FERS Disability Retirement: The formulation

There is, first, the preparation; then, the formulation; and finally, the filing and the waiting.  Are the sequence of steps necessarily separate and identifiable — cleanly bifurcated such that there is no overlapping of concerns?  Of course not; but the three elements in a OPM Disability Retirement application are necessary for the successful outcome of the endeavor.

The “preparation” is often skipped in order to get to the “filling out the forms” portion, which is contained somewhere between the preparatory stage of the process, extends into the formative arena and comes to fruition just before filing, as the finishing touches are placed in refinement of the final product.

The analogies are numerous: of baking a cake — first, one must have a “recipe” (the preparatory stage of the process); then, in between the preparation and the formulation, one must gather all of the ingredients necessary to fulfill the recipe: i.e., the medical documentation; the legal citations to be applied; perhaps other ancillary supportive presentations; the Applicant’s Statement of Disability; and the multitude of other papers which will ultimately accompany the Federal Disability Retirement filing; then, the filing itself — of placing it into the oven and waiting while it bakes to final product.

It is, in many ways, the “formulation” part of it that fails the Federal employee or Postal worker putting together an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — for, the rush to get it done is often comprised by a furious sense of desperation in gathering whatever medical records can be amassed in the shortest time possible; of quickly jotting down the things “wrong” with you on SF 3112A, Applicant’s Statement of Disability; and then quickly “shoving” it into the oven hoping that it will bake quickly and come out well.

Yet, while the “recipe” is important, and the filing is crucial, it is the “formulation”of the OPM Disability Retirement packet — of the putting together in a thoughtful and persuasive manner the legal memorandum which cites the case-law, argues the evidence and providers a “road-map” for OPM to approve one’s Federal Disability Retirement application — that is often overlooked and becomes the unintended nemesis for a successful outcome in a OPM Disability Retirement application.

In skipping over that part —the formulation of a Federal Disability Retirement application — it is likened to that “uh-oh” moment when you realized that you had forgotten to put any butter, milk or other essential ingredients into the cake after you have already put it into the oven.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The peril of procrastination

Time is considered to be a continuum; it remains throughout, and except for artificial slicing imposed by seasons or bifurcations recognized by night and day, sunlight or darkness, or other natural categorizations which creep beyond our calendars, “time” remains a rhythmic cycle barely noticed until deadlines scream to be met and the ageless alarm clock suddenly awakens.

Noticed when the hands on a clock move; of the hour hand, slowly and with slumbering care; of the minute hand, more deliberatively; and of the second hand that ticks away while we watch time pass by.

In this digital era, time refuses to “march on” as the metaphor once informed us, and instead stares silently through the redness of a glaring, impassive face.  Waiting makes for awareness of passing; waiting in line to get into this or that establishment; waiting in a doctor’s office; waiting for a train; or do we just wait because there is nothing left to do?

Procrastination is a form of waiting, except we put the proverbial cart before the horse: Instead of waiting for the allotted time or event to occur, we wait for its non-occurrence, then rush to complete the non-occurrence before the expiration of the allotted time.

Certain events make for pleasantry of time — as in being with others you enjoy; performing a deed of delight; or merely resting, relaxing, engaging in activities of mirth; while others extend the laborious into an unbearable anguish of unending torment — of pain, unwanted relations and uninvited calamities.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, time can become an enemy if one fails to foresee the peril of procrastination.  At some point — and often, early on — it becomes obvious that filing for Federal Disability Retirement under FERS, through the U.S. Office of Personnel Management, becomes a necessity.

Trying to qualify for OPM Disability Retirement benefits is a long and complex administrative process, and delaying that which one knows must be done is not merely the peril of procrastination, but an exacerbation and potential worsening of circumstances that may already require your attention today, if not yesterday or the day before.

For, in the end, it is not procrastination itself which creates the peril — rather, it is the peril of the medical condition left to time and its progressive deterioration — and that is why procrastinating can itself be avoided by consulting today, without delay, with an attorney who specializes in the the proper preparation, formulation and filing of an effective Federal Disability Retirement application.

Now, as for that chore that was left for tomorrow…

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Detectorists

For those of you who are fans of the British series, a sad wave of goodbyes ensued after the third and apparently final season that depicted intelligent humor, a subtle sense of British irony and a deep love for human relationships above material wealth.

Simplicity and the idealized community of pastoral lifestyles amidst the bustle of the world beyond allows for the story to capture the imagination of fans and viewers.  None of the characters in the series have much or anything in common with one another — whether in profession, personality or commonly-held beliefs — except for a love of a hobby that unites their differences and quirky individualism.

Many of the references contained within conversations must be Googled in order to attain a greater appreciation; the constant references to the musical interludes of Simon & Garfunkel are easily recognized by a generation of those who grew up with the music; and the deep historical references engendered by images of an ancient past creates a sense of mystery beyond minor relevance to the emptiness felt in the way we live today.

Who would have thought that there would be of much interest in a group of misfits scanning fallow farm fields for ancient traces of Norman or Celtic residue?  Gold and similar treasures are the unspoken goal of everyone, though such dreams of ancient discoveries remain deep within the consciousness of every such hobby-seeker; and like so many such series, there will be an abiding cult-following, for we always want more: 3 seasons of watching Andy and Lance banter among the grassy knolls of the English countryside just doesn’t seem enough, and the subtle British humor demands more despite the final episode that gave satisfaction to all treasure seekers — of riches literally falling down from the heavens.

What metaphorical lessons can be gleaned from two comics of such ordinary means — is it the pastoral background?  Of a simpler life offered?  Of human relationships that might otherwise have never been forged?  Or does it abide in the idea that the true treasures we seek are hidden just beneath the surface, where such places are stepped over each and every day without their due recognition?

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “life-lessons” from the Detectorists might be that clinging to those things we consider “treasures” while one’s health deteriorates may be a wrongheaded approach; and while obtaining a Federal Disability Retirement annuity may not be the “answer” to all of the difficulties faced by the Federal or Postal employee struggling with a medical condition, it at least allows for the Federal or Postal employee — whether under FERS, CSRS or CSRS Offset — to focus one’s greater efforts upon regaining one’s health.

And like the detectorists who scan about for treasures beneath the surface, it may be that a more pastoral lifestyle without the stresses of the modern workplace may serve to bring about a healthier outcome.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability: Those Winds of Change That Portend to Pretend Promises

Change is an inevitable circumstance of life; it is what we seek when we are discontented; what we demand when threatened; and of which we fear, when least we expected it.  For Plato and Aristotle, the puzzle of life and the winds of change had precursors who, in the tradition of ancestral doomsayers, declared the natural corollaries reflecting discontent, despair and fear, as represented by Heraclitus and Parmenides.

Such change was first observed in the natural order of the universe, and worked slowly, deliberately, and sought a teleological understanding because of the mysteries inherent in the seasons, the heavens and the geocentric perspective defied by the reality of a heliocentric algorithm of calculations.  At some point in history, man was no longer satisfied with measuring with thumb and forefinger; and thus were pyramids built and Stonehenge created, to satisfy the yearnings of universal comprehension.

Changes did not just occur from the ashes of natural disasters; we invited them, manufactured them, and manipulated the vast conspiracy of quietude, lest we became comfortable in our own discordant behavior.

For Federal employees and U.S. Postal workers who suddenly find that a long and productive career may come to an end because of an intervening medical condition, the winds of of change may seem uninviting, but the inevitability of life’s resistance to permanence requires taking affirmative steps in order to establish future security, such that change which portends alterations of present circumstances does not pretend to make promises falsely expected.

Filing for Federal Disability Retirement through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an option to be taken when once a medical condition is recognized to last a minimum of 12 months (which can be accomplished through a medical “prognosis” as opposed to actually waiting for that period of time) and where the chronicity of the medical conditions prevent one from performing one or more of the essential elements of one’s Federal or Postal positional requirements of the job.

Medical conditions portend change; but the promises resulting from inevitable change need not be subverted by subterfuge and lack of knowledge; and like the harkening of soothsayers of yore, we should listen to wisdom in light of a hastened call to change, and distinguish between those winds of change that portend to pretend promises, from those which have an established record of success.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: At What Cost?

The introduction of the “cost-benefit analysis” (CBA) by the French (who else?) is a quantitative approach in determining whether to go forward with a given project.  There are other approaches, of course, but the popularity of such a utilitarian paradigm is especially attractive to Americans, precisely because it allegedly places a determinable value upon the project, endeavor or issue in question.

But not everything in life is quantifiable in monetary terms; and while the CBA approach can take into account complex factors and assign methodologies of evaluating such that otherwise unquantifiable terms can be converted into numbers, the question still comes down to a simple issue of self-reflection:  Is it worth it?

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, a cost-benefit analysis is often taken with a singularly stark question:  Can I survive on the annuity proposed by statutory authority?

But this often ignores a parallel query, just as stark and similarly singular: What other choice is there?  If the medical condition arose as a matter of a work-related incident, certainly the Federal or Postal employee under FERS, CSRS or CSRS Offset should file for OWCP/DOL benefits; but even then, Worker’s Comp is not a retirement system, and there will likely come a time when it is still necessary to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The unquantifiable factors in any CBA are those more personal, intangible issues which we rarely desire to face:  What will happen if I ignore the present course of settings?  If I continue to work with my medical condition and somehow reach retirement age, what kind of shape will I be in to enjoy my “golden years”?  Will the agency tolerate my reduced productivity, and what will their next move be?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is never an easy decision, and should not be taken without a thorough and self-reflective analysis; but it is often an approach tantamount to negative-theology which will bring out the true answers to a dilemma — of what will result if one does NOT do X, as opposed to a quantification of values — and provide the necessary framework for a future reference of positive closure to a human condition which always seems, at the time and moment of suffering, to be a calamity beyond mere dollars and cents, and for which the famous Utilitarian Philosopher, John Stuart Mill noted, that actions are right “in proportion as they tend to promote happiness.”

Sincerely,

Robert R. McGill, Esquire

 

Another similar article previously published: Federal Disability Retirement pros and cons

 

 

OPM Medical Retirement: The Value of Consistency

Consistency establishes validity; validation results in enhancement of credibility; and credibility prevails over minor errors and unintended oversights.  In analyzing a narrative, or engaging in a comparative analysis of two or more documents, it is the factual and historical consistency which allows for a conclusion of validated credibility. When a pattern of inconsistencies arise, suspicions of intentional misdirection beyond mere minor error, begins to tinge.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, or even CSRS Offset, the question of sequential order of documentary preparation is important. Such relevance on this matter can be gleaned if the preparation is looked at retrospectively — not from the beginning of the process, but rather, from the perspective of OPM and how they review and determine cases.

With that perspective in mind, it is important to prepare and formulate one’s Federal Disability Retirement application based upon the appreciated value of consistency, and as consistency of statements, purpose, coordination of documentary support and delineated narrative of one’s disability and its impact upon one’s inability to perform the essential elements of one’s positional duties is recognized, an effective Federal Disability Retirement application will be formulated with deliberative efficacy, and where retrospection through introspection will result in increasing the prospective chances of success.

Sincerely,
Robert R. McGill, Esquire