OPM Disability: Those Winds of Change That Portend to Pretend Promises

Change is an inevitable circumstance of life; it is what we seek when we are discontented; what we demand when threatened; and of which we fear, when least we expected it.  For Plato and Aristotle, the puzzle of life and the winds of change had precursors who, in the tradition of ancestral doomsayers, declared the natural corollaries reflecting discontent, despair and fear, as represented by Heraclitus and Parmenides.

Such change was first observed in the natural order of the universe, and worked slowly, deliberately, and sought a teleological understanding because of the mysteries inherent in the seasons, the heavens and the geocentric perspective defied by the reality of a heliocentric algorithm of calculations.  At some point in history, man was no longer satisfied with measuring with thumb and forefinger; and thus were pyramids built and Stonehenge created, to satisfy the yearnings of universal comprehension.

Changes did not just occur from the ashes of natural disasters; we invited them, manufactured them, and manipulated the vast conspiracy of quietude, lest we became comfortable in our own discordant behavior.

For Federal employees and U.S. Postal workers who suddenly find that a long and productive career may come to an end because of an intervening medical condition, the winds of of change may seem uninviting, but the inevitability of life’s resistance to permanence requires taking affirmative steps in order to establish future security, such that change which portends alterations of present circumstances does not pretend to make promises falsely expected.

Filing for Federal Disability Retirement through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an option to be taken when once a medical condition is recognized to last a minimum of 12 months (which can be accomplished through a medical “prognosis” as opposed to actually waiting for that period of time) and where the chronicity of the medical conditions prevent one from performing one or more of the essential elements of one’s Federal or Postal positional requirements of the job.

Medical conditions portend change; but the promises resulting from inevitable change need not be subverted by subterfuge and lack of knowledge; and like the harkening of soothsayers of yore, we should listen to wisdom in light of a hastened call to change, and distinguish between those winds of change that portend to pretend promises, from those which have an established record of success.


Robert R. McGill, Esquire


Federal Employees Disability Retirement Systems: The Quarantined Mind

From early childhood, the necessity of imposing constraints and conformity produces the positive effect of a well-ordered society.  But corollary and unforeseen consequences often occur, as in the quashing of creativity and mindsets which step outside of the proverbial “box”.

The problem with people talking about thinking “outside of the box” is that such a thought process itself constitutes nothing more than mundane conventional wisdom.  Those who have considered thoughts beyond the artifice of social concordance have already done that which is widely preached, but little known.  Then, along comes a calamity or crisis, necessitating a change of lifestyle and a different manner of approaching the linear and customary manner of encountering life.  The other adage comes to mind:  necessity is the mother of invention.

Medical conditions tend to do that to people.  Suddenly, things which were taken for granted are no longer offered:  health, daily existence without pain; the capacity to formulate clarity of thought without rumination and an impending sense of doom.

Federal Disability Retirement is a benefit offered to all Federal and Postal employees who require a second chance at life’s anomaly; it allows for a base annuity in order to secure one’s future, while at the same time allowing for accrual of retirement years so that, at age 62, when the disability retirement is recalculated as regular retirement, the number of years one has been on disability retirement counts towards the total number of years of Federal Service, for recalculation purposes.

It allows for the Federal or Postal employee to seek out a private-sector job, and earn income up to 80% of what one’s former Federal or Postal position currently pays, on top of the disability annuity itself.  It thus allows and encourages the Federal and Postal worker to start a new career, to engage another vocation, and consider options beyond the original mindset of one’s career in the federal sector.

In the end, it is often our early childhood lessons which quarantined the pliant mind that leads to fear of the unknown because of changed circumstances.  To break out of the quarantined mind, sometimes takes a blessing in disguise; but then, such a statement is nothing more than another conventional saying, originating from the far recesses of another quarantined mind.


Robert R. McGill, Esquire


Federal & Postal Medical Retirement through the OPM: Altered States

When once the tide of change was welcome, where youth allowed for upheavals and malleability; replaced by age, leading to a staid and stable of stability, how repetition constitutes peace, an unadventurous respect for quietude.  But is not inertness the precursor of death?  Altered states and changed circumstances tend to be easily adapted to when one is younger; but as age seeks the sedate, so the vicissitudes of life and what they portend creates a havoc and turmoil of turbulence where the seeking of quietude becomes an end in and of itself.

That is why weekends are guarded with such ferocious aptitudes; and how Mondays invite the blues of depression and despair.  Medical conditions tend to equalize life’s loss of balance; for, as a condition of existence, the debilitating nature they impose, the chronic pain, the loss of mental acuity and disequilibrium of mind, body and soul; suddenly, whether a weekend or a week day, it is a matter of degrees within an altered state of existence.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal Worker is under FERS, CSRS or CSRS Offset, is an option which the Federal or Postal employee should seriously consider when once the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties in the Federal or Postal job.

For, it is within the context of a busy and tumultuous life, when the Federal or Postal employee must accept the altered state of existence where a medical condition begins to disrupt the continuity of productivity; the altered state itself must be changed; and the change is often the need to leave the Federal workforce, but with an income and annuity sufficient to provide a stable economic circumstance, and where health insurance can be retained for the foreseeable future in order to continue to receive the medical treatment necessary.

Federal OPM Disability Retirement may not be the perfect solution for every complex circumstance, but it is an option which provides for future choices to be left open, for opportunities remaining yet to be met, and for a positive altered state to be embraced where a negation of stability is encountered within the deep chasm of a medical condition which has caused a disequilibrium of life’s unexpected vicissitudes.


Robert R. McGill, Esquire


OPM Retirement for Mental or Physical Incapacity: Life Changes

For some, transitions constitute mere alterations with minimal reverberations; but for most, change from routine is itself a traumatic event worth resisting even at the expense of one’s own good, one’s advantage, one’s self-interest.  Stability and the status quo represent a daily habituation of life where symbolism of sameness parallels security and safety.

It may be the routine itself; and while complaints about work may abound, the complaining itself engulfs a camaraderie of a community of collectivism. But for the injured Federal employee and the U.S. Postal worker who begins to suffer from a condition, such that the progressively deteriorating nature of the injury or disability begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s job, it is often the forced imposition and lack of choice in the matter, which exponentially magnifies the hardship of acceptance.

Man lives by routine of daily monotony.  Economic requirements imposing a time to get up, to groom oneself, perform the toil of the day, and then to come home exhausted but satisfied that some contribution to society was made, some significance in the greater cosmos of teleological void was marked in an unnamed and unrevealed book of acknowledgments; to interrupt such a routine after years and decades of fighting for an obscure cause, is a shock of life.

To choose to change is one thing; to have the choice made for you, quite another.  And of course, acceptance of an altered life can take some time, but time is never on the side of the Federal or Postal worker who must find an alternate source of income.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS Offset, is never an easy venture to undertake.  Alone, it is a lonely meandering within a confusing morass of administrative conundrums; with some guidance, it is merely a directed disruption of a disquieted life. But necessity mandated upon the Federal and Postal work often reveals an inner strength which somehow manifests itself in the sea of change, and for the Federal and Postal worker who must file for Disability Retirement from the OPM because of the imposition of a medical condition, life’s inevitable changes must be accepted in this world of shifting sands, as time marches on whether the invisible chains of stability keep secure the earthquakes felt, or yet to be experienced.


Robert R. McGill, Esquire

OPM Medical Retirement: Holding on

The sense of belonging — of the attraction of the communal hearth — is a powerful draw, and prevents many from traveling too far from the proverbial oak tree.  The inherent contradiction, for Americans, is the paradigm of the rugged individual, and the concomitant idea that this country was and is different precisely because of the type of individuals and individualism which formed the basis of this community we call country.

But times change.  Change itself is a concept which engenders fear, loathing, and angst beyond mere discomfort.  Habituation and repetitive comfort can be derived merely in the methodological constancy of the mundane. Being comfortable and seeking human comfort is not a crime, and is often the telos of career choices. It is when that second step of the dialectical process intercedes and interrupts, however, that the discomfiture of disruption creates havoc and one’s life can go awry.

The thesis is the life lived; the antithesis is the condition of interruption or disruption; and the synthesis is that which is potentially to be, but now not yet known.  So goes the Hegelian dialectical process.  For the Federal employee and the U.S. Postal worker whose career has fortunately been gliding upon a linear path, and from start to career’s finish, a relatively smooth ride has been enjoyed, the blessing of such a continuum is one of mundane and delicious success.  But for the Federal employee or Postal worker who suffers from a medical condition, such that the medical condition impacts one’s ability to perform one or more of the essential elements of one’s job, the possibility that one’s chosen career may need to be interrupted, is indeed a hearth-wrecking event.

Determining whether or not filing for Federal Disability Retirement benefits is a necessity, is a hard choice; knowing what the choices are, while limited and finite and therefore easily discernible, can nevertheless remain a conundrum but for good advice and counsel which can be objectively assessed and conveyed.  For the Federal employee and the U.S. Postal worker, the benefit of Federal Disability Retirement can be a two-edged sword: on the one hand, the mere existence of the benefit reminds us of our vulnerability and mortality; on the other hand, it is a benefit to be accessed when needed, and the need is based upon a legal criteria which must be proven to the U.S. Office of Personnel Management, and such need allows for an out from the quandary of one’s medical conditions.

The draw of the hearth is indeed a powerful one; one’s organization, agency or Federal department can be considered a hearth of sorts, especially when one has expended so much time and effort in building one’s Federal career. But when the embers of warmth begin to fade, and the winds of winter blow the chilling parabola of a future reflected, consideration must be given for change, and change may require the embracing of an antithesis in order to build a brighter future for tomorrow.


Robert R. McGill, Esquire

Federal Disability Law Firm: The Fear of Change

The concept of a person, of what constitutes the differentiating identity of person X as opposed to Y, or multiple others, derives from the Greek etiology of “persona” — of actors on a stage wearing costumes and masks, and able to portray a certain character in mostly tragic narratives entangling gods, men, love and jealousies.

It is those differing masks which we put on — of the joyful father, the loving husband, the implacable worker, the tireless servant, and so many others — which in their constituted composite, represent the personhood of who we are.  It is also, sadly, the interference and uncontrollable crisis which begins to fracture and break apart the very essence of being of a person.  Medical conditions have a tendency to do just that. For, the pervasive and insidious nature of a medical condition crosses the lines of the multiple masks which we wear, and begin to sully the demarcations and sharp divisions of character.

For the Federal employee with a disability who must consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or Postal worker is under FERs or CSRS, the invasive intrusion, unsolicited, unwanted and uncalled for, of a medical condition, may involve the sudden realization that priorities must be reordered and reorganized — not the least of which, work, the mission of the agency, and the divergent interests of what is best for one’s self as opposed to that of the Federal agency or the U.S. Postal Service.

CSRS & FERS Disability Retirement benefits allows for the recapturing of one’s personhood when it is most needed; and while every Federal employee and Postal worker who suffers from a medical condition must still put on various masks in playing the role of life, it is the one born of tragedy which must be put aside, by filing for OPM Disability Retirement benefits in an effort to change the inevitable conclusion of a Greek tragedy.


Robert R. McGill, Esquire


Federal Disability Retirement Claims: Mental Health, Stress and First Steps

Disquietude is a negation of a former state of being.  Perhaps it is merely a retrospective re-characterization or romanticization of a time or status that never was; or, maybe even a partial remembrance of a slice of one’s life measured as a fullness in comparison to what is occurring in the present.

Regardless (as opposed to the nonsensical, double-negative modern vernacular of “irregardless”), to have a sense of disquietude implies of a former time, event, or state which had a greater positive light than the present one.

And it is in this context that the Federal or Postal Worker who begins to contemplate filing for Federal Disability Retirement benefits, whether the Federal or Postal worker is living in California, Florida, Hawaii, Kansas, Minnesota or Texas (have we effectively zig-zagged a sufficiency of states in order to make the point, yet, or perhaps we need to include Arizona, Georgia, Maine, Michigan, North Carolina and Wisconsin in order to make the point), that one must understand the greater bureaucratic involvement which one needs to undertake before engaging the complexity of the process of a Federal Disability Retirement application.

First, it is a Federal issue, and therefore, it will be unlikely that one will find, for example, a Florida Federal Disability attorney, or an Oregon, Kentucky or Louisiana Federal Disability lawyer; for, it matters not whether or not the lawyer lives in, or is licensed in a particular state, precisely because this is a Federal issue, and not a state issue.

Second, Mental Health issues — aside from being a valid and viable basis for a Federal Disability Retirement application — can either stand alone, or be in combination with a physical disability (isn’t it interesting how we bifurcate “mental” as opposed to “physical”, whereas both are part of the same physiological state of a person?).  Sometimes, mental health issues stand alone; other times, they can be concurrent medical conditions, or secondary ones.

Third, stress is a basis for a Mental Disability Retirement claim, although it must be properly and carefully approached because of issues concerning situational disabilities.

And Fourth, how one approaches the first steps in preparing a Federal Disability Retirement application, will often determine the success or failure of the disability case.

Overall, it is the plan itself, the cogency of the approach, and the gathering of the proper documentation, which will determine the efficacy of those first steps, and whether the stress, mental and physical health of one’s being, will be relieved as a result of filing for a Federal Disability claim.


Robert R. McGill, Esquire