OPM Disability Benefits: The Afterthought

It is perhaps best that anticipatory planning, based upon predictive analytics, is an afterthought for human intuition and predilection of priorities in life.  Otherwise, one can remain in a world of obsessive preventative maintenance of efforts, and never accomplish what needs to be done today.

Future forebodings aside, and whether an individual engages in hazardous duties which exponentially increase the statistical curve for the onset of an occupational disease or injury, or the development of a medical condition through repetitive and overuse of a particular appendage or anatomy; regardless, the bifurcation of thought from the daily aches and pains from one’s body, warning of impending and future difficulties, is ignored and banished, to be reflected upon in some future corner of pondering.

Human beings have an almost unlimited capacity for relegating present concerns to the realm of an afterthought, and the benefit of disability retirement will naturally take a backseat for those in the youthful set, precisely because disability is associated with thoughts of avoidance, sort of in the company of old age, infirmity, and early onset of dementia.  As well it should be.  But for Federal employees and U.S. Postal workers who find themselves with a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s job, and therefore becomes a threat to one’s livelihood, the afterthought becomes the primary issue, and it is then that one sounds a heavy sigh of relief in knowing that an employment benefit includes a Federal Disability Retirement packet.  But once the acknowledgment comes to the fore, the reality further hits one, that you must prove your case, and it is not merely a matter of entitlement.

Federal Disability Retirement, filed through one’s agency if you are not separated for over 31 days, must ultimately arrive at the doorstep of the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.  OPM is the agency which makes the decision upon a Federal Disability Retirement application (and that’s the reason why this medical benefit is also known as ”OPM Disability Retirement”).

While there are minimum time in-service requirements (18 months under FERS and 5 years under CSRS), it is the compendium of proving one’s case under the legal standard of preponderance of the evidence, which must be submitted in order to win.  Afterthoughts are human evolutionary means of avoiding unseen dangers; but when the afterthought becomes a present danger, it is time to become aware of the surroundings, context, and content of the formidable opponent one must face.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Ends and Beginnings

One can be pensive or mournful about it; anxiety levels likely attach to either event; one is described and defined as the conclusion and afterthought, the other, as a preface or introduction.  The end of an event necessarily results in change, as does the beginning; and perhaps it is merely a circularity of unending infinity, or a linear continuum which extends beyond the horizon of concavity.

It is merely in our own minds where bifurcations occur; our Kantian imposition of space, time and categories dividing the noumenal world into sectional differentiations and groupings which we, in our subjective states of perceptual uniqueness, view and encounter the world “out there”.  Thus do beginnings and ends, ends and beginnings, impact our lives, and the angst and anxieties which accompany such forebodings of timelessness.

For the Federal employee or the U.S. Postal worker, the end of a career marks the beginning of a life change which only his or her self, family members, and close friends know about, care for, and somewhat understand on the periphery of emotional turmoils, as to the trauma such a change in circumstances can incur.

While Federal Disability Retirement benefits, wrought through proving one’s case with the U.S. Office of Personnel Management, may allay some of the concerns regarding benefits, health insurance, a base annuity and income, etc., it cannot make up for the lifetime of striving and building which occurred in the private mind and public life of the U.S. Postal Worker and Federal employee.

Federal Disability Retirement represents an end, in some ways, to a career of one’s building, but also a beginning; a start for attempting to achieve that level of functionality which a medical condition robbed and thwarted; an intermediate period in which to recover, regroup, and plan for the future beyond the federal sector.

Federal Disability Retirement is a benefit accorded to all Federal and Postal employees who have met minimum service requirements, and allows for the Federal and Postal employee to receive a base annuity, and at the same time, to begin to build a life beyond Federal Service.  It can be a last chapter, or the first chapter, in the narrative life of the Federal employee or U.S. Postal Worker; that determination is yet to be revealed, and will only be known in the faded etchings left upon tombstones memorializing the life, accomplishments and loving relationships of those who murmur silent whisperings in the grassy knolls of time.

Sincerely,

Robert R. McGill, Esquire