Federal Medical Disability Retirement: Pivotal Points

Or, forks in the road; they confront us when we least expect them, never desired, always with a sense of angst.  Half of life is procrastinating and delaying; the other half, trying to catch up to the half delayed.

The “pivot” is that central point, pin or shaft on which a mechanism turns or oscillates; so, in basketball, the foot from which the player “pivots” is the one frozen and stationary.  It is the root word where the suffix, “al” — that addendum which forms an adjective from a noun — is appended in order to create that word which we are all familiar with: of the crucial, central decision based upon that stationary point, where the movement of the other “leg” or whatever free mechanism can be directed towards, will determine the pathway, the consequences, the results — the pivotal point — in a person’s life.

We come upon many of them in life, often yet unknown, some seemingly minor at the time but with greater significance later on, upon reflection; others, of a known quantity, where the decision itself is considered “pivotal” for one’s own future.

Some examples: A minor one — of going out with friends and acquaintances, knowing that a few of them have some questionable reputations.  A night of seeming innocence which starts off without consequences, ending up in a car crash, a person dead, an arrest — in short, a tragedy which began with a simple but pivotal point, where an invitation declined could have averted the tragic results merely by non-participation.

A more “major” one: Of whether and which college to go to; whether to volunteer for military service; whom to marry; whether to accept one job over another; of whether it is time to consider filing for Federal Disability Retirement benefits under the current Federal Employees Retirement System (FERS) through the U.S. Office of Personnel Management.

As to the last of these pivotal points: Contact a FERS Medical Disability Attorney who specializes in FERS Disability Retirement Law, lest the decision to be made turns out to be of greater consequence than originally thought.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement from OPM: Clarity

It is not a feature or element recognizable in modernity.  Rather, its opposite is more prevalent: Of obfuscation, confusion, lack of it.  Clarity in the face of life’s complexities evolves from a more simple set of principles: A cohesive community centered around established customs, mores and undisturbed ethical values; a way of doing things which is unaltered, “just because” this is the way it has always been done.

Lack of clarity comes about when language develops toward a complex and sophisticated level of discourse.  The more there are ways to describe the world, the greater opportunity to lie, confuse, cheat and steal.  Clarity of thought; clarity of law; clarity of purpose — these are rare attributes in this age of confusion.

For Federal employees and U.S. Postal workers who suffer from a medical condition and must consider preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management under FERS, it is important to have clarity on a number of fronts: Clarity concerning the eligibility criteria; clarity of the laws governing Federal Disability Retirement; clarity in the path moving forward.

To attain such an acceptable level of clarity, contact a Federal lawyer who specializes in Federal Disability Retirement Law, and don’t let confusion be the obstacle which prevents you from moving forward in life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Medical Retirement Benefits: Adaptability

It is a crucial element within the genetic makeup of a species — whether biological, psychological or a combination of both.  It is how a virus can successfully avoid extinction when a vaccine is introduced, or antibodies sufficiently protect — or when the environment alters in degrees which dangerously impact upon a fragile ecosystem that provides the very nutrients for survival.

Adaptability is the basis for the Darwinian hypothesis of the origin of all species, their survival, their continuing changes and modifications.  It is also an important modern element despite our existence within a society and civilization which no longer depends upon brute force for survival, but instead, more upon the intellect and sheer cunning.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to survive in your career, within your agency and the Federal government in general, adaptability involves the capacity to change.  Federal Disability Retirement is a benefit offered to all Federal and Postal employees who can no longer “survive” within the context of his or her particular job.

Contact a disability attorney who specializes in Federal Disability Retirement Law and consider how adaptability in thinking about your future will require a lawyer to maneuver through the bureaucratic maze of the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer specializing exclusively in FERS Disability Retirements applied through the U.S. Office of Personnel Management

 

OPM Disability Retirement under FERS: Another “Get Through” Day

We all have them.  They are the days when the body is transformed into a haggard display of human misery; where every urge to just crawl back into bed is resisted with a hollow groan; and when nothing positive can be squeezed from a life which is difficult, anyway.  Perhaps it is some low-pressure system that has moved in and dampened our spirits; or some unidentifiable “bug” that has attacked our system; or just a “bad hair day”, as we euphemistically refer to.

On such days, it is good to recognize that it is merely a day in which we must “get through” and, at the end of the day, sleep it off, shake our heads and declare, “Boy, that was rough, but I was able to get through the day”.  Perhaps productivity on such a day is not at its height; or the energy level is a bit off; or the ability to focus or concentrate is off kilter, and we just cannot seem to be in sync with the world at large.  Whatever the reasons, we all have days like that.

It is when those isolated days become a string of days, or an aggregate of months, and then into a compendium of years — that is when a Federal or Postal employee must consider filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management.  We all have a “Get through the day” days; but when a medical condition becomes chronic and deteriorating, and when those rare “get through days” become commonplace, then it is time to consult with an attorney who specializes in Federal Disability Retirement Law in order to make the commonplace back into an event of isolated rarity.

Sincerely,

Robert R. McGill, Esquire

Filing for OPM Disability Retirement: Keys to the universe

When a metaphor turns into a reality that we all begin to believe in, the fantasies of our own making have become distorted and we need to begin the process of regaining the sanity once embraced but which is now lost in the surrealism of time’s warped viewpoint.  It is by simile, analogy and metaphor that one gains a greater understanding of circumstances, fields and subjects, but it is also by such vehicles that we can misplace reality with a virtualized representation of a universe nonexistent.

Sermons abound with metaphors involving a “key” to this or that; or even of those positive thinkers and corporate motivational speakers who talk about the 10-steps to this or that, the “ultimate key to success”, and similar such drivel that makes one think and believe in the existence of a singular implement that needs to find that lost sliver of hope, insert it into the corrugated slit cut into the brass knob that stands between success or failure — and suddenly, the doors unlock, the entranceway is cleared and one can step into the future yet unanticipated by the fullness of contentment.

Do we really believe that there is such a key?  How often do we speak in terms of a metaphor, a simile and an analogy, but over time our spoken words lose the clear distinction that the simile was meant to ascertain?

We begin with: “It is as if there is a key to the universe,” or, “It’s like having the keys to the universe.” Then, gradually, the “as if” and the “like” are dropped, quietly, unnoticed, like the short-cut that assured one of arriving earlier if only the right turn into the thick fields of the wild forest is taken with confidence: “I need the keys to the universe.”

No longer the metaphor, and certainly without the distinctiveness of the simile; the keys become the reality without the padded divide of recognizing that existence cannot be forced to appear in reality; our minds have tricked ourselves into believing.  Then, we often come to realize that the metaphor which purported to “unlock” (a metaphor itself following upon another) whatever it is that we believed was previously inaccessible was nothing more than a mundane process or methodology that we could have figured out ourselves — sort of like (there we go again with a simile) the Master Burglar who spends hours trying to determine the combination to a safe that had all along been left open by a careless bank clerk.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, whether under FERS, CSRS or CSRS Offset, the “keys to the universe” of obtaining an OPM Disability Retirement are quite simple and straightforward: Prove that the medical condition prevents you from performing one or more of the essential elements of your job.

However, as the devil remains in the details, the simplicity of the metaphorical “key” to a successful outcome is not dissimilar (a double-negative that turns out to mean “similar”, sort of “like” a simile) to most such Keys to the universe: a systematic, methodological compiling of proof combined with legal precedents to cite in presenting a compelling tale to the U.S. Office of Personnel Management, such that the “key” is effective enough to “unlock” an approval from them.  Of course, as with all metaphors, the analogy is like the simile that refuses to be like other such metaphors, or so it is often said in the vicious circularity of language’s mysteries.

Sincerely,

Robert R. McGill, Esquire

Attorney Representation for OPM Disability Retirement: Thinking

What constitutes it?  What is the evidence that it was engaged in?  When a person is charged with “premeditation” in the perpetration of a crime, and therefore ascription of full responsibility is used to convict and assign a greater length of incarceration, what methodological intricacies are involved?

Take the following hypothetical:  A man walks into a candy store and grabs a Snicker’s Bar, and runs out of the store without paying for it.  He is nabbed.  At the trial of the matter, the prosecutor gives the following summation to the judge:  “Your honor, this man clearly thought about it.  He entered the store, looked about, and deliberately took the Snicker’s Bar and ran out without paying, knowing that he did not pay it — otherwise, why would be have run?  Indeed, when the police caught him, he yelled, “I was hungry!”  That statement alone shows that the man knew he had not paid for it, for it was an admission of a motive, and thus, it is a clear indication that he thought about stealing it, walked into the store and with criminal intent stole the candy bar.  Only the death penalty would be appropriate for one with such premeditative intent, as he is a danger to society!”

Now, contrast this with the following:  The Candy Store’s automatic door opens, and an animal — a neighborhood dog — saunters in, sniffs about, and no one really notices.  The dog grabs a Snicker’s Bar, gobbles it.  Passersby watch.  The store’s owner notices, laughs, shoos the dog out the door.  Why do we not think that the dog “thought” about it?  Why is “thinking” ascribed to the human being, but not to the animal?  What is it about the actions of the two species that differentiates them?  Does the mere fact that we able able to speak, formulate words and convey thoughts, whether pre-or-post action confirm that any extent of reflective processes occurred?  Is the process of “thinking” always productive — i.e., leads to actions that are fruitful, or is much of it simply an insular activity that results in no great consequence?

For Federal employees and U.S. Postal workers who are “thinking” about filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the key to “thinking” about it is to take the next step and act upon the thought.  People often think that thinking is a productive activity, so long as it remains active and continuous.  But thought can also negate and prevent, and too much thinking, or not enough, can often become an obstacle to the necessary next step.

In order to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, the key to productive thinking is not merely to engage in it as an insular, solitary activity, but to have the consultation and advice of an attorney who specializes in Federal Disability Retirement, lest merely thinking about it leads to an unthoughtful act that leads one to believe that the very thinking itself was thoughtless.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Life’s mortgage

We all know well the concept behind it – of borrowing against the object itself, in order to “half-possess”, occupy and enjoy it presently against a future promise that it will be paid over an incremental period of time.  Sort of like life itself, or at least of one’s health.  Borrowed time; life’s mortgage; banking on a better tomorrow; relying upon a promise being kept based upon today’s favorable circumstances over a lengthy period of time well into a future we can never be certain about.

Yet, because the collateral is the object itself – normally, the house that is being mortgaged – the loaning institution actually doesn’t take any gamble at all, even if the value of the collateral plunges below the agreed-upon amount to be paid; one is still obligated, no matter what.

It is sort of like life’s challenge itself – of the promise of a promising life based upon an anticipated health that will last until the day when one is suddenly gone.  But life doesn’t always work that way, just as the mortgage, lien and promise of financial growth doesn’t quite always fold out as planned, like the scrolled blueprint that keeps trying to roll back into an obscured cylinder with each attempt to lay it flat.

Sickness occurs; health deteriorates; the 30-year mortgage that was promised at the onset of the contract signed doesn’t unfold as anticipated, and sometimes a default occurs – like the health that deteriorates and the career that must be ended.

Federal Disability Retirement is a benefit accorded to all Federal and Postal employees under FERS, CSRS or CSRS Offset, based upon the idea that recognizes that while a long-term commitment to a career is reasonably anticipated, there are instances where such a commitment may need to be modified in the event of failing health.  Unlike the bank’s position in a mortgage-relationship as lender-to-borrower, however, it is not quite all that one-sided.  There are options still open.

Thus, because Federal Disability Retirement requires only that a person be unable to perform one or more of the essential elements of one’s position being occupied, the Federal or Postal employee is allowed to go out into the private sector and work at a job somewhat dissimilar (so long as there are “essential elements” which are not identical to the former Federal or Postal position), and make up to 80% of what the former Federal or Postal job pays currently.

For, in the end, life’s mortgage is unlike the home mortgage where the lender holds all of the proverbial cards; at least for the former, the great thing is that the reliance is upon the capacity of man’s ability, and not upon the fine print hidden within the banker’s contract.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Chasm Between the “Process” and the End-Product

One is often forewarned that, if you want to continue retaining certain foods and delectable delights of culinary desires, you should refrain from taking a tour of the manner, means and methodology of manufacturing the medium of modality.

The “process” of attaining a final product is, in many instances, quite different from the “end product” displayed and delivered for public viewing.  The latter constitutes all of the hard work, effort and refinements contained beneath and within the invisible undercoating which comprises the historical context of unspoken deeds; while the former is comprised of the aggregate of that which has been censored for public viewing.

In law, one reads about the final outcome — the verdict; the monetary sum awarded; the opinion of the Court; the statement of triumph by the prosecutor, defense attorney or the plaintiff’s advocate.  The process to get there — the preparation, the missteps, the unexpected statement by a witness previously vetted and sifted through multiple and complex layers of questioning and examination; these constitute the ugly foray of felonious intent.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the issue is rarely the “end-product” (Federal Disability Retirement benefits) — although, because of the reduction in income/annuity, and the change of circumstances from “employed” to “retired” constituting a radical change in life and perspective, that, too, can be a scary thought — but rather, the “process” of getting there.

But a traditional “cost/benefits” analysis normally results in affirmatively comprehending the singular issue of importance, significance and relevance in the necessity of filing for Federal Disability Retirement benefits from OPM:  The medical condition itself is the driving force, and the mandate of compelling action.

In the end, the ugliness of the process itself must be ignored:  the admission to the agency, coworkers, supervisors, managers, etc., of the proverbial throwing in the towel or raising of the white flag; the ostracizing response by the agency (but isn’t that just a confirmation and affirmation of what has been going on for the past year or so, anyway?); the long wait; the encounter with the bureaucratic process (but again, isn’t that something one has already “been there, done that” by virtue of working for the Federal Government or the U.S. Postal Service these many years, anyway?).

The “process” of getting from Point A to Point B is a long and hard one, and no one can deny that the journey itself is but an unpleasant pathway of necessity; but that is why we have pithy proverbs to provide portentous pretentiousness:  There is “light at the end of the tunnel“; “Another day, another dollar”; “Youth is wasted on the young”; and the one most relevant as the Federal and Postal worker awaiting a decision from the U.S. Office of Personnel Management:  “Patience is a virtue“.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from the U.S. Postal Service and other Federal Agencies: The State of Solitude

Having a medical condition necessarily results in a state of solitude.  While others can empathize, no one else can fully comprehend the totality of the experiential turmoil and trauma, the emotional, physical and psychological toll upon the diminished personhood and the daily struggle endured.  It is a solitary state of existence, and all the more so when individuals, agencies, friends, family and acquaintances fail to take the time to understand.

For Federal employees and U.S. Postal workers who must, on top of the medical condition itself and the residual impact and consequential symptomatologies which pervade and cling, like dust mites slowly feeding upon the progressive trail of human deterioration, continue to contend with the exacerbating and exasperating reaction of one’s own agency, supervisors, managers and coworkers who engage in daily pettifoggery of irritating acts of hostility and unpleasantness, the dual contention of dealing with the medical condition while concurrently responding to adverse actions by the agency or the Postal Service, only serves to exponentially increase the tension and turmoil.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset is not (and should not be) an issue of surrendering to the slings and arrows of the agency or the U.S. Postal Service; rather, it is a recognition and acknowledgement as to the greater priorities of one’s life:  to continue with an agency or organization that clearly no longer wants or needs you, and thereby complicate properly and adequately attending to the medical condition itself; or to affirmatively choose to forego the unnecessary stresses of an increasingly hostile work environment, and to take the required steps to prove, by a preponderance of the evidence, eligibility for medical retirement through the U.S. Office of Personnel Management.

There again, such a decision must be made within the contextual state of solitude; for, in the end, it is only the person experiencing the trauma of the medical condition who understands the need to lessen the solicitous state of existence, in order to escape the solitude of a soul’s anguish.

Sincerely,

Robert R. McGill, Esquire