FERS Medical Retirement from the OPM: Who Pays the Price?

In a certain household (left unnamed) somewhere in the Eastern part of the United States, a father gave this piece of advice to his children: You can do anything in life, so long as you are willing to pay the price.  He would go on to expand upon that concept by illustrating the various situations in which such advice might apply: You can commit crimes, but you must be willing to pay the price of incarceration; you can disregard your studies, so long as you realize that your future will be undermined because of your decision not to study; you can ignore your obligations, so long as you are willing to sidestep the pangs of conscience which will haunt you.

Age has many downsides; a deteriorating body, loss of stamina; slow and progressive decline in all areas of body and mind; and yet the upside, hopefully, is that some wisdom is gained along the way.  The price we are willing to pay reveals a person’s inner soul; how far you are willing to go; what cost you are able to endure; of what you are prepared to sacrifice; these, and many more factors determine the character of a person’s life.

For Federal and U.S. Postal employees who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the price you are willing to pay by continuing on is the singular and unique value of your health.  Consider whether you are eligible for Federal Disability Retirement by consulting with an attorney who specializes in Federal Disability Retirement Law, and consider who ultimately pays the price, and what price is worth the cost?

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Adversity in B-Minor

But that we could live life as if playing a musical score, then changing the tonality in a different pitch, thereby perfecting a piece for the final performance.  Adversity is an unavoidable event; no matter the effort to avoid it, the encounter inevitably catches up to us.

Can we ever replay it, but in a different pitch?  Can the musical score be altered, but this time without the raised voices or the heightened stress?  What is it about a certain look, a particular tone, that gets one’s gander up; and while some are tone-deaf and wouldn’t be able to differentiate between a major or a minor score, does the same apply to social graces and the cues that trigger responses otherwise better to be left unsaid?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes a necessity in the height of adversity, whether played in B Minor or C Major.

It always appears as if adversity can never be avoided.  First, there is the medical condition itself; then, to compound matters, making them worse, there is the pressure of the Agency; and suddenly, one feels as if the musical score so often rehearsed has fallen out of tune, and we begin to wonder if the chords played, the instruments used and the conductor followed, makes any sense at all.

The jumble of life is too often like the mixture of one analogy into another.

In order to sort out the proper “chord” to be played, it is important to consult with an attorney to sort out all of the elements in properly preparing a Federal Disability Retirement application: the documentation to be gathered; the guidance of how the narrative reports would be formulated; the legal memorandum that persuades and the entirety of the Federal Disability Retirement packet that is “effective”, leading to an approval by OPM.  Otherwise, your life may remain in adversity in B Minor, or some other discord unanticipated.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: Mortality averted

Does it occur when the body is entombed?  Or, perhaps, like children who play “king of the hill”, the exhilarating feeling that overwhelms when once you are alone on top of the hill, unchallenged, identified as the winner of a game otherwise known to be silly but at least for the moment, a sense of immortality, where mortality is averted for a day, a second, a moment or in likened eternity.

Is the “winner” of life he/she who has the most toys at the end?  Is that why old men divorce their best friends after 30 years of marriage, only to remarry immediately to a person some generation or more younger, so that mortality can be averted?  Is there unequivocal, scientific proof that fad diets, working out at gyms, avoiding dangerous leisure activities like bungee jumping without making sure that the cord is shorter than the distance between Point A and the chasm’s end below — do any or all of these ensure mortality to be averted (surely, not the last of the series implicated, although the exhilaration felt just before the cord strains to restrain must bring about a rush of sensation before the concept of causality is tested for the last time)?

Do we surround ourselves with things that last beyond the days of antiquity only to remind ourselves that some things in life do, indeed, remain beyond the time of our own demise? Why do people write out wills and instructions detailing post-death affairs, knowing that we will not be present to oversee the execution of our wishes?

It is, indeed, a puzzle — of transporting ourselves in consciousness to a time beyond and planning for a moment when we are no longer here; yet, to race furiously during our lifetimes to make sure that others have some semblance of a memory of our existence.  How many tombstones lay fallow in graveyards just around the corner, unvisited, untended and forgotten, except in echoing whispers of yesteryear’s cousins who once stole the golden chalice of mortality’s laughter?  And what about the middle ground — that time of illness and deteriorating health, when we are reminded that mortality is, indeed, just around the corner, and the not-so gentle nudge that pulls us in that direction?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal job, the mortality to be averted is the constant pain, suffering or debilitating episodes that make for life’s misery to continue, and it may be time to avert mortality’s nudging reminder by preparing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management, if only to temporarily escape from the daily grind that reminds you that your deteriorating health is no longer compatible with the positional requirements of your Federal or Postal job.

In the end, mortality cannot be completely averted, but in the meantime, enjoyment of the remaining days is the best that one can hope for and preparing, formulating and filing an effective Federal Disability Retirement application is a small step towards achieving that goal.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Perilous times

It can refer to the particular or the general, interchangeably almost without thought.  To refer to these “perilous times” is to ascribe to a particular period, an epoch or an era, an acknowledgment that the surrounding days and months are unique from all other timeframes of perceived dangers and tumultuous upheavals.  Or, it can be quite personal — where one describes specific circumstances concerning one’s own life, one’s situation and the peculiarities of a life otherwise undisturbed by circumstances that stand out.

There is that expansive “we” form that can distinguish between the particular and the general, as in, “We live in perilous times.”  Or, one can personalize it and declare to a friend in confidence, “I live in a state of peril” or “My life reflects these perilous times.”  The latter, of course, implies both the particular and the general by including not only the personal aspect of one’s upheaval but the generality of the historical context within which we all walk about.  Perilous times, indeed.

Medical conditions tend to specifically impact individuals in this way — for, in the particular, it hits upon us as a crisis of quality.  How we have lived; the lifestyle we have chosen; the priorities of what constitutes “worthiness”; all of these are challenged by a medical condition that begins to insidiously eat away at our body, our mind, our spirit.

Whether by intrusion of pain or something within us that no longer “works” normally; of private functions that have become worn out, or perhaps it is the memory, mental capacity or ability to cope with daily stresses; but of whatever origin or outcome, we look about for cures and comfort and often find none but some palliative form in a pill or a surgery that fails to correct.  Times become perilous because of circumstances beyond our control.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal job, perilous times often require perilous choices, and preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes a necessary next step in attempting to forestall the inevitable results of these very times that we deem to be perilous, whether in a particular sense or in a more generalized historical context.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The cluster of choices

Often, choices come in pairs, and the difficulty is in deciding between the binary alternatives offered.  Chocolate or vanilla?  Apple pie or cherry?  If taste were the sole determining factor, one can simply submit to the subliminal voices churning deep within the intestinal caverns of digestive tracts, and simply declare one as opposed to the other.  Of course, in such matters, one can “cheat”, and simply say to the host or hostess, “Oh, they both look so delicious, can I just have a small sliver of both?”

Why is it that if there are three or four to choose from, suddenly such a response shifts it into the category of gluttony, where people begin to look you up and down to see whether or not diet, exercise or lack of self-discipline is the problem?  Why is it, say, that there are various pies – apple, cherry, rhubarb and pumpkin, and you cannot choose between the four or more; is it okay to say at a dinner party, “Well, can I have a sliver of the apple and rhubarb”, but NOT to say, “Can I have a very small sliver of all four?” (or eight?) It is the cluster of choices that make for difficulties, almost in every sector of life.

Today, of course, the modernity of overload and the excessive, almost unlimited choices displayed, presented and given, makes for difficulties in the cognitive grey areas of the human mind.  Have human beings evolved sufficiently to be able to cope with such alternatives presented?

As a child, many decades ago, one remembers that the local “supermarket” merely had two, maybe three items on a shelf of any one product.  Ice cream shops had three or four flavors, and if there were five – well, we stood at the counter with amazed looks and couldn’t quite decide until Mom or Dad threatened to choose for us.

Does a lioness, or a cheetah, walk about through the wilds and come upon a herd of antelopes and pause because she cannot decide which one looks the most promising?  Or have the evolutionary stresses upon the fight to survive already determined the dominant characteristics that will prevail in such decision-making?

For Federal employees and U.S. Postal workers who must decide when, how, and in what manner to file an effective Federal Disability Retirement application, ultimately to be submitted through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the cluster of choices to choose from must be deliberative, with great seriousness, and with an approach that must look after one’s own best interests.

Often, however, because of the clouding of judgment wrought on resulting from one’s medical conditions – i.e., pain, profound fatigue, inability to focus and concentrate – it is difficult to separate between the cluster of choices given.  But Federal Disability Retirement requires a cogency of judgment, thought, decision-making and affirmation of choices, and in engaging this complex administrative process, it may be a good idea to consider consulting and hiring an experienced Federal Disability Retirement lawyer, in order to bifurcate between the cluster of choices presented, so that the best option and course of purposive actions can be embraced with a thoughtful and deliberative approach.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation OPM Disability Retirement: Perspective versus reality

One may counter that the contrast is no different than that which we encounter daily, especially in this universe of millennials and post-millennial era – of opinion versus fact, or truth versus falsehood (and now the new one, of “news” versus “fake news” or “facts” versus “alternative facts”).  But “perspective” versus “reality” has some subtle nuances that need to be explicated.  For one thing, one’s perspective may be identical to the reality one possesses a perspective upon; or, more likely, it is merely an interpretation that may differ from someone else’s.

One could, of course, argue that all of reality is merely a perspective, and this would comport with the Kantian view that our phenomenological experiences can never depict the “noumenal” universe (Kant’s verbiage) that is outside of the categorical impositions of our human make-up, and that therefore the human perspective is something that cannot be avoided, anymore than a dog’s perspective can be assumed or challenged, or a bat’s perspective (refer to Thomas Nagel on that) would be understood or comprehended by a human’s perspective.

In other words, we can never completely disown the perspective imposed by the innate structures of our own “kind”, and thus it may be an error to ever represent a contrast between “perspective” and “reality” (thus the misnomer of the title above, “Perspective versus reality”), but should always encompass and embrace a commensurate connection of “Perspective of reality” (a consonance of the two) or “Perspective and reality” (a conjoining compatibility of both).

Yet, we know that certain people interpret things differently from what we believe constitutes an accurate portrayal of “reality”.  However, so long as we stay within certain confines of accepted normative interpretations, we rarely contest or openly disagree with alternative depictions, unless it is to obtain a consensus that somehow disproves the validity of the other’s portrayal (i.e., “Yes, but John, Joe and May agree with me”, as if quantification of perspectives somehow diminishes the accuracy of another’s; as opposed to saying, “Well, Copernicus thought otherwise while the rest of the world continued to maintain a geocentric perspective of the universe” – unless, of course, you are ignoring the “rest of the world” to include China, Japan, etc.),

Yet, there are factors that have to be considered when discussing the distinction between “perspective” and “reality”, and one of them often involves medical conditions – an element of reality that often skewers perspective.  That is why, for a Federal or Postal employee who is considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the importance of relying upon accurate information, good and sound legal advice, and a straight and narrow path towards a successful outcome with the U.S. Office of Personnel Management (no matter the length of time it may take these days), is important.

For, medical conditions will often alter the perspective of an individual as to the reality of one’s situation, and so it is an “outside” source (the medical condition itself) which needs a counterbalancing force (otherwise referred to as an “objective” advocate, i.e., a lawyer) in order to present an effective, objective, persuasive representative in order to “re-present” the perspective of the Federal Disability Retirement applicant.  Thus, in short, it is a perspective versus reality issue, and thus not entirely a misnomer as previously stated.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Chaldean and Pythagorean Numerology

Is it a submission to determinism, or is there some hint of validity other than a self-fulfilling prophesy?  Can names, dates and events be translated into a numerical construct such that predictability of one’s future can be ascertained?

The differences between the two are apparently substantive; the algorithms and numbered “personalities” are altered when the spectrum of equations (1 through 8 under the Chaldean system, and the addition of the next number in sequence under the Pythagorean methodology); and under the Pythagorean Numerology, the system pays greater attention to the full name at birth rather than to the nickname daily used by an individual, where weighted significance is granted upon an emphasis of letters included.

Historically, the Chaldean system has remained staid since the times of Babylon, whereas the Pythagorean Numerology has evolved into modernity, with minor changes and methodological alterations utilized to adapt to modern day applicability.  Both are forms of ancient Astrology and Palmistry, where the interaction between the novice who approaches for foretelling encounters a “system” utilizing numerical alignment, predestined aura and the wisdom of the one who is schooled in the ancient cosmos of rational defiance.

Is it all puff and nonsense?  Perhaps; but of what percentage of our own beliefs constitute a similar system of mystical ambivalence?  Do we read the horoscope?  Are some days more hapless than others?  Do dogs bay at the full moon, and do wolves and horses run wild in their full light of darkness?  Or, when Mars is aligned with the satellites unseen, when the reflection of a full moon’s embrace upon a pond’s quietude in twilight’s shadow, are there greater crimes of the soul committed?  Why are streets filled with rows upon rows of Palmists where long lines of anticipatory trembling and drops of sweat tickle down the side of the armpit while awaiting the foretelling of our soul’s destination?

Yes, for some, it is mere fun after a night of drinking to dare one another to have the inner essence searched and revealed; and yet we live still within the confines of our own mystical abandonments, do we not?  Do we curse the universe for the bad day we experience, or buy a lottery ticket despite the numerical odds of wasting that dollar?  Is science the pinnacle of human achievement that squeezes out the possibility of gnomes, hobbits and angels who fly in the midst of foggy mornings to garner the sins of fallen souls?

Yes, Chaldean and Pythagorean numerology are systems largely outdated and unmasked as unscientific, largely because we have replaced them with paradigms that are acceptable to modernity.  But mysteries still abound.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits because of a medical condition which impacts or otherwise prevents the Federal or Postal employee from continuing in one’s chosen career, the question with the background of Chaldean and Pythagorean Numerology is the following:  What methodology are you going to adopt and apply in preparing, formulating and filing for Federal disability Retirement benefits?  Is it thoughtful, methodological, sequential?  Is it based upon current legal precedents?  Do you understand the pitfalls and the underlying import by the cunning questions asked on Standard Form 3112A?  Or, is it tantamount to Palmistry and a reliance upon an outmoded mystical aura of Chaldean or Pythagorean Numerology?

Sincerely,

Robert R. McGill, Esquire