Tag Archives: long term disability insurance for postal employees

Federal Medical Disability Retirement: Pivotal Points

Or, forks in the road; they confront us when we least expect them, never desired, always with a sense of angst.  Half of life is procrastinating and delaying; the other half, trying to catch up to the half delayed.

The “pivot” is that central point, pin or shaft on which a mechanism turns or oscillates; so, in basketball, the foot from which the player “pivots” is the one frozen and stationary.  It is the root word where the suffix, “al” — that addendum which forms an adjective from a noun — is appended in order to create that word which we are all familiar with: of the crucial, central decision based upon that stationary point, where the movement of the other “leg” or whatever free mechanism can be directed towards, will determine the pathway, the consequences, the results — the pivotal point — in a person’s life.

We come upon many of them in life, often yet unknown, some seemingly minor at the time but with greater significance later on, upon reflection; others, of a known quantity, where the decision itself is considered “pivotal” for one’s own future.

Some examples: A minor one — of going out with friends and acquaintances, knowing that a few of them have some questionable reputations.  A night of seeming innocence which starts off without consequences, ending up in a car crash, a person dead, an arrest — in short, a tragedy which began with a simple but pivotal point, where an invitation declined could have averted the tragic results merely by non-participation.

A more “major” one: Of whether and which college to go to; whether to volunteer for military service; whom to marry; whether to accept one job over another; of whether it is time to consider filing for Federal Disability Retirement benefits under the current Federal Employees Retirement System (FERS) through the U.S. Office of Personnel Management.

As to the last of these pivotal points: Contact a FERS Medical Disability Attorney who specializes in FERS Disability Retirement Law, lest the decision to be made turns out to be of greater consequence than originally thought.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement for Federal Government Employees: Whose Fault?

Where the blame attaches, the responsibility follows.  Blame is always a component of responsibility; they are cousins attached at the heart, or at the very least upon the stem of the brain.  Whenever anything happens in life, the second question is always, Whose fault?  Assuming that the first question had to do with the event itself (i.e., What happened? How did it happen? — which is a query that comes close to the “Whose Fault?” Question, etc.), the second and subsequent questions almost always seek to blame.

Why is that?  Well, for one thing, causation is often tied to the one who causes — the perpetrator of the action which triggers the series of events resulting in the calamity, etc.  An investigation into an accident; a man-made disaster that results in destruction; a negligent act causing harm; these, and many others, point to a cause whose origins point to fault and blame.  What follows thereafter is what we deem as “responsibility”; that the person to whom blame attaches is “responsible”, and concomitant consequences must then follow.

But what of medical conditions?  Can one attach “fault” or “blame”?  Whatever the answer to that question, the treatment the Federal Agency attaches to a Federal or Postal employee is akin to asking the question, Whose Fault?  For, once a Federal or Postal employee can no longer perform one or more of the essential elements of one’s Federal or Postal job, the manner in which the Federal Agency or the Postal Service treats the Federal or Postal employee is tantamount to asking the question, Whose Fault?

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin considering the process of filing for Federal Disability Retirement benefits, lest the Federal Agency or the Postal unit you work at deems you to be “at fault”, even though medical conditions are, indeed, a “no-fault” incident.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Pure fun

Are we the only species who does that?  Do other species engage in the sheer pleasure of its purity, without regard to any instructional end or substantive gain resulting therefrom?

Of course, anthropomorphism often presides when issues of interpretive psychology is involved; and thus do we say when the lioness and her cubs are engaging in playful wrestling, that she is “teaching” them how to interact within acceptable boundaries; or when dogs race around with abandonment, that they are letting go their pent-up energy, etc.

Whether with purposive resolve or not, the purity of engaging in pleasurable activities is a necessary component of life; it is for those pleasurable moments, however few, far-between and of whatever nature, for which the remainder of human drudgery becomes worthwhile to endure.  The ratio between “work” and “pleasure” may be different for each individual — i.e., for some, it may be an acceptable threshold to maintain a balance between 80% work and 20% pleasure; or, perhaps, of 2% versus 98%, or thereabouts.

When the recipe bifurcating the two goes askew — where leisurely activities without seemingly purposive intent outweighs one over the other, we then begin to suspect and allege hedonism, wastefulness and wanton loss of self-worth.  Why is that?  Can one not have pure fun each and every day, for every waking moment, without being looked down upon with judgmental eyes of damning disdain?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the question of a ratio between “work” and “pleasure” has already been resolved and answered: For, with a medical condition, there is no acceptable level of balance between the two.

Medical conditions by their very definition conflate and confuse the two; no longer is it possible to escape the vicious cycle of work-and-no-pleasure, precisely because the pain of the medical condition disrupts both.

When that threshold of balance between work and leisure becomes so out-of-whack that life’s pleasurable moments, however small and limited, can no longer be enjoyed, then it is time to prepare, formulate and file for Federal Disability Retirement benefits under FERS, so that the ratio between work and play can be regained to the extent that “pure fun” can attain its semblance of purity, and where “fun” can again be enjoyed without the interruption of life’s drudgery.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: Perfection

Can it ever be achieved?  Is our possession of it proof, as Anselm’s Ontological Argument asserts, of the existence of that which we ourselves cannot ever attain?

Perfection as a “goal” is considered “unrealistic”; as a paradigm against which we compare in order to impose a standard or paradigm of success, we often accept as a given; and, with the exception of stereotypical “Tiger Moms” and other unreasonably demanding categories of nightmarish figures unable to ever please or gratify, perfection is merely an unattainable hollow easily moveable within a spectrum of endless sights much like the proverbial movement of goal posts so-named when nearing the end.

Yet, we constantly strive for it, despite the knowledge that it is unachievable and unrealistic, declaring that the nearer we reach towards the boundaries of perfection, the closer we become as gods of lesser heavens.

The Ancients regarded certain physical characteristics as those “perfect” dimensions based upon proportionality of appearance; in modernity, we have dispensed with any such paradigms and instead have elevated acceptance and tolerance as the greater good, thereby negating hurt feelings, unattainable heights and unreachable expectations.

Perfection, as applied to a specific category such as “health”, can yet nevertheless remain relative in terms of acceptability.  Perfect health can never be maintained forever; relatively good health can be sustained for a time; and poor health, once experienced, is like a bad dream that one wishes to be awakened from, lest it turn into a nightmare that never ends.

For Federal employees and U.S. Postal workers who suffer from a deteriorating, progressively chronic condition of a medical nature — one that is likely to last for a minimum of 12 months in preventing or otherwise impacting one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job — it may be time to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Filing for OPM Disability Retirement is not an admission that perfection is an unattainable goal (although we know it is); rather, that merely a particular job or career is not the “right fit” — and in the end, that is the greater perfection of all: To recognize one’s limitations, properly evaluate and assess one’s circumstances, and adjust and modify in accordance thereof.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The cluster of choices

Often, choices come in pairs, and the difficulty is in deciding between the binary alternatives offered.  Chocolate or vanilla?  Apple pie or cherry?  If taste were the sole determining factor, one can simply submit to the subliminal voices churning deep within the intestinal caverns of digestive tracts, and simply declare one as opposed to the other.  Of course, in such matters, one can “cheat”, and simply say to the host or hostess, “Oh, they both look so delicious, can I just have a small sliver of both?”

Why is it that if there are three or four to choose from, suddenly such a response shifts it into the category of gluttony, where people begin to look you up and down to see whether or not diet, exercise or lack of self-discipline is the problem?  Why is it, say, that there are various pies – apple, cherry, rhubarb and pumpkin, and you cannot choose between the four or more; is it okay to say at a dinner party, “Well, can I have a sliver of the apple and rhubarb”, but NOT to say, “Can I have a very small sliver of all four?” (or eight?) It is the cluster of choices that make for difficulties, almost in every sector of life.

Today, of course, the modernity of overload and the excessive, almost unlimited choices displayed, presented and given, makes for difficulties in the cognitive grey areas of the human mind.  Have human beings evolved sufficiently to be able to cope with such alternatives presented?

As a child, many decades ago, one remembers that the local “supermarket” merely had two, maybe three items on a shelf of any one product.  Ice cream shops had three or four flavors, and if there were five – well, we stood at the counter with amazed looks and couldn’t quite decide until Mom or Dad threatened to choose for us.

Does a lioness, or a cheetah, walk about through the wilds and come upon a herd of antelopes and pause because she cannot decide which one looks the most promising?  Or have the evolutionary stresses upon the fight to survive already determined the dominant characteristics that will prevail in such decision-making?

For Federal employees and U.S. Postal workers who must decide when, how, and in what manner to file an effective Federal Disability Retirement application, ultimately to be submitted through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the cluster of choices to choose from must be deliberative, with great seriousness, and with an approach that must look after one’s own best interests.

Often, however, because of the clouding of judgment wrought on resulting from one’s medical conditions – i.e., pain, profound fatigue, inability to focus and concentrate – it is difficult to separate between the cluster of choices given.  But Federal Disability Retirement requires a cogency of judgment, thought, decision-making and affirmation of choices, and in engaging this complex administrative process, it may be a good idea to consider consulting and hiring an experienced Federal Disability Retirement lawyer, in order to bifurcate between the cluster of choices presented, so that the best option and course of purposive actions can be embraced with a thoughtful and deliberative approach.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Once upon a time…

There are such fairytales, as well as reminiscences of a bygone era; or, when a traumatic event in one’s life bifurcates a “before” and differentiates from the “after”, such that we wanly smile and with eyes distant for yearning of a time now gone forever, we whisper to ourselves, “Once upon a time…

Old men do that; grouchy grandmothers relegated to nursing homes and old people’s enclaves; those who have variously been diagnosed with “personality disorders” or other such general umbrellas that allow for living in a previous timelessness of shallow memories; but the uniqueness of the phrase is that, for old people and other grouches, to whisper, “Once upon a time…” is to look backwards; whereas, for children, when the story begins with, “Once upon a time…” – it is forward looking, to a world of imagination and creativity.

Yes, the story itself may have the setting of a time before, but within the child’s imagination, he or she is projecting forward in the wayward paths of creative fantasies.

Then, of course, there are people who are beset with medical conditions – such as Federal or Postal workers who are under FERS, CSRS or CSRS Offset, who can no longer perform one or more of the essential elements of the Federal or Postal position occupied, and who whisper in a soliloquy of sorts, “Once upon a time…

Such reminiscences bifurcate a time “before” and a time “after” – where there was life before the onset of the medical condition, and the living hell after the medical condition became, and remains, a chronic state of being where pain, discomfort, inability to attain any restorative sleep, and profound exhaustion and fatigue sets in.

For that Federal or Postal worker who suffers from such a medical condition, that the Federal or Postal worker can no longer perform one or more of the essential elements of one’s Federal or Postal job, the decision to file for Federal Disability Retirement benefits becomes also a kind of a “Once upon a time” moment.  For, once an OPM Federal Disability Retirement application is approved, and the Federal or Postal employee no longer needs to struggle with the essential elements of one’s job, perhaps the Federal Disability Retirement annuitant can look back and whisper, “Once upon a time…” – but like the child who states it with a forward-looking smile.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Adaptable Criterion

If a criterion is advanced at the outset, one expects that the details of its applicability will result in a fair outcome so long as the requisite subsets are adhered to.  The problem is one of generalizations, however, and the linguistic malleability of hermeneutic interpretation, and in the end, the honesty of the individual.

There may have been a time when the sin nature of man was contained, and Pandora’s box was sealed, or at least somewhat secured; but once relativism creeped into the general populace, the game of restraint was lost forever.  Once, when man was left to individualistic devices, and information concerning the world was considered esoteric and reserved for the ivory towers of science and theological hoods of mystery shorn by Jesuit Orders of secrecy and cavernous enclaves of furtive whispers echoing down dark chambers in secluded corners, the application and usage of criteria demanded knowledge beyond the commonplace. Now, with Google and other search engines, everyone knows everything, or nothing at all.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the “trick” is to review the legal criteria, amass the information in a manner which fits the applicability for eligibility, then to “make the case” for an approval.

Is it a science?  Or, more precisely, are the regulatory subsets “open to interpretation”?  And more to the point:  Do the Administrative Specialists at OPM adhere to the “letter of the law”, or is hermeneutics less than an honest methodology these days?  Where human nature is concerned, one need not stray too far from the general knowledge of the masses.

If one has lived long enough, you know that you should always walk through the busy streets of a city with one hand on your back pocket, protecting your wallet.  Pickpockets are everywhere, and in preparing, formulating and filing for Federal Disability Retirement benefits through OPM, the Federal and Postal worker should always be cognizant of the fact that the adaptable criterion is not the fault of the agency or the promulgators of legal standards, but merely reflects the fact that Pandora’s box was left open long ago, and the serpents of horror and dishonesty were left to roam the earth like never before.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Consequence of Indecision

Why is it that some are able to make thoughtful decisions within a relatively short span of time, while others are paralyzed by indecision?  Is it purely a reflection of that — of “thoughtfulness” as opposed to lack of thought?  Or, perhaps because some have already predetermined the applicable criteria which is immediately instituted, like placing a window frame upon a hole in the wall, thereby capturing the stillness of scenery ensconced in a timeless warp of alternative displays?  Is it important to have set up a “criteria” upon which characteristic distinctions can be made, separated, identified, then dissected for evaluative reduction such that the proverbial chaff can be separated from the wheat?

Recognition that some decisions are based purely upon appetitive criteria — such as choosing a meal from a menu — as opposed to selecting a college to study at, a career to enter, a job opportunity to consider; what is the applicable criteria to help frame the issues to be questioned, inquired into, resolved?  And where do values come in — belief systems, what one holds dear, whether there are normative cultural pressures to consider, and the moral caveat which precedes the judgment of friends, family and relatives?

For Federal employees and U.S. Postal workers who suffer from a medical condition, at what point does the Federal or Postal employee consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management?  is it when you finally drop dead?  Is it when you become so debilitated that you cannot make it into the office any longer?  Do you destroy your body, soul and psyche in order to prove a point of loyalty?

Fortunately, the law itself helps to frame the decision-making process.  As OPM Disability Retirement requires that certain age and time in-service criteria be met, and further, that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s positional duties,  some of the work necessary to “make a decision” has already been initiated in an “objective” manner.

In the end, however, even the child who first enters an ice cream shop and realizes that the world is not bifurcated into simplistic binary systems of “either-or”, but presents a multitude of endless summers of nuanced pathways to ecstatic completion, who must ultimately point to, and choose, between alternative compasses which will navigate one into the future of one’s contentedness, or dark chasms of dismay.

Sincerely,

Robert R. McGill, Esquire

Federal & Postal Disability Retirement: The Chasm Between Sanity and Twilight

Sometimes, there are moments of clarity where one is left with wonderment at the behavioral folly of individuals, organizations, and groups of collective consciousnesses (what an untenable word — the pluralization of that which ends in what appears to be the plural form of the noun).  Whether one agrees with the Supreme Court’s holding that corporations should be treated as “persons”, the fact is that organizations act in collective aggregates in similar manners as individuals and amoebas.

Group-think, herd mentality and symbiotic consciousness of behavior is not unfamiliar to us all; for Federal and Postal employees who suffer from an injury or disability, and where the medical condition leads the Federal employee or the U.S. Postal worker to file for Federal/Postal Medical Disability Retirement benefits through the U.S. Office of Personnel Management, whether that Federal worker or Postal employee is under FERS, CSRS or CSRS Offset, it is a fairly routine matter that engagement with one’s agency can be characterized as one of workplace hostility, unpleasantness or unfriendly separation.

Why this is so; what bonds of loyalty become severed merely because the Federal or Postal employee expresses an intent to terminate the employment relationship as a consequence of the onset and intervention of a injury or chronic condition; and how the contextual animosity develops into a flashpoint where the Federal agency or the U.S. Postal Service believes that it must initiate adverse actions or punitive measures; these are all wrapped up within the conundrum of complexities which characterize the human condition, and that is why organizations and organic aggregates of individuals comprise a compendium of human behavior.

It is, in the end, an unexplained and incomprehensible phenomena; what it is; how it can be explained; where one goes to for enlightenment; these questions must be relegated to the dark corners of behavioral recesses within those chasms between sanity and twilight.

Sincerely,

Robert R. McGill, Esquire