Disability Retirement for Federal Workers: The Anxiety of Procrastination

In preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS, there are numerous issues, points, time-frames,etc., during the administrative process, when a Federal or Postal employee’s anxieties may become exacerbated — both because of the inherent complications resulting from the process itself, as well as because of what others do.  Many of the complexities which arise are beyond the control of one’s capabilities.  Thus, if one is accustomed to having some “control” over events and circumstances, it can quickly become a process full of anxieties, exasperation and frustration.  

Time is often beyond one’s control — the time the Agency takes to fill out their portion; the time a doctor responds to a request for a medical narrative; and, finally, the time that the Office of Personnel Management takes in reviewing and rendering a decision on a Federal Disability Retirement application.  

One point of frustration which often builds without ceasing, however, is within the control and capacity of all Federal Disability Retirement applicants — procrastination.  Procrastination merely delays the inevitable, and compounds the complexities because it merely allows for outside difficulties and problems to continue to build, without resolution.  If the need arises to begin filing for Federal Disability Retirement benefits under FERS or CSRS, procrastination should not be part of the game plan.  This is especially true because the Office of Personnel Management is a bureaucracy which takes a long time itself, and procrastinating at the front-end of the process will only delay things further at the back-end.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Last Minute Filing

Too often, I receive calls from Federal and Postal employees (or rather, formerly thereof) who have waited until the very last conceivable moment to file for Federal Disability Retirement benefits under FERS & CSRS.  Yes, I realize that time erodes away slowly, almost imperceptibly, and all of a sudden it is an emergency.  Can a case be put together within a couple of weeks?  Yes.  Is it best to wait until the very last minute?  No.  Remember that all Federal and Postal employees only have up until one (1) year from being separated from Federal Service, to file for Federal Disability Retirement benefits.  But life happens; time slips away; what was once 6 months is now only 30 days, or perhaps 2 weeks. 

I may have told this story before, but here goes:  On the desk of a civil clerk in a local County Courthouse, is a sign which reads:  “The fact that you procrastinated does not make your filing my emergency”.  That is essentially true; however, whenever I get calls by panicked individuals who have failed to use the 1-year Statute of Limitations wisely, in most cases, I have been able to properly put the case together, and file it on an emergency basis.  In such circumstances, adaptation is the key:  some things need to be filed later, but the essential forms to meet the deadline must be immediately filed.  There are very few true emergencies in life, and most cases can meet the deadline — no matter how much the Federal or Postal Employee has procrastinated.  However, it is better not to wait until tomorrow, that which can be done today. 

Sincerely,

Robert R. McGill, Esquire