Disability Retirement for Federal Government Employees: Wrong Turns

We often take wrong turns in life, or unexpected ones, and end up in places, circumstances and situations which were unintended, or at the very least, not included in our childhood dreams.  But the fact that one’s original plans failed to materialize in full, or resulted in an altered state different from nascent dreams, does not make the consequential endpoint any less valid or fulfilling.

Life often takes alternate twists and turns different from one’s original and neat packaging — based upon what life “should be” as opposed to what life “is” in the harsh reality of everyday existence.

For the Federal and Postal Worker who is beset with a medical condition such that the medical conditions prevents one from performing one or more of the essential elements of one’s job, the trauma of the condition itself is enough of a twist in life to contend with, leaving aside the decision to change one’s career and intended path of one’s dreams.

Regret and remorse often abounds, but one should look at it in a different light.  Rarely is a life which fails to change from the paradigm formulated in childhood, relevant or fulfilling throughout adulthood.

Federal Disability Retirement benefits is an available tool for the Federal and Postal Worker who must consider a turn in life.  Filed through the U.S. Office of Personnel Management, it is available precisely for those Federal and Postal Workers under FERS or CSRS who must face the prospect of make a turn — and where a medical condition is involved, it is neither a “wrong” one, nor one which must necessarily disrupt a childhood paradigm.  It simply is one of those “ises” in life.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Last Minute Filing

Too often, I receive calls from Federal and Postal employees (or rather, formerly thereof) who have waited until the very last conceivable moment to file for Federal Disability Retirement benefits under FERS & CSRS.  Yes, I realize that time erodes away slowly, almost imperceptibly, and all of a sudden it is an emergency.  Can a case be put together within a couple of weeks?  Yes.  Is it best to wait until the very last minute?  No.  Remember that all Federal and Postal employees only have up until one (1) year from being separated from Federal Service, to file for Federal Disability Retirement benefits.  But life happens; time slips away; what was once 6 months is now only 30 days, or perhaps 2 weeks. 

I may have told this story before, but here goes:  On the desk of a civil clerk in a local County Courthouse, is a sign which reads:  “The fact that you procrastinated does not make your filing my emergency”.  That is essentially true; however, whenever I get calls by panicked individuals who have failed to use the 1-year Statute of Limitations wisely, in most cases, I have been able to properly put the case together, and file it on an emergency basis.  In such circumstances, adaptation is the key:  some things need to be filed later, but the essential forms to meet the deadline must be immediately filed.  There are very few true emergencies in life, and most cases can meet the deadline — no matter how much the Federal or Postal Employee has procrastinated.  However, it is better not to wait until tomorrow, that which can be done today. 

Sincerely,

Robert R. McGill, Esquire