all along, we were right in predicting that the outlander was the scum of the earth, anyway.

Who we are — we want always to be able to distinguish ourselves from the pack, separate one’s self from the fold and glow in the spotlight away from the herd; and so we lose ourselves in the soliloquy of our inner worlds where the universe of the self-conscious “I” can imagine of heights and pinnacles that others will never see.  That is why virtual reality is so infectious; why the perfection reflected in Instagram photos and Facebook postings is so insidious; for, though we give lip-service to the proverbial “village” or wanting to belong to a certain cohesive society, we reservedly display all of the characteristics of desiring out.

It is, in the end, the “forced out” that is most intolerable, and for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is when harassment by the herd, antagonism originating from one’s Agency or the Postal unit, and workplace hostility initiated by one’s coworkers and supervisors — it is then that the necessity arises to bifurcate and differentiate by preparing, formulating and filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

For, it is no longer a matter of “who we are” — because you are no longer one of the “team” because of your medical condition.  Instead, it is who “I” am — to look after your own best interests, by preparing, formulating and filing an effective Federal Disability Retirement application, and consulting with an Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Except, in real life…

Isn’t that the refrain that dampens?  Whether for a child or a young adult who still possesses and retains the enthusiasm of the possible, we pour cold water upon such unfettered energy for the future yet undeclared by saying, “Except, in real life…”.  Of course, what is inserted to replace the ellipses is the clincher that determines the mood of the response.  Is it: “Except, in real life, that never happens.” Or — “Except, in real life, you’ll be broke and devastated.”

Why is it that the unspoken elongation implied by the ellipses must by necessity include a negative ending?  When have you ever heard, instead: “Except, in real life, it’s all the better!”  Is it because our creative imagination reaches far beyond what is possible in the stark reality of “real life”?

Is the universe imagined of greater potentiality than the reality of daily existence, and is that why the virtual reality of Social Media, “the Web”, interactive video games and the like are so sultry in their seductive pose — because they invite you into a world which promises greater positives than the discouraging reality of our existence in “real” time?  Is that what is the ultimate dystopian promise — a caustic alternative to Marx’s opium for the masses: not of religion, but of an alternative good that has been set up that not only promises good beyond the real good, but provides for good without consequences?

The problem is that, whatever alternative good or virtual reality that is purportedly set up to counter the reality of real time, is itself nothing more than “real life”.  It is just in our imagination that it exists as an alternative universe.  This brings up the issue of language games as espoused by Wittgenstein, as to the “reality” of an “objective world” as opposed to the one expounded by linguistic conveyances: Take the example of the blind man who has never flown a plane.  He (or she) can answer every aeronautical questions with as much technical accuracy as an experienced pilot. Query: Between the 2, is there a difference of experiencing “reality”?

For Wittgenstein, the answer is no.  Yet, the laughing cynic will ask the ultimate question: Who would you rather have as your pilot for the next flight — the blind man who has never “really flown” a plane, or the experienced pilot?

That becomes the clincher: “Except in real life…”.

For the Federal employee or U.S. Postal worker who suffers from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the tendency and proclivity towards taking a dim perspective of life can be overwhelming, especially when one is dealing with the debilitating consequences of a medical condition.

Yet, it is important to maintain a balance between the cynic’s world view (that the cup is always half empty) and the eternal optimist’s myopic standard that the glass is always half full.  “Except in real life,” doesn’t always favor the former; for the Federal employee who must go up against the behemoth of OPM in filing a Federal Disability Retirement application, “real life” is not necessarily the exception, but can be the rule of a successful outcome if you are guided by an experienced attorney.

Sincerely,

Robert R.McGill, Esquire