Federal Employee Medical Retirement: Choices

The anomaly: If we don’t know of them, we have none.  In the objective universe of a perfect world, we would know of each and every one, and moreover, the consequences of each were we to choose them.  As defined, wisdom is the capacity to take current experiences and project them for future application; but if a person is without knowledge of the availability of choices to be made, where can wisdom be applied?

One’s choices are limited by the lack of knowledge one possesses, or has access to.  That is why “insider trading” provides an unfair advantage of choices — of trading certain stocks and gaining wealth, precisely because one has obtained knowledge which others do not have access to, which allows for accumulation of greater wealth based upon the information obtained.

Once a person has access to relevant knowledge, then the avenue of choices opens up for that individual, and then the choices to be made determine whether or not such knowledge is put to good use.  “Good use”, of course, is the key in determining whether or not a wise choice has been made; for, even with relevant knowledge, a person is still able to act unwisely by making a bad choice.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the choice to file for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management, should be based upon relevant knowledge — of the laws, regulations and statutes pertaining to Federal Disability Retirement Law.

That being said, the choice of “going it alone” or of consulting and retaining a Federal Disability Attorney is entirely up to each individual.  However, the choice of wisdom should always listen to the small voice which begins with the path of wisdom: A person who represents himself has a fool for a client.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Self-Doubt

We all go through such periods.  Whether real or imagined — and, often, the latter is of greater exponential magnification than the former — our sense of worth; our confidence of competence; our capacity to “get things done”, begins to wane.  Perhaps it is merely a period of lesser productivity; or, of intervening personal difficulties or tragedies others cannot penetrate.

We engage in self-doubt, perhaps without even being aware of it.  It is often helpful to have a “significant other” or some close friend to be blunt and honest, and to provide an objective, unbiased perspective.  Sometimes, it just takes an unequivocal statement: “Joe, you’re being too hard on yourself. You are still the same person as before”.  Or: “Susan, maybe you made a mistake here and there.  Don’t let it get you down; everyone makes mistakes.”  But of a medical condition, the devastation can be, not only of reduced physical or cognitive capacities, but often the greater problem of self-doubt.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing all of the essential elements of his or her Federal or Postal job, self-doubt can be a devastating residual aftershock resulting from the diminished capacity as a consequence of the medical condition itself.  It may be time to prepare, formulate and file an effective Federal Disability Retirement application under FERS, with the U.S. Office of Personnel Management.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement Law, lest self-doubt not only follows upon the medical condition itself but, moreover, turns upon itself into self-loathing.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement for Federal Workers: Skewed Perspective

For whatever reason, “objective reality” is what we are supposed to always strive for.

When did such a goal become the universal paradigm for all souls?  Is it because of the dominance of the “scientific methodology”?  Didn’t Kant abandon and solve the problem of having access to the “objective” universe around us by arguing that we can only know merely our own phenomenology of experiences, and that the “noumenal” world — that universe beyond our own self-imposing vision and sense data — is simply and literally beyond comprehension?

We all have a skewed perspective on things; the extent of such a distorted view; how and to what degree the distortion impacts our ability and capacity to maneuver through this world; how acceptable it is to others how we view the universe — these are the basis for being able to live within the skewed perspective and universe of our daily lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the skewed perspective may be completely out of kilter precisely because of the impact of the medical condition itself.

Consult with an experienced OPM Disability Retirement Attorney who specializes in Federal Disability Retirement Law, and consider whether or not the distortion experienced can be “righted” by preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Dostoevsky and impassioned monologues

Does anyone read such an author, anymore?  At least, once one is beyond the assigned reading list and mandatory college compulsions that allegedly define those who are “educated” as opposed to not, does anyone perform the act out of pleasure?  Or, perhaps we would consider it more like self-torture.

Once the diploma is rolled, handed and received upon the platform of recognized accolades for accomplished feats now disseminated throughout all levels of society, where “blue collar” or physical labor is no longer perceived as acceptable and everyone must be subjected to the torture of reading Dostoevsky and his impassioned monologues that seem to meander forever upon a single scene, does anyone pick up a copy of such titles as, The Idiot, or The Brothers Karamazov, or of that “classic”, Crime and Punishment, and take valuable leisure time to plod and plug through such lengthy paragraphs upon puzzling paragraphs of reflective self-aggrandizing streams of consciousness?

Did a former generation or beyond really think like such characters, or is there something uniquely troubling about the “Russian” culture such that the depths of such rich history encompassing misery, war, poverty, the tension between power and the powerless, the tradition of the Czar and the more authoritarian lineage of Stalin, the current power structure, etc.?

Perhaps the Russian people can relate more readily with such authors and comprehend the scenes of reflective streams of long-winded monologues that can only be characterized as “impassioned” and tumultuous by any standard of emotional fervor.

There are, however, such similar examples in narratives prepared for a Federal Disability Retirement application, written by Federal employees and U.S. Postal workers in response to the questions and queries posed on SF 3112A, Applicant’s Statement of Disability.  Such impassioned monologues tend to include a lengthy history of past wrongs committed (i.e., Crime and Punishment); a journey describing tremendous upheavals and pain (i.e., The Brothers Karamazov); and of character caricatures that depicts a lack of focus and streamlined narrative (e.g., The Idiot).

Most of us claim to have read Dostoevsky; some of us make the further and surprising admission that we have “enjoyed” him; and some few of us actually continue to pick up his translated works and persist in reading him.  However, such pleasure-reading should be uniquely sequestered for the late-night fireside restorations, with a glass of wine or other inebriant to counter such impassioned monologues, and certainly only within a proper context of applicable content, and formulating such meanderings in a Federal Disability Retirement application by the literary device of stream of consciousness is not the “winning” mechanism to obtain a Federal Disability Retirement annuity.

Keep the focus and maintain a streamlined narrative in creating the nexus between the medical condition, the positional duties of the Federal or Postal job, and the impact between the two, and leave Dostoevsky and impassioned monologues to yesteryear’s literary classics rarely read, uncommonly desired, and never quite understood.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: What to do

Does anyone really know what to do?  From the very beginning, we are brought into this world without having been asked, and never with any instructions entitled, “Life instructions in ‘how to’”.  Instead, we are thrown into the ravages of this impervious universe.  We are lucky if we have some kind parents; otherwise, as with most of us, they are as clueless as we are, and sometimes even more so.

What do we do with the rest of our lives?  How do we determine if the course we have chosen is worthwhile?  When do we determine if the choices presented are the ones that will forever be offered, or will others come along after we have long committed to the limited ones we face?  Who tells us if what we are doing is “right”, and does the concept of “right” or “wrong” even matter, anymore”?

When problems arise, who do we turn to?  Do we turn to the priesthood that has been forever discredited, to the shamans who drive in expensive cars, or the Wall Street wolves who live in mansions afforded upon the backs of ordinary people?  And since parents are now told that honesty about their own lives are important in feeding the ingredients of success for their children, do we count on them to give us the same clueless directions that we can expect of ourselves?

Who knows anything, anymore, in any expectantly significant or relevant way, other than the puffery we encounter in our daily lives?  And when medical conditions interrupt and intervene – who tells us what path to take; where we go with the career choices given; and what about the legal issues that arise when it concerns a Federal or Postal worker under FERS, CSRS or CSRS Offset?  What to do – isn’t that the question we always have to ask ourselves?  And how do we know if the choices we make are the right ones, the wrong ones, or perhaps just “the best under the given circumstances”?

It is important to know; relevant to apply the correct criteria; significant for understanding the issues that need resolution; knowing what to do, how to do it and when to begin.  Medical issues that arise make for hard questions that need relevant answers.  And when the medical issues themselves impede, interrupt and intervene in negatively impactful ways, they exacerbate the capacity and ability to arrive at the proper judgments, and make it that much harder to decide.

Maybe there is no “right” answer, but only some minimal instructions and restrictive directions.  Whatever the case may be, in preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, it is important to gain some initial insight and directions on what to do, and that may require seeking a lawyer who specializes in Federal Disability Retirement law.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The importance of seeing a way out

The strategic approach of allowing for a route of retreat is well-known; by providing an exit option, casualties are lessened and the proportional ferocity of battle often parallels the availability or non-existence of such a pathway out.

Cornered animals behave in the same way – and why would they not?  Do we think that we are somehow exempt from the genetic predisposition of Darwinian inherency?  And the cornered enemy who sees no exit – with the final bullet retained for self-annihilation, the option of surrender not a reality for the traitorous residue to such an act, or of the potential for torture and mutilation naturally following revenge upon actions taken previously; or a kamikaze-like final hurrah met with a hail of bullets; it is the importance of seeing a way out, that often determines the course of future conduct.

That is how the Federal employee or the U.S. Postal Service worker views the benefit of a Federal Disability Retirement:  as the “way out” of an otherwise untenable future course.  Without it, the options are often:  Die trying to get to work each day; resign with nothing to show for the many years of investing in one’s career in the Federal sector or the U.S. Postal Service.

What is so interesting in engaging Federal employees and U.S. Postal workers for multiple decades, now, is the singular and unassailable fact that is contrary to the misperception held by the general public:  Federal employees and U.S. Postal workers are among the most dedicated of workforce servants, putting in long and uncompensated hours beyond what they are required, and never wanting to take the “exit option” but for the chronic and severe nature of a rising and debilitating medical condition.  And, how many who obtain a Federal Disability Retirement annuity go on into the private sector and “pay back” into the very system from which they are being compensated the Disability Retirement annuity?  Many, if not most.

Without the benefit of Federal Disability Retirement, many would struggle and ultimately lose the battle either with the agency or the Postal Service, or with the medical condition itself.  Even with the benefit of a Federal Disability Retirement annuity, the pay is not so enticing as to encourage any mass exodus via the vehicle of a Federal Disability Retirement benefit, and it is only because of the progressively deteriorating nature of a medical condition that finally impels and compels the Federal employee or U.S. Postal worker to take that exit option, and to seek to reach a plateau of rehabilitative serenity such that a further career or vocation in the private sector could be possible.

In the end, like enemies in a fierce firefight, the importance of seeing a way out is just as relevant to the Federal or Postal employee who suffers from a medical condition, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, as it is to the kamikaze warrior who tightens the band of fate by an emblematic headscarf in preparation for the final battle.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirements: Focus away from ‘self’

The heightened problems emanating from a chronic medical condition cannot be quantified; as the medical issues themselves become exacerbated while attempting to work and engage in other “major life activities”, the pain, psychiatric debilitation and interruption of things once taken for granted, become all the more magnified and exponentially exaggerated in significance, relevance and focus of daily contention.  Or, to put it in more common parlance, it makes us grouchier as the day goes.

Federal Disability Retirement is a benefit offered for all FERS employees (and any in the older CSRS system who may still be around – a rarity, like dinosaurs and gnomes of past ages), and is meant as a progressive paradigm of inestimable worth.  Unlike other systems of compensation, it encourages the (former) Federal or Postal employee to seek employment in the private sector, because the generous allowance that the former Federal or Postal employee can make up to 80% of what one’s former salary currently pays, on top of the annuity itself, allows for “the system” to be a self-paying entity, because such individuals then pay taxes and contribute “back into” the very system which is being accessed.

The fact that it is such a thoughtful, progressive system is rare – for, government bureaucracies tend not to embrace an insightful program of wider application, but this is a case in point where the system “works”.

That being said, the Federal or Postal employee who continues to try and extend one’s career in the Federal sector or the U.S. Postal Service by “hoping” – and, do not misunderstand, for hope as an element of human focus for events yet to occur, is a good thing – that the medical condition will get better, and thus to delay initiating the complex process of preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does so at the peril of self-focusing immolation.

The point of getting Federal Disability Retirement benefits is just that – to be able to attend to the medical condition itself; to attain restorative sleep; to not be embroiled in the vicious cycle of having to work at a job where one or more of the essential elements of one’s positional duties cannot be met because of the medical condition itself, and therefore a stark reminder, on a daily and sustained basis, upon one’s self, the limiting aspects of the medical condition, and the inability to escape the constant gravitational dissection of “me, myself and I”.  That’s the rub, isn’t it?

As you try and get better, those around you – supervisors, coworkers, etc. – begin to harass, criticize and compound the problem by redirecting your shortcomings resulting from the very medical conditions from which you are trying to get better.  Federal Disability Retirement is the next step in that process – where, once attained, the stress of focusing upon one’s self is relieved by being able to actually focus upon what is important:  one’s health, and the pathway to a secure future through getting approved for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The expected party

It is the emptiness and void of what could have been, or even should have been; of regrets untold and remorse unuttered.

Whether for a special celebration marking a person’s birthday or an event of magnified relevance; or a turning point in a person’s life – of a 10th anniversary, exceeding expectations of mortality, in waiting, or perhaps a common achievement by others in everyday living but for handicaps and disabilities that make it challenging to meet; whatever the event, the party never thrown for it magnifies a negation of recognition, and like a pinprick into the heart and soul of a person’s life, it deflates the very essence of joy.

“Oh, it would have been nice to—” but the person is gone, and hears not the sudden want and desire of recognition.  “It’s too bad we didn’t get together and—” except that the inaction following the time of relevance has long passed, and it is such actions which derive the sincerity of words spoken, otherwise mere empty vessels of utterances without meaning or purpose.

Most can justify and minimize, and instead replace such statements of regretful remorse with offensive parries, as in:  “Oh, she wouldn’t have appreciated it, anyway”, or the kicker – “He didn’t like those things.”  But that is not the point.  The party never thrown is not merely a negation of recognition earned, but a window into the heart of those who never truly cared in the first place.

Words are cheap and can be bandied about and flaunted endlessly without consequence of actions; but the negation of that which should have been, and could have been initiated but for want of selfless endeavor, is a missing slice of life that can never be replaced.  That is, unfortunately, what is often left behind during the process of preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The recognition of past contributions is suddenly no more; that party which “might” have been considered, is no longer; and suddenly the ‘golden boy or girl’ who could do no wrong, is the pariah, the dead-weight in the office, and the continuing drag upon the agency’s mission.

Whether the agency or the U.S. Postal Service will ‘support’ the Federal or Postal worker’s Federal Disability Retirement application, and the unstated or concealed reasons for such support – to ‘get rid’ of the dead-weight, as opposed to showing some empathy; or to have that position filled by someone ‘more productive‘, is beside the point.

It matters not the why or even the ‘if’; for, whatever the underlying reasoning, don’t expect to received that recognition you once never sought but always seemed to get.  For, in the end, the Federal or Postal employee filing for Federal Disability Retirement benefits, to be submitted through one’s agency, then on to the U.S. Office of Personnel Management, will know one’s ‘true friends’ and sincere coworkers, by the party never thrown.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The party never thrown

It is the emptiness and void of what could have been, or even should have been; of regrets untold and remorse unuttered.

Whether for a special celebration marking a person’s birthday or an event of magnified relevance; or a turning point in a person’s life – of a 10th anniversary, exceeding expectations of mortality, in waiting, or perhaps a common achievement by others in everyday living but for handicaps and disabilities that make it challenging to meet; whatever the event, the party never thrown for it magnifies a negation of recognition, and like a pinprick into the heart and soul of a person’s life, it deflates the very essence of joy.

“Oh, it would have been nice to—” but the person is gone, and hears not the sudden want and desire of recognition.  “It’s too bad we didn’t get together and—” except that the inaction following the time of relevance has long passed, and it is such actions which derive the sincerity of words spoken, otherwise mere empty vessels of utterances without meaning or purpose.

Most can justify and minimize, and instead replace such statements of regretful remorse with offensive parries, as in:  “Oh, she wouldn’t have appreciated it, anyway”, or the kicker – “He didn’t like those things.”  But that is not the point.  The party never thrown is not merely a negation of recognition earned, but a window into the heart of those who never truly cared in the first place.

Words are cheap and can be bandied about and flaunted endlessly without consequence of actions; but the negation of that which should have been, and could have been initiated but for want of selfless endeavor, is a missing slice of life that can never be replaced.  That is, unfortunately, what is often left behind during the process of preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The recognition of past contributions is suddenly no more; that party which “might” have been considered, is no longer; and suddenly the ‘golden boy or girl’ who could do no wrong, is the pariah, the dead-weight in the office, and the continuing drag upon the agency’s mission.

Whether the agency or the U.S. Postal Service will ‘support’ the Federal or Postal worker’s Federal Disability Retirement application, and the unstated or concealed reasons for such support – to ‘get rid’ of the dead-weight, as opposed to showing some empathy; or to have that position filled by someone ‘more productive‘, is beside the point.

It matters not the why or even the ‘if’; for, whatever the underlying reasoning, don’t expect to received that recognition you once never sought but always seemed to get.  For, in the end, the Federal or Postal employee filing for Federal Disability Retirement benefits, to be submitted through one’s agency, then on to the U.S. Office of Personnel Management, will know one’s ‘true friends’ and sincere coworkers, by the party never thrown.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement Benefits for US Government Employees: Repetitive Stress Injury & Carpal Tunnel Syndrome

Stories abound, of course, concerning the worker who claims to suffer from Carpal Tunnel Syndrome, or from similar medical conditions which are often generically placed under the rubric of “repetitive stress injuries” — chronic conditions of pain, numbness, tingling, and radiating pain and numbness often emanating from extremities and impacting one’s ability to engage in fine dexterous movement and manipulations — often limiting movement and abilities upon computer work, file handling, but also into areas which require mechanical repair, electronic technician work, Airways Systems work, work which requires the fine manipulative use of fingers, hands, etc.

They are real injuries and medical conditions, and should not be dismissed lightly.  Use and overuse over time, or sometimes resulting from a specific traumatic injury, can result in the devastating impact which prevents one from performing one or more of the essential elements of one’s job.  For Federal and Postal employees either under FERS or CSRS, Carpal Tunnel Symdrome (CTS) and Repetitive Stress Injuries are a viable basis to file for Federal Disability Retirement benefits under FERS or CSRS.  When CTS surgery (“release”), hand splints, and physical therapy have failed to alleviate the chronic nature of the medical condition, it may be time to consider filing with the Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire