OPM Disability Retirement under FERS: The Race to Weekend

When younger, we vowed never to view it that way.  Every day was one to cherish, to tackle, to energetically pursue. “Living life to the fullest”; “Seize the day — if not the hour, the moment, the present existential moment”; “Whether Monday or Saturday, it matters not” — and other pablums of personified penchant for pacifying problems.

The reality is the race to weekend; for, with the stresses of modernity, it is the weekend which provides the relief needed from the stresses and concerns of the week.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the race to weekend means that the 2 days of truce — actually, more like a day and a half, for most of Saturday is spent on doing the chores neglected during the week — are for rest, respite and restoration.  “What a way to live”, we tell ourselves.

If your medical conditions do not even allow for restoration on weekends, it may be time to consider Federal Disability Retirement.

Contact an Federal Disability Lawyer who specializes in OPM Disability Retirement Law, and consider the options where the race to weekend is not the only — or primary — focus of your life.

Sincerely,

Robert R. McGill, Lawyer

 

Federal Disability Retirement: The Growth Stopper

In life, inertness is considered “bad”; it is progress, the ascent of man and the constant striving towards attaining and achieving which are considered “good”.  “Growth” and the incessant need to extend, expand and extoll the virtues of acquisition and accomplishment remain the medals of success; and whether we agree with such values, it is as if we never had a choice.  Isn’t how we define the parameters of what is important to us the basis of happiness?

For Aristotle, the world was seen in terms of constant potentiality striving to reach the actualization of an entity’s intended fruition.  Thus, a stone does what it is meant to do when it constantly falls to the lowest point in the chaos of the world; a lion achieves its value of Being by being what it does best — of being the aggressor and catching its prey; in other words, by being a lion qua lion-being.

And what of man?  To reach his or her potentiality by achieving the essence of what each individual human being was meant to strive for and accomplish, but in a moderated way without the excesses of either extremes upon the spectrum of choices (read his Nicomachean Ethics).

Growth, for every organic being, is crucial to the very essence of its reason and value for existence.  It is thus its opposite — the “growth stopper” — that is considered as “bad”, “evil”, and contrary to human nature.  But sometimes, in life, we have no choice in the matter, and having a medical condition is that “growth stopper” that must make one pause and redirect one’s focus and value.  Ultimately, 2 things have to always be done: Define what values constitute “growth”; then, determine the best course of action to progress in that endeavor.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal job, “growth” will need to be redefined.  Is “growth” worth it at the expense of one’s health?

FERS Disability Retirement is not a “growth stopper”, but a growth enhancer — for, it is a retirement and a basic annuity to allow the Federal or Postal worker to pause, refocus one’s priorities upon one’s health and well-being, and then take the steps to progress toward other endeavors and vocations in life.  In other words, to re-prioritize.  Yes, the medical condition can be seen as a “growth-stopper”, but it is how we define our values which makes all of the difference.

Sincerely,

Robert R.McGill, Esquire
FERS Disability Retirement Attorney

 

FERS & CSRS Disability Pension: In between preparations for vanishing

The Biblical reference is where John the Baptist declared that his role in the historical narrative would naturally diminish by relevance in order for the primary character to loom large upon a world in need of a coming Savior.  Each of us strive daily to accomplish, achieve and advance (ah, the 3 “A’s” might be the title of the next New York Times Bestseller on the mass marketing list of self-help books); that is the natural inclination from birth to death – or, at the very least, until one has expended and exhausted the reservoir of stamina each retains for the daily battle of life itself.

What we fail to recognize is that, as another book of wisdom in an age prior to the declaration of a coming earthquake that would split the earth and crack the old barrels of fermenting wine (figuratively stated) pointed out, there is a time, a season and the proper context when certain acts should be considered (paraphrasing here), and prominent among them the capacity to recognize the appropriate time to begin paring back, preparing to recede and allow for the next generation to take its successive position of assertive presence.

Do we embrace the in between preparations for vanishing, or do we fight against it because that is what we have done all throughout our lives?

It is important, for instance, to apply the principle of eventual vanishing when one becomes a parent, in order to foster the self-confidence of a son or daughter; to slowly, incrementally and seemingly naturally allow for the opinions and views of the younger ones to grow in stature, relevance and significance, such that when adulthood is reached, the lowering of the parent’s perspective becomes equal to the rising of the child’s self-image.

At that point, when the balance between childhood and esteem for one’s parents meets in the middle upon a spectrum of wide variance, parent and child can become co-equals of a sort, and “friends” as much as a parent and child can be.  In order to achieve that goal, however, it is necessary to engage in “in between” preparations for vanishing – not to totally obliterate the relevance of one’s historical accomplishments, but to incrementally diminish in magnification and presence.

Fighting against the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often based upon the lack of recognition that in between preparations for vanishing is a natural and necessary part, at a certain stage in life, during a particular season of one’s career, and when the time necessitates.  Yes, the Federal career and the Postal work provided a sense of identity and granted a purpose, focus and compelling force during the productive career – but now, the season has changed, the context has altered and the time has ripened in another direction.

It is time to engage the in between preparations for vanishing – not to totally disappear, but to diminish, such that when a Federal Disability Retirement is attained, the next stage of one’s life can be opened for that which we term the greater adventure of life.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The tentative step

This is a tough and dangerous world.  No longer a Hobbesian State of Nature nor of War, the Social Contract as envisioned by Locke or Rousseau provides some nominal protection, and thus do we identify ourselves as “civilized” entities in yet a dystopian universe where a greater majority of the rest of the world acts with unconcerned insanity by engaging in senseless wars of mass killings and genocidal encounters.  In such a world, we thoughtlessly bring newborns who must contend with an uncertain future, fraught with challenges unasked for and conflicts yet to be encountered.

Those tentative first steps of a toddler – how we watch with awe and observe with wonderment.  Why is that?  Why is the transition from ambulating as most other mammals do on four legs, to engaging an awkwardly wobble as a bipedal hominid, of such significance?  Is it because it marks the steps of initiation into the club of “civilized” society – that to stand upright and walk with our two feet, as opposed to the addition of the other two appendages, signifies the next stage of growth and maturity?  Yet, that tentative step reveals all, doesn’t it?

It marks the magnification of uncertainty for the future; it reveals the imperfection of the human animal; and it manifests the symbol of insecurity by deliverance of a vulnerable entity thrown into a pit of vipers and hyenas.  We do this to ourselves, and to the ones we say we love.  And as the toddler grows up, through further steps of initiations into a cruel world, how that tentative step cements and molds itself into a characterization of so much of life’s violent encounters.  Whether remembered or not, those nascent steps of uncertainty carry along with us like Pilgrim’s burdensome backpack, weighing upon us at different and varying stages of our lives.

For Federal employees and U.S. Postal workers who find that a medical condition reenacts those tentative steps taken as a toddler, one becomes reminded that we came into this world uninvited, presented without a guide as to how to go about living life, and suddenly find yourself with a challenge:  No longer able to perform all of the essential elements of your job, your choices are to stay and endure the pain; leave, resign and walk away without anything you worked so hard to attain; or file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.

And, like the toddler taking those first tentative steps, this is a new endeavor, a next phase, but probably without those doting parents cheering you on.  As a result, you may need to consult a lawyer who specializes in Federal Disability Retirement law, if only to steady those two feet as you jump forward into an uncertain future by submitting a Federal Disability Retirement application to the OPM.

Sincerely,

Robert R. McGill, Esquire

 

OPM Federal Employee Disability Retirement: The Horizon of the “Other”

The horizon is that demarcation between earth and the heavens; in days of yore, it was the navigational calculus extracted from the curvature of the visible sea in determining distance, time, and the impending cliff over which the ship’s captain would fathom monsters of devouring delights.  It is where appearance emerges.

What is shown; what becomes visible to the naked eye; that which is unconcealed and revealed; what the “other” allows for, and manifests, is the horizon of personhood.  For some, the superficiality of one’s persona becomes evident quickly and early; others, boredom sets in after a few encounters; for a rare few, the horizon fails to unfold despite a lifetime of inquisitive hunting.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often entangles the time to judge the other’s horizon, when to emerge from the curvature of anonymity; and the timing of dissemination of information to the agency or the U.S.Postal Service.

In Naval warfare of days gone, it was the ability to view through the powerful monocular from the vantage point of the crow’s nest, which gave the strategic advantage when first sight of the enemy’s position and direction appeared at the horizon.

The revelation of one’s medical condition is likely to already have been a subject of whispered discussions at the workplace; but actually declaring to the Federal agency, its managers and supervisors, of the intent to file for Federal Disability Retirement benefits, is nevertheless somewhat of a “cat-and-mouse” play, where the bifurcating moment of significance is somehow delineated in that very admission of submission.

Preparing and formulating an effective Federal Disability Retirement application under FERS, CSRS or CSRS Offset takes time and care; the filing of it, a timing to take care.  Whether and when to inform the Federal agency or the U.S. Postal Service; obviously the filing itself will inform them; but as to whether to declare to the horizon of the other before appearing at that dividing line where earth and the heavens meet, is something which should be done with sage advice and a view towards legal implications.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The Categorical Imperative

It is, of course, the foundation of Kant’s moral philosophy; of the unconditional call to act in a certain way, accepted and mandated precisely because there is no room for question.  But that life were so easy; automatons would simply act in mechanistic ways, driven by moral certitude; free will could be determined by the comforting thought that universal codes of conduct shall always confine and direct.  And bureaucracies would always make decisions within a framework of computational algorithms.

But Federal Disability Retirement is not a matter of a diagnosis; unlike Social Security Disability, which does contain a semblance of categorical imperatives when it comes to certain medical conditions, the preponderance of the proof needed in becoming eligible for Federal Disability Retirement benefits is threefold: First, the minimum number of years under FERS (18 months of creditable Federal Service) or CSRS (5 years, which is presumably already met by everyone in that retirement system); Second, a medical condition which came into existence during the time of Federal Service (with some arguable exceptions within one (1) year of being separated from Federal Service); and Third, a nexus of relevant impact between one’s medical condition and the essential elements of one’s positional duties one performs for the Federal agency or the U.S. Postal Service.

It is this third step in the process which effectively compels one to step outside of the identification of Federal Disability Retirement laws as containing an element of the categorical imperative; for, in the end, it is not simply an evaluation of “which category” one falls into, but rather, how significant and persuasive is the bridge built upon between the two primary land masses:  one’s medical condition (land mass #1) and the essential elements of one’s Federal or Postal job (land mass #2).

That metaphorical “bridge” must be constructed with care, clarity, and concrete argumentation of persuasive force in order to withstand the inspecting scrutiny of the U.S. Office of Personnel Management.

Look upon it as if OPM is walking through the construction site with a hard hat, pen in hand and taking notes furiously in attempting to discover deficiencies in the qualification standards imposed.  Jumping up and down and screaming at the inspector that the bridge fits into a pre-defined category will not suffice; instead, the categorical imperative must be argued for by pointing to the medical evidence, the law, and the connective tissues which form the effective and persuasive confluence of all of the elements which comprise the ultimate imperative of life:  that of a methodology of argumentation that one is “right”.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS Reduction and Emergence

The fear in most instances is that the latter will not follow upon the former; that the state of diminution will become permanent, and the potentiality promised by a subsequent stage of linear progression will instead reflect a downward spiral or, worse, remain in a state of stagnant immobility.   And, indeed, neither in physics nor in human living, is there a stated and inevitable law of nature which mandates that following a period of reductionism, emergence of a greater state of affairs will occur.

Perhaps personal experience even dictates thoughts and reflections otherwise perceived; for, why is it that inventions and innovations seem to occur in youth?  Or that the older populace wants to merely hoard and fend off losses, like the football team that tries desperately to hold on to a lead, and loses in the process because they have failed to play with aggression and abandonment of fear?

Federal Disability Retirement should always be looked upon as an opportunity for the future.  It is likely the most thoughtful paradigm formulated by the Federal government, precisely because it encourages the system of disability payments to be “self-paying”, by allowing for disability annuitants to enter into a different vocation even while receiving a Federal Disability annuity, thereby continuing to pay back into the “system”.

Federal OWCP/Worker’s Comp does not allow a person to work at another job at all, while concurrently receiving permanent partial disability benefits; and Social Security Disability has such a low threshold of allowable earned income that it discourages further alternatives in employment.

But for Federal employees and U.S. Postal workers who receive FERS Disability Retirement benefits, the Federal and Postal worker can make up to 80% of what one’s former position currently pays, and all the while continue to receive the Federal disability retirement annuity, and meanwhile, accrue further years of Federal Service while on Federal Disability Retirement, such that at age 62, when one’s Federal Disability Retirement benefit is recalculated as “regular retirement“, the time that one was on Federal disability retirement counts towards the total number of years of service.

Thus, when a Federal or Postal employee first considers filing for Federal Disability Retirement benefits, there is always the fear involving the immediate reduction of one’s income; but such a limited perspective should always include the further possibility of the corollary potentiality — that of emergence in the near, intermediate or long-term future.

Regrouping sometimes takes some time; but whatever the specific circumstances which necessitate consideration in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, one should always be careful that a skewed perspective of future opportunity is not altered or quashed because of the medical condition from which one suffers.

As emergence is the natural consequence resulting from a period of diminution, and is the pink dawn of hope for the promise of a bright future, so reductionism is merely a temporary interlude in this brief visit upon the historical expansion of man’s infinite and limitless plenitude of potentialities.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Lawyer

 

Federal Employee Disability Retirement: Self-predication

Some people are uncomfortable in doing it; others relish the repetitive self-reference, enjoying the first-person attribution and the incessant pronouncement of the personal pronoun, the centrality of dramatic characterization every time the “I” is inserted; throughout, everyone recognizes that the identification of the “I” can never be fully expunged despite a heightened level of modesty or humility.

There is an artfulness to speaking about one’s self while at the same time making it appear as an objectification of the referential focus.  Talking about oneself; constantly inserting the self-attribution throughout a narrative; dominating every element of a conversation with self referential accolades; these can all be overwhelming, leaving aside the issue of being irritating.  But in some circumstances, such self attribution cannot be avoided.  There are times when we must talk about ourselves, but the manner of how it is done can be the difference between repetitive boredom and referential relevance.

For Federal employees and U.S. Postal workers who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the requirement to prepare, formulate and file one’s Statement of Disability on Standard Form 3112A is something which must accompany every Federal Disability Retirement application. That is where one tells one’s “story” about the medical condition, the impact upon the ability to perform the essential elements of one’s positional duties, and upon other and personal aspects of living.  Of course, self-reference and attribution of the personal pronoun must be used; but it is also a time and place where a prevailing sense of objectivity should be garnered, and where peripheral irrelevancies should be strictly limited and contained.

Concise brevity should guide one; reference to outside sources and medical evidence should be encapsulated; the story of centrality should be about the impact upon the personal “I”; and yet, throughout, the truth of the narrative should come out such that self-predication does not constitute self-promotion with an ulterior motive, but rather, that the universe of living beings has for a brief moment in time, allowed the spotlight of significance upon a singular entity who has dedicated him/herself to the mission of an agency, but where unforeseen circumstances of life beyond one’s control has necessitated the preparation, formulation and filing of a Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire