Tag Archives: annuities fers disability retirement

FERS Medical Disability Retirement from OPM: Meaning

There are singular meanings, in words of individuation, separate and apart from conceptual, compound meanings; of phrases, some which may be comprised of various interpretive constructs; of entire sentences, with subsets of meanings; then of a narrative as a whole, where there may exist a wider, perhaps more “universal” meaning.

Does it exist independently of the person with whom it is encountered?  This brings up the 60s sense of Zen-ness — of whether, if a tree falls in the middle of a forest without someone to witness it, did it make a sound?  Of course, one can transpose one’s imagination and argue that there are squirrels and other living beings who would have, might have, likely did, hear the tree falling; or even of the lush plants, trees and other fauna which apparently have the capacity for memory.

It is then, the problem which Kant brought to the fore in his philosophical analysis — of the structural input we provide with out encounter with Being, where we as humans bring meaning to the encountered objective universe.

For Federal employees and U.S. Postal workers who suffer from an injury or disease and where the injury or disease impacts the ability and capacity to continue in your choice of careers, contemplation of filing for Federal Disability Retirement benefits through the Office of Personnel Management, under FERS, is a serious step towards “switching” the meaningful apparatus of your life.

In order to prepare an effective and meaningful application for Disability Retirement as possible, you may want to contact an experienced attorney who specializes in Federal Disability Retirement Law; for, in the end, it is only for a meaningful endeavor which allows us to continue down a path of meaning.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Age of Folly

The Age of Folly is in contrast to the Age of Reason, the Age of Discontent, the Age of Serious Wonder, the Age of ….  But of modernity: We live in the Age of Folly.

A recent Wall Street Journal article spoke about ways to try and interest a child who is a “gamer” to read books — an endeavor which, in former times, would have been a “given”.  Entice him with books of action!  Try and find books which cater to his interests!  Really?  How about: Books represent the richness of our culture; they open the pathway to a successful life; they expose us to a world beyond, and educate us about the world in which we abide.  Perhaps, restricting “game time” and saying “No” to the child’s every want is the better first step.

Time was, not so long ago, that we had a shared set of values — through the common reading of great works.  Can a city kid have empathy for farmers who struggle?  Yes, because we all read Steinbeck’s, The Grapes of Wrath.  Does a Midwestern Farmer have any knowledge about fishermen?  Yes, because we all read Hemingway’s, The Old Man and the Sea.  Did the Northerner have any idea about the South?  Yes, because we all read Faulkner.  And did the Southerner know anything about their Northern neighbors?  Yes, because we all read F. Scott Fitzgerald.

But we no longer read.  And so we live in the Age of Folly, lost in our Smartphones, forever brandishing opinions on Facebook, Twitter and Social Media.  That is often how Federal and Postal employees who struggle with a medical condition feel about the lack of empathy by their coworkers and supervisors — an Age of Folly where empathy no longer exists, and the attitude is one of:  So what?

Consider preparing an effective Federal Disability Retirement application under FERS, and get away from the Age of Folly where others seem to have absolutely no understanding of your life, your situation or your problems beyond the nose extending 2 inches from the flat surface of their faces.  Contact a retirement attorney who specializes in Federal Disability Retirement Law, and perhaps you will be able to escape this cauldron entitled, The Age of Folly.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Attorney Help: Loss

The metaphors are replete; the stories of human suffering, of the chasm which develops in one’s “heart”; of the emptiness driven by it; “loss” is the sudden absence of that — or of whom — we took the existence once for granted.  Perhaps it can be an object; or even a place; of a home or town now destroyed and no longer the same.

Displacement can be a form of loss, and indeed, one which can result in misery, disorientation and alienation.  Loss of a friend; of a family member; of years of taking it for granted that existence will continue today as it did yesterday, and the day before.  The irony is that the absence of that very existence is the thing which reminds one of the former presence.  Suddenly, you recall the pervasiveness of that former existence — “She used to always do X” or “He was always right over there”, etc.

Does time buffer the severity of present loss?  Do the memories fade, the daily routines change and adapt to the sudden non-existence such that, over a period of months and years, such absence which is noticeable currently will dissipate with fading memories and getting used to that absence which was so profoundly pronounced?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, “loss” is a familiar concept: For, to begin with, the loss of one’s health is a profound recognition of an absence of one’s former self; further, the realization that Federal OPM Disability Retirement is a necessary next step is to seek a replacement for the loss of one’s career.

All of those many years, the “job” was a central activity — meaningful, significant, relevant — then, preparing an effective Federal Disability Retirement application to be submitted to the U.S. Office of Personnel Management under FERS is the next step towards embracing the non-existence of that former self.  The positive side of things, however, is that such a loss can be replaced by a future which prioritizes your health, and where the presence of a better tomorrow can fill that emptiness of yesterday’s loss.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees with Disabilities: The Inevitable Choice

We resist, and yet we know; we avoid, even though we realize; and we procrastinate, despite all indicators to the contrary.  It becomes the inevitable choice because there is really no other option to embrace.

Federal Disability Retirement is never the first choice; it is not something people wish for, dream for, accept easily; instead, it is the choice of last resort.  For, not being able to continue to work in pain or despondency, the other options are foolish ones at best and, at worst, detrimental to our own self-interest.  You can wait to be fired; you can resign and walk away with nothing; or, you can choose the inevitable choice — file for Federal Employee FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Perhaps you still hold out for some miracle cure; or maybe your doctor is unwilling to complete any paperwork; or you simply are not ready to “retire”, yet.  Nevertheless, when you have run out of all other options and Federal Disability Retirement is the inevitable choice, you need to contact an attorney who specializes in Federal Disability Retirement, and begin to exercise the option of the inevitable choice, lest even that choice becomes a non-option.

Sincerely,

Robert R. McGill
OPM Disability Lawyer

 

FERS Medical Retirement: Meeting the basic requirements

As with any endeavor, meeting the basic requirements is the minimum standard.  For Federal employees and U.S. Postal workers who are considering filing a Federal Disability Retirement application, it is important to understand the basic eligibility requirements in order to qualify for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Here are a few: The minimum Federal Service requirement (18 months); of having a medical condition during the tenure of one’s Federal Service that prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position; and an inability by the agency to provide reasonable accommodations or reassignment; and some further factors to be considered, as well.

Beyond the basic requirements, of course, are the technical issues that have developed over many years and decades, primarily through statutory interpretation as expounded in court cases and decisions handed down by the U.S. Merit Systems Protection Board and the Federal Circuit Court of Appeals.  There are, moreover, legal refinements and interpretations that go beyond the “basics”, and while meeting the basic requirements is an important start, it is critical to understand the technical legal refinements which have evolved over the years. “Always start with the basic requirements; and from there, consult with an expert for further details.”

Such is the sage advice often given before involving oneself in a complex process, and Federal Disability Retirement Law is one such administrative endeavor that should take such counsel into account.

Start with meeting the basic requirements — of the minimum 18 months of Federal Service; of having a medical condition such that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job; and from there, seek the advice and counsel of an attorney who specializes in Federal Disability Retirement Law — another “basic requirement” in preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire 
OPM Disability Retirement Attorney

 

OPM Medical Retirement: The noisy neighborhood

Whether used as a noun or a verb, the second grammatical appendage can have multiple meanings: as a stick of lumber; as an activity placing information, warning, directional declarative or similar linguistic affirmations; and the combination of the two words can be read only within a greater contextual enlightenment depending upon what meaning is meant to be conveyed or how the inflection and accent is emphasized.

As a mere stick of lumber, it is a rather boring concept, even when attached to the first word, “sign”, precisely because the focus is upon the “post”, and so the emphasis goes directly to the sturdy piece of wood and not to the interests of the information posted.  If, on the other hand, one means to connote a different linguistic avenue – of different and varying posting of signs, then our interest is tweaked because we are immediately drawn into the various and wider universe of warnings, directions, admonishments and disseminated information useful to everyday living.

Sign posts are meant to guide, warn, betray or inform; and between the spectrum of the duality of linguistic translations, there is a natural reflection to life’s everyday humdrum itself.  For, like the analogy between information posted or merely a stick of lumber, living life is likened to a wide spectrum of activities mirroring boredom and repetitive monotony, and those instances where sudden tumult and excitement makes for an interesting day.

Being healthy can be viewed as a form of boredom; it is like the person focusing upon the stick of lumber, even if there are signs posting some warnings.  And, correlatively, when sickness and debilitating medical conditions occur, the viewpoint and perspective alters dramatically, such that the monotony of the piece of wood is now replaced with the blare of the warning, admonishment and legal declaratives, and life becomes a tumult, not merely a lapping wave but a tsunami of devastating impact.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the positional duties of the Federal or Postal employee’s job, the alteration of the perspective – whether seen as a “eureka” moment, a modified weltanschauung, or some reflective recognition of changed circumstances – the point is to shift the focus from the stick of lumber to the sign post itself: the job, the harassment, the constant antagonism and acrimony in the workplace – these are all the stick of lumber; one’s own medical condition, dealing with the doctors, the deterioration of one’s physical, emotional and mental capacity – these are the “signs”.

What we focus upon will determine the course of one’s future; and preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is the combination of both words as a compound concept: of recognizing the sign posts, and dealing with it accordingly.

Sincerely,

Robert R. McGill, Esquire
FERS Disability Retirement Attorney

 

OPM Disability Retirement Benefits: Sunshine, briefly

Life is mostly dark clouds, with a ray of sunshine briefly upon a small patch of wet grass.  Yes, yes – such a perspective is a mirror reflection of the conflict between the “half-full” versus “half-empty” outlook; but is it helpful for young people to posit a world view, a paradigm or, in the philosophical realm of ivory towers, that king of all royalties in linguistic sophistication that is dropped nonchalantly to impress and raise eyebrows –  Weltanschauung (since when did a German word rise to the level and replace Latin phrases, when one can barely clear one’s throat in enunciating such concepts?) – when reality doesn’t quite parallel such a fairytale ga-ga-land of fantasy reserved for bedtime stories and dream-filled comforts?

Do we not restrain children from engaging strangers?  Do we not warn of criminals, conmen and conspirators and step cautiously into dark alleys and isolated parks in twilight’s eyesight because the world lurks with malevolent intentions and evil thoughts?

There is no questions, of course, that there are periods of respite; of sunshine, briefly, by rays of telescopic precision warming for a time, before the inevitable clouds rub out the finite orientation of a limited gap emitting brightness of hope.  Is balance the stain of righteousness, and if so, where on the spectrum of both extremes does one draw the line of correctness, and is there a singularly myopic perspective where no other can claim moral equivalency?

Cynicism is attributable to the extreme of the “dark clouds” perspective, and naïve idealism to the other end of limitless sunshine; and somewhere in the middle is where reality protrudes into the conceptual realms of unease:  daily living, the encounters with meanness, harassment and unmitigated callousness that must endure the diminishing dereliction of youth’s untarnished cavity of hope.

It is, in the end, that ray of sunshine, however brief, that we live for, even if it only comes about once in a proverbial blue moon.  It is likened to the 80/20 rule:  Eighty percent of people you meet are not worthy of your time; it is the other 20% that you hope to encounter and engage; the identical proportion applies with work – much of it is monotonous and mindless repetition; it is for that remaining sliver that you do the treadmill stuff in order to apply the relishing technicality of challenging concerns.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the idea of life’s sunshine, however briefly, is precisely the point, isn’t it?

The medical condition that shortens one’s promising career is but the dark clouds which have gathered and overcast upon your life, career and ability and capacity to enjoy; Federal Disability Retirement – thought as “negative” in the sense that it replaces that which you worked so hard to attain – is that sunshine, briefly, so that you can go out with an annuity, a semblance of security, and focus upon the priorities of life:  Health, family, friends and tranquility.

Now, if that is not sunshine, however briefly, no one can fathom what is.

Sincerely,

Robert R. McGill, Esquire

 

 

Federal Employee Disability Retirement: Catching with a net

Have you ever tried catching multiple entities with a net?  Whether more than one butterfly, or goldfishes in a pond, or even debris floating at the skimming water’s edge, the act of scooping, trapping and encircling with the tool of a net requires dexterity and unique hand-eye coordination.  Then, the one first caught escapes, and the frustration of gain-versus-loss ensues.  Is it greed which continues to compel despite the persistence of loss and diminishing return, or sheer stubbornness that we somehow battle against our own interests even when further escape occurs?

Ever the frustration of observing those once caught and get away, and chasing after those very ones we just enmeshed and caged within the netting of this ingenious deployment; and yet we insist.

How does that translate into a specific personality, or the manner in which we carry on in our daily lives?  Is going out and catching butterflies with a net the perfect methodology of determining a prospective employee’s “fit or unfit” personality and character for an organization?  Does it reveal a side of the person – for example, in the financial sector, or investment banking, if a person approaches the task by catching one, stopping, putting the insect or other entity into a bottle with pre-bored holes for oxygen, then proceeding in a sequential manner and attending to catching the next one, etc., does that tell of a prefatory commensurateness with careful investment strategies?

Or, take the very opposite, where the task is to catch 10 moving entities, and instead of stopping after each one, the future employment prospect goes about madly racing through the tall fields of grass furiously attempting to net the quota of requested numbers, despite imposing no time-frame in the completion of such a task – does that necessarily reveal a personality of lesser caution, of a person who may be rash and imprudent?  Does one revelation of acting in a particular context unmask a parallel semblance of reality in another, or do the specific circumstances themselves confine and define within a marginalized mirror?

Whether transferable or not, the imagery and metaphor of a person attempting to catch multiple entities with a single net, shows a side of human life which can be both comical as well as compelling.  For, as a reflection of parallel circumstances, it is somewhat indicative of the Federal or Postal employee who must begin the process of preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Like the person handed the net, the Federal or Postal employee with a medical condition who can no longer perform one or more of the essential elements of one’s Federal or Postal positional duties, must make a pragmatic determination as to the diminishing returns recognized in continuing in the same repetitive venture of living.  At some point, there comes a flash of realization that the same acts cannot continue without something else giving – and whether that “giving” is the butterfly which escapes, or one’s deteriorating health further and progressively becoming destroyed – is the flashpoint of reality revealing itself in compelling a decision for today, and no longer procrastinated for some unknown time in a future left insecure.

And like the butterfly which escapes to be free for another day, the Federal or Postal employee who cannot perform the essential elements of one’s Federal or Postal positional duties must by necessity attempt to free him or herself from the medical condition in order to reach that place in life where pain, misery, and the sense of being “caged” will no longer apply.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement for Federal Employees: The Abridged Joyce

The extraction and extinguishment is done by unnamed others, sometimes in teams of unknown quantities, and certainly of dubious qualification of insight.  In a similar vein, writers have always complained of the artistic ineptitude of editors, and editors of the quaint verbosity detracting from the plot, narrative and captivating flow missed by writers in pursuit of “Art”; but is there ever a “middle ground” when it comes to the integrity of the soul?  But how can you cut away the content of the work, when the process itself is part and parcel of the substantive construct of the whole itself?

It would be like removing the heart itself, or perhaps even the human brainstem from the spinal cord, thereby violating the vertebral contiguity and effectively separating thought from movement, material from the spiritual, and soul from the activity which defines life itself.  Can Joyce, Tolstoy or even Scott Fitzgerald be abridged?  One can imagine the journalistic brevity of Hemingway, where incisiveness of narrative is reflected in the economy of words, but even to that, isn’t the stronger argument that the great Papa’s works are already so edited to the core that any further amputation would render the body functionally illiterate?

Yet, we accept the Reader’s Digest version of works for want of time saved and the capacity to declare a reading conquered; and others would quip, but surely it is better than just reading the Cliff Notes, isn’t it?  Not sure about that; as such cottage industries serve a different purpose — of understanding the content and context of a thing, as opposed to the enjoyment of the work itself.

But if quantity of linguistic captivation is so interwoven with the rhythmic balance of the entirety and aggregate of the whole, can an abridged Joyce be justified, ever?  Or have we accepted that, as life itself can be cut short without demeaning the relevant historicity of its linear heritage, so reading the partiality of an excised edition is just as good, somewhat as acceptable, and ultimately a pragmatic decision in terms of time saved and effort expended?

As Art reflects Life, so for Federal employees and U.S. Postal workers whose careers and lives are interrupted by a medical condition, such that the medical condition prevents the Federal or Postal employee from continuing in the chosen field and career, preparing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management allows for the abridged Joyce of a hyphenated accentuation.  For, in the end, the quip that Life mirrors Art is a limited proverb.

The Federal or Postal employee never asked for the interruption of the medical condition, but there it is — a bump in the pathway of life itself, with very little “art” to show for it.  But the narrative of one’s Federal or Postal career must be written in the Statement of Disability with care and collection of medical evidence to back it up, and the SF 3112A, Applicant’s Statement of Disability, is nothing but an artful way of deceitful cunning by a bureaucracy which attempts to subvert and deny at every turn, and the life of such a linguistic animal must be prepared well, formulated cogently, and submitted with confidence of purpose to maneuver into the maze of bureaucratic obfuscation.

The abridged Joyce will always be offered in this world of abbreviated concerns; filing for Federal Disability Retirement, whether under FERS, CSRS or CSRS Offset, on the other hand, is the only option remaining for many Federal and Postal workers injured or ill during the Federal tenure of one’s life, and should be accomplished with the care of the expanded version, and not an edited parcel to be cut and sliced like so many narratives in the trashbin of society.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Law Blog: The Mannequin

The garment may alter, but the pose remains stilted; and no matter what angle the inertia of fashion may be looked at, the expression remains impassive and impenetrable.  Mannequins pose for the public, display the wears without complaint, and fill spaces without disturbances or complaints.  They simply “are”.  Such an existence — of an uncomplaining coexistence with eyes meant to attract upon the changing appearances intended to detract — is often the very definition of a Federal employee or a U.S. Postal worker.

Like mannequins stilted in front of a display window, the Federal and Postal worker is often “there” for years and decades, quietly performing the work that is assigned, accomplishing without accolades but for internal performance reviews and peer ratings, expected to remain silent but for the wears which are displayed.  But then an illness, a medical condition, a disability suddenly enlivens, and the once quietude of existence becomes a focal point of harassment, workplace hostility and trends of gossip.

That mannequin was a person, after all, and interest is remarkably shown when ignoring and repetitive superficiality of meaningless salutations once pervaded the office or work environment.

For Federal or Postal employees, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS Offset, is often the best option remaining.

The eyes which merely looked beyond the stilted figure but are now upon the live entity, need to again be diverted, such that life can go on again.  To get beyond an environment of poison is to sometimes exit quietly and without fanfare; filing for Federal Disability Retirement is a way for Federal and Postal employees to step outside of the self-destructive hostility, and to rebuild the life once dreamed of by attending to one’s medical condition, first, while securing a future or a second vocation.

Once attained, perhaps those who surround with love and concern will look upon the mannequin beyond the mere appearances, and instead to the substance of the person beneath.

Sincerely,

Robert R. McGill, Esquire