Federal Employee Disability Retirement: The inchoate life

The problem is often the perspective, and not the reality.  Somehow, human beings walk about this earth with the expectation that fulfillment is in the “now” and development is merely something ascribed to babies, yogurt and African nations on a far away continent of timeless immaturity.  Potentiality; the consistency of growth; and, even in old age, despite the deterioration and degeneration of cellular expansion, our lives represent an inchoate and rudimentary structure such that we have to constantly strive to grow.

Yet, somehow, we mistakenly believe in so many fictions; that the senior prom is the fulfillment of all things important; that graduation from college represents the pinnacle of our education except for those few who go on to graduate schools (which is now more common than even a decade before because of the intense economic challenges and competition); that the present job is the treadmill upon which success or failure reflects; and that, in old age, decrepitude and endless agony awaits us all.

All of us, in the end, are imperfectly formed and in the constant process of becoming formulated; yet, by our impatience and desire for fulfillment, we deny the very existence of the part-existence of our very Being.  And so we cry out in protest when a medical condition hits us and prevents us from being or doing that which we believe we were destined for; and like the shrill screams of hungry coyote in the wind-swept plains of a desolate landscape, we dream in solitude as the howls of time obscure the pain of suffering.

What dreams we once held; the journey from form to content; the need to accomplish, excel and fulfill; these are all human characteristics which bring out the best in us.  But reality is also a discourse where interruptions and interludes occur, and the reality is that most of us never fulfill the potential of our lives, and that is okay, especially when the circumstances intervening are beyond that which we have the ability or capacity to control. The inchoate life is seen throughout the many unmarked graves and tombstones lying in quietude of silent anonymity.

For Federal employees and U.S. Postal workers who realize that careers chosen, dreams yet unfulfilled and goals unachieved, the medical conditions that interrupt are merely reminders to us all that the inchoate life cannot be avoided.  Priorities must be set; a different path may be required.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is merely another step in the many steps of a Chinese proverb, and the inchoate life is just another movement, a stir and a wrinkle in so many lives yet to reach the completeness of a destiny still to call in the wilds of a lone wolf speaking to the full moon of purposeful lives.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: Care to Perfection

At what point does one ascend from mere care, to perfection of accomplishment?  Is it when we determine that which matters to us most – i.e., where self-interest intersects with talent otherwise left unfulfilled?  Or, through maturity of purpose and a self-realization that perfection is preferable to a lesser kindling of care, does one simply “buck up” and seek to embrace a higher order of accomplishments?

Perfection is an impossible standard to attain; care, a reasonably easy one, because time, effort and struggled attempts compensate for any lack of natural talent.  Words themselves tend to camouflage the lack of perfection by care, for a lengthy dissertation of seeming interest and a cauldron mixed by questions of curiosity comprise evidence of “caring”.  But while perfection should always be reserved for the Pope, heavenly orbs and Platonic Forms otherwise unreachable by mortal hands and untalented mediocrity – which incudes the vast multitude of the ordinary folk that populate this earth – it is a goal worth trying to achieve.

This presents a particularly unique problem for Federal and Postal employees who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset – for, when a medical condition dominates, the natural inclination is to quickly put together an assembled Federal Disability Retirement packet based upon mere care, but nowhere near perfection, when the very viewing bureaucratic body (the U.S. Office of Personnel Management) is often applying a higher standard than even what the law requires.

We are not saying, here, that any Federal Disability Retirement application to be filed should attain any level of perfection; rather, that when the applicant who prepares his or her own Federal Disability Retirement application is the identical person who suffers from the medical condition itself, then it is always very difficult to get beyond the standard of mere care, and will never be able to objectively strive towards a semblance of perfection.  Perfection as a standard is never meant to be attained, but merely to be striven for; and as a corollary, care is not to be acquiesced to without a pathway towards perfection.

The U.S. Office of Personnel Management applies the standard of law that it is mandated to enforce, but in its zealous defense of the entire Disability Retirement system, it often goes beyond mere care, and applies the shadow of perfection upon unwary applicants.  What can be done about it?  Nothing, except to make sure that in preparing, formulating and filing an effective Federal Disability Retirement application and submitting it to OPM, be aware that care may not be enough; rather, striving for the higher order of care – that of perfection – may be the requirement for the day.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The importance of seeing a way out

The strategic approach of allowing for a route of retreat is well-known; by providing an exit option, casualties are lessened and the proportional ferocity of battle often parallels the availability or non-existence of such a pathway out.

Cornered animals behave in the same way – and why would they not?  Do we think that we are somehow exempt from the genetic predisposition of Darwinian inherency?  And the cornered enemy who sees no exit – with the final bullet retained for self-annihilation, the option of surrender not a reality for the traitorous residue to such an act, or of the potential for torture and mutilation naturally following revenge upon actions taken previously; or a kamikaze-like final hurrah met with a hail of bullets; it is the importance of seeing a way out, that often determines the course of future conduct.

That is how the Federal employee or the U.S. Postal Service worker views the benefit of a Federal Disability Retirement:  as the “way out” of an otherwise untenable future course.  Without it, the options are often:  Die trying to get to work each day; resign with nothing to show for the many years of investing in one’s career in the Federal sector or the U.S. Postal Service.

What is so interesting in engaging Federal employees and U.S. Postal workers for multiple decades, now, is the singular and unassailable fact that is contrary to the misperception held by the general public:  Federal employees and U.S. Postal workers are among the most dedicated of workforce servants, putting in long and uncompensated hours beyond what they are required, and never wanting to take the “exit option” but for the chronic and severe nature of a rising and debilitating medical condition.  And, how many who obtain a Federal Disability Retirement annuity go on into the private sector and “pay back” into the very system from which they are being compensated the Disability Retirement annuity?  Many, if not most.

Without the benefit of Federal Disability Retirement, many would struggle and ultimately lose the battle either with the agency or the Postal Service, or with the medical condition itself.  Even with the benefit of a Federal Disability Retirement annuity, the pay is not so enticing as to encourage any mass exodus via the vehicle of a Federal Disability Retirement benefit, and it is only because of the progressively deteriorating nature of a medical condition that finally impels and compels the Federal employee or U.S. Postal worker to take that exit option, and to seek to reach a plateau of rehabilitative serenity such that a further career or vocation in the private sector could be possible.

In the end, like enemies in a fierce firefight, the importance of seeing a way out is just as relevant to the Federal or Postal employee who suffers from a medical condition, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, as it is to the kamikaze warrior who tightens the band of fate by an emblematic headscarf in preparation for the final battle.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: If not X, then at least Y

Many such contingent annotations are in the form of:  If not illegal, then at least unethical; or, if not unethical, then at least lacking of propriety, etc.  It is the pathway to a lesser acceptance, where the focus of one’s aspiration is lowered because of the inevitability of discovering that evidence insufficient will be uncovered.  Thus can one go on ad infinitum in various but similar forms:  If not happiness, then at least some semblance of contentment; if not a soul mate, then at least someone to share my experiences with, etc.

But what if that “replacement” standard turns out to be less than acceptable over time, through duration of toleration, and during cold nights when boredom no longer excites in playing pinochle while the kids are asleep?  Or, if the infractions and constant infringements persist with no end in sight, and no appropriate definition of a violation such that there are penalties to be ascribed and consequences to be felt?  Do we then accept an even lesser paradigm, and if so, how do we know that such diminution and diminishment of acceptance won’t again be averted and avoided?  Thus, do we assert:  If not X, then at least Y; but if Y doesn’t work out, then at least Z; and so on?  When first one submits to the acceptance of a lesser standard, the proverbial horserace has already been lost.

In negotiations, in contractual disputes, in attempting to come to terms, etc., the sign first evidenced of conceding the lesser standard is the first indicator that the slippery-slope has just begun.   There are instances, of course, where the opposite is true, as well, except that we can rarely discern beneath the surface appearances.  That is what Federal and Postal workers who suffer from a medical condition, such that the medical condition impacts the Federal or Postal employee’s ability and capacity to perform the essential elements of the Federal or Postal employee’s positional duties, must face and accept daily – the conflict between an aspirational paradigm of hope, and the reality of daily pain and anguish.

Thus, for the Federal or Postal employee, we have:  If there is lesser pain today, perhaps I can last through the day; If I show that I am productive this week, then maybe the supervisor will just leave me alone, etc.  As if, “lasting through the day”, or just “being left alone” for a week, a day, an hour, etc., are acceptable standards for living life?  That is why abandonment of all prior paradigms must often be employed in the journey of life, career and fortitude of endurance; we tend to cling on to categories of an “ought” no longer applicable.

For the Federal employee and U.S. Postal worker who can no longer endure the acceptance of the lesser standard when there is an alternative to the constant suffering and persistent harassment at the Federal agency or the U.S. Postal Service, fortunately, there is the ongoing benefit of a Federal Disability Retirement annuity.  Even for that, the road is still difficult and arduous, for the U.S. Office of Personnel Management, the agency that determines all disability retirement applications, does not merely “hand out” the benefit.  Like everything else in life, it must be fought for.

But, then, the Federal or Postal worker who fights for a Federal Disability Retirement benefit can retrospectively declare:  “If not the constant and daily struggle, then at least an annuity to secure my future” – the “exception” to the rule, where the lesser is in fact the greater, but is not always apparently so.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Gov. Employment: That sigh of regret

It is released without consciousness of foresight, or random expectation of hope to come.  Often, merely an involuntary deviation from a carefully-guarded appearance, that sigh of regret escapes with a haunting echo of mirthless exhaustion.

Is there a time when past regrets catch up to present dismay, obfuscated by the loss of any future hope to reinvigorate?  What is regret but a deed left undone, a trepidation leading to inaction when flight of carefree abandonment embraced us for a moment, where craziness of freedom from the fetters of caution allowed one to pause and jump without fear of tomorrow?  And the sigh that follows, but a mere refrain denoting the commonality of experiences, withheld, where caution pulled us back because of pragmatic considerations we once beheld to be more important than the liberty of our means.

Rare are those lives whose self-assurance in the meandering days of feckless travels reveals not a morsel of remorse, but a fullness of memories neither unrestored by neglect nor needing any touch-up or photo-shopping imputation.  Some have warranted that to regret is to die a slow death, while others accept it as merely the general populace’s lot in life.

The sigh of regret is emitted during that lapse of unguarded exposure when vulnerability is allowed to reveal, where openness – whether because of insanity, inebriation or a raw moment of “being real” – stands in line behind the impenetrable fortress of layers carefully shielded in order to construct that wall of mystery.  But the other side of regret – like the turn of midnight as the clock strikes its 12th toll – is the knowledge that something else could have been, that better tomorrows might have been, and the “what ifs” of life keep coming back to haunt, each whisper followed by a louder intonation of incessant reminders.

For Federal employees and U.S. Postal workers who having that sensation – of a pause, a consideration or even an inkling – that it is time to begin preparing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS of CSRS Offset, there are “better times” than others where timing in filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management should be weighed and balanced within the greater context of all other considerations.

What one does not want to happen, is to allow for a later event to emit that sigh of regret, which is what so many people, in so many circumstances, end up doing.

Preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee has already let loose a sigh of regret, is the best pathway forward to ensure that – whatever accumulations of life’s regrets one may already hold within the bosom of one’s soul – future actions will fail to predict the sorrowful din of tomorrow’s hope for a better future, where that sigh of regret may be muffled because an act today was taken in light of yesterday’s remorse.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Federal Employee Disability Retirement Benefits: Examples

What if we never grew up with any?  Is it not by metaphor and analogy that we all escape the citadel of ivory towers and the dangers of glass barriers and unseen traumas?  They tell us that the early years of “imprint” are crucial for stability, development and self-discipline against asocial behaviors; yet, even after the crucial years following the correlation subsequent to the first encounter with the world, and just before the turmoil of puberty and into adulthood, there are indicators that failure of examples to take hold can still be corrected in order to prevent the ghastly concretization of personality misfits, where pathological deviancy may yet be avoided.

Are examples important?  Like paradigms upon which theories are tested, and foundations that gird the architectural integrity of a high rise, they provide the basis and essence of a personality otherwise left to miscreants of changing winds and altering tides.  Tectonic shifts in the undersea of the human soul can bring out the tidal waves of cruelty and conduct unbecoming; parents hope that the midnight call from the sheriff’s office is not a reflection of any apparent failure, or the alluring eyes of guilt and condemnation when asked how the toddler learned it, and the babbling mouth which emits the torrent of shivering fright:  “My parents taught me.”

Yet, negation and trepidation of containment just so that one’s own reputation will not be sullied, are often wanting.  To “not” engage in examples of bad exemplars is merely a negation of purpose, and fails to address the positive requirement of that which an example entails.  For, negation of a positive mandate merely leaves one with a nothingness in a world of meaning where there is a plenitude of bad examples.  Not providing the positive input will merely allow for innocence to be tattered and jostled; for, where there is a vacuum, the desire to fill and load will come from influences unwanted and unwelcomed.

In a society where there is no mechanism for generational transfer of wisdom, the young are at the mercy of the whims of those who lurk in corners of bestiality and congregations of cultish canopies; there is no such thing as innocence, anymore – just stupidity clothed as symbols to be desecrated.

For Federal employees and U.S. Postal workers who are filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management “for the first time”  — how often is there a subsequent event?  — Such an act of preparing, formulating and filing for Federal Disability Retirement benefits is always Act I, Scene I of the end of one’s Federal or Postal career.  As it occurs in the first introduction to one’s life-play, there are no “examples” to follow; except, perhaps, to consult with an attorney who is experienced in matters of Federal Disability Retirement law.

As such, where there is failure of a newborn’s imprint, and no paradigms of prodigies to follow, the effective preparation in a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS of CSRS Offset, may well be in seeking the advice and counsel of an example set by a person who has previously avoided the pitfalls and obstacles of such a complex administrative and bureaucratic endeavor.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Civil Service: Recognizing the best of times

Often, we mistake short-term travails with the chronic despair experienced by some.  In the midst of an experiential trauma, compounded by a lack of capacity to consider the limited perspective we find ourselves in, the enmeshment of the “now” without any insight for a better tomorrow, a future to behold nor a distance aglow with the proverbial light at the end of the tunnel, inflames the inner Darwinian categories of instinctive responsiveness to merely survive.

In retrospect, one’s judgment on any particular day or time, or even of an event remembered, may be altered.  We may even point to that slice of life and state with aplomb, “It was actually the best of times.”  How often do we hear that when one harkens back to the starving days, when struggling was a daily commotion and worrying was but a common routine?

By contrast, such reverential references are rarely attributed to those periods where longevity of suffering cannot be measured, where the chronic nature of the pain cannot be determined, and where no promises can be made that tomorrow will be any better off, no matter what extent of effort is exerted, than the next day, or the day before, or the day after, or the time prior.  In such circumstances, change itself may be a necessary component in the search for a light of hope.

For Federal employees and U.S. Postal workers who daily struggle with fulfilling the positional requirements of one’s job, filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best option available.

The concept itself – the “best of times” – is a relative one; we compare it to other memories where distance of time has not faded too radically a moment of the negative:  no (or lesser) pain; controlled depression; inability to remain sedentary for long; unable to bend, lift or reach repetitively; unable to engage in the physical requirements of the job; inability to have the requisite focus, concentration or work for any sustained period of time without the high distractibility of pain; these, and many more, constitute the foundational loss which may qualify the Federal or Postal employee to become eligible for Federal Disability Retirement benefits.

Perhaps, getting an approval from the U.S. Office of Personnel Management will not necessarily mean that the best of times still lay before one; but surely, whatever the future beholds, the chronic nature of one’s medical condition, the unbearable burden of the daily toil just to make it to work, cannot by any manner of the definition, even imply that the “best of times” resides in the present circumstances of choice.

Preparing, formulating and filing for Federal Disability Retirement benefits is a choice of sorts; it is to recognize that there is, indeed, life after Federal Service or the U.S. Postal Service, and further, that recognizing the best of times involves movement forward and beyond, where the present circumstances of negative returns will likely never allow for a regeneration of that which keeps us stuck in the quicksand of daily toil.

Sincerely,

Robert R. McGill, Esquire