FERS Medical Disability Retirement: Health at What Price

Everything has a price to pay — whether in terms of monetary value, or by some other quantification, by terms of labor, effort expended, a return of some negligible cost, etc.  In a capitalistic society, we tend to think always in terms of bartered values — is doing X “worthwhile”?  Does buying Y give me the best value for the money expended?

Then, there are times when no amount of money can “make up” for the experience or phenomena, as in precious moments with your kids, the expensive but “once-in-a-lifetime” trip to Rome; or even to a restaurant to celebrate an event.

In this country, where money determines status, accessibility and opportunity to an exponential degree, the language of price, value and bartering of commodities is diffusely peppered throughout our cognitive dictionaries.  Does everything have a price?  Can anything be bought, bartered and traded for?  Can you put a pice on your health?

For Federal employees and Postal Workers who suffer from a illness or disability such that this particular illness or disability prevents the Federal or Postal employee from performing one or more of the basic elements of one’s Federal job, the issue of health — the deterioration, the chronic and progressive symptoms involved — is often tied closely to whether continuing to work at the Federal or Postal job further exacerbates the decline of your health.

When that point comes — of that critical juncture where continuation in the job adds to the decline of your health — then it is time to ask the question, My health at what price?

And when you arrive at that critical juncture, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that important question, Health at What Price?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Office of Personnel Management (OPM) Disability Retirement Benefits: What I Missed

Often, it is now known until it is too late.  “What I missed”, or failed to do, or did too much of — said too much, gave too much information, etc., all comes under the general headline of, What I missed.  Of course, in some disciplines, that “missing piece” could be critical — as in a missing bolt or structural beam in building a house, a building, a highway overpass, etc.

In Administrative Law, as in preparing, formulating and filing an effective Federal Disability Retirement application under FERS with the U.S. Office of Personnel Management, “what I missed” could result in a denial of one’s Federal Disability Retirement application with OPM.

Fortunately, there are additional opportunities to correct what I missed, both at the Reconsideration stage of the process and, if necessary, before an Administrative Law Judge at the U.S. Merit Systems Protection Board.

“What I missed” can often be prevented by having a lawyer who specializes in Federal Disability Retirement Law, but even then, just understand that while most mistakes are correctible, the one mistake that is difficult to repair is to put blinders on OPM once they have seen something.

Contact a disability lawyer who specializes in Federal Disability Retirement Law, and preempt that agonizing feeling that occurs when you submit a Federal Disability Retirement application under FERS with OPM on the uneasy feeling of “What I Missed”.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal and Postal Employee Disability Retirement: Meaning & Mediocrity

Although the words and the concepts behind them may never come to light, they haunt us throughout our lives without even knowing it.  “Meaning” is what drives an individual; the self-awareness of mediocrity is what tugs at us as we fail to achieve the goals which drive.

Most of us, at some point in our lives, come to the conclusion that — though each individual is unique and possesses certain talents and exceptional qualities — mediocrity is what defines us.  Yes, yes — when we were children of loving parents, they constantly drilled into us the “special” gifts we were to the world, of being “the best” and how we could grow up to be anything we wanted, etc.  But at some point in adulthood, we came to the realization that there were others, as well, who were better at things than we were, and that the vast majority of individuals reside somewhere in the middle of talents disbursed at the gates of birthrights.

Yet, despite that realization that we belong to the ranks of mediocrity, we find meaning in the things we do, of who we are and of what small accomplishments we can achieve.  And that’s okay — for, not everyone needs to be a superstar or take the lead role in life; every theatrical play must have minor role players; otherwise, there would only be a one-person act, and that can become boring, fast.

Meaning is what fuels the engine; a realization of mediocrity is merely a reality-check that is relative.  One needs only to look up at the stars on a clear night to reveal the insignificance of our existence relative to the vastness of the universe, no matter how talented we are.  Yet, to the pet dog or cat (the latter is added only to avoid discriminating against cat-lovers) who is well taken care of, and whose lives are one of comfort and love — for them, the master is not among the ranks of mediocrity, but of a special set of individuals taken in the highest regard.  And from that small hollow of greatness, meaning can be extracted.  For, what better meaning in life than to give another living being happiness and joy?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has likely ended one’s career with the Federal Agency or the Postal Service, filing for Federal Disability Retirement benefits often leaves one with a sense of mediocrity and loss of meaning.  Yet, like all processes, it is simply another bump along the rough road of life, and it is important to realize that there are other things to achieve beyond one’s Federal or Postal career, and that meaning can still be found after the end of one’s Federal or Postal career.

Consult with an Attorney who specializes in Federal Disability Retirement Law today, and begin to find greater meaning in a world beset with mediocrity; and, in the meantime, go and pet your dog or cat, for they find great meaning and certainly do not see you among the ranks of mediocrity.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: Out of Love

There can be a duality of meanings, of course — of doing X “out of love” or “being” out of love.  The two are opposites, or of conceptual antonyms.  What does it mean to act “out of love” — in the first sense of the phrase?  Does being compensated for doing something necessarily and immediately cancel any notion that one is doing it with the pure motive “out of love”?

Take the following hypothetical: A man foregoes a career and all advancement opportunities to take care of his sick uncle.  He does this without complaining, always with tenderness and care.  The neighbors are full of empathetic praise, saying things like, “Oh, what a wonderful and caring young man,” and “He is so devoted to him!”

Later, in the gossip columns of life’s entreaties, there is a footnoted notation that the young man inherited a large sum of money, and that the source from which the inheritance came had a contingency of requirements: In order for the young man to receive the money, he “had to” take care of his uncle and never complain about it. Do such revelations extinguish the previous praise showered?

And of the “other” conceptual bundle: How does one fall “out of love” — as if love is something we mistakenly fall into, to begin with, like a cavernous hole in the middle of our paths that we accidentally stumble into and, still later in the relationship, we similarly “fall out of” in the same manner?  Do conceptual confusions as applied to individuals have any meaning when universalized?

For instance, can a greater society do things “out of love” for its citizenry, and retract them just as quickly because it has later fallen “out of love”?  Politics aside, the wide pendulum of policymakers tinkering with an employee’s benefits can make a difference for the individuals impacted.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that it becomes necessary to prepare, formulate and file an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether “out of love” in the first sense, or from the perspective of the Federal Agency or the Postal Service who once thought of the Disability Retirement applicant as the paragon of the great worker but has now fallen “out of love” in the second sense — the necessity of filing for FERS Disability Retirement is a reality that must be faced.

We all have to contend with misapprehensions of motives and intentions; of gossip and people talking about the personal affairs of others whom they barely know. Supervisors, coworkers, and all of those who make judgments in an offhanded way — that is not what should be the primary concern of the Federal or Postal employee who files for Federal Disability Retirement benefits.

Instead, whatever the motivation — of a system which allows for an early medical retirement “out of love” or of a Federal Agency or Postal Service which has fallen “out of love” with an employee — the primary focus should be upon one’s own health, and to take care of one’s self “out of love”.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from the OPM: The last line of a poem

How important is the last line of a poem?  Can there be a poem that disappoints because of the last line, or can the finality that ends with a period (or not, depending upon the structure followed) be a so-so metaphor that evokes a yawn and a grimace?

If the rest of the poem, stanza after stanza, contains images by mysterious metaphors which provoke the mind’s imagination to heights previously untouched, but then finishes with a final line that makes one puzzled and doubting, do we say of it, “Well, it was a great poem up until that very last line”?  What if the poet meant it to be so — that the intent of the poem itself was to contrast the fickle manner in which images can form into pinnacles of fancy, only to be disappointed by a singular phrase of mundane commonness?

If the generally-accepted definition of poetry, as opposed to prose, is the focus upon the unit of a sentence aghast with metaphorical flourishes which evoke and provoke images, scents and cacophony of voices haunting throughout the hallways of a mind’s eye, then each line must of greater necessity remain reliably un-pedestrian.  Yet — why is it that the last line of a poem remains so important?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates preparing, formulating and filing for Federal Disability Retirement benefits under FERS, the last line of a poem can be likened to the final touches of an effective Federal Disability Retirement packet.

Does it have an extensive legal memorandum accompanying it — to make the persuasive push for an approval?  Have the sentences making up the Applicant’s Statement of Disability (SF 3112A) been made to evoke and provoke images of an inevitable approval?

It is, after all, not poetry but prose; yet, just like the last line of a poem, a Federal Disability Retirement application should be formulated with thoughtfulness and care, lest the last line of the poem provoke a denial from the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: The shaken confidence

Tree limbs can be shaken; hands can shake, evidencing some agreement or initial salutation of a wordless sort, or even accompanied by some utterances; and the earth can shake as the subterranean tectonic shifts invisible and otherwise unnoticed, which then can result in tsunamis and other natural disasters.

The shaken confidence can take many forms; and the forms themselves cannot so easily be identified.  It presumes, first of all, that there was “confidence” to begin with, lest that which is shaken could not possibly have occurred unless it preexisted the loss of it.  Yet, too often, the evidence of its very existence is merely the lack of any contrary characteristic — i.e., a negation that fails to manifest existence and thus cannot actually be proven.  Of a person who walks about without any noticeable trace of lack — do we say of him or her, “He has confidence’?  Or is it just the one who has an overabundance of it, who struts around like a proud peacock or a rooster who takes no guff of whom we attribute “overconfidence’?

In normal discourse we just assume that, unless there are indications to the contrary, everyone who stands and walks amidst and among us possess some level of “confidence” or, in more particularized form, of “self-confidence”.  What are the events or issues that “shake” it, and what can an attribution of such an event mean?  Perhaps it is triggered by some tragic source — a trauma of a very personal nature, of death or an accident, perhaps; or can it be by mere utterance of words, of a berating boss or an insensitive spouse?  Or, how about a realization that one’s presumed immortality is simply not so?

None of us believe in immortality — at least, not in the sense that we will live forever walking about this earth.  Yet, until an event “reminds” us of our mortality, we take it for granted that life goes on as the day before, and the day before that; and so the concept of immortality resides by avoidance or ignorance, until something “reminds” us that, indeed, mortality is the nature of life, and flesh is by each instance and in incremental subtlety progressively deteriorating within the microscopic cells of slow degeneration.  And of a medical condition — can it be the source of the shaken confidence?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job — the shaken confidence resulting from the progressively deteriorating medical condition is just as real as the earth that trembles and groans from tectonic shifts that moves and crumbles the structural integrity of high engineering feats.

Federal Disability Retirement is often not a choice made in confidence, but from a lack thereof; for, a medical condition cannot be viewed within a vacuum of a mere diagnosis that can be surgically extracted; rather, a medical condition is a sequence of aggregated tragedies — of the medical condition itself; the symptoms which result; the impact upon one’s personal and professional life; of the effect upon family and friends; of the triggers upon one’s psyche as well as the physical pain and mental anguish experienced.

In short, the shaken confidence of the one who used to walk about the earth as if you owned it, and preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is simply the first step in regaining that “shaken confidence” that was once a day before in a time now long forgotten presumed to have always been there.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: Moments of clarity

There are those moments, aren’t there?  It may come as a flash, in the middle of the night, while walking quietly in the woods (or in one’s back yard, pretending that it is in the middle of somewhere’s nowhere, despite the loud humming of lawn mowers and air blowers whoosh-whooshing in the distant yonder over the fence beyond); and it need not be because of some eureka moment or because of problems faced and meditated upon.

There are moments of clarity in life, and they may be identified and described in various ways – of periods of inspiration; of a heated splice of madness; an awakening from a dream despite lack of sleep.  Or, perhaps a spark of genius came about.  A childhood memory, a dream once vanquished, a feeling of regret later in one’s life; these are the crumbs that gather in the corner of the dinner table, left behind like the ghostly apparitions of yesteryear’s hopes and unfulfilled cannibals of thoughtless mimes; and yet they can haunt or stir.

Such moments of clarity can bring about change; or, we can repress, suppress and ignore them, and allow them to wither away like flowers left in the pot of life’s mish-mash of events, and slowly they die, weakened by lack of care and ignorance of beauty.  Medical conditions themselves can bring about such moments of clarity; of the futility of trying to maintain appearances, and instead of facing a reality that is sharpened by pain, anguish and society’s definition of what it means to be productive.

Health is indeed a gift; poor health, or deteriorating health, brings about a different kind of gift – one that sometimes allows for those moments of clarity.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition brings about a realization that the Federal or Postal employee is no longer able to carry on as before, and that preparing a Federal Disability Retirement application, to be submitted through the U.S. Office of Personnel Management is now a necessity, it may well be that such a conclusion of a necessary change in one’s life came about because of one of those “moments of clarity”.

Don’t ignore it, as it may not come about again.

Instead, like warnings, clues and prognostications of impending necessities, the need to listen carefully to one’s health and mind may be just a moment of clarity that your body is simply telling you something.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Disability: The constant fight against the negative

There are different ages in different times, designated by the dominance of one entity over another. Thus do we refer to the “Age of Dinosaurs”, or the “Ice Age”; the Age of Feudal Lords; the Age of Man, of course, is a general aegis under which everything falls, once the four-peddling quadrant of living beings became dominated by the bi-pedaling progenitor of carnivorous over-consumption that prevails from time immemorial to the present “age”.

Modernity had now become the “age of therapy”, where somehow psychiatry and therapeutic intervention has come to dominate the basic necessities of life.  Perhaps that is appropriate, as the daily stresses that govern the requirements of survival have mandated a vicious cycle of inestimable pain, both in terms of physical deterioration and cognitive dissonance, by placing an intolerable level of stresses upon daily living.

It is this constant fight against the negative that we are told, holds the key to a “happier” life.  Can change in perspective, of outlook and viewpoint, simply by inserting “positive” language games into the daily soliloquy of internal voices make such a difference?  If language were non-existent, and we became a species of grunts and grumbling noises (which, if you pause and listen around you, comprises much of what passes off as “conversation”, anyway), would we be anymore “positive” than what we are today?

What if the human vocabulary were to be reduced to only positive declaratives and adjectives that only revealed “good” things – would such expunging of negative concepts result in the net effect of everyone “feeling good”?  Or, does “feeling” precede language, such that one can be negative in one’s essence before expression of that negativity, such that thoughts are merely the natural consequence of a state of negativity, anyway?

Medical conditions tend to make liars of us all; for, we can go through life imagining that we are somehow the “exception”, and those “others” who are beset with medical conditions did something “wrong” to have been hit with a medical condition – until it happens to us, as well.  Suddenly, with the reality of pain, suffering, and the general human condition of illness, sickness and debilitating injury, we realize our mortality, our susceptibility to a viral plague, and our fragile existence.  How others view us also changes.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the constant fight against the negative become a daily struggle that often takes its toll, preparing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may become a necessary next step in such a daily struggle.

The constant fight against the negative, itself, will have its impact, and it may be that the combination of the medical condition, the adversity shown by the Federal agency or Postal facility, and the negative internal thoughts that insidiously devalue and destroy, will come to a coalescence of intolerable stress.  When that happens, it is time to consider filing for Federal Disability Retirement benefits, to be filed with the U.S. Office of Personnel Management, as another step in the constant fight against the negative.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Stolen Soul

Superstitions often have a grain of truth in them; otherwise, they would not have endured the test of culture, time and governance of actions in ensuring their longevity and pervasive countenance.

Aboriginal tribes and remote communities far removed from the technological modernity of this growing world; pockets of secluded peoples and those who simply shy away from the spotlight of drones like druids of yore; once, there was a belief that having a photograph taken or an image drawn constituted the stealing of a soul.  We don’t believe that.  We no longer believe such nonsense.

Such belief systems constitute an anomaly tantamount to insanity, or at the very least a level of eccentricity bordering upon an unacceptable level of non-conformity.  Indeed, instead, we have gone in the opposite direction of the extreme: many no longer visit ancient and sacred sights with a view by the naked eye, but through the lens of a video camera never to be detached from the “on” button; and we deplete and exhaust the personal “I” within the sanctity of our selves by posting the most personal of information on Facebook and other public forums for full view and entertainment, reserving nothing of a private nature.

For, in the end, the technology of the internet is merely an advanced form of the singular photograph of yore; and as the daguerreotype of yesteryear represented the technological advancement of securing frozen images in a given time, of a place cemented within the historicity of events and contexts of human occurrences, so the voluntary dissemination of information about ourselves is merely a logical extension of that loss of privacy and depletion of the soul.

The soul is not inexhaustible; and is that not why there is so much emptiness and loss of value in the world?  Of the content of information which we consider “personal” and “private”, that which concerns our medical condition tops the list.  Yet, in the context of Federal employees and U.S. Postal workers who suffer from a medical condition, agencies and the U.S. Postal Service will inquire, demand of, and insist upon, release of medical information beyond that which constitutes allowable breach of confidentiality, leaving aside the issue of good taste.

Of course, when the Federal or Postal employee decides to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, then the onus of proof (by the legal standard of “preponderance of the evidence”) is entirely upon the Federal or Postal employee, and in that event, such submission of medical information is voluntary and must be done in order to secure the benefit of Federal Disability Retirement benefits.  But before that, Federal agencies and the U.S. Postal Service will often demand medical information without limits or respecting of privacy.

A response by the Federal employee or the U.S. Postal worker should be carefully considered, lest there be a later conflict when filing for Federal Disability Retirement benefits.  For, often, during a time and circumstance prior to filing for Federal Disability Retirement benefits, the issue is one of wanting to continue to work; and, in any event, unconstrained dissemination of information of the most private nature — that of medical information — should always be carefully guarded.

In the end, releasing of medical information is like that superstitious sense held sacredly by those aboriginal tribes now lost in the deep forests of forgotten time; once, we believed that a single photograph would steal our soul, to be forever tortured in the chasms of an enemy’s grip; today, such a suspicion has been replaced with the foolhardy belief that we can give of ourselves indiscriminately, without the stolen soul suffering the agony of public scorn.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability under FERS, CSRS or CSRS Offset: To Lose a Kite

It is that loss of innocence; of a childhood cut and let go, a bifurcation of sorts, where the fluttering tail fades into the misty distance of time past, eternity unfulfilled, and the present moment shattered by a loss not valued by economic standards, but by the negation of that which was, will never be again, and won’t be coming back. The loss of anything is valued by the attachment of human passion, the trembling fear of future consequences known and yet to be determined, and the expectation of a hope left as a residue of hard work and toil.

Do we remember that loss of a kite, at a critical moment in time when the champion of winds clapped and cheered as we controlled the destiny of an artifice so flimsy in manufactured quality and yet defying the aerodynamic laws of the greater universe?  Neither the Law of Newtonian physics nor the quantum theories compromising Einstein’s theoretical constructs could defy the persistence of levitational determination, coupled with a coil of thread in the stubby little hands of a child, with but a tug and a pull; and then, suddenly, it was gone.

Is not the future of an adult like that fleeting moment? What a qualitative difference a day may make; when once free of pain, then to experience the excruciating agony of debilitating onset; or where rationality and promise set the course for future happiness, only to be overwhelmed by fear, anxiety, depression and panic attacks. Life is tough; but when a medical condition intervenes and tears apart the very fabric of living, that compromised life becomes almost an unbearable mesh of a twisted cathartic of impenetrable jungles of psychological, physical and emotional turmoils. For many, there is no escape, and that snap of a thin reed which left the child’s hand empty of promise, is all that remains.

For Federal employees and U.S. Postal workers who have the minimum years of service under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often the best — if not the only — recourse out of a madness undeterred. Federal Disability Retirement is a benefit accorded to all Federal and Postal employees as part of one’s compensation package, and allows a person to stop working, receive what amounts to a lifetime annuity, while accruing more years in building towards a final retirement converted from disability retirement to regular retirement at age 62; and all the while, to live upon that rehabilitative plateau in order to attend to one’s health and well-being.

For, when a Federal or Postal worker is no longer able to perform one or more of the essential elements of one’s job, the choices become stark and limited: To continue in pain and agony; to walk away with nothing to show for one’s efforts and toil; or to file for Federal Disability benefits.

It is like the child who once felt the pleasure of life through the flight of a kite, only to experience the tenuous reed of promise when the snap of the thread leaves the twirling object uncontrolled and uncontrollable, left to the nuances of turmoil and trauma; but to move on is to forge a different path, with the echoes of regret howling in the memories of our childhood consciousness, never to be regained but for a semblance of fated warmth.

Sincerely,

Robert R. McGill, Esquire