FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees with Disabilities: Making the Decision

There are always multiple factors which must be considered — of a career invested; financial viability; of a self-image still lingering of a more vibrant self from a mere few years ago; of not being able to let go of the daily routine despite the added stresses, the suspicious looks from coworkers, the fear of your agency’s initiation of further restrictions and potentially adverse actions, including a Performance Improvement Plan (a “PIP”), or leave restrictions, proposed removal, etc.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition impacts your ability and capacity to perform your job duties, making the decision to file for Federal Disability Retirement benefits under FERS with the U.S. Office of Personnel Management is a difficult decision which must take into consideration multiple factors. Of all of the factors to consider, however, the first one which should be understood is whether or not you may or may not be eligible for Federal Disability Retirement benefits.

Contact and consult with an attorney who specializes in Federal Disability Retirement benefits and call a FERS Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement for FERS Employees: Future Planning

Planning itself, of course, by definition necessarily involves the future, but fails to delineate the span or the nature.  A life involving strictly the present and nothing of the future is considered reactionary.  Animals appear to live in this manner: of sleeping when tired; eating when the food appears magically in a bowl and placed upon the floor; and going outside when either the need arises or the master begins to bounce a ball for no other reason than to throw it afar with an expectation that the dog will go and chase it.

An unplanned meal is often disastrous and the option availed will normally be the default position: a carry-out.  One cannot without thoughtfulness go through the day until, sometime around 6 or 7 in the evening, suddenly perk up and say, “Well, what shall we have for dinner” — and expect a three-course meal to suddenly appear, unless you are of the wealthy-class and pay for a chef somewhere in the south wing of your mansion.  Or, again, the default position for an unplanned future is to engage the convenient route: to access the services of others.  Thus: if you don’t have a butler or a chef, then a carry-out from a nearby restaurant may be the best next thing.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, future planning beyond the next hour may be a necessary mindset in order to successfully maneuver through the bureaucratic morass of the administrative procedures encapsulating and controlling the multiple stages of the process.

Part of that planning should involve a consultation with an Federal Disability Attorney who specializes in FERS Law.  Future planning involves actual planning; and it is the “planning” part that secures the stability of one’s future.

Sincerely,

Robert R. McGill, Esquire

 

FERS OPM Disability Retirement: Of Imprints in the Sand

They fade away quickly and become part of the landscape that once was; and when we try and grab a handful of sand and squeeze the collective grains within our closed fists, the finery of each pours from every crevice left open like the hourglass that counts the moments lost.  Whether by the winds that shift the dunes afar or the lapping waves which erases the imprints once boldly made, the residue of our existence by natural necessity fades and ultimately disappears.

Mortality for most is a scary thought; immortality, a dream and fantasy desired; and within the spectrum of the two extremes is the daily imprint in the sand of human existence.

During that brief moment of appearance upon the sands of our lives, we all have to make decisions both of major consequential effect and minor residual impact, on a daily basis.  Plans for the future; getting the day’s chores done; actions that may impact others; inaction that reverberates to others; and throughout each, the pause and hesitation that reflects indecision may be a further factor in the imprint upon the sand, whether of lasting impact or momentary indifference.

For Federal employees and U.S.Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the imprint in the sand that has to be considered is:  Is continuation in this job and career possible? At what point should I file for Federal Disability Retirement? How will it impact my life, my finances, my ability to get a job in the future? And of imprints in the sand — will my decision have any consequences beyond the disappearance upon the dunes, any more than being separated from Federal Service or the Postal Service?

To understand the procedure, the impact and the residual consequences, consult with a Federal Disability Attorney who specializes in FERS Law, lest the imprints in the sand of one’s life becomes a permanent and irreversible mistake that cannot be reversed like the sands that slip within the hourglass of one’s life.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Except, in real life…

Isn’t that the refrain that dampens?  Whether for a child or a young adult who still possesses and retains the enthusiasm of the possible, we pour cold water upon such unfettered energy for the future yet undeclared by saying, “Except, in real life…”.  Of course, what is inserted to replace the ellipses is the clincher that determines the mood of the response.  Is it: “Except, in real life, that never happens.” Or — “Except, in real life, you’ll be broke and devastated.”

Why is it that the unspoken elongation implied by the ellipses must by necessity include a negative ending?  When have you ever heard, instead: “Except, in real life, it’s all the better!”  Is it because our creative imagination reaches far beyond what is possible in the stark reality of “real life”?

Is the universe imagined of greater potentiality than the reality of daily existence, and is that why the virtual reality of Social Media, “the Web”, interactive video games and the like are so sultry in their seductive pose — because they invite you into a world which promises greater positives than the discouraging reality of our existence in “real” time?  Is that what is the ultimate dystopian promise — a caustic alternative to Marx’s opium for the masses: not of religion, but of an alternative good that has been set up that not only promises good beyond the real good, but provides for good without consequences?

The problem is that, whatever alternative good or virtual reality that is purportedly set up to counter the reality of real time, is itself nothing more than “real life”.  It is just in our imagination that it exists as an alternative universe.  This brings up the issue of language games as espoused by Wittgenstein, as to the “reality” of an “objective world” as opposed to the one expounded by linguistic conveyances: Take the example of the blind man who has never flown a plane.  He (or she) can answer every aeronautical questions with as much technical accuracy as an experienced pilot. Query: Between the 2, is there a difference of experiencing “reality”?

For Wittgenstein, the answer is no.  Yet, the laughing cynic will ask the ultimate question: Who would you rather have as your pilot for the next flight — the blind man who has never “really flown” a plane, or the experienced pilot?

That becomes the clincher: “Except in real life…”.

For the Federal employee or U.S. Postal worker who suffers from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the tendency and proclivity towards taking a dim perspective of life can be overwhelming, especially when one is dealing with the debilitating consequences of a medical condition.

Yet, it is important to maintain a balance between the cynic’s world view (that the cup is always half empty) and the eternal optimist’s myopic standard that the glass is always half full.  “Except in real life,” doesn’t always favor the former; for the Federal employee who must go up against the behemoth of OPM in filing a Federal Disability Retirement application, “real life” is not necessarily the exception, but can be the rule of a successful outcome if you are guided by an experienced attorney.

Sincerely,

Robert R.McGill, Esquire

 

Medical Retirement under FERS & CSRS: Excellence and mediocrity

Are the two identified only by comparative existence?  Can one abide in pure mediocrity throughout a lifetime, only to be fooled into thinking that excellence has been achieved, but on the day before extinguishment from this universe, be visited by pure excellence that suddenly compels one to realize that all along, only a ho-hum level of mediocrity had been attained?

Conversely, can one maintain a level of excellence without a comparative standard against which one may know what “mediocrity” consists of?

It is like the grammatical elevation learned in former school days, of “Good”, “Better”, and finally, “Best” — how does one identify the last in the tripartite series unless there is a comparison against that which is lesser, and how does one ever realize the progressive nature of one’s endeavor unless there is improvement to realize?

One may argue that excellence cannot exist except and “but without” the coexistence of mediocrity, and thus the corollary must also be true.  Isn’t that the problem with everything in life — excellence, once achieved or realized as a goal, becomes a hollow voice of regret when once mediocrity is the standard to which one is reduced?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition has reduced one’s ability and capacity to perform one’s Federal or Postal position and duties to a level of mediocrity and struggle just to maintain a lesser standard below what one has become accustomed to — of excellence in all arenas, including health, personal life and professional goals — the reduction resulting from one’s deteriorating health is often accompanied by a sense of having become a “lesser” person precisely because one has known the “better” and the “best”.

“Good” is not enough, anymore, because “better” and “best” have once been tasted.

Filing for Federal Disability Retirement benefits may not be the “best” answer to all of one’s problems, but it is the better solution to the Federal employee or Postal worker who can no longer perform one or more of the essential elements of one’s Federal or Postal job, especially when the “good” is merely an exercise in mediocrity where once stood excellence.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Technically correct

What does a person mean when it is said, “Yes, that is technically correct”?  Does it matter where the inflection resides, or which part of the statement is emphasized?  If greater syllabic magnification is placed on the word itself, whilst the remainder of the sentence is left in a monotone of boredom, is something else being conveyed beyond the mere words declared?

What if the hesitation on the first word is elongated, as in, “Ye-e-e-s, you are technically correct.”?  Or, how about this one:  “Y-e-e-e-s…you ARE technically correct.”?  Further, why do we always expect a conjunction to follow, as in, “Yes, you are technically correct, but…”?  Does such a sentence imply that a person can also be un-technically correct?  If so, what would that mean and what factors would be included in coming to such a conclusion?

What practical or real-life consequences are inherent in the truth of such a statement, such that it might alter or modify our approach to a given subject?  If an engineer is building a skyscraper and turns to the architect and says,” Yes, you may be technically correct, but the entire building could nonetheless collapse” — how is it possible that the architect could be “technically correct” yet mistake the un-technical side of things such that it could result in a life-threatening disaster?

Or, in law, if a lawyer is “technically correct” but might nevertheless lose a case before a jury, does that mean that the “technical” argument in the law may not carry the day because the jury might take into consideration factors other than the law itself in rendering its collective decision?  Yet, isn’t “the law” nothing more than an aggregate of technicalities to begin with, and therefore, does it even make sense to speak of being “technically correct” within the purview of the legal arena?

For Federal employees and U.S. Postal workers who are contemplating preparing, formulating and filing an effective Federal Disability Retirement application, to be technically filed with the U.S. Office of Personnel Management, whether technically under FERS, CSRS or CSRS Offset, it may be technically correct that certain legal criteria must be technically met; however, when putting together a Federal Disability Retirement application, just remember that the technically sufficient Federal Disability Retirement application should always, technically speaking, contain an aggregation of medical documentation, legal argumentation and personal narrative combined to make an effective presentation, better guided by a legal technician otherwise known as a counselor, attorney or lawyer in this technically empowered universe — technically speaking, of course.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement for Federal and Postal Employees: Like the Wind-Up Toys of Childhood Yore

They were innovative creations, precursors of the digital age and battery-powered contraptions.  The disadvantage, of course, was in the limitations imposed by the length of the coils allowing for winding, releasing, then causing the movement; and so the appearance of independent animation lasted merely for the duration of the internal mechanisms and the capacity allowed by delimited space, time and mechanical release.  Like the belief in the invisible thread gently pulled by gods and angels designated to protect, the mechanism of innovation in propelling wind-up toys lasted in limited form.

For Federal employees and U.S. Postal workers who feel as if they are mere pawns and wind-up toys, the sense of limitation is self-imposed through continuing in an environment which fails to foster or  remain intrigued.  The child who spent hours winding up the fascination of one’s imagination, watched the toy engage in its repetitive movements, but never lost the focus and concentration and ongoing relishing of delight in a simple contraption, is like the agency who once catered with loyalty and encouragement to the needs of the Federal or Postal employee.  But the medical condition which begins to prevent the Federal or Postal employee from performing all of the essential elements of one’s positional duties, or requires greater time and effort, is like the reaction of that same child who loses interest because of the broken toy which fails to provide the pleasurable interests engendered and fails to give thought of repair or redemption, but merely of replacement.

When the commonality of childhood dismay and adulthood crisis converge as parallel universes of clashing calamities, then it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Filing for FERS or CSRS disability benefits, for the Federal or Postal employee, is a time of reckoning; of understanding what one’s medical condition has portended; how it has impacted one’s place in the Federal agency or the U.S. Postal Service; and where events and circumstances have lead one to.  And the time to file for Federal and Postal Disability Retirement benefits is not when the coils of the wind-up toy gives out, but long before, when the fascination of childhood innocence still tickles the glory of inventive interest in the world around, lest the spark of humanity be stamped out forever like the brokenness experienced with the stoppage of inner workings of the wind-up toy of childhood yore.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Law Blog: The Mannequin

The garment may alter, but the pose remains stilted; and no matter what angle the inertia of fashion may be looked at, the expression remains impassive and impenetrable.  Mannequins pose for the public, display the wears without complaint, and fill spaces without disturbances or complaints.  They simply “are”.  Such an existence — of an uncomplaining coexistence with eyes meant to attract upon the changing appearances intended to detract — is often the very definition of a Federal employee or a U.S. Postal worker.

Like mannequins stilted in front of a display window, the Federal and Postal worker is often “there” for years and decades, quietly performing the work that is assigned, accomplishing without accolades but for internal performance reviews and peer ratings, expected to remain silent but for the wears which are displayed.  But then an illness, a medical condition, a disability suddenly enlivens, and the once quietude of existence becomes a focal point of harassment, workplace hostility and trends of gossip.

That mannequin was a person, after all, and interest is remarkably shown when ignoring and repetitive superficiality of meaningless salutations once pervaded the office or work environment.

For Federal or Postal employees, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS Offset, is often the best option remaining.

The eyes which merely looked beyond the stilted figure but are now upon the live entity, need to again be diverted, such that life can go on again.  To get beyond an environment of poison is to sometimes exit quietly and without fanfare; filing for Federal Disability Retirement is a way for Federal and Postal employees to step outside of the self-destructive hostility, and to rebuild the life once dreamed of by attending to one’s medical condition, first, while securing a future or a second vocation.

Once attained, perhaps those who surround with love and concern will look upon the mannequin beyond the mere appearances, and instead to the substance of the person beneath.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: The Bionic Future

Futuristic novels and foretelling of inventive creativity reveal an aspect of humankind in multiple forms:  imagination transcending time, but coupled with fear and angst which is often the fodder for science fiction and impending technological anxieties. They constitute, of course, the flip side of a singular coin:  fear on the one hand, and imagination fed by the fear, on the other.

From Alvin Toffler’s works, to George Orwell’s expressed concerns about technology and totalitarianism, the genre of future-telling is not limited to prophets and self-described preachers of doom.  During the 70s, with a concluded war having brought back innovative ways of replacing limbs and disfigured personalities, the idea of bionic components melded with human flesh gained popularity with a television series accounting for the cost of such creativity, with a follow-up series starring a woman who engaged in feats which occurred not only in slow motion, but within an irritating background noise reminding us of the obvious of what was happening before our very eyes.

But the future is always slightly behind us; what we think foretells of our angst and fears is often within our midst, already.  From shoulder replacement surgeries, to new hips, new knees and transplants of organs throughout our bodies, the old prosthetic devices which Captain Hook once wore have become sophisticated models of human form. If only Steve Jobs was still alive and the CEO of such creations, we would all be living and talking Apples.

For Federal employees, and especially U.S. Postal employees who engage in repetitive work of self-harming overuse of limbs and other extremities, there comes a point when the need for bionic technology is suggested for transference of pain and growing debilitation.  Federal Disability Retirement benefits will normally allow for continuation of health insurance coverage, once the Federal or Postal employee becomes a Disability Retiree or annuitant, which is an important component of the benefit.

Federal Disability Retirement, or otherwise known as OPM Medical Retirement, or sometimes as FERS & CSRS Disability Retirement, is a benefit available for all Federal and Postal employees who meet minimum Federal Service requirements, and is filed through the U.S. Office of Personnel Management.

Often, through work which further deteriorates a physical condition, the repetition and overuse of man’s anatomy requires replacement and bionic transplantation.  Such bionic melding, however, normally does not allow for continuation in the same line of work, and that is where Federal Disability Retirement is often the answer to the loss of one’s ability to perform all of the essential elements of one’s positional duties.

For, in the end, the Six Million Dollar Man and the Bionic Woman were not merely television shows for entertainment purposes; they were the future, told with angst and fear, of a time transcending the present and foretelling of a society where technology and human flesh would meld to become a new man for a bold age — an age which has now come to fruition.

Sincerely,

Robert R. McGill, Esquire