OPM Disability Retirement under FERS: Flavor’s Envy

Modernity is typified by envy, although no one will admit it.  Envy is aroused when people discover that others possess and enjoy multiple flavors as opposed to the limited ones left for the common element.  Life’s flavors were once quite limited; you worked, ate, possessed a few items and hoped to marry, have children and live a somewhat rewarding life.

Today, with so many reality television shows displaying the extravagance of celebrities, the super-wealthy and those who own half of Hawaii and other exotic locations, flavor’s envy has become widespread.  The antonymic corollary to envy, of course, is discontent — which is likely more prevalent than envy itself.

Envy and discontent go hand in hand, which is precisely why it is never a good idea to go to high school reunions, or any reunions, for that matter.  For, flavor’s envy is always enhanced when one compares one’s past circumstances to the present and current status, and then with it the infringing thoughts of discontent prevail upon us: What could have been; the downtrodden sense of loss and envy.

Flavor’s envy has diffusely spread throughout every corner of society, and the dystopian narrative that many wealthy view as a coming reality — that there will be a world crisis and properties must be protected against the collapse of society — has resulted in private security firms being hired in anticipation of disasters foretold.

Society’s thread is thin and flimsy; it doesn’t take much for a flashpoint to ignite, these days, and flavor’s envy continues to spread in an invisible, microbial manner.  The great “equalizer”, if there is one, is that we are all mortal, and health becomes a reality check for everyone.  When one’s health becomes threatened, flavor’s envy becomes an irrelevancy because, without the former, the latter loses its meaning.

For Federal employees and U.S. Postal workers who suffer from an illness or disability such that the illness or disability prevents the Federal employee or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, flavor’s envy fails to have any essential meaning, precisely because the most important element of one’s life has become threatened: Health.

Contact a FERS Disability Attorney who specializes in FERS Disability Retirement Law and consider that Flavor’s Envy is merely a figment and chimera when compared to the importance of focusing upon one’s health.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: The Village

On the political spectrum, conservatives scoffed at the idea (represented as a target of a book written by a hated political figure on the left); and liberals constantly embraced the idea, despite repeated labeling of socialism and unwanted interference from others.

The idea of the “rugged individual” as opposed to a cradle-to-cremation nanny state — the conceptual opposites are characterized by the false narrative of extreme choices, of a disjunctive which is no longer applicable, and a failure to have a productive discussion.

Most people actually hold dear the idea of a “village” — of a caring and close community.  On the other hand, most people also want the opportunity to be able to become “successful” without the burden of over-taxation and government interference.  Can both be concurrently established?  Can a balance be attained?

Federal Disability Retirement is a paradigm for that balance.  For, while it pays an annuity to the Federal retiree based upon a disability which prevents him or her from performing one or more of the essential elements of the Federal or Postal job, yet it allows for that individual to remain productive and go out into the private sector and make up to 80% of what his or her former position currently pays.  It is a system whereby “the village” allows for both — an annuity from the “nanny state”, and an allowance to remain productive and “successful”.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider whether or not you can qualify for entrance into the Village.

Sincerely,

Robert R. McGill, Lawyer

 

Federal & Postal worker OPM Disability Retirement: The Untold History

We live in historic times.  We are witnessing it.  We are constantly told that.  We sense it.  We somehow “feel” it.  Whether we believe ourselves to be “political” people, we are nonetheless drawn into politics by the mere fact of our existence within a society which involves political decisions, political input, political opinions and political circumstances.

History forces us to engage in politics; history-in-the-making demands our choosing of sides; and history as currently lived requires our attention.  But what about my own personal circumstances, you ponder — who takes note of that?  Why are the untold histories of countless thousands not important, irrelevant, and unnoticed?

That is the frustration of all: Of the untold history, the silent majority (unconnected to the popular movement of the late 60s and early 70s); the footnotes in historical compendiums which no one ever reads.

For Federal employees and U.S. Postal workers who suffer from a medical condition which will require filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, the untold history is the one which should be taken care of as a priority, despite the public history which so dominates the consciousness of the public.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law and begin the process of initiating the untold history of your private life.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The Emperor Who Wore No Clothes

We all know the story; of human foibles and self-aggrandizement.  Of the Emperor who thought himself so important that he — with the help of all of the sycophants he had surrounded himself with — believed that self-delusion could carry him naked through the streets of his empire.  That is, until a child pointed to the Emperor with no clothes, and innocently declared, “Look — he’s not wearing any clothes!”

It is a metaphor for how many of us live; of going about knowing what we want to avoid, and where everyone else similarly knows it, too, but doesn’t want to declare it out in the open.  Why is it that we can lie to ourselves so easily, and how is it that others will cooperate so readily?

The world of illusions we create, however, are like houses of cards that can easily collapse and crack under the pressure of reality’s curse of imponderable harshness; we can only survive a lie for so long, before the burden of truth undermines the fragile solemnity of an impervious universe.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to work in your Federal or Postal job, consult with an OPM Attorney who specializes in Federal Disability Retirement Law, lest you continue to work well beyond the point where the emperor’s clothes have been taken off, and it is only you who believes what everyone else already knows — that it is time to throw in the proverbial towel and reveal the naked truth beneath.

Sincerely,

Robert R. McGill
Federal Disability Lawyer

    

OPM Medical Retirement: Life’s mortgage

We all know well the concept behind it – of borrowing against the object itself, in order to “half-possess”, occupy and enjoy it presently against a future promise that it will be paid over an incremental period of time.  Sort of like life itself, or at least of one’s health.  Borrowed time; life’s mortgage; banking on a better tomorrow; relying upon a promise being kept based upon today’s favorable circumstances over a lengthy period of time well into a future we can never be certain about.

Yet, because the collateral is the object itself – normally, the house that is being mortgaged – the loaning institution actually doesn’t take any gamble at all, even if the value of the collateral plunges below the agreed-upon amount to be paid; one is still obligated, no matter what.

It is sort of like life’s challenge itself – of the promise of a promising life based upon an anticipated health that will last until the day when one is suddenly gone.  But life doesn’t always work that way, just as the mortgage, lien and promise of financial growth doesn’t quite always fold out as planned, like the scrolled blueprint that keeps trying to roll back into an obscured cylinder with each attempt to lay it flat.

Sickness occurs; health deteriorates; the 30-year mortgage that was promised at the onset of the contract signed doesn’t unfold as anticipated, and sometimes a default occurs – like the health that deteriorates and the career that must be ended.

Federal Disability Retirement is a benefit accorded to all Federal and Postal employees under FERS, CSRS or CSRS Offset, based upon the idea that recognizes that while a long-term commitment to a career is reasonably anticipated, there are instances where such a commitment may need to be modified in the event of failing health.  Unlike the bank’s position in a mortgage-relationship as lender-to-borrower, however, it is not quite all that one-sided.  There are options still open.

Thus, because Federal Disability Retirement requires only that a person be unable to perform one or more of the essential elements of one’s position being occupied, the Federal or Postal employee is allowed to go out into the private sector and work at a job somewhat dissimilar (so long as there are “essential elements” which are not identical to the former Federal or Postal position), and make up to 80% of what the former Federal or Postal job pays currently.

For, in the end, life’s mortgage is unlike the home mortgage where the lender holds all of the proverbial cards; at least for the former, the great thing is that the reliance is upon the capacity of man’s ability, and not upon the fine print hidden within the banker’s contract.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: The defeating question

It is the question itself which is often “telling”; it informs us of where the line of answering and posited queries is likely to take us.  It is like the map that guides in a certain direction, the compass that informs one of the vantage point of one’s existence or the gravitational pull which pulls in order to remain cohesive with other heavenly bodies; the question itself may not even need an answer.

The latter, of course, is referred to as a “rhetorical” one – that which needs no answer, is asked without necessarily seeking a response, and the one that, standing alone in the silence of an unsolicited reflection, cuts deep into the queried subject in order to provoke a contemplative reaction.  But of the “defeating” question – is it ever asked or, if it is, what is its purposive intent and deliberative content?

It is the one that is avoided, and left unasked because the facts, circumstances and surrounding context will almost always already be known to the inquiring mind.  What is the purpose for which it is asked?

No, not to defeat, but rather, to admit to the already-obvious answer that is readily known, by virtue suspected and thus absented and avoided.  Plagues reported, germs suspected and sneezing people avoided, the defeating question is the one that you already know the answer to, but by the mere fact of not vocally articulating it, is intended to remain unspoken and thus carefully avoided.

It is like the neighborhood bully that requires running after school at full speed over fences and back alleys; and like the dog barking in the early morning requiring one or of the other of the spouses to get up and let out, each hoping that the other will think kindly of the fake snoring and each avoiding the direct obligation and love for the animal itself; the defeating question, once asked, is in danger of being answered and therefore brought “out in the open” for no one to ignore, anymore.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition may require the Federal or Postal employee to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question unasked and avoided, and the one feared as the “defeating question” is quite simply: Do I need to file for OPM Disability Retirement benefits?

Already answered.  The only difference is, what is meant by “defeating”, is often within the purview of the inquiring mind.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The Initial Stage

There are multiple stages in a Federal Disability Retirement process.  The term “process” is used here, because it is too often the case that Federal employees and U.S. Postal workers who engage this administrative procedure, fail to realize that there are multiple potential stages to the entire endeavor.  That is a mistake that can come back to haunt.  One should prepare the initial stage “as if” – as if the Second, Reconsideration Stage of the process may need to be anticipated, and further, invoking the rights accorded through an appeal with the U.S. Merit Systems Protection Board.

Why?

Because that is how the Administrative Specialists at the U.S. Office of Personnel Management review each stage – and especially the initial stage of the process – by reviewing the weight of the evidence, conformity to the existing laws concerning Federal Disability Retirement, and considering whether or not an initial denial will involve much resistance at the Reconsideration and subsequent stages of the Administrative Process.

Every Federal Disability Retirement application put together by the Federal employee or U.S. Postal worker  and submitted through one’s own Human Resource Department of one’s Federal Agency or the H.R. Shared Services facility in Greensboro, North Carolina (where all Postal Federal Disability Retirement applications are submitted and processed), whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is considered “valid” and a “slam dunk” – precisely because the person preparing the Federal Disability Retirement application is the same person who daily experiences the medical condition itself.

How can OPM deny my claim?  I cannot do essential elements X, Y and Z, and the doctors who treat me clearly see that I am in constant pain, or that I am unable to do certain things, etc.

But the Federal or Postal employee preparing an effective Federal Disability Retirement application must understand that there is a difference between “having a medical condition” and proving to a separate agency – the U.S. Office of Personnel Management (an entity who will never know you, meet with you or otherwise recognize your existence except in relation to a case number assigned to every Federal Disability Retirement application submitted to Boyers, Pennsylvania) – that such a medical condition no longer allows you to perform all of the essential elements of your official position.

Preparing one’s case for the Initial Stage of the process is important in establishing the foundation for the entire process itself.  It is not merely a matter of “filling out forms”; it is a matter of proving, by a preponderance of the evidence, that one’s medical condition has a clear and unequivocal nexus to the capacity and ability to perform the essential elements of one’s job.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Invasion of the Body Snatchers

The 1956 version of the film (the only one worth watching) was in black & white, and created a sensation among French Existentialists for the greatest horror committed upon a human being:  to strip one of all human emotion, and transform the person into a robotic automaton of sorts.

Camus’ novel, The Stranger, reveals a similar theme through the titular character, Meursault, where the absurdity of life, the indifference of humanity, all serve to compel him to commit a murder without reason or rationale, in a universe without emotion — until the very end when, faced with the certainty of the guillotine, he responds with rage at a chaplain who wants him to atone for his sins.

Life itself can be the slow drip-drip-drip of stripping one of emotions, somewhat like spores which fall and turn into seed pods, and slowly attaches, drains, and diminishes the uniqueness of the individual; or like the greater absurdity of performing apparently meaningless tasks, where a sense of separateness and division occurs as a chasm between worth and work, as when Sisyphus rolls the boulder up the hill, only to see it slither back down the other side.

Medical conditions sometimes awaken us from the slumber of absurdity.  It is in and of itself an anomaly of sorts, to have to face the mortality and fragility of one’s life, thereby unraveling thoughts of worthiness in a world devoid of care, empathy or concern.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, for the Federal employee or the U.S. Postal worker, is a step taken to climb out of that chasm or void of dissipating meaningfulness.  For, when a medical condition begins to impact one’s capacity and ability to continue bringing meaning and purposefulness to a job, within a context of an agency which shows indifference and outright animosity, it is time to escape the alien pods and devise an escape route from the invasion of the body snatchers.

It is like Sartre’s quip that Hell “is other people” — of that moment when a person looks through a keyhole and views another as a mere object, then senses someone else behind, and realizes that you were being watched watching others as an object, only to be considered as an object as well.  Similarly, when a Federal agency or the U.S. Postal Service begins to treat the Federal or Postal employee as a fungible object of nominal worth, it is time to seek and monetize one’s worth at another location, another context, a different venue.

Medical conditions demean and diminish in multiple ways:  one’s own consciousness recognizes the devaluation of being “less than whole”; others begin to approach and treat with trepidation; and Federal agencies and the U.S. Postal Service fail to accommodate according to the laws already in place.

Filing for Federal Disability Retirement benefits through OPM, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a means to an end.  The “means” requires an affirmative step by the Federal or Postal employee to traverse from the Federal agency or the U.S. Postal Service by beginning the preparation and formulation for filing of an OPM Disability Retirement application; the “exit” is the concerted effort to run afar from those spores from heaven, as the body snatchers who drain life and vitality through the keyhole of sanity where absurdity and meaning clash in a titanic battle for human worth.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Lawyer: Time Was, When…

Reminiscences represent a harbinger of the state of existence and the mental attitude of individuals; once engaged, they reveal the past-oriented focus, as opposed to the future dreams of youth.

Do young people reminisce?  At what point does one engage in such leisurely exercise?  And the spectrum of historical context, or the lack thereof — does the limited span of a past life determine the narrow course of future remembering?

It is always a danger to place too glowing and positive a light on the past; for, as present circumstances may be a pocket of discontent, so the warped perspective may, by contrast, create a fictional scenery of the past by unknowingly diminishing and extinguishing less notable events once experienced.

For Federal employees and U.S. Postal workers who are subjected to the hostility of one’s own agency because of the manifested impact of a medical condition upon one’s capacity to perform the essential elements of one’s positional duties, it is natural to embrace the refrain, “In the good old days”.  Health often brings that careless attitude of flippant fortitude; it is when we have something that we unknowingly take for granted, and when it becomes diminished, or is suddenly gone, the human tendency of regret and return of rectitude begins to pervade.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the pathway out of the muddle of reminiscence; there is, perhaps not yet known to the Federal or Postal employee, life beyond the Federal government or the Postal Service.  If too much time is spent in the past, then the robber barons of yesteryear pervade in the present, to rob one’s future.

Filing for Federal Disability Retirement benefits through OPM is not merely for escapism from a current “bad” situation; it is to secure the future such that there will be one, where one day in the twilight of a life, one can look upon the current negative circumstances and begin with the reminiscence of, “Time was, when…”

Sincerely,

Robert R. McGill, Esquire