Federal Employee Medical Retirement: Choices

The anomaly: If we don’t know of them, we have none.  In the objective universe of a perfect world, we would know of each and every one, and moreover, the consequences of each were we to choose them.  As defined, wisdom is the capacity to take current experiences and project them for future application; but if a person is without knowledge of the availability of choices to be made, where can wisdom be applied?

One’s choices are limited by the lack of knowledge one possesses, or has access to.  That is why “insider trading” provides an unfair advantage of choices — of trading certain stocks and gaining wealth, precisely because one has obtained knowledge which others do not have access to, which allows for accumulation of greater wealth based upon the information obtained.

Once a person has access to relevant knowledge, then the avenue of choices opens up for that individual, and then the choices to be made determine whether or not such knowledge is put to good use.  “Good use”, of course, is the key in determining whether or not a wise choice has been made; for, even with relevant knowledge, a person is still able to act unwisely by making a bad choice.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the choice to file for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management, should be based upon relevant knowledge — of the laws, regulations and statutes pertaining to Federal Disability Retirement Law.

That being said, the choice of “going it alone” or of consulting and retaining a Federal Disability Attorney is entirely up to each individual.  However, the choice of wisdom should always listen to the small voice which begins with the path of wisdom: A person who represents himself has a fool for a client.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: The Absent Life

Perhaps it describes one of your parents; or, of your own; or of a friend’s incessant complaints.  The absent life can be felt within, or described by those without.  Travel; the need to provide; of an emotional toil which robs one of human feeling and suffering; of traumatic experiences which have dulled the senses and made you feel as if you are disconnected from the rest of the world; these, and more, constitute and represent the absent life.

Often, medical conditions can overwhelm and dominate, and you may feel that you are not “really there” — even of Long COVID symptoms where you cannot get yourself back “into” the mental and physical activities which you were once a part of.  Being disconnected is often part and parcel of certain types of medical conditions, and you may no longer have the capacity to maintain the requisite and sustained focus and concentration in order to do your technically demanding administrative duties.

The Absent life is often an indication of a more serious issue, and you may want to contact an attorney if you are a Federal or Postal employee, to consider filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Your absences may be a factor, but physical absences are not the only kind of absences; you can be there, and not be there at the same time, and it is the absent life where an individual is not longer able to perform all of the essential elements of one’s Federal or Postal job, which may potentially qualify one for Federal Disability Retirement benefits under FERS.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Self-Doubt

We all go through such periods.  Whether real or imagined — and, often, the latter is of greater exponential magnification than the former — our sense of worth; our confidence of competence; our capacity to “get things done”, begins to wane.  Perhaps it is merely a period of lesser productivity; or, of intervening personal difficulties or tragedies others cannot penetrate.

We engage in self-doubt, perhaps without even being aware of it.  It is often helpful to have a “significant other” or some close friend to be blunt and honest, and to provide an objective, unbiased perspective.  Sometimes, it just takes an unequivocal statement: “Joe, you’re being too hard on yourself. You are still the same person as before”.  Or: “Susan, maybe you made a mistake here and there.  Don’t let it get you down; everyone makes mistakes.”  But of a medical condition, the devastation can be, not only of reduced physical or cognitive capacities, but often the greater problem of self-doubt.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing all of the essential elements of his or her Federal or Postal job, self-doubt can be a devastating residual aftershock resulting from the diminished capacity as a consequence of the medical condition itself.  It may be time to prepare, formulate and file an effective Federal Disability Retirement application under FERS, with the U.S. Office of Personnel Management.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement Law, lest self-doubt not only follows upon the medical condition itself but, moreover, turns upon itself into self-loathing.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Disability Retirement for Federal Employees: Distinction of Days

Is it possible to live in such a manner — where days are not bifurcated and calendars remain unopened as unused tablets left without reference?  What does that mean — to not live by distinction of days, and how would that reflect upon an individual who lives in such a manner?

We act as zealots and bifurcate each day, and further fracture them into smaller and yet more detailed units of quantifiable divisions — by the hour, the minute, even of seconds and half-seconds, especially if you are a jogger or relishing the final moments of mortality’s fateful play.  The perspective of time influences us all — for, to live without the division of bifurcated days is to live outside of the purposive pathway of the world at large.

Is that why it’s often believed that people often die shortly after retirement?  Is it because the world of time becomes subsumed into a continuum of purposeless days and meanderings of timeless wanderings?  Do we lose our sense of worth when there is no longer a distinction of days?

To live as if days, nights, hours and minutes become conflated within a sea of eternal timelessness — is that when a person becomes less of an individual and begins the process of returning to the dust from which we came?

Medical conditions have a sense of that — where time is less essential because the pain, suffering and chronic interruption conflates the bifurcation of time.  For Federal employees and U.S. Postal workers who suffer from a medical condition and where weekends and weekdays have become a continuum when mere minutes seem like hours and days of agonizing nightmares because of the medical condition — it may be time to prepare, formulate and file for Federal Disability Retirement benefits under FERS.

Time is precious; time lost is a precious moment of lasting regret; and the distinction of days is important in order to enjoy weekends where leisure-time can become a respite away from the daily grind of work.

Federal Disability Retirement is a benefit available for all Federal and Postal employees who suffer from a medical condition such that the medical condition no longer allows for performance of all of the essential elements of one’s positional duties.  While getting Federal Disability Retirement benefits may not cure the underlying medical problems, it can at least give you a distinction of days in order to focus upon your health.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for OPM Disability Retirement Claims: The gist of it all

When do we want the “gist” of something?  The essence or the “main idea”; or to filter it into the short version, somewhat like the “spark notes” of the thing of which we seek.  Is it appropriate if a student is sitting through a boring lecture and raises his or her hand and asks politely, “I have an activity to attend this afternoon. Can you just give us the gist of what you’re trying to say?”

Or of the greater meaning of life itself — you know, that grand design that everyone is seeking, which is why so many people believe in such things as the “Da Vinci Code” or, more recently, “The Chamberlain Key” — codes to codices that reveal the heart of ancient secrets lost in the trash heaps of history or otherwise forgotten because of wars, famines and changes of the proverbial guards.

Why is it that such “keys” must always be “ancient”, and shrouded in the mystery of “secret societies” who will murder in the dead of night to protect the gist of it all?  How does that reflect upon modernity — that we are too superficial to invent or discover such codes?  Or, is it merely that the cynicism of scientism and the reliance upon the physical universe, the influence of British Logical Positivism and the Age of Science have all subsumed such romanticizing of mysteries beyond the age of reason?

In this fast-paced society where technology surpasses by lightening speed the insular world of secret societies and the unraveling of veiled codices, what we want in the end is the gist of it all — to bypass the tangential details and get to the heart of the matter.  We have little or no time for anything else.

So, for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, what is the gist of it all?  In other words, what is the essence of a Federal Disability Retirement annuity?

Well, to begin with, under FERS (which most people are, as the dinosaur of CSRS or even CSRS Offset have now been relegated to the Pleistocene Era of Federal employment) the Federal or Postal employee must have at least 18 month of Federal Service.  Second, we must be able to prove that a medical condition prevents the Federal or Postal employee from performing at least one, if not more, of the essential elements of the Federal or Postal job.  And third, the medical condition must last a minimum of 12 months.

Now, this latter bit of a requirement is often confused with thinking that a Federal or Postal worker must therefore wait for at least 12 months after the onset of a medical condition before the Federal or Postal employee can file for Federal Disability Retirement benefits.  No, that is not the case — for, most doctors and treating medical professionals can render a prognosis as to the chronicity of the medical condition, and that is all that is needed.

Of course, that is precisely the problem of getting merely the “gist of it all” — because, in the end, the annotated version of an important text, issue or pool of information can rarely be filtered down into a cup that can be gulped with one swallow, but is often an ocean full of undercurrents and dangers consumed with sharks, whales and stingrays — sort of like the metaphor of life itself, only more complex because preparing, formulating and filing an effective Federal Disability Retirement application is a complicated administrative process full of bureaucratic pitfalls that cannot ultimately be confined by the gist of it all.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Procrastination and delay

The former denotes an active passiveness, while the latter connotes the former but may also include objective circumstances beyond the subjective input or control over the consequences resulting, whether from external forces, internal influences or a combination of both.

What compels one to procrastinate?

There can be a number of factors — of secretly not wanting to proceed; of the proverbial kicking the can down the road; of wanting to extend the known quality of the present and resisting the unknown quality of an uncertain future; or perhaps, just simple laziness.  Of the latter — of delays in a process, or of results expected — this can be because of actions taken or not by others, and a whole host of reasons not known by the expectant party.  Thus, for a delay to occur, much of the circumstances often cannot be controlled; of the former, most, if not all of it, is within the purview of one’s influence.

Further, it is often the monsters within that loom much larger than the reality without, and that is often true of things we anticipate we will not like, and of obligatory mandates that may be inevitable objectively but resisted subjectively.

For Federal employees and U.S. Postal workers who are contemplating the necessity of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is often that initial step that is the most difficult one to take.  And like that Chinese proverb that is often quoted, the journey of a thousand miles must begin with the first step, so it is likewise true that procrastination of that initial step is the one that prevents all subsequent steps and actions from being taken.

Procrastination is within the purview of one’s self; delays, beyond one’s control, or at least some part of it.  To overcome the obstacle of one’s self, it may be wise to consult with an attorney who specializes in Federal Disability Retirement law, so as to first understand the process of what it takes to file with the U.S. Office of Personnel Management, the intricacies involved and the requirements needed to meet the legal criteria for a Federal Disability Retirement application to “pass muster”, to realize what initiating steps are necessary, and to recognize whether the fears that delay are the ones that are merely in one’s own mind, or whether the pathway forward is as onerous as the fears that paralyze.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: Evidence of Sincerity

We question it; contest it; challenge when necessary by bringing up counter-evidence that seems to undermine it; and we all act with outrage and become highly offended when our own underlying intent is questioned, as if everyone else in the world is suspiciously lacking of it with the exception of one’s self.

“Sincerity” is a funny animal, and evidence of it is like the bond between the wrong committed and the arena of court applied: preponderance of the evidence?  Clear and Convincing?  Or, Beyond a Reasonable Doubt?

The choice depends upon the gullibility of the beholder and the relationship between the teller and the believer; then, for some, a breach and violation of a single instance forever condemns without recourse of forgiveness.

What is the evidence of sincerity?  Is it merely words upon words, or must actions follow, and constancy and consistency of behavior?

Take the following hypothetical: Person X says that he will meet you for lunch at Time-T, at location Y, and so at Time-T, at location Y, you go and wait.  And wait.  Person X never show up.  A few days later, you see Person X and you remind him that there had been a luncheon agreement, and why didn’t you show up?

Example A: The person apologizes profusely and reveals that he/she became gravely ill and was taken to the hospital at that very moment, on that day, during the time of the luncheon date.  Example B: The person says: “Oh, I found something better to do,” and essentially casts you aside.  Example C: The person (who has a wide and well-known reputation for being “flighty”), explains: “Oh-my-gosh!  I completely forgot!  I really meant to be there but I just completely forgot about it!”

Obviously, most of us would respond to each with: Forgive persons A and C; be angry at B.  Why do we react like this?

Again, the obvious answer is: We presume sincerity on the part of A and C (though, as to C, we give some leeway for a reputation preceding the doing, and if we were unaware of that reputation, we might want to proceed by putting the person on a “probationary” status of wariness and suspicion for the next time); as to B, the person has explicitly reversed any semblance of sincerity, and has told us to essentially go fly a kite.

Now, change the hypotheticals slightly: As to A: We later discover that he was seen precisely at Time-X to have been out and about with another person, and was never in the hospital.  In other words, he lied.  And as to C: Whether “flighty” or not, the person never honors a commitment, and consistently makes promises but each time breaks them.  In other words, whether sincere at the time or not, that person can never be relied upon.

And as to the problematic B: We later learn that at that very Time-T, he was actually in the hospital caring for his dying spouse, but did not want to burden you with the long and tragic narrative of his personal trials, and furthermore, his reputation prior to the promise broken is so far out of character that it had left you scratching your head with befuddlement in the first place.

Who, out of these examples, ends up being the “sincere” person, and what is the evidence that changed your mind?

Evidence of sincerity is often a touchy subject, where reputation, reality and roles of engagement coalesce to provide the “full” picture.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that a Federal Disability Retirement application must be prepared for submission to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the evidence of sincerity is often important in assessing friends, coworkers and trusted individuals in the dissemination of sensitive medical information.

Appearance cannot always be trusted; reputation, perhaps; but in the end, the evidence of sincerity is often merely a gut instinct that tells you who to trust and why.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Service: The helpful other perspective

Before going “whole-hog” with anything in life, the greater wisdom often confirms that we should try and obtain a differing perspective on the matter, if only to affirm the correctness of our own, or to consider the fissures and weaknesses we are blind to.  Wise people seek wisdom; fools travel down roads not merely untested, but even unprepared.  Such a tautology is a mere self-evident fact of life, but we nevertheless follow blindly where the blind leads.

If an individual discounts the criticisms of everyone else, then the wisdom one holds is merely the price of one’s own mistakes, and so long as others are not required to pay for them, the pathway to disaster can be easily paved without involving the toil and anguish of others.

One may query:  assuming it is wise to seek the input of another, how does one nevertheless know that such a differing viewpoint is “helpful” at all?  What if that other perspective is even worse of a disaster than my own?  Such a question, of course, is likely asked in a vacuum; for, there are varying indicators that one may discern in seeking advice from others –  reputation; demeanor; knowledge previously revealed; capacity to listen; established specialty in a particular field, etc.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset –  the need to seek the helpful “other” perspective is often a necessary prerequisite.

Why?

Because, when a medical condition is impacting one’s health – whether singularly physical, or mental or a combination of both – the debilitated state that one experiences often provides a skewered perspective, and that is why garnering and employing the advice of an attorney who is experienced in Federal Disability Retirement Law is often a necessary component of the process.

Yes, there may well be those rare “slam-dunk” cases, whether gathering and submitting the medical records alone will obtain an approval from the U.S. Office of Personnel Management.  But, then, everyone who files a Federal Disability Retirement application believes his or her submission to be just that –  undeniable, unequivocally established, and unassailably confirmed.

Why is that?

Because the person who experiences the medical condition is the same person who is preparing the Federal Disability Retirement application – and he or she who feels the pain, presupposes that everyone else must also be able to comprehend such a state of decline.  Unfortunately, this is not the case – at least, not from the perspective of the U.S. Office of Personnel Management, which is also another one of those “other” perspectives that must be contended with.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement from Federal Government Employment: Perspective

It is a different species from either judgment or understanding; for, of the former, it is often the basis and foundation to make one; as to the latter, it is the result from the procedural content in order to attain it.  Perspective is an admixture of multiple components:  experience adds to a balance of it; proper facts relate to the accuracy for it; consideration of judgments others proffer enriches it; and the capacity to connect all of the information gathered and provide previously unimagined ties within a historicity of intersection, relevance and significance of balance empowers it.

To possess it is to fail to react merely to a given situation while others around disintegrate in self-pity.  To apply it, is to become uplifted as a paradigm for others to follow, and to integrate the fusion between past, present and projection into future courses of action.  For, in the end, to have a proper “perspective” is nothing more than to realize the “now” in light of past experience and apply it to future predictability.  But what if the human constitution does not always allow for identical natures inherent to all?  Why do some lack it, while others are deemed to be forever secure in wisdom and reliance?  Solomon is reputed to have possessed it; the women who approached him, lacked it; and the audience surrounding had no clue of it.

In law, generally, it is the tactician who can strategize by means of understanding the applicability of precedents relevant to a given case, and if it goes before a Hearing or a Trial, to incite the emotional empathy of jurors and the sense of justice uncommonly deviated from the Judge’s aplomb of impervious fortitude that wins the day.  In Federal Disability Retirement law, perspective is often needed in order to make the right kind of judgments throughout the administrative process of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Having the “wrong” perspective – first, about filing at all, and second, about the administrative process and procedural hurdles itself – can result with inaction leading to detrimental consequences.  Possessing and applying the “right” perspective encompasses a wide range of issues:  whether to file; when to file; how to file; what evidentiary annotations of facts, argumentation and laws should be included in order to implement the most effective pathway to an approval of the Federal Disability Retirement application.

Perspective:  it is something that legal counsel and experience of advice can provide within a framework of a time in one’s life when it is sorely lacking.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: The reef beneath the lagoon’s surface

In every worthwhile venture, there is the inherent danger of failure, and more often, of encounters with obstacles while enduring the process.  Some are apparent; others, hidden like the reef beneath the lagoon’s surface, of the jagged formations from sediments deposited and coagulated through time and shifting tectonics of unseen tidal forces.  That is the greatest of dangers – of a peaceful hue by a lagoon in its invitation on the surface of beauty; yet, beneath, lurking unknown and unrevealed, ready to tear the undersides of an unsuspecting boat as it enters into waters mysterious in its captivating picturesqueness.

If only life were always defined by mere appearances; we would never have to stop and reflect, pause and contemplate, or resist the urge to jump head first into shallow waters that seemingly reflected a pool of depth beyond mere sparkling mirrors of a sunlit afternoon.  But that is not how real life, in real time, amidst real people in a real world, works.

And we all know it; except, perhaps, for those shielded children who can actually have a childhood of carefree days and cool breezes in an afternoon where fields of rye still allow for the catcher to stand just at the edge of the cliff, and safely deposit any wayward souls who may wander to the danger’s end.  And like the unseen reef beneath the surface of the seemingly tranquil waters of the lapping waves softly upon the lagoon’s invitation, life embraces, often maims, and forever destroys if unaware and stepping without trepidation of purpose.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is that unseen and unsuspected reef beneath the lagoon’s surface which must be considered before stepping into the still waters of the bureaucratic process.  For, while the waters may be quiet today, who knows what obstacles, dangers and dalliances of pitfalls will lurk about tomorrow?

The legal and administrative process of preparing, formulating and filing an effective Federal Disability Retirement application is replete with multiple unknown and unseen dangers; from legal issues arising in areas of accommodations, reassignment, varying manners of termination; to compiling the medical evidence such that it meets with the criteria for eligibility as set by statutes, case-law and OPM regulations; the compendium of the entire venture may appear simple.  It is anything but.

And like the reef beneath the tranquil surface of the sparkling lagoon, being invited to enter into those unknown waters may be tempting for the Federal or Postal worker who must file for Federal Disability Retirement benefits; but resist the initial temptation and consider being guided through those treacherous waters, lest the cautionary preface to dire consequences may fall upon the jagged reefs of life’s uncharted vicissitudes of disastrous results.

Sincerely,

Robert R. McGill, Esquire