FERS Disability Retirement from OPM: Present Living

If the quality of present living makes a person less than satisfied, it often exacerbates memories of the past and hope for the future.  Human beings live within the spectrum of time past, present living and future hope.

The key to a successful life is thus to balance the three such that neither the past, nor the future, dominates the present.  For, the past is that which can haunt, in a quagmire of paralyzing memories; the future, an impediment by anxious insomnia; and how we live in the current manner of existence will impact upon both the past and the future.

Perhaps this is too obvious a concept to even discuss.  And yet, so many people around the globe allow for the quagmire of past memories and anxiety for future uncertainties to dominate, control, and ultimately — to destroy.  “Present living” includes all that we encounter — of diet; of exercise; of relationships enjoyed; of a family constituted; of governing the traumatic events of the past and setting realistic goals for the future.

The key, again, is in the “present”; the doors to lock and open only upon necessity and joyful pleasures, concern the past; and of the future, planning is crucial, with present steps taken in order to ensure success.

For Federal employees and U.S. Postal workers who presently suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s current Federal or Postal job, it is the “present” living which has become an impediment, perhaps from past conditions which have now manifested themselves with chronic and debilitating medical conditions, and it is the future which has become of concern.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider whether it is time to presently prepare, formulate and file an effective Federal Disability Retirement application under the FERS system, through the U.S. Office of Personnel Management, in order to put the past behind, and plan for the future.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Law: The Ill-Fitted Life

Have you ever worn a shirt which is ill-fitting?  When you first put it on, you have a sense that something is not right — whether it is too tight at the shoulders, or perhaps the stomach (at which point you pull that extended belly inward, fooling yourself that the contraction is actually your natural way of walking about, despite the uncomfortable manner of breathing); or, perhaps the collar leaves too much space and tightening the tie only folds and creases the gap, making your neck appear as though you are climbing out from a sewer drain.

You say to yourself, “Well, maybe it just needs to be worn throughout the day and will resolve itself”, and so you go out the door against your better judgment, ignoring the cautionary voice which keeps getting louder with each step away from the opportunity to go back and change.  So, you wear it throughout the day, and you are self-conscious.  You avoid people; you turn sideways when speaking to others, hoping that by making any visual perspective somewhat indirect, no one will notice that which you can plainly feel.  You go into the bathroom more than usual to view yourself in the mirror, and each time, you convince yourself that it looks fine; nothing out of the ordinary; no one will notice.

Such is the metaphor for the ill-fitted life.  You know it; you can feel it; and throughout, deep down, it is with you always.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of your Federal or Postal job, you know in your heart of hearts that continuing in that job constitutes the very definition of the ill-fitted life.

Contact an attorney who specializes in Federal Disability Retirement Law and begin the process of turning back so that you can change out of that ill-fitting shirt, and initiate the process of preparing, formulating and filing an effective Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Benefits: The Bridge to Nowhere

It is a metaphor which evokes images of hopelessness and futility, if such images can indeed be captured at all.  Whether of an attitude, a perspective or the existential reality of one’s personal circumstances, the question is, Why was the bridge to nowhere built to begin with?  There it stands, in mid-construction, suspended but unfinished, not leading to anywhere, not going in any particular direction, not coming from any place known.

It is often how we feel in the middle of our lives.  One has only to sit in a cafe, by a window, and watch the midday rush of people coming and going, seemingly with purpose, appearing with decisiveness, until you catch the gaze of someone passing — a knowing look, a pause, a hesitation; and at that moment of illumination, the stranger and you both know that the constant, ant-like activity is merely a whirl of coming and going upon a bridge to nowhere.

The furious pace of life; of rushing to get to work, working, then rushing to get home within a factory of people uncaring and unaware.  Then, when calamity hits — a medical condition that interrupts, intercedes and imposes its existence upon you — suddenly the routine of ferocious activity finds meaning in the very meaninglessness felt the moment before.

For Federal employees and U.S. Postal workers who can no longer perform one or more of the essential elements of one’s Federal job because of a medical condition, the sense that one is driving upon a bridge to nowhere is common and troubling.  Of course one’s health should be a priority; and of course work, the “mission” of the Federal agency and the harassment that is initiated without empathy or understanding — all of that stuff should be secondary and subordinated to taking care of one’s health.

Filing for FERS Disability Retirement benefits is the recognition that the bridge to nowhere will not take you anywhere, and it is in order to regain that insight of meaningfulness that it is important to prepare, formulate and file an effective Federal Disability Retirement application in order to focus upon the importance of priorities shoved aside — like one’s health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: Damaged Goods

What do we do when first we realize the defects revealed?  If by mail order, we ship it back; if by direct purchase, we confront the storekeeper and point out the lessened nature of perfection and demand either a reduction to the original price or a full return upon the item purchased.

Damaged goods come in various forms: of complete uselessness; of partial defects that matter not; of a lifespan severely shortened; or of irreparable imperfection such that it cannot be used at all.  And of people who view others in a similar way — how do we judge them and what do we think?  Is it “right” for a person to view another as an object — as “damaged goods” — or must we always look beyond the person as a mere commodity and speak in terms of empathetic subjects reaching beyond the surface of a person’s value as nothing more than the price of a car or of an apple to be devoured?

Yet, that is how a person is looked upon, is he not — as in a Federal employee or U.S. Postal worker who begins to suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of his or her Federal or Postal job.  The Federal Agency or the Postal Service begins to view the Federal or Postal employee in terms of “productivity”, of “value” to the Agency or Postal unit — in other words, as a mere object to be assessed as a commodity, and whether the “damaged goods” should be sent back, returned, or replaced with a full refund.

When that perspective is asserted by one’s Federal Agency or the Postal Service, it is time to prepare, formulate and file an effective FERS Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.  For, in the end, the damaged goods must be replaced with a refund or a return, lest we recognize humanity’s incapability of recognizing the difference between commodities and people.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: Fundamentals

What does it mean when a person says, “The fundamentals remain sound”?  Is it one of those “throw-away” lines which makes one sound intelligent, but upon closer inspection, means very little?  Sort of like the misuse of the double-negative that was popularly in use, where people say, “irregardless” of this or that?

Fundamentals are important to every successful endeavor, and in preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal Worker is under FERS, CSRS or CSRS Offset, it is the “fundamentals” which must never be overlooked, but rather, to be focused upon, tweaked, considered carefully and crafted with greater perfection.

Unfortunately, many people who prepare a Federal Disability Retirement application, to be submitted to OPM, believe (erroneously) that the mere fact that one has a “serious” medical condition is enough to satisfy the eligibility criteria for an approval from OPM.  Always remember that there is a vast difference, with a “real” distinction, between “having” a medical condition and “proving” that the medical condition one has prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job.

It is very easy to focus upon one’s pain, anguish and despair in dealing with a medical condition, and forget that an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is by necessity a “paper presentation” to an unknown, faceless person lost within a vast bureaucracy in Boyers, Pennsylvania, and in the process to neglect the “fundamentals” in preparing an effective OPM Disability Retirement application.

When the fundamentals are sound, the rest of it is sound; and though such “sayings” may often be thrown about without much thought put into it, it is the soundness of the fundamentals that will prove to be the effective application that gets a First-Stage approval in preparing, formulating and filing a Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Things not likely to happen

It is not likely that tomorrow morning you will wake up and find that aliens have taken over the earth (although, if one were to read various supermarket tabloids, that has already occurred many times over, both while asleep and awake); it is not likely that you will win the lottery with that last dollar spent on running a random set of numbers (though millions each day shell out astronomical sums in the aggregate with dreams – and sometimes actual plans reflected upon – of what one will do “when” the improbable event will happen); and it is not likely that the email received the other day from some banker in Burkina Faso who wants a “trusted friend” to allow for a transfer of a cool $100 million and would allow you to keep half of it just because you happen to be the only person in the universe who has a bank account and can keep a secret, will actually honor such a request.

Nevertheless, people actually consider such fantasies, and to the detriment of those who do so with serious intent, harm themselves either by delaying what could be done, setting aside the reality of what needs to be accomplished, and turning over valuable time to endeavors not likely to happen.

Often, and unfortunately, medical conditions have that same characteristic – of things not likely to happen.  It begins by happening – of a medical condition that should not have been, or is seen to be “unfairly” targeting a particular individual, and a period of disbelief ensues where the question is, “Why me?  Why not the other guy, instead?”  Then, once the phase of acceptance comes about, one begins to adapt, compromise the levels of acceptability and quality of life, and modification of expectations surely follows soon thereafter.  Then, one hopes, prays, angrily shouts to the heavens or otherwise with quiet resignation begins to ruminate – yes, the medical condition may be unfair, but so is the lot of life we all live.

And the principle of things not likely to happen applies to Federal employees and U.S. Postal workers who need to prepare, formulate and file for Federal Disability Retirement benefits, as well, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  For, the things not likely to happen includes: The medical condition will just go away; the Federal agency or the U.S. Postal Service will just let things slide and be very understanding; the Federal agency and the U.S. Postal Service will actually accommodate your medical condition; the Federal agency or the U.S. Postal service will find you another job at the same pay or grade; the Federal agency or the U.S. Postal service will grant SL, AL or LWOP in unlimited amounts so that you can attend to your illness or medical condition; and the Federal agency or U.S. Postal Service will show empathy, sympathy and understanding and make you feel “welcomed” while you endure one of the most difficult periods of your life.  Not.

Sincerely,

Robert R. McGill, Esquire

 

 

OPM Federal Employee Disability Retirement: The Horizon of the “Other”

The horizon is that demarcation between earth and the heavens; in days of yore, it was the navigational calculus extracted from the curvature of the visible sea in determining distance, time, and the impending cliff over which the ship’s captain would fathom monsters of devouring delights.  It is where appearance emerges.

What is shown; what becomes visible to the naked eye; that which is unconcealed and revealed; what the “other” allows for, and manifests, is the horizon of personhood.  For some, the superficiality of one’s persona becomes evident quickly and early; others, boredom sets in after a few encounters; for a rare few, the horizon fails to unfold despite a lifetime of inquisitive hunting.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often entangles the time to judge the other’s horizon, when to emerge from the curvature of anonymity; and the timing of dissemination of information to the agency or the U.S.Postal Service.

In Naval warfare of days gone, it was the ability to view through the powerful monocular from the vantage point of the crow’s nest, which gave the strategic advantage when first sight of the enemy’s position and direction appeared at the horizon.

The revelation of one’s medical condition is likely to already have been a subject of whispered discussions at the workplace; but actually declaring to the Federal agency, its managers and supervisors, of the intent to file for Federal Disability Retirement benefits, is nevertheless somewhat of a “cat-and-mouse” play, where the bifurcating moment of significance is somehow delineated in that very admission of submission.

Preparing and formulating an effective Federal Disability Retirement application under FERS, CSRS or CSRS Offset takes time and care; the filing of it, a timing to take care.  Whether and when to inform the Federal agency or the U.S. Postal Service; obviously the filing itself will inform them; but as to whether to declare to the horizon of the other before appearing at that dividing line where earth and the heavens meet, is something which should be done with sage advice and a view towards legal implications.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Benefits: The Afterthought

It is perhaps best that anticipatory planning, based upon predictive analytics, is an afterthought for human intuition and predilection of priorities in life.  Otherwise, one can remain in a world of obsessive preventative maintenance of efforts, and never accomplish what needs to be done today.

Future forebodings aside, and whether an individual engages in hazardous duties which exponentially increase the statistical curve for the onset of an occupational disease or injury, or the development of a medical condition through repetitive and overuse of a particular appendage or anatomy; regardless, the bifurcation of thought from the daily aches and pains from one’s body, warning of impending and future difficulties, is ignored and banished, to be reflected upon in some future corner of pondering.

Human beings have an almost unlimited capacity for relegating present concerns to the realm of an afterthought, and the benefit of disability retirement will naturally take a backseat for those in the youthful set, precisely because disability is associated with thoughts of avoidance, sort of in the company of old age, infirmity, and early onset of dementia.  As well it should be.  But for Federal employees and U.S. Postal workers who find themselves with a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s job, and therefore becomes a threat to one’s livelihood, the afterthought becomes the primary issue, and it is then that one sounds a heavy sigh of relief in knowing that an employment benefit includes a Federal Disability Retirement packet.  But once the acknowledgment comes to the fore, the reality further hits one, that you must prove your case, and it is not merely a matter of entitlement.

Federal Disability Retirement, filed through one’s agency if you are not separated for over 31 days, must ultimately arrive at the doorstep of the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.  OPM is the agency which makes the decision upon a Federal Disability Retirement application (and that’s the reason why this medical benefit is also known as ”OPM Disability Retirement”).

While there are minimum time in-service requirements (18 months under FERS and 5 years under CSRS), it is the compendium of proving one’s case under the legal standard of preponderance of the evidence, which must be submitted in order to win.  Afterthoughts are human evolutionary means of avoiding unseen dangers; but when the afterthought becomes a present danger, it is time to become aware of the surroundings, context, and content of the formidable opponent one must face.

Sincerely,

Robert R. McGill, Esquire