Medical Retirement Benefits for US Government Employees: The Flux

Life must of necessity involve change; otherwise, the definition of its corollary occurs, or at a minimum, a deadened spirit.  But the tripartite self-contradiction of life, death, and the security of habituated changelessness entraps us all: In youth, the excitement of constant flux energizes; in later life, the unwelcome changes and interruption of daily routine leads to turmoil; yet, as the negation of the mundane equals the non-existence of youthful energy, so the denial of needed change must of necessity result in a deadened soul.

It is, of course, a concept which is often associated with Heraclitus, who proposed that all is change, and inevitably so, as we cannot ever step twice into the same river.  Parmenides, on the other hand, introduced the contrary idea, that change is impossible and merely illusory.  Subsequent philosophers have melded the two, and compromised the bifurcated extremes, somewhat akin to the composite yin-yang embracing of the opposing forces of life.  But as resistance to change implies change itself, so surrender to flux may also indicate loss of will.

For Federal and Postal employees who begin to suffer from a medical condition, such that the impact from the medical turmoil must of necessity dictate some needed changes in one’s life, so the natural instinct to resist the flux of one’s career is a natural reaction.  But for the Federal and Postal employee who ignores the need for change, failure to foresee will ultimately result in changes being made by external forces, and not necessarily by choice.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS or CSRS, is something that must be proven by the Federal or Postal employee who becomes a Federal Disability Retirement applicant.  It must be proven by a preponderance of the evidence; it must be affirmatively shown to the U.S. Office of Personnel Management that one is eligible and entitled to Federal Disability Retirement benefits.

When a medical condition begins to impact the Federal or Postal employee’s capacity to perform the essential elements of one’s job, the temptation is to first see the world as Parmenides did, and to resist change; but the reality is that change has always been in the air, and the metaphorical river to which Heraclitus referred has been eternally running through the peaks and valleys of life, quietly and without our realizing it.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: GPS or Map Reading

Unforeseen consequences have become the expected norm; for, as technology progressively innovates, the quickened pace of advancement defies any allowance for thoughtful retrospection, leaving aside the need for anticipatory planning, as to the future impact of present actions.  Creating an antiseptic society which declares that simplicity of thoughtless actions is the goal to achieve, should anticipate a tremendous stunting of evolutionary progress.

For, if the theory of evolution is based upon environmental stresses which force microcosmic mutations, then what would be the reverse impact — when technology unburdens such stresses?  We no longer read maps; the GPS tells us where to go, when to turn, what street we are on, and when we have arrived.  We are daily told what to do; we need not figure out anything, anymore.  When we encounter a life-situation where our involvement and active participation is crucial to the success of an endeavor or process, the training which we have previously been given will reveal itself.

For the Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the process of preparing, formulating and filing for Federal Disability Retirement benefits, whether one is under FERS or CSRS, must by necessity be an active one, and not passive.  Decisions must be made; steps must be initiated; statutory and regulatory processes must be followed.

Life does not run the course of an electronic voice emitted by one’s Smart phone; some functions must engage the mind of the participant; map reading is still a skill which may be required, when the technology we relied upon fails to deliver.  Medical conditions have a tendency to stifle, and that is entirely understandable.  But the rest of the world continues to forge forward, and so do administrative processes, whether we like them or not.

In the end, the minor evolutionary mutations are never dependent upon any singular act of inaction; but the cumulative impact of a population waiting for direction can be altered by a single Federal or Postal employee who takes the affirmative step in preparing for his or her future by deciding to file for Federal Disability Retirement benefits — if not for the greater populace, then at least for his or her personal life.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: The Value-Driven Life

Are expectations unrealistically embraced, adopted and concretized at the outset, without thoughts of malleability and alterations subject to changing circumstances? What happens when societal demands, whether explicit or implicit, clash with personal ambitions, to create a dissonance which tears apart the soul of Man?

The psychological chasm between what we believe our parents expect, what we desire, how we view the values as espoused in daily discourse with the world around us, becomes entrenched at an early age, and attaches to our psyche before we even have a chance to test the waters of reality. That is why most people find it difficult to adapt and to respond adequately to ever-changing circumstances.

Yet, the way in which we remain inflexible is a denial of reality; for, life rarely proceeds upon a linear direction without unexpected turns and twists. The love that we thought would be forever, ends in divorce and destruction; the career which we believed was the key to success, turns out to be a mere means to pay the bills; and the puppy that was to grow old with you, ceases to be before its time.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition impacts and prevents one from performing the essential elements of one’s job, the idea that life’s alterations must result in reactive responses different from the original course of one’s career, is not a new notion.

Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, is obviously a career-changing, major decision to make. But the very fact that the benefit’s availability for all Federal and Postal employees who have a minimum of 18 months of Federal Service under FERS, or 5 years under CSRS, at least allows for the option to be offered at all.

Options are avenues for responding to life’s reality of twists and turns, in real time, based upon real circumstances. The paradigm set as a child may be nothing more than a dream once enjoyed; but in growing up, those childhood dreams needed to be adjusted in order to accommodate the reality of our daily lives.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Wrong Turns

We often take wrong turns in life, or unexpected ones, and end up in places, circumstances and situations which were unintended, or at the very least, not included in our childhood dreams.  But the fact that one’s original plans failed to materialize in full, or resulted in an altered state different from nascent dreams, does not make the consequential endpoint any less valid or fulfilling.

Life often takes alternate twists and turns different from one’s original and neat packaging — based upon what life “should be” as opposed to what life “is” in the harsh reality of everyday existence.

For the Federal and Postal Worker who is beset with a medical condition such that the medical conditions prevents one from performing one or more of the essential elements of one’s job, the trauma of the condition itself is enough of a twist in life to contend with, leaving aside the decision to change one’s career and intended path of one’s dreams.

Regret and remorse often abounds, but one should look at it in a different light.  Rarely is a life which fails to change from the paradigm formulated in childhood, relevant or fulfilling throughout adulthood.

Federal Disability Retirement benefits is an available tool for the Federal and Postal Worker who must consider a turn in life.  Filed through the U.S. Office of Personnel Management, it is available precisely for those Federal and Postal Workers under FERS or CSRS who must face the prospect of make a turn — and where a medical condition is involved, it is neither a “wrong” one, nor one which must necessarily disrupt a childhood paradigm.  It simply is one of those “ises” in life.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Apparent Normalcy

One can venture and maneuver through this world with a semblance of normalcy, where from all outside perspectives, a person is untroubled and unencumbered.

There are multiple complexities inherent in such a perspective, of course: what constitutes “normal”; to what extent do individuals have a responsibility in assessing and evaluating a person’s private world; as well as the problem of infringing upon the privacy of others, and the desire of the other to allow for any intrusion, whether consciously or subconsciously.

For, each person constructs multiple layers of privacy zones — from the proverbial picket fence, to one’s own private bedroom; to the gates of a home; but always, the foundation begins within the walls of the skull of one’s brain.  For, the gatekeeper is always maintained by the individual, as to what is allowed in, and what is manifested for others to observe.

For the Federal and Postal Worker who is beset with a medical condition, such that he or she must contemplate filing for Federal Disability Retirement benefits, whether under FERS or CSRS, with the U.S. Office of Personnel Management, it is often the preparation of the actual forms which is the first manifested evidence of an impacting medical condition.

All throughout the previous many years, the apparent normalcy has been closely protected; great performance ratings, minimal leave taken, and daily smiles and platitudinous greetings; until the Federal or Postal worker arrives at a crisis point.

This is the apparent face and semblance of normalcy — the surprise of others, of the regretful and remorseful comment, “I just never would have realized.”  Or, perhaps it is the indicia of the busy world in which we all live, which allows us to lack any compassion to notice.

Sincerely,

Robert R. McGill, Esquire

FERS Medical Disability Retirement: Getting to Your Final Destination

Following a GPS can be a nerve-wracking experience.  Yes, there are ways to override specific elements; yes, you always have to be smarter than the technology which one utilizes; but since we have come to a point in our ordinary lives of placing reliance upon technological efficiency, the natural course of events is to simply enter the vehicle, punch in a destination point, and follow blindly.

It is a metaphor of how we operate in the world in all aspects of our lives; and while we like to engage in self-aggrandizements of how we are the highest beings in intelligence, innovation and inventiveness, the fact of our ordinary lives betrays the simplicity of our mindlessly habitual actions.

Following blindly a GPS is rarely the shortest route; it is never the most efficient way; and it is almost certainly not the road to be taken as the safest course.  Once there, of course, all questions about the manner of “how” one got there, disappears; but it is often important to consider the “how”, and not merely the fact that one got there.

Similarly, for Federal and Postal employees who are seeking to obtain a period of respite, it is important to consider “how” one will get there.  Trudging along and slogging through routes without considering the options and avenues will often result in the further deterioration of one’s health.  Mindlessly and repetitively doing the same thing will not advance an individual one iota towards the destination that one seeks.

Federal Disability Retirement is an option which should be considered, and whether one is under FERS or CSRS, it is an avenue which may be the singular road which effectively “gets there” for the Federal or Postal Worker who can no longer perform all of the essential elements of one’s job.  It is an option worth considering, but one which the Federal or Postal Worker must “override” the mindlessness of continuing in the same course as yesterday, and the day before.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: The Time is Now

Waiting for the perfect storm is always the most persuasive grounds for procrastination; that time where coalescence of all necessary factors come together to provide the optimal moment to do something, but which never arrives; and so there is always one issue still to point to, where one can say, “X has not occurred, yet,” in order to delay the inevitable.

The problem with allowing for perfection to prevent action, is that in the meantime it allows for the deterioration of surrounding circumstances and conditions to occur, thereby further exacerbating the allowance for any such perfection to appear.  Grounds always exist to excuse an action; and when the seriousness of contemplating a change of vocation or stoppage of a career is at stake, such grounds are normally reasonable and real.  But at some point, especially when contemplating filing for Federal Disability Retirement from the U.S. Office of Personnel Management, whether under FERS or CSRS, the Federal or Postal employee must simply acknowledge the fact that one’s present circumstance itself is less-than-a-perfect situation, and with that admission, to weigh the factors in deciding whether filing for FERS or CSRS Disability Retirement is the only viable option left.

In a fantasy-filled virtual world, it may well be that one can wait for the coming-together of perfect circumstances; in the “real” world, one must face and decide upon options which may not always present themselves as the best of all possible worlds.

The problem with today is that many of us live in the virtual world of videos; but there is a Kantian world of objectivity out there, and the coldness of that world is often reflected in the very agencies for which Federal and Postal Workers work.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Survival and the Flexibility Factor

Materialism and the Darwinian view of human history are predicated upon the idea that successful genetic propagation of a species is dependent upon the ability to adequately adapt and mutate in response to changing circumstances and environmental upheavals.

Human beings are subject to such objective laws of nature, and presumably, continue to remain so despite the artificiality of one’s present surroundings.  Given that, the idea of survival of the fittest being predetermined by the laws of adaptability, it is those who are unable or unwilling to change the course of one’s path, who potentially suffer from the highest rates of loss.

For Federal and Postal employees who have set themselves upon a career path, and who have come upon a stage of life where medical conditions impact the health and well-being of the individual, such a Darwinian view of life should be seriously taken into consideration.  Those who stubbornly defy such innate laws of nature do so at a considerable price:  the growing stress upon one’s being; the deterioration of health; the greater impact of hostility from coworkers and supervisors; an attempt to continue on a course which was previously working, but is now destroying.

Adaptability and flexibility both in thought and action are essential to survival, and not just in the prehistoric days of cave-dwelling where the elements of nature were the primary obstacles, but in present-day circumstances where the factors of artificial and created stresses upon one’s health and well-being are tested just as strenuously.

Filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is a way of getting off of the “set” track; it may well be that such a change of course will allow for survival — to come back another day to fight the passages of tested time in order to affirm or refute the Darwinian perspective of the universe.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: A New Beginning, after an Old Ending

Whether it is old age which makes for intransigence, or whether it is a lifetime of habitual living which makes for difficulty in changing the course of one’s future, will never be completely answered.

Youth better tends to possess the capacity to adapt and change as the malleability of circumstances confront an individual.  Old age — or those who euphemistically are identified as being “mature” — has the unfortunate effect of being entrenched in the ways of routine and unchanging, repetitive actions.

Perhaps the early requirement of being able to “multi-task” — of performing a variety of bombardments of sensory overloads on smartphones, iPads, computers, etc. — will have a positive impact upon society in the end, by allowing for quick and effective adaptation in an ever-changing environment.  Perhaps the penultimate, Darwinian evolution is taking place before our very eyes:  cognitive adaptation, where those who fail to change quickly and with each altering circumstance be able to parallel the change, will fail to survive in this high-paced, technological society.  The multiple “perhaps”, of course, still leave a healthy doubt; culture, stability, sameness — there are positive things to be said about the “old” ways.

In preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether it is under FERS or CSRS, the most difficult step for the Federal or Postal employee is to recognize and adapt to the change which will occur, does occur — and must occur.

The old habit of thinking that one’s career with the Federal government, or the U.S. Postal Service, necessarily means a lifetime of commitment, must alter; the paradigm which one walked around with, that a single career in life marked one’s character of commitment and stability, needs to be transformed.  For, ultimately, CSRS/FERS Disability Retirement allows for a new beginning:  of having that rehabilitative period to take care of one’s medical conditions, while concurrently allowing for contemplation of a second, albeit different, type of vocation for the future.

Whatever one’s age, CSRS/FERS Disability Retirement has the potential for a brighter tomorrow.  It is a benefit which can allow for a new beginning, and once taken, the Federal or Postal employee will perhaps see that the old ways weren’t so attractive after all.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: The Career-ending Event

One often reads and hears about a traumatic injury which suddenly and unpredictably ends the career of a certain sports figure.  Such stories evoke sentiments of empathy, for the potential which was never entirely fulfilled, and for the personal tragedy which befalls the individual, the family, and those who admired the talent which failed to reveal its fullness.  

But in everyday life, such tragedies occur in less spectacular ways; perhaps not as sudden and unexpected incidents or injuries as to bifurcate between the day before and the day after; rather, through a chronicity of time, over months and years of struggling, until a day comes when one must admit to one’s self that the chosen career-path must be reevaluated.  

The trauma of the life-changing event is no less significant to the Federal or Postal Worker than to a star NBA, NFL or NHL player.  For the Federal or Postal worker who has worked diligently, if not quietly and unassumingly, in the chosen career path — a recognition that his or her medical condition will no longer allow continuation in the vocation, has the identical reverberations as those more notably identified, in terms of financial, economic, personal and professional significance, relevance and impact.  

In fact, sometimes even more so — because one never witnesses the long and arduous struggle for the months and years prior to making the decision to file for Federal Disability Retirement benefits, through the “quiet years” of using Sick Leave sparingly; of trying to maintain a semblance of competence and work-completion in the face of medical conditions which are never told, never spoken of, and never acknowledged.  

Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel management, is tantamount to that “traumatic injury”; it’s just that such an event is rarely, if ever, written about.

Sincerely,

Robert R. McGill, Esquire