FERS Disability Retirement: When Snow Becomes a Nuisance

Remember when it was all just fun and laughter?  When waking up and looking out at the furious flakes wind-blown and swirling about, the blanket of pure whiteness just waiting to be gathered, felt, rolled into balls and danced upon with cackles of laughter and uproariously unfettered shivers of joy?

There was a time in all of our childhoods when snow was anticipated, enjoyed, savored and embraced — unless, of course, you grew up in Hawaii or some other tropical paradise where only the imagination, books or some other medium of distantly-experienced phenomena could be viewed.

Then, one day, it became a nuisance.  We know not when, and how, or even the precise moment when the childish delight became a chore; when the fun and chatter became merely a din of distraction; or why the joy of a snowy day became a dreaded day of darkness.  Innocence cannot last forever, and mortality and vulnerability must rear their ugly heads at some point in everyone’s lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the medical condition and its impact upon one’s life is akin to the day when snow became a nuisance: Health is often taken for granted, but when it is lost, then everything else becomes a dreaded chore and a daily struggle.

Consult with a FERS Disability Attorney who specializes in Federal Disability Retirement Law and consider preparing, formulating and filing an effective Federal Employee Disability Retirement application under FERS, to be submitted to the U.S. Office of Personnel Management, so that the things which you have lost — like your health and sense of optimism for the future — can be regained, and perhaps even that the snow can be somewhat more than a mere nuisance.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The Lighter Moments

It might just be a certain look given upon a misinterpreted statement; of what a child does before the perfidies of society begins to corrupt them; or just a burst of laughter upon an innocent comment meant to uplift from a serious incident.  Whatever the circumstances, it is the “lighter moment” which often makes it all worthwhile, and allows for the difficulties of the context to remain endurable.

Life is hard enough: Of paying bills; of worrying about the future; of what will become of our children, our aging parents, and even of our very own future.  It is as if we walk around with scowls etched upon our faces, not out of free will or choice, but because the difficulties themselves force it upon us.  Then comes a lighter moment — a comment, a misstatement, an unintended act or spoken word which brings a smile upon an otherwise stern and impassive face.

We live for those moments.  It is the pause between the serious content, the period before the next sentence and the break until the following chapter.  But when even the lighter moments fail to curl the lips upward and the old joke no longer triggers a burst of laughter, then it becomes clear that life has become too serious even for the grumps who seemingly never enjoy life.  Medical conditions can do that to a person — of draining life out of every last bit of goodness such that even the lighter moments no longer are lighter, but remain as heavy as the thousand-pound metaphor that weighs us down.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the struggle of juggling work, health, family and livelihood can be so out of balance that disability retirement under FERS must be considered.

Consult with an attorney who specializes in Federal Disability Retirement Law and see what your options are, and whether Federal Disability Retirement may be a viable course to pursue, lest the lighter moment in your life may forever become extinguished into a cavern of darkness where the light of hope may never again shine.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from the OPM: That bright star

We remember learning about the various constellations; and, these days, we are merely one “Google-away” from identifying that morning point of light that seems to shine so bright just over the horizon, and has moved since you first noticed it the evening before. Google ruins everything.  There was a time when discussions would last long into the night because memories failed us — who was that actor in Movie-such-and-such; what was the last line in so-and-so play; and what was the name of the character in that blah-blah television series?

We no longer need to remember; poems no longer require reciting from memory; facts and dates are accessible with the click of a button; arguments and discussions no longer are required because they can all be looked up at Wikipedia.

Yet, in the objective world, or in that universe where Kant bifurcated the subjective from the inaccessible objective universe, that bright star continues to shine, and no matter what Google says or Wikipedia posits, the mystery of time, the external universe and the fact that the bright star shining may already have disappeared eons ago and the idea that what we see is merely the residual aftereffects just reaching one’s pupils within an universe that fails to betray such mysteries of eternity, we can still enjoy the quietude of a pinhole of light within the darkness that surrounds.

And then there is the singular existence of a human being staring at that bright star in the morning silence even before the first bark of the neighborhood stirring.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent one’s ability or capacity to perform one’s Federal or Postal job, it is often that “feeling” one has in staring at the bright star — alone, isolated and apart from the rest of the universe — that makes one fearful of the world beyond.

Federal Agencies and the Postal Service tend to make the Federal or Postal employee feel isolated and alone when a medical condition begins to impact one’s life.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS can seem like a lonely prospect — somewhat akin to the feeling one gets when standing outside looking at that bright star.  That is why consulting with an Attorney who Specializes in Federal OPM Disability Retirement Law is an important step in pursing the benefit of Federal Disability Retirement: To know that the bright star is there, and that we are not alone to counter the troubles of this world.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: OPM’s Methodology

There may be a single criteria to meet, with subsets of requirements that must be complied with; yet, multiple methodologies in approaching the singular.  How can that be?  Isn’t it all simple, where you read what is required, then gather up all of the evidence that appears to meet it and simply send it all in?  That is the “volume methodology”.

Can a single sentence in a medical report ever meet the legal criteria in an OPM Disability Retirement case — i.e., a “qualitative” methodology, as opposed to a quantitative one?  Sometimes.

Isn’t the law clear in what is required, and isn’t it a matter of just amassing the medical evidence to meet the requirements as stated?  Hmmm…. For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical conditions prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to understand, somewhat, OPM’s Methodology in reviewing and deciding upon a case.

First of all, not all medical conditions are equal.  Perhaps that is self-evident, but for the Federal or Postal employee who suffers from one or another medical condition, and must endure the daily pain, restriction and limitations imposed thereby, it may not be so self-evident.

Second, OPM is not some “neutral” Federal Agency that reviews a Federal Disability Retirement application with dispassionate objectivity, ready to grant an “approval” because you “believe” your medical evidence is “sufficient” to meet the legal requirements as stated.  Sufficiency is the gatekeeper that denies many a Federal Disability Retirement case — and it is not a methodology that is satisfied by quantitative (volume) means, not even necessarily by qualitative standards; rather, it is the reviewer (i.e., the “Medical Specialist” at OPM) who determines by some unknown and unknowable standard when the goal-post has been crossed.

Thus, in an OPM Disability Denial Letter, one may read a reference to one’s doctor’s note or a quotation from a medical report from one’s doctor, and think, “Good, this is very supportive” —then, with an appended end to the paragraph stating, “Such medical evidence does not sufficiently meet the standards to qualify for OPM Disability Retirement”.  Huh?

Think about it this way: “Sufficiency” may mean different things to different audiences; for example, what is a “sufficient” amount of food for a lion, as opposed to a domesticated kitten?

OPM’s methodology is, at best, malleable, as language in law is likewise changeable.  It is good to know this for Federal and Postal employees who are either getting ready to file for Federal Disability Retirement benefits, or who are in the middle of a fight to obtain it; for, in the end, consulting with an OPM Disability Retirement lawyer allows you to arm yourself with knowledge for the battle that OPM’s Methodology in determining Federal Disability Retirement cases must be prepared, like any legal battle that involves “criteria” to be interpreted.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The tangents that bind

They are often viewed as mere distractions – those activities that fail to follow the centrality and linear path of core, essential projects.  Or, more often than not, they are the wanderings and linguistic meanderings that make verbal communication all the more interesting – you know, that person that suddenly goes off on a tangent and tells an otherwise interesting story, but leaves you scratching your head with puzzlement and left dumbfounded.

In an even different sense, it can mean those quirky hobbies or sidelined projects; even of collecting matchbox cars, comic books or getting excited over stamps.  Stamps?  Matchbox cars?  Comic books for adults?  These are the tangents of life that bind.  We don’t often see them that way, because they are, in the larger scheme of things, somewhat insignificant, irrelevant and entirely superfluous to the greater population.  But what people often do not realize, is that tangents provide the glue that binds; for, if not for the distractions, hobbies and projects that give us a respite from the daily stresses of our lives, life itself would become a jumble of intolerable consequences.

Then, when a medical condition enters a picture, where the chronic pain or the psychiatric impact makes even those tangents no longer pleasurable, such a state of being then makes the rest of life unbearable.

For the Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, it becomes quite apparent that when the tangents that bind no longer cement the worthwhile perspective of life’s meaningfulness, it is definitely time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Application: The tools we have for use

The foundation is always “all-important”; but there are other tools at one’s disposal, and the question is:  Do we know and recognize what those tools are, and if not, how can we use them out of ignorance?

How does SSDI intersect with FERS Disability retirement – not the issue of offsetting the concurrent payments after approval of each (that is merely a monetary calculation that has nothing to do with getting a FERS Disability Retirement application approved); rather, should an approval of an SSDI application have a legal impact upon a FERS Disability Retirement?  How about a denial – but one with a statement in the SSDI denial letter acknowledging that the FERS Disability Retirement applicant is unable to perform the duties of his current/former employment, but may be able to do “other employment”?

How should a mixed removal be utilized to its most effective manner?  If a person is removed partly for his or her medical inability to perform the essential functions of the job, but also because of AWOL issues or excessive LWOP usage, does it undermine the application and efficacy of a Bruner Presumption argument?

What should be done with a Department of Veterans Affairs rating?  Is it always persuasive, never determinative?  Even if persuasive, should it always be introduced, or is discretion the better part of valor – or, in the case of a FERS Disability Retirement application, the better part of value in using it as “proof” for a Federal Disability Retirement application?  Should medical documentation be indiscriminately submitted?

In other words, in a FERS Disability Retirement application, does the FERS Disability applicant have any rights as to dissemination of medical documentation, especially those portions which do not go to the substantive centrality of one’s claim in requesting a Federal Disability Retirement approval?  To what extent can the FERS Disability Retirement applicant and his/her attorney have the right to act as the “gatekeeper” in providing sensitive medical documentation to the U.S. Office of Personnel Management?

Tools – we have them; but of what use, efficacy or relevance are they, if they are left in reserve without pragmatic utilization?  And, as to the “reserve” – should the FERS Disability Retirement applicant keep in tow any of the tools, or should they all be used in an aggregate, cumulative powerhouse of aggressive and forceful argumentation?

Tools – to have them is one thing; to use, another; but more than that, to know what to use, when, how, and to what applicable relevance; that is the power behind the inertness of that which can be enlivened by knowledge, information and discretionary utilization.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The silence erupting in the room

You go out for a moment – perhaps to smoke a cigarette (do people actually do that these days?), to “freshen up” (is that necessarily a sexist presumption, in that women are the only ones who need to do so, or wasn’t it more likely just a euphemism to avoid the crass declaration that one has to “go to the potty”?) or just to get away from the din of dinner conversation; and, upon reentering the room those eyes look askance, askew, and away from you.

What happened?  Does suspicion abound, or is it merely paranoia that prevails?  Does sudden silence simultaneously synchronized with one’s reappearance constitute enough evidence to conclude that the gossip previously directed at someone other than yourself had shifted to include the reentering individual just previously having disappeared for a brief interlude?

Perhaps, instead, just before coming back to join the fray, there had been a pause in the conversation; or, it just so happened that everyone was taking a sip or gulp of whatever people were drinking, and as you reentered, the cumulative silence just so happened to prevail at the precise moment of appearance.  Coincidences of such natures do occur; yet, there is always that nagging feeling that the exact opposite is true – that, yes, they were all talking about you, and the embarrassing silence suddenly pervaded like a heavy London fog suddenly extracting its shroud of mystery and burden of conversation upon a topic well-worn by clawing swipes and innuendoes otherwise left undefended.

For Federal employees and U.S. Postal workers who are suffering from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, that is often the fear and the gloom of dread, isn’t it?  That you – the absent Federal employee; the Postal worker who has filed for FMLA protection; the Federal employee who has been on extended LWOP – are the subject of constant gossip, and the grumblings and lies disseminated become the silence erupting in the room.

In the end, there is little that can be done about people who engage in gossip, whether in the bathroom, the kitchen or at the workplace; people will talk, and somehow believe that it makes them superior.

Ultimately, the best revenge is to prepare an effective Federal Disability Retirement application and file it through one’s agency or U.S. Postal Service H.R. Office, and submit it to the U.S. Office of Personnel Management in order to escape from the din of cheap talk and chicanery, such that it becomes irrelevant whether, upon reappearance into a roundtable full of gossipers, the silence erupting in the room had to do with you, or just a mere coincidence of unexplainable phenomena coalescing just at the moment of reentrance.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The importance of seeing a way out

The strategic approach of allowing for a route of retreat is well-known; by providing an exit option, casualties are lessened and the proportional ferocity of battle often parallels the availability or non-existence of such a pathway out.

Cornered animals behave in the same way – and why would they not?  Do we think that we are somehow exempt from the genetic predisposition of Darwinian inherency?  And the cornered enemy who sees no exit – with the final bullet retained for self-annihilation, the option of surrender not a reality for the traitorous residue to such an act, or of the potential for torture and mutilation naturally following revenge upon actions taken previously; or a kamikaze-like final hurrah met with a hail of bullets; it is the importance of seeing a way out, that often determines the course of future conduct.

That is how the Federal employee or the U.S. Postal Service worker views the benefit of a Federal Disability Retirement:  as the “way out” of an otherwise untenable future course.  Without it, the options are often:  Die trying to get to work each day; resign with nothing to show for the many years of investing in one’s career in the Federal sector or the U.S. Postal Service.

What is so interesting in engaging Federal employees and U.S. Postal workers for multiple decades, now, is the singular and unassailable fact that is contrary to the misperception held by the general public:  Federal employees and U.S. Postal workers are among the most dedicated of workforce servants, putting in long and uncompensated hours beyond what they are required, and never wanting to take the “exit option” but for the chronic and severe nature of a rising and debilitating medical condition.  And, how many who obtain a Federal Disability Retirement annuity go on into the private sector and “pay back” into the very system from which they are being compensated the Disability Retirement annuity?  Many, if not most.

Without the benefit of Federal Disability Retirement, many would struggle and ultimately lose the battle either with the agency or the Postal Service, or with the medical condition itself.  Even with the benefit of a Federal Disability Retirement annuity, the pay is not so enticing as to encourage any mass exodus via the vehicle of a Federal Disability Retirement benefit, and it is only because of the progressively deteriorating nature of a medical condition that finally impels and compels the Federal employee or U.S. Postal worker to take that exit option, and to seek to reach a plateau of rehabilitative serenity such that a further career or vocation in the private sector could be possible.

In the end, like enemies in a fierce firefight, the importance of seeing a way out is just as relevant to the Federal or Postal employee who suffers from a medical condition, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, as it is to the kamikaze warrior who tightens the band of fate by an emblematic headscarf in preparation for the final battle.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirements: Focus away from ‘self’

The heightened problems emanating from a chronic medical condition cannot be quantified; as the medical issues themselves become exacerbated while attempting to work and engage in other “major life activities”, the pain, psychiatric debilitation and interruption of things once taken for granted, become all the more magnified and exponentially exaggerated in significance, relevance and focus of daily contention.  Or, to put it in more common parlance, it makes us grouchier as the day goes.

Federal Disability Retirement is a benefit offered for all FERS employees (and any in the older CSRS system who may still be around – a rarity, like dinosaurs and gnomes of past ages), and is meant as a progressive paradigm of inestimable worth.  Unlike other systems of compensation, it encourages the (former) Federal or Postal employee to seek employment in the private sector, because the generous allowance that the former Federal or Postal employee can make up to 80% of what one’s former salary currently pays, on top of the annuity itself, allows for “the system” to be a self-paying entity, because such individuals then pay taxes and contribute “back into” the very system which is being accessed.

The fact that it is such a thoughtful, progressive system is rare – for, government bureaucracies tend not to embrace an insightful program of wider application, but this is a case in point where the system “works”.

That being said, the Federal or Postal employee who continues to try and extend one’s career in the Federal sector or the U.S. Postal Service by “hoping” – and, do not misunderstand, for hope as an element of human focus for events yet to occur, is a good thing – that the medical condition will get better, and thus to delay initiating the complex process of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does so at the peril of self-focusing immolation.

The point of getting Federal Disability Retirement benefits is just that – to be able to attend to the medical condition itself; to attain restorative sleep; to not be embroiled in the vicious cycle of having to work at a job where one or more of the essential elements of one’s positional duties cannot be met because of the medical condition itself, and therefore a stark reminder, on a daily and sustained basis, upon one’s self, the limiting aspects of the medical condition, and the inability to escape the constant gravitational dissection of “me, myself and I”.  That’s the rub, isn’t it?

As you try and get better, those around you – supervisors, coworkers, etc. – begin to harass, criticize and compound the problem by redirecting your shortcomings resulting from the very medical conditions from which you are trying to get better.  Federal Disability Retirement is the next step in that process – where, once attained, the stress of focusing upon one’s self is relieved by being able to actually focus upon what is important:  one’s health, and the pathway to a secure future through getting approved for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire