Tag Archives: workers comp insurance attorney

FERS Medical Disability Retirement: Health at What Price

Everything has a price to pay — whether in terms of monetary value, or by some other quantification, by terms of labor, effort expended, a return of some negligible cost, etc.  In a capitalistic society, we tend to think always in terms of bartered values — is doing X “worthwhile”?  Does buying Y give me the best value for the money expended?

Then, there are times when no amount of money can “make up” for the experience or phenomena, as in precious moments with your kids, the expensive but “once-in-a-lifetime” trip to Rome; or even to a restaurant to celebrate an event.

In this country, where money determines status, accessibility and opportunity to an exponential degree, the language of price, value and bartering of commodities is diffusely peppered throughout our cognitive dictionaries.  Does everything have a price?  Can anything be bought, bartered and traded for?  Can you put a pice on your health?

For Federal employees and Postal Workers who suffer from a illness or disability such that this particular illness or disability prevents the Federal or Postal employee from performing one or more of the basic elements of one’s Federal job, the issue of health — the deterioration, the chronic and progressive symptoms involved — is often tied closely to whether continuing to work at the Federal or Postal job further exacerbates the decline of your health.

When that point comes — of that critical juncture where continuation in the job adds to the decline of your health — then it is time to ask the question, My health at what price?

And when you arrive at that critical juncture, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that important question, Health at What Price?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Help: Problem Solving

How does one learn how to do it?  Does it begin in childhood, by “working” with toys, in being allowed the patience of time in “working things out”; of being taught that frustration comes when impatience intercedes and confuses the two conceptual entities:  of process and goal?  How much does a “helicopter” parent impede a child’s capacity to learn it?

You know — those parents who are constantly on their cellphones, hovering nearby; then, the parent suddenly looks up and sees the neglected child tottering on a dangerous ledge 2 feet high and rushes over to swoop the child to safety lest the poor child falls upon a soft bed of mulch below.

Of connecting train-tracks on the living room floor; figuring out that unless the tracks are properly connected, derailment will occur; Of putting the right letter into the matching slot; or, instead of the child being allowed sufficient time to “figure it out”, the parent — impatient and without the time because the next chore or appointment is upcoming — finishes the task for the child.

For the child, the “work” of life is comprised of being given sufficient time to solve the problems of play; if that is not learned and allowed for, the task of problem solving may well become a problem in and of itself.

For U.S. Government employees and Postal Service workers who suffer from a medical problem, such that the medical problem prevents the Federal or Postal Service employee from performing one or more of the basic elements of one’s Federal or Postal Service job, the problem of getting an approval from the U.S. Office of Personnel Management (OPM) is the “Obstacle” problem:  There is a wall, and that wall is the obstacle, and the obstacle is comprised of the U.S. Office of Personnel Management — the Federal human resources agency which makes all determinations on Federal Disability Retirement applications.

How does one climb over the metaphorical wall?  Contact a FERS Disability Retirement Attorney who specializes in OPM Disability Retirement Law and leave the specialized problem-solving issue of obtaining an approval for a Federal or Postal Disability Retirement application to the FERS specialist who is uniquely trained in such problem-solving issues.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Benefits: The Players

Whether in a play, on a sports team or surrounding a poker table, they comprise the gamut of those involved, whether of centrality, marginal, peripheral, “somewhat”, etc.

In life generally, we have a “role” to play.  Some begin to find such terms to imply inauthenticity; but in any household, in any company, in any game, there are central characters, role players, bit-players and even “the boss”.  Or, in a family — of a father, a husband, the primary earner, etc.

It is always good to know “the players” in any circumstance, because they are the ones who must be dealt with, understood, tolerated, placed in the properly assigned status, etc.  Characters in plays, books, short stories, etc., likewise encompass the universe of the players involved.

In a Federal Disability Retirement case, there are also “the players” — the doctors (who will support a case); the agency’s Human Resources personnel; the Initial decider at OPM; the potential decider at the Reconsideration level; the Administrative Judge at the MSPB — all are players, whether currently inactive or potentially involved.  And your lawyer — a specialist in Federal Disability Retirement Law — should be one of the central players.

Contact a disability attorney who specializes in Federal Disability Retirement Law, and begin to round up the cast of characters who will play an integral role in your quest for OPM Disability Retirement Law — the “players” who will be playing in the field of Federal Disability Retirement.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Medical Retirement Benefits: Words & Images

Enter a gift shop and see the generic photograph inserted within a picture-frame for sale.  Who is it? Why was the photograph taken?  Was it merely to help sell the picture-frame?  Enter an antique shop where one sometimes comes across old photographs — perhaps even a daguerreotype — often faded, normally of a stilted figure; perhaps of a young woman, an old man, a soldier in uniform; a family on an outing; of a city scene where horses and carriages fill the streets; or of a father and son smiling, a daughter and mother staring impassively at the photographer in a still-life of unknown origins and an unverified date.  Who were they?  Why was the picture taken?

For the casual visitor to the store, who merely glances at the collection of old castaways, the images mean little, if anything at all.  Yet, there is a story behind each image — one which may be forever lost.  For, why else would such photographs end up in an antique store, out of the safekeeping privacy where they once belonged, where once words and memories attached unassailably with the photographs which told a story.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition prevents the Federal or Postal employee from continuing in the career of one’s choice, the disjunctive between words and images becomes poignantly clear within one’s own mind: Who were we once, and do the words others use in describing you match the story between words and images?

Filing for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management is a step toward re-matching the image one has of one’s self — of vibrancy and accomplishment — and the words others use to describe you, as well as the words you use to describe yourself.  For the moment, however, the words used are necessary in preparing an effective Federal Disability Retirement application — one of being in a lesser, debilitated state because of one’s medical conditions — must be carefully chosen in preparing one’s Statement of Disability on SF 3112A.

Consult with a FERS Attorney who specializes in FERS Disability Retirement Law, and make sure that the words and images utilized in preparing a Federal Disability Retirement application accurately portrays the state of present mind experienced.

Sincerely,

Robert R. McGill, Esquire
OPM Medical Disability Retirement Attorney

 

FERS Disability Retirement from the OPM: The last line of a poem

How important is the last line of a poem?  Can there be a poem that disappoints because of the last line, or can the finality that ends with a period (or not, depending upon the structure followed) be a so-so metaphor that evokes a yawn and a grimace?

If the rest of the poem, stanza after stanza, contains images by mysterious metaphors which provoke the mind’s imagination to heights previously untouched, but then finishes with a final line that makes one puzzled and doubting, do we say of it, “Well, it was a great poem up until that very last line”?  What if the poet meant it to be so — that the intent of the poem itself was to contrast the fickle manner in which images can form into pinnacles of fancy, only to be disappointed by a singular phrase of mundane commonness?

If the generally-accepted definition of poetry, as opposed to prose, is the focus upon the unit of a sentence aghast with metaphorical flourishes which evoke and provoke images, scents and cacophony of voices haunting throughout the hallways of a mind’s eye, then each line must of greater necessity remain reliably un-pedestrian.  Yet — why is it that the last line of a poem remains so important?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates preparing, formulating and filing for Federal Disability Retirement benefits under FERS, the last line of a poem can be likened to the final touches of an effective Federal Disability Retirement packet.

Does it have an extensive legal memorandum accompanying it — to make the persuasive push for an approval?  Have the sentences making up the Applicant’s Statement of Disability (SF 3112A) been made to evoke and provoke images of an inevitable approval?

It is, after all, not poetry but prose; yet, just like the last line of a poem, a Federal Disability Retirement application should be formulated with thoughtfulness and care, lest the last line of the poem provoke a denial from the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: The mysterious spark

One may never be able to pinpoint the precise time of day, the hour or minute that it occurred; but at some point, it developed, matured and became a certainty.  It is that mysterious spark or connection that occurs in every relationship, whether between members of the same species, or even of other ones; of that mysterious spark that elevates a relational connection to one not merely encompassing casual friendship, but of a special, unique and singular symbiosis that becomes identified as mysterious and unexplainable.

It is characterized by a “look” between the two, shared by no one else, allowed entry by exclusive invitation only and zealously guarded by the two who share it.  It is that special spark, the glint in the eye, the knowing stare and the longing look; and it can be shared by two young lovers, a couple of old codgers or with a cat or a dog, and maybe some other species besides.  It is by the shared joke, the exclusive laugh, the hinted metaphor and the crazed reaction; but of whatever the elements that make it up, the two who share it know when it happens, that it exists and that the mysterious spark remains unless violated by one or the other by committing some act of treachery or deceit that breaks the silent code of friendship and fidelity.

Can such a mysterious spark exist between a person and an inanimate object — or an event, a career or even a place?  Perhaps.  Think about the career one has embraced — where, once you awoke with a spring in your step, an anticipation of joy and even of rushing to get there just to immerse yourself in the day’s project, the afternoon’s conference, and even looked forward to the often-wasteful time spent in “coordinating” with coworkers and others.  And then — something happened.  The energy is drained; the joy is depleted; the profound fatigue sets in.  A medical condition can certainly do that to a person.

For Federal employees and U.S. Postal workers who have lost that mysterious spark that once pervaded each morning as one prepared to go to work, it may be time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  If the medical condition is preventing the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, you likely meet the legal criteria for becoming eligible to receive a Federal Disability Retirement annuity.

For, in the end, the mysterious spark that formed the relationship of special significance between any two entities — including the one between a Federal or Postal employee and his or her job and career — was always based upon a presupposition that necessitated a contingent agreement involving a silent understanding: the continuation of one’s health.  And, when once that becomes damaged or destroyed, the mysterious spark is replaced with the ugly reality that the quality of life depends upon the health of an individual.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Claims: What we value

We give lip-service about the things we claim to value.  One’s intentions often satisfy the guilt we secretly harbor, whether suppressed consciences touch upon the better half of our souls, or not.  We “say” we wish to spend more time with family members, our kids, our spouses and other kindred spirits, but then when the opportunity opens up for us to do so, we wallow in the self-pity of the internal universe we create.

Have circumstances forced upon us those intentions we have often voiced but never fulfilled?  If a medical condition forces one to remain at home, why are we not happy that we can spend more time with those whom we have previously cast aside with the words spoken but never followed through upon?

If what we value is based solely upon the words spoken, we would indeed be seen as a compendium of value-filled coupons collected over many years of savings; but as time in a bottle is merely an empty space of air filling a bubble of eternity, so words thrown about carelessly to listening ears may be too young to realize and otherwise cling to voices that reassure but never fulfill, like the wolf in sheep’s clothing that devours all who are so gullible as to disregard the elongated nose that defies belief.

In the end, what we value is proven by the actions we initiate, fulfill, embrace and confirm; and for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent one from performing one or more of the essential elements of one’s Federal position, it is the deterioration of one’s health that becomes the very test of that which we value.

Is one’s health important?  Does one’s career override all else?  What is the meaning of “sacrifice”, and how far must one go in proving one’s loyalty and commitment?

Filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is not a judgment upon what we value; it is, instead, a reflection of how we value workers who have shown a commitment in the Federal sector and the Postal Service, by recognizing that once the eligibility criteria of 18 months of Federal Service has been completed, the family of Federal and Postal workers have a vested interest in protecting the rights of a worker who has suffered from a medical condition and deserves greater consideration than to cast them aside with nothing but the shirt on their backs, or the empty words often bandied about without meaning or value.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement from OPM: Ruminations on the past

Whether one does X is often of little significance; “Why” it is done, and to what extent, is quite another matter.  The past – whether of long ago, beyond the time of memory holding presently or of history being read about, or the past of one’s own kept in sequestered moments of reflective thought and in photographs carefully guarded and encased within a protective album of shelved remembrances – is a time behind; the future, an angst-filled uncertainty few of us look forward to.

It is the present, and how we treat it, spend it, work it and waist it away or labor furiously to appear “productive” about; and then, there are ruminations on the past.

That is where the “why” and the constant obsessions begin to overwhelm – of what we could have done differently, where we “went wrong” and what lessons can be gleaned for today.  Ruminating on the past is a favorite pastime for many; but when it begins to destroy the future by robbing from the present, it is time to set aside such wasted efforts and begin to focus more upon one’s current situation in order to prepare for the future.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the time to set aside ruminations on the past is “now”.

Preparing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, takes up a significant amount of time, effort and required focus upon gathering the necessary information, presenting the compelling facts and establishing the legal nexus between the medical conditions and the essential elements of one’s Federal or Postal position.

In doing so, ruminations on the past need to be suspended; angst-ridden obsessions about the future will need to be ignored; and only the “present” focus will become the necessary standard.  Ruminations on the past can come about sometime in the future; it is the present concern about past events that will be significant in securing one’s future by preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire