FERS & CSRS Medical Retirement: Best/Worst Case Scenario

It is a procedural approach, and those who engage in it often have the greater talents akin to science, engineering, mathematics and symbolic logic.  It is the person who views every contingency in terms of best and worse case scenarios before deciding upon a determined course of action.

But how accurate is the “best” and the “worst”?  How can one determine if the informational input that is “fed” into the substance of that which will result in the output of what is described as the “best” and the “worst” is accurate enough to make it even worthwhile?  Does a gambler enter into a casino and make such assessments? Of thinking to him/herself in terms of: If I place X amount on the table and lost it all, what is the best case scenario, and what is the worst?  When a person begins a career, does he or she begin life with the same approach?  How about marriage?  Or having children?  Or, is it more likely that such an application really has a very limited impact, and should be used sparingly in the daily events of life’s encounters?  Is that a false set of alternatives precisely because there are many incremental and relevant “in-betweens” that may determine one’s course of action?

Perhaps the picture painted of the “best” scenario of outcome determinatives need not be the basis for one’s decision, and even the “worst” case scenario need not be the minimum standard or quality of life that we would accept, but somewhere in between or just shy of that extreme cliff that we have described?  Perhaps they are false alternatives when we present it in that light, with only those two extremes of alternative realities to consider?

For the Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s job with the Federal Agency or the Postal Service, preparing an effective Federal Disability Retirement application does not need to be based upon false alternatives presented, but should instead be based upon a pragmatic step towards recognizing the reality of one’s medical condition, its impact upon one’s capacity and ability to continue in a job or career that may be detrimental to one’s health, and proceed based upon the totality of factors considered – but primarily with a view towards safeguarding one’s health.

Health is that “other factor” that tips the balance of what is the best or worst case scenario; for, in the end, there is no scenario at all without one’s health.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: Here

So much time is spent upon the anticipation of some event in the distant future; or, perhaps merely tomorrow, next week, next year.  Here is where we are; in the “now”, the immediacy of a life being lived.  Human beings are peculiar, unique and devastatingly unaware to that extent; we give lip-service to the notion of attaining happiness, joy and the capacity to relish the precious gift of life, while all the while failing to embrace and embody the here of this moment.

Look at tourists visiting the various wonders of the universe; do they seem to enjoy the experience of viewing ancient relics or places where momentous events occurred?  Or, are they busy trying to make sure that the video camera or the Smart Phone is capturing the smiles, the scenery and the attraction just beyond?  How many videos of the same places exist in the world today, tucked away in the memory banks of a digital chip?  What is the difference between the video chip stored in a personal Smart Phone as opposed to a professional movie that explores the identical tourist destination?

What is missing, of course, is the experience of the “here”.  Thus, when asked the question, “So, did you go and visit the famous ruins of X?”  The answer is too often, “Yes, and let me show you the video I took of X.”  As opposed to: “Yes, and let me try and describe to you the beauty of X.”  Anticipatory living is not necessarily a negation of living the “here” of one’s life, or even the “now”; but it comes close to missing out.

For the Federal employee or the U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal position, the need to file for Federal Disability Retirements benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is precisely the “here” that one is trying to preserve, by securing a “tomorrow” worth fighting for.

It is the “here” of one’s medical condition, the “here” of one’s health, and the “here” of some semblance of financial security that is the whole point of a Federal Disability Retirement benefit.  Yes, it is for tomorrow, and the process is a long, administrative headache that may not be approved until many tomorrows and another; but in the end, it is the “here” that is worth preserving, and the first step in securing a worthy tomorrow is by initiating the process of a Federal Disability Retirement application here and now.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: Sunshine, briefly

Life is mostly dark clouds, with a ray of sunshine briefly upon a small patch of wet grass.  Yes, yes – such a perspective is a mirror reflection of the conflict between the “half-full” versus “half-empty” outlook; but is it helpful for young people to posit a world view, a paradigm or, in the philosophical realm of ivory towers, that king of all royalties in linguistic sophistication that is dropped nonchalantly to impress and raise eyebrows –  Weltanschauung (since when did a German word rise to the level and replace Latin phrases, when one can barely clear one’s throat in enunciating such concepts?) – when reality doesn’t quite parallel such a fairytale ga-ga-land of fantasy reserved for bedtime stories and dream-filled comforts?

Do we not restrain children from engaging strangers?  Do we not warn of criminals, conmen and conspirators and step cautiously into dark alleys and isolated parks in twilight’s eyesight because the world lurks with malevolent intentions and evil thoughts?

There is no questions, of course, that there are periods of respite; of sunshine, briefly, by rays of telescopic precision warming for a time, before the inevitable clouds rub out the finite orientation of a limited gap emitting brightness of hope.  Is balance the stain of righteousness, and if so, where on the spectrum of both extremes does one draw the line of correctness, and is there a singularly myopic perspective where no other can claim moral equivalency?

Cynicism is attributable to the extreme of the “dark clouds” perspective, and naïve idealism to the other end of limitless sunshine; and somewhere in the middle is where reality protrudes into the conceptual realms of unease:  daily living, the encounters with meanness, harassment and unmitigated callousness that must endure the diminishing dereliction of youth’s untarnished cavity of hope.

It is, in the end, that ray of sunshine, however brief, that we live for, even if it only comes about once in a proverbial blue moon.  It is likened to the 80/20 rule:  Eighty percent of people you meet are not worthy of your time; it is the other 20% that you hope to encounter and engage; the identical proportion applies with work – much of it is monotonous and mindless repetition; it is for that remaining sliver that you do the treadmill stuff in order to apply the relishing technicality of challenging concerns.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the idea of life’s sunshine, however briefly, is precisely the point, isn’t it?

The medical condition that shortens one’s promising career is but the dark clouds which have gathered and overcast upon your life, career and ability and capacity to enjoy; Federal Disability Retirement – thought as “negative” in the sense that it replaces that which you worked so hard to attain – is that sunshine, briefly, so that you can go out with an annuity, a semblance of security, and focus upon the priorities of life:  Health, family, friends and tranquility.

Now, if that is not sunshine, however briefly, no one can fathom what is.

Sincerely,

Robert R. McGill, Esquire

 

 

FERS & CSRS Disability Retirement: Of words and deeds

Does a personal pronoun necessarily attach itself to a deed?  If an opinion is expressed as a formal, generic pronoun, and not in the first person, nominative case, is it still the declaration of the author?  If, following upon the words written or spoken, the individual expressing the viewpoint follows it up with a deed or act, does the one follow from the other?  Is there a causal connection between the two?  Does it matter who says the utterance, as opposed to the content of the pronouncement?

Take the following hypothetical:  say a known liar — one who has been convicted of perjury and has a widespread reputation for spreading falsehoods, gives a speech about the importance of telling the truth, and the content, substance and every which manner of what he says cannot be disputed — do we say we “believe him”, or merely the speech given?

Take the same example, but exchange the individual for a saintly person whom everyone agrees is incapable of lying — but in the course of giving his expressed remarks on the subject at hand, misspeaks.  Does the “lying” suddenly attach itself to the individual, and does the misdeed forever mark the reputation of he who speaks with a badge of dishonor, like unwanted barnacles upon the underside of a boat?

The test of sincerity following upon words, is not more words, but an act which validates the declarative utterance spoken.  It is precisely because of the chasm which exists between words and deeds, that the necessary connection (that elusive element which Hume so brilliantly batted away in destroying the certainty of causation) which brings the two together must be in the retroactive affirmation of the latter to the former; otherwise, hypocrisy would abound (as it does) and words would remain meaningless (as they are).

For Federal employees and U.S. Postal workers who intend to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, the added burden of the medical condition itself allows for procrastination to extend the widening chasm between words, intentions and deeds.  Life is a daily struggle where the complexities inure to the aggregation of confusion in prioritizing.  That which is important, may not seem so today, when the stark realities which impact and impede in the immediacy of time can turn theory into distant conjugations, left within the turmoil of thoughts and silent words unspoken.

Filing for Federal Disability Retirement benefits through OPM requires an affirmative act following upon an intention growing within an expanse of needs. Thus, of words and deeds — the former merely initiates the latter, but may never attach itself unless the actual steps are taken in the preparation of an effective OPM Disability Retirement application, remaining hidden and obscured by the quietude of thoughts and the hidden screams of pain.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Extreme Fatigue

The phrase itself can denote at least two connotations of conceptual paradigms, depending upon which word the emphasis is placed upon:  of an overwhelming sense of exhaustion that is experientially devastating to an exponential degree or, that one is so depleted and tired from the constant state of the extreme.

To experience extreme fatigue is to have a medical condition; to be tired of the constancy of crisis after crisis, is to live an existence which cannot be sustained forever.  Both states can be experienced simultaneously, especially when a medical condition occurs, because the debilitating effects of the disability begins to take its toll upon the individual’s mind, body and soul, and further, because outside reactionary influences tend to make an imbalance upon one’s perspective.

For the Federal employee and the U.S. Postal worker who is experiencing both forms of the phrase, it is probably time to consider filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

When an overwhelming sense of exhaustion and tiredness beyond mere overexertion begins to overtake, it is an indicator that the medical condition is taking its toll.  When the daily circumstances of one’s life tend to be interpreted as a constancy of extremes, like the proverbial “boy who cried wolf” once too often, and the daily events become skewed to such an extent that one becomes overwhelmed by the persistence of events, and where the extraordinary becomes the daily norm, then it is also a sign of portending causes to recognize.

Filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management is not an option of the extreme, although it may be one of the few and limited alternatives left for the Federal or Postal worker who has been struggling to maintain a linear level of normalcy for years on end.

Rather, it is a recognition of human frailty, and the limits of endurance, and ultimately a choice of reflective wisdom in recognizing when the extreme of life’s circumstances begin to take its toll, the resulting impact is often the mental, emotional and physical exhaustion beyond mere tiredness, and where the signs become clear that time is not on the side of health, but where health must accept the timeless constancy of changing extremes.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement: Always the Fundamentals

Whether or at what stage of the process the Federal employee or the U.S. Postal worker finds him/herself in, it is always essential to harken back to the fundamentals of the legal criteria to meet.

One can become sidetracked by the complexity of the process; and, indeed, the bureaucratic, procedural hoops which one must always keep in mind while maneuvering through the process, tend to obfuscate and confuse.  Bureaucracies thrive upon complexities, just as most professions do; the greater the complexity, the higher need for continuation of the employment of experts to propagate the systemically confounding process.

In engaging the process itself, the Federal and Postal employee must distinguish between procedural issues and substantive cores; the administrative steps of the “what” to do, in contrast to the substantive evidence to be submitted.  Both are equally important; for, without the former, it may never reach the U.S. Office of Personnel Management, and without the latter, even if it reaches the destination point, it may fail to meet the preponderance of the evidence test and attain a level of evidentiary sufficiency to make a difference.

Whether at the Initial Stage of the process, the Reconsideration Stage, or even an appeal to the U.S.Merit Systems Protection Board, it is always essential to keep in mind that the fundamentals of the case must always be kept at the fore.

Remember:  This is a “medical” disability retirement; the conduct of others, the meanness of coworkers, the harassment encountered, and the ill-treatment received over the years; while hurtful, and perhaps the catalyst for resentment, they are not the paths to follow in preparing, formulating and filing for Federal Employee Disability Retirement benefits, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS, or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire