Federal Disability Retirement: What to do

Does anyone really know what to do?  From the very beginning, we are brought into this world without having been asked, and never with any instructions entitled, “Life instructions in ‘how to’”.  Instead, we are thrown into the ravages of this impervious universe.  We are lucky if we have some kind parents; otherwise, as with most of us, they are as clueless as we are, and sometimes even more so.

What do we do with the rest of our lives?  How do we determine if the course we have chosen is worthwhile?  When do we determine if the choices presented are the ones that will forever be offered, or will others come along after we have long committed to the limited ones we face?  Who tells us if what we are doing is “right”, and does the concept of “right” or “wrong” even matter, anymore”?

When problems arise, who do we turn to?  Do we turn to the priesthood that has been forever discredited, to the shamans who drive in expensive cars, or the Wall Street wolves who live in mansions afforded upon the backs of ordinary people?  And since parents are now told that honesty about their own lives are important in feeding the ingredients of success for their children, do we count on them to give us the same clueless directions that we can expect of ourselves?

Who knows anything, anymore, in any expectantly significant or relevant way, other than the puffery we encounter in our daily lives?  And when medical conditions interrupt and intervene – who tells us what path to take; where we go with the career choices given; and what about the legal issues that arise when it concerns a Federal or Postal worker under FERS, CSRS or CSRS Offset?  What to do – isn’t that the question we always have to ask ourselves?  And how do we know if the choices we make are the right ones, the wrong ones, or perhaps just “the best under the given circumstances”?

It is important to know; relevant to apply the correct criteria; significant for understanding the issues that need resolution; knowing what to do, how to do it and when to begin.  Medical issues that arise make for hard questions that need relevant answers.  And when the medical issues themselves impede, interrupt and intervene in negatively impactful ways, they exacerbate the capacity and ability to arrive at the proper judgments, and make it that much harder to decide.

Maybe there is no “right” answer, but only some minimal instructions and restrictive directions.  Whatever the case may be, in preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, it is important to gain some initial insight and directions on what to do, and that may require seeking a lawyer who specializes in Federal Disability Retirement law.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The importance of seeing a way out

The strategic approach of allowing for a route of retreat is well-known; by providing an exit option, casualties are lessened and the proportional ferocity of battle often parallels the availability or non-existence of such a pathway out.

Cornered animals behave in the same way – and why would they not?  Do we think that we are somehow exempt from the genetic predisposition of Darwinian inherency?  And the cornered enemy who sees no exit – with the final bullet retained for self-annihilation, the option of surrender not a reality for the traitorous residue to such an act, or of the potential for torture and mutilation naturally following revenge upon actions taken previously; or a kamikaze-like final hurrah met with a hail of bullets; it is the importance of seeing a way out, that often determines the course of future conduct.

That is how the Federal employee or the U.S. Postal Service worker views the benefit of a Federal Disability Retirement:  as the “way out” of an otherwise untenable future course.  Without it, the options are often:  Die trying to get to work each day; resign with nothing to show for the many years of investing in one’s career in the Federal sector or the U.S. Postal Service.

What is so interesting in engaging Federal employees and U.S. Postal workers for multiple decades, now, is the singular and unassailable fact that is contrary to the misperception held by the general public:  Federal employees and U.S. Postal workers are among the most dedicated of workforce servants, putting in long and uncompensated hours beyond what they are required, and never wanting to take the “exit option” but for the chronic and severe nature of a rising and debilitating medical condition.  And, how many who obtain a Federal Disability Retirement annuity go on into the private sector and “pay back” into the very system from which they are being compensated the Disability Retirement annuity?  Many, if not most.

Without the benefit of Federal Disability Retirement, many would struggle and ultimately lose the battle either with the agency or the Postal Service, or with the medical condition itself.  Even with the benefit of a Federal Disability Retirement annuity, the pay is not so enticing as to encourage any mass exodus via the vehicle of a Federal Disability Retirement benefit, and it is only because of the progressively deteriorating nature of a medical condition that finally impels and compels the Federal employee or U.S. Postal worker to take that exit option, and to seek to reach a plateau of rehabilitative serenity such that a further career or vocation in the private sector could be possible.

In the end, like enemies in a fierce firefight, the importance of seeing a way out is just as relevant to the Federal or Postal employee who suffers from a medical condition, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, as it is to the kamikaze warrior who tightens the band of fate by an emblematic headscarf in preparation for the final battle.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirements: Focus away from ‘self’

The heightened problems emanating from a chronic medical condition cannot be quantified; as the medical issues themselves become exacerbated while attempting to work and engage in other “major life activities”, the pain, psychiatric debilitation and interruption of things once taken for granted, become all the more magnified and exponentially exaggerated in significance, relevance and focus of daily contention.  Or, to put it in more common parlance, it makes us grouchier as the day goes.

Federal Disability Retirement is a benefit offered for all FERS employees (and any in the older CSRS system who may still be around – a rarity, like dinosaurs and gnomes of past ages), and is meant as a progressive paradigm of inestimable worth.  Unlike other systems of compensation, it encourages the (former) Federal or Postal employee to seek employment in the private sector, because the generous allowance that the former Federal or Postal employee can make up to 80% of what one’s former salary currently pays, on top of the annuity itself, allows for “the system” to be a self-paying entity, because such individuals then pay taxes and contribute “back into” the very system which is being accessed.

The fact that it is such a thoughtful, progressive system is rare – for, government bureaucracies tend not to embrace an insightful program of wider application, but this is a case in point where the system “works”.

That being said, the Federal or Postal employee who continues to try and extend one’s career in the Federal sector or the U.S. Postal Service by “hoping” – and, do not misunderstand, for hope as an element of human focus for events yet to occur, is a good thing – that the medical condition will get better, and thus to delay initiating the complex process of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does so at the peril of self-focusing immolation.

The point of getting Federal Disability Retirement benefits is just that – to be able to attend to the medical condition itself; to attain restorative sleep; to not be embroiled in the vicious cycle of having to work at a job where one or more of the essential elements of one’s positional duties cannot be met because of the medical condition itself, and therefore a stark reminder, on a daily and sustained basis, upon one’s self, the limiting aspects of the medical condition, and the inability to escape the constant gravitational dissection of “me, myself and I”.  That’s the rub, isn’t it?

As you try and get better, those around you – supervisors, coworkers, etc. – begin to harass, criticize and compound the problem by redirecting your shortcomings resulting from the very medical conditions from which you are trying to get better.  Federal Disability Retirement is the next step in that process – where, once attained, the stress of focusing upon one’s self is relieved by being able to actually focus upon what is important:  one’s health, and the pathway to a secure future through getting approved for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Comfort in regularity

There are those who relish the seas of daily change and the excitement of altered circumstances in daily discourse.  But as the rhythms of a seasonal perpetuity teach us of Nature’s need for regularity, so the biorhythms imparted can often form avenues of predictable patterns.  There is comfort in regularity (no, for those with singular minds, we are not here referring to the constancy of utilizing bathroom facilities; although, there is also some truth in that perspective, as well); of engaging in the monotony of expectations, unchanging circumstances and boredom of daily redundancy.

If we interpreted Bishop Berkeley’s philosophy to the extreme, each time we were to leave a room, the physical world we left behind would vanish; upon our re-entrance into the “same” room, it would again materialize, but who knows if the armchair in the corner with the slight tear in the seam of the cushion has not been moved several inches to one side or the other?

Wasn’t that always the fear in Star Trek, when Scotty would push the lever for the transporter, and the molecular deconstruction of the individual would occur – but the danger involved the potential interference within that short timeframe, when the reconstitution of matter might bring about a missing limb, a lesser intellect, or leave on the dinner table in the previous location one’s eyes, nose or mouth?  But the digression into science fiction merely points out the obvious; whether via molecular transporter or physically walking from one room into another, the expectation of “sameness” is what we rely upon, in order to maintain a sanity which otherwise would be lost in a sea of constant change.

It is, ultimately, the paradigmatic confrontation between the age-old perspective of two old philosophical grouches – of Parmenides and Heraclitus; of permanence seen in a world of a singular whole as opposed to the constancy of an ever-changing universe.  Note that, in either perspective, there is a regularity that is sought and discovered:  the expectation of consistent change constitutes that regularity we seek; and the regularity of a singularity of permanence reinforces that comfort in the same.  That is what we forever sought and continue to seek – and it is in the comfort of regularity that we maintain our balanced perspective.

That is why the turmoil of change is often devastating for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position.  The inability to perform all of the essential elements of one’s positional duties is frustrating enough; such alterations often require accommodations, but when such requests are rejected, it is like a verdict upon one’s worth by the agency or the Postal facility:  You are not worth the trouble of change.

Yet, that change or alteration in the schedule, flexibility of attendance, or other minor adjustments, are often of no greater effort by the Agency than Scotty pushing the lever to initiate the power of the transporter.  But, then, Captain Kirk was quite good at making adjustments and ad-libbing as he went along – something that most Federal agencies and the Postal Service are unable to do; and that is when preparing, formulating and filing an effective Federal Disability Retirement application becomes an ever-present need that will ensure the comfort in regularity of purpose, goals and future security.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The party never thrown

It is the emptiness and void of what could have been, or even should have been; of regrets untold and remorse unuttered.

Whether for a special celebration marking a person’s birthday or an event of magnified relevance; or a turning point in a person’s life – of a 10th anniversary, exceeding expectations of mortality, in waiting, or perhaps a common achievement by others in everyday living but for handicaps and disabilities that make it challenging to meet; whatever the event, the party never thrown for it magnifies a negation of recognition, and like a pinprick into the heart and soul of a person’s life, it deflates the very essence of joy.

“Oh, it would have been nice to—” but the person is gone, and hears not the sudden want and desire of recognition.  “It’s too bad we didn’t get together and—” except that the inaction following the time of relevance has long passed, and it is such actions which derive the sincerity of words spoken, otherwise mere empty vessels of utterances without meaning or purpose.

Most can justify and minimize, and instead replace such statements of regretful remorse with offensive parries, as in:  “Oh, she wouldn’t have appreciated it, anyway”, or the kicker – “He didn’t like those things.”  But that is not the point.  The party never thrown is not merely a negation of recognition earned, but a window into the heart of those who never truly cared in the first place.

Words are cheap and can be bandied about and flaunted endlessly without consequence of actions; but the negation of that which should have been, and could have been initiated but for want of selfless endeavor, is a missing slice of life that can never be replaced.  That is, unfortunately, what is often left behind during the process of preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The recognition of past contributions is suddenly no more; that party which “might” have been considered, is no longer; and suddenly the ‘golden boy or girl’ who could do no wrong, is the pariah, the dead-weight in the office, and the continuing drag upon the agency’s mission.

Whether the agency or the U.S. Postal Service will ‘support’ the Federal or Postal worker’s Federal Disability Retirement application, and the unstated or concealed reasons for such support – to ‘get rid’ of the dead-weight, as opposed to showing some empathy; or to have that position filled by someone ‘more productive‘, is beside the point.

It matters not the why or even the ‘if’; for, whatever the underlying reasoning, don’t expect to received that recognition you once never sought but always seemed to get.  For, in the end, the Federal or Postal employee filing for Federal Disability Retirement benefits, to be submitted through one’s agency, then on to the U.S. Office of Personnel Management, will know one’s ‘true friends’ and sincere coworkers, by the party never thrown.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The expected party

It is the emptiness and void of what could have been, or even should have been; of regrets untold and remorse unuttered.

Whether for a special celebration marking a person’s birthday or an event of magnified relevance; or a turning point in a person’s life – of a 10th anniversary, exceeding expectations of mortality, in waiting, or perhaps a common achievement by others in everyday living but for handicaps and disabilities that make it challenging to meet; whatever the event, the party never thrown for it magnifies a negation of recognition, and like a pinprick into the heart and soul of a person’s life, it deflates the very essence of joy.

“Oh, it would have been nice to—” but the person is gone, and hears not the sudden want and desire of recognition.  “It’s too bad we didn’t get together and—” except that the inaction following the time of relevance has long passed, and it is such actions which derive the sincerity of words spoken, otherwise mere empty vessels of utterances without meaning or purpose.

Most can justify and minimize, and instead replace such statements of regretful remorse with offensive parries, as in:  “Oh, she wouldn’t have appreciated it, anyway”, or the kicker – “He didn’t like those things.”  But that is not the point.  The party never thrown is not merely a negation of recognition earned, but a window into the heart of those who never truly cared in the first place.

Words are cheap and can be bandied about and flaunted endlessly without consequence of actions; but the negation of that which should have been, and could have been initiated but for want of selfless endeavor, is a missing slice of life that can never be replaced.  That is, unfortunately, what is often left behind during the process of preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The recognition of past contributions is suddenly no more; that party which “might” have been considered, is no longer; and suddenly the ‘golden boy or girl’ who could do no wrong, is the pariah, the dead-weight in the office, and the continuing drag upon the agency’s mission.

Whether the agency or the U.S. Postal Service will ‘support’ the Federal or Postal worker’s Federal Disability Retirement application, and the unstated or concealed reasons for such support – to ‘get rid’ of the dead-weight, as opposed to showing some empathy; or to have that position filled by someone ‘more productive‘, is beside the point.

It matters not the why or even the ‘if’; for, whatever the underlying reasoning, don’t expect to received that recognition you once never sought but always seemed to get.  For, in the end, the Federal or Postal employee filing for Federal Disability Retirement benefits, to be submitted through one’s agency, then on to the U.S. Office of Personnel Management, will know one’s ‘true friends’ and sincere coworkers, by the party never thrown.

Sincerely,

Robert R. McGill, Esquire