Medical Retirement Benefits for Federal & Postal Workers: Expectations versus Reality

The dawn of the American century arrived sometime after the First World War.  America’s entrance into the world stage; its dominance in influencing culture, economics, politics and social upheavals cannot be ignored.  At home, too, kids were brought up with a view that expectations were limitless; that everyone could achieve anything and everything so long as you put your heart, mind and soul into it.

The reality, of course, is quite different.  For, the fantasy of expectations fails to take into account individual limitations, whether in the arena of creativity, intelligence, circumstances or just plain luck.

We taught our kids the false pablum that in America, everything is possible for everyone, and thus do we have the reality-check upon millennials and others that, NO, not everything is possible, and sometimes you have to accept the plain fact that reality imposes a check upon your expectations: You cannot win at everything; you cannot succeed at every crazy venture; you are not always going to come in first; and, in fact, you may not even be given a pat on the back just because you show up.

Medical conditions, likewise, provide a reality check.  We are not all of us triathletes; our bodies are, indeed, vulnerable; and though we may think we are a species which can multitask better than other specialized animals (i.e., the predator cats are good at chasing and killing; the falcon at zeroing in upon its prey, etc. — but the human animal, though not the best at any one thing, is good enough at a multitude of different tasks), there is a limit as to how much we can do before the stress and anxiety of becoming overwhelmed sets in.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has given you the reality check against expectations of continued employment with your Federal Agency or the Postal Service, contact an attorney who specializes in Federal Disability Retirement Law and begin the process of initiating the preparation, formulation and filing of an effective Federal Disability Retirement application — where you are finally recognizing that there is a substantive distinction to be made between expectations and reality.

Sincerely,

Robert R. McGill, Lawyer
OPM Medical Disability Retirement Attorney

FERS Medical Retirement from the OPM: The Strategy

Is it always necessary to possess one?  Must one always have to be able to articulate it before moving forward?

How would you respond and react if, say, you were in the military and about to embark on a major mission, and your platoon leader turns and says to you, “Now, this is a dangerous mission and we have to do it, even though we don’t really have a strategy as to how we will go about accomplishing the mission.”  Would such a statement empower you with confidence?

Or, would you smirk quietly and whisper to the person next to you, “Wow, that’s a confidence builder!”

Or to a child who one day declares, “I’m going to be a billionaire!”  Would you suppose that such a declaration is without a strategy because of the age and youthful exuberance exhibiting folly?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, it is important to have a strategy — a thoughtful, sequential plan of how to go about preparing the application; what legal arguments to formulate; when to file.

Contact a Federal Disability Lawyer to discuss the further particulars of your case — one who specializes in Federal Disability Retirement Law exclusively.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Medical Retirement under FERS: The Silent Troll

OPM silently trolls the Internet.  You may not think that such activity poses a risk to you, but you should be fully aware of it.  By “troll” is not meant to include posting inflammatory remarks or initiating controversial discussions on the Web; rather, they silently and quietly view any postings and activities you may be involved in.  They will “spy” on your activities and use what is online as an argument to try and undermine and deny your Federal Disability Retirement application.

Thus, if you are a Postal worker, for example, and claim that you are unable to perform your physical duties as a Letter Carrier, Mail Handler, etc., but you have an Internet Web Page which claims that you are physically fit, a Facebook photo that shows you running a marathon, or a business that involves physical labor, etc., they will use your own postings against you.  Or, perhaps you are a Federal employee who can no longer perform a cognitive-intensive job, but have an Internet-based business as a consulting firm, or some similar work requiring cognitive-intensive work.  Guess what?  OPM may use that against you.

Of course, claims made on the Internet can be quite misleading.  For example, you may be a partner for an Internet-based business in “name only” — meaning that all of the work is done by a sibling or a close friend.  Or, it may be that the “self-pacing” element of running your own business is what allows you to have such an Internet-based business.  However, be that as it may, you should be aware that OPM is the Silent Troll who collects such information for a singular purpose: To deny your Federal Disability Retirement application.

Consult with a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and begin to safeguard a benefit which is your right to assert.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: Does Anyone, Anymore?

Does anyone read poetry, anymore?  Does anyone ever talk to anyone else, anymore — face to face, outside of the medium of electronic devices?  Does anyone actually give his or her full time and attention, anymore?  Does anyone believe in anything, anymore?

As the pews of churches become emptied ever more each day; as people interact through Smartphones and other electronic devices exclusively; as the world of reality is ever more replaced by the virtual universe of language games no longer based upon the disjunctive between truth and falsity — one wonders whether the abandonment of poetry is a sign that human emotion and empathy is no longer evident in the soul of a civilization.

Reading poetry takes time; time that we no longer have.  Reading poetry takes patience; patience which can no longer be afforded.  Reading poetry requires the lull of cadence where voices and laughter commingle into a shared mirth of joyful sounds; and of which we have lost.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing all of the essential elements of one’s Federal or Postal job, the question becomes: Does anyone, anymore?  Does anyone care, anymore?  Does anyone actually want to help, anymore?

Consult with a FERS Attorney who specializes in FERS Disability Retirement Law and consider filing for Federal Disability Retirement benefits, lest the quest is answered in the negative and termination of employment becomes just another unanswered questionreverberating with the finality of, Does Anyone, Anymore?

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Excellence and mediocrity

Are the two identified only by comparative existence?  Can one abide in pure mediocrity throughout a lifetime, only to be fooled into thinking that excellence has been achieved, but on the day before extinguishment from this universe, be visited by pure excellence that suddenly compels one to realize that all along, only a ho-hum level of mediocrity had been attained?

Conversely, can one maintain a level of excellence without a comparative standard against which one may know what “mediocrity” consists of?

It is like the grammatical elevation learned in former school days, of “Good”, “Better”, and finally, “Best” — how does one identify the last in the tripartite series unless there is a comparison against that which is lesser, and how does one ever realize the progressive nature of one’s endeavor unless there is improvement to realize?

One may argue that excellence cannot exist except and “but without” the coexistence of mediocrity, and thus the corollary must also be true.  Isn’t that the problem with everything in life — excellence, once achieved or realized as a goal, becomes a hollow voice of regret when once mediocrity is the standard to which one is reduced?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition has reduced one’s ability and capacity to perform one’s Federal or Postal position and duties to a level of mediocrity and struggle just to maintain a lesser standard below what one has become accustomed to — of excellence in all arenas, including health, personal life and professional goals — the reduction resulting from one’s deteriorating health is often accompanied by a sense of having become a “lesser” person precisely because one has known the “better” and the “best”.

“Good” is not enough, anymore, because “better” and “best” have once been tasted.

Filing for Federal Disability Retirement benefits may not be the “best” answer to all of one’s problems, but it is the better solution to the Federal employee or Postal worker who can no longer perform one or more of the essential elements of one’s Federal or Postal job, especially when the “good” is merely an exercise in mediocrity where once stood excellence.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement Claims: King for a day

There are, then, those highs and lows which everyone experiences; of days when one has successfully maneuvered through the pitfalls of the day, and where troubles, problems and difficulties have been either overcome or avoided — both of which amounts to the same thing in most instances.  To be King for a Day — is it a mere feeling that obfuscates the reality of one’s situation, or a reality based upon a metaphor hanging on a cliff of a proverb?

The world for the most part leaves the rest of us the crumbs off of the tables of the wealthy and powerful; the sense that we have any real control over our own destinies is tested when something goes wrong, and we try and correct it.  The rest of the time — of being King for a Day — is to just make us feel like we have any such control on any given day.

Take the Federal or Postal employee who struggles with a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job — some days, when the medical condition subsides or it is merely one of those “good” days, it may feel that destiny is within the palm of your hand and that the day’s brightness allows for a future with the Federal Agency or the Postal Service.

But then the inevitable “setback” occurs, and the cycle of the “bad day” comes along.  Then, one day the Federal Agency, with its co-conspirators of supervisors, managers and some coworkers, or the Postal Service with the same cabal of backstabbers, begins to initiate adverse actions with steady and incremental deliberation — of leave restrictions; unreasonable and baseless denials for extended leave or FMLA; letters of “warnings” and even placement on a PIP; and then one asks, Whatever happened to that feeling of being King for a Day?

Life is full of struggles and difficulties; we rarely are able to get a full handle on the future course of unanticipated troubles, and that is why preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is so important to get started early and well on the right track.

Being King for a Day is never the solution to the lengthy process of life’s misgivings; for, in the end, it is the Court Jester who hears all and counsels well, just like the lawyer who specializes in Federal Disability Retirement Law.  If only King Lear had listened to the Fool — what disasters he would have avoided!

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement for Federal Employees: The Gatekeeper

Garbage in, garbage out; leave the door wide open, and the flies come in; “we don’t live in a barn”; and other similar quips, quotes and quotidian truths abound to guide us throughout the day.  In Medieval times, the Gatekeeper held a prominent position of authority and safekeeping; trust was of paramount importance, and the potential for bribery to undermine loyalty and fealty to the inhabitants of the Court or Castle meant that treatment of the assigned individual demanded respect as well as adequate renumeration.

With the advent of privacy and the insular family unit, where community was replaced with walls of silence and solitude, the position of the gatekeeper was abandoned and relegated to the relics of antiquity.  Yet, while the public position has become extinct, the conceptual construct remains a necessity of choice.  Few consider the relevance, significance and importance the Gatekeeper, and so we allow for technology, any and all forms of television shows, images, opinions unfettered and logical (and illogical) consignments to enter and exit, leaving aside the mere tincture of bad taste to flow freely through our doors.

Who is the Gatekeeper in this age of unconfined information, where Orwell’s fears have been confirmed, and even more so; and where judgement, good taste and sheer hypocrisy of life matters not because “anything goes” and the only prohibition is to express one’s self honestly, lest the psyche and ego of one’s neighbor be offended and the thought police from the campus next door comes knocking on the proverbial wall in the middle of the night?  For, when the Gatekeeper was fired those many eons ago, we forgot that a locked door relied merely upon the person entering or exiting, and responsibility shared is no more than perils disbursed amongst the many, including those who fear not or carelessly sputter through life’s travails.

Now, for the Federal employee or the U.S. Postal worker who must consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, what relevance does the concept of a Medieval Gatekeeper have in this day of modernity?  Much.  And beyond, of greater relevance than you might think.  Garbage in, garbage out.

Leave the door wide open, and a denial might be guaranteed by OPM.  “We don’t live in a vacuum.”  And another:  Since the applicant in a Federal Disability Retirement claim has the burden of proof, such that a “preponderance of the evidence” standard must be met, who will be the determinant of what facts, relevant information and significant documentation is to be forwarded to the U.S. Office of Personnel Management?

In the end, the applicant, or his/her attorney of choice, is/are the Gatekeepers of an effective Federal Disability Retirement application, to be filed with OPM, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset; and like the Medieval Gatekeeper of yore, it is well to treat that position with respect, lest any undermined fealty results in the doors left wide and open for the haunting ghosts of yesteryear to enter and defile.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Fishes, Streams, Rivers and Ponds

They are, in the end, interconnected; yet the conceptual distinctions allow for separateness, such that we can value each independently.  And much of the waterways which filter throughout the ecosystem remain invisible and underground, via caverns and unconfined aquifers; but that which we see with the naked eye, we assume to be the reality of the entirety of that which we hold to encompass the universe of our existence.

Thus does Berkeley’s doctrine simply contained in the phrase, “Esse est percipi” retain a kernel of truth, but forever vulnerable to ridicule if misunderstood in the context of linguistic philosophy.  What is perceived is, indeed, the universe of one’s contextual concerns; but we all recognize that objects exist outside of the perceptual periphery of our immediate perspective.

Thus do fishes, streams, rivers and ponds exist beyond our vision of direct perception; but even upon encountering them,  we recognize that the depth of each, the variety of living organisms, and the corridors of natural flowing underground worlds reach well beyond that which we see.  The complexity of human beings comprise an entity of a similar nature, such that depth, encounters and unknowable reaches could easily be conversed and replaced as fungible goods and translated words.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to become a problem at work, it is precisely this puzzle of being replaceable which often irks the ego.  Filing for Federal disability benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often viewed as giving up or giving in; when, in fact, the truth of the matter is that it is a means of attending to the importance of one’s health and well-being.  But others in the agency and the U.S. Postal Service often view the potential Federal Disability Retiree as “that person” with a label and a superficial concoction of societal designation.

It is that limited encounter and confrontation which shows the lack of depth of certain people, while everyone wants others to know that, past the fishes, streams, rivers and ponds which one may see upon meeting the Federal or Postal employee suffering from a medical condition, such that the health condition prevents one from performing one or more of the essential elements of one’s job, there is extenuating further, a vast depth of subterranean interest and an ocean of personality which others never cared to inquire about, and of which no one may ever know once the door closes and the quietude of life continues beyond.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Interruption of Tradition

The common remark against the American culture is that it lacks any stabilizing force of tradition.  That is a fair criticism, given that it has emerged from a recognized “Old World” and designated as the “New World”; and, indeed, it is where cultures and traditions were left behind, in search of a fresh beginning and open opportunities to remake one’s self, the future, etc., and thus leaving behind the past and old ways of living and thinking.

That is the macro-cultural perspective; but within the microcosm of one’s insular universe, the privacy of small pockets of traditions form.  Individuals and families perform acts, engage in daily living and embrace repetitive forms of normative establishments, thereby creating private dwellings of tradition.  Yes, the concept of tradition normally is comprised of the transmission of an established set of values, beliefs, etc., from generation to generation; but if there exists none, and freedom and liberty continually interrupts the constancy of cross-generational transference of the old ways, can one “create” a tradition within a family, a group, or an individual?

For the Federal employee or the U.S. Postal worker, the vacuum of a lack of tradition necessitates finding security and refuge in one’s family and the daily, repetitive connection with one’s Federal or Postal employment. That is why filing for Federal Disability Retirement benefits is often an extremely traumatic event.  Where values and self-identity are formed within the context of one’s employment, and where such identification of self extends for years and decades back to one’s family, the sudden interruption and dismantling of a lifetime of daily routine in performing the essential elements of one’s job, is indeed a trying and difficult time.

If “tradition” is likened to “routine”, and instead of inter-generational transmission of values, it is replaced with a set of constancy of actions over an expansive period of time, then the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management can be likened to the sudden uprooting of a person who must travel from the “Old World” to the New World.

What devastating impact upon the psyche must have occurred upon arrival to a strange land.  But then, such psychology of trauma must be similarly experienced by the Federal or Postal worker who loves his job, but where a medical condition suddenly necessitates the sudden demise of working for a Federal agency or the U.S. Postal Service; and where one’s self-identity must now change because he or she can no longer perform all of the essential elements of one’s Federal or Postal job. Whether under FERS, CSRS or CSRS-Offset, the Federal or Postal worker who, as a result of a medical condition, can no longer perform one or more of the essential elements of one’s job, can file for, and become eligible to receive, Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

Yes, it can be a traumatic event; and, yes, it can be the destruction of a tradition of years of established routines in one’s life. But like the immigrant of old who had to uproot from a land where opportunities faded and starved, the Federal and Postal worker who files for Federal OPM Disability Retirement must look to the future, and follow the sage advice of old, as Horace Greeley is said to have quipped, and to “Go West, young man…”

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: The Statement, the Stranger and the How

Paper presentations are dangerous creatures; if read by a stranger, it lacks the context of familiarity, and therefore must include enough information and detail to lay the preparatory foundation for coherence and comprehensibility; when viewed by someone known, unwarranted inferences and implications may be extrapolated, where characters and references are alleged to be fictional representations of real people, events and encounters.

The stranger’s eye views without prior preconceptions; the familiar, with an overabundance of active input; thus is the balance between objectivity and subjectivity disproportionately out of synchronization.  Sometimes, however, the inverse can be also true, and problematic, where the narrator assumes too much, or too little; where an overabundance of irrelevant information is provided in an attempt to make up for an assumed lack of contextual understanding, and in the course of such infusion of irrelevancies, the core of the purposive elements of the narration is effectively undermined.

In a Federal Disability Retirement application, filed by the Federal employee or the U.S. Postal worker who is under FERS, CSRS or CSRS Offset, the Statement of Disability as prepared on SF 3112A, must be approached with care, relevance, curtailed overloading of information, and with a contextual understanding of the governing laws surrounding a Federal Disability Retirement application.

It is the U.S. Office of Personnel Management — an agency which knows not the applicant — which evaluates, reviews and decides upon the Federal or Postal worker filing for Medical Retirement benefits; and the statement delineated on SF 3112A must fully appreciate the fact that a stranger will be reviewing the Federal employee’s application for Federal Disability Retirement benefits; and, as such, how one approaches the entire administrative process, the extent of detailed information, any background to the medical conditions, the quantitative and qualitative essence of the narrative to be formulated — all must thoughtfully and with subtle provocation be employed in the tool of effective narration.

What happens in our lives as told to a stranger, and the response we receive in the form of an approval or a denial, will be determined by the Statement of Disability in SF 3112A, reviewed and decided by a Stranger at OPM, based upon how well we prove the Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire