Tag Archives: opm workercomp retirement

FERS Disability Law: Falling Through the Cracks

Where did that phrase originate from?  It often refers to small things slipping through without getting noticed because of their insignificance, whether because of size or lack of notoriety.  Children who lack popularity are often thought to be in danger of falling through the cracks — of not being given their due attention; of being ignored; of failing to be noticed.

The amazing thing is that we ever even notice it at all; for, by and large, most of us fall into the category of enforced anonymity — of being in danger of falling through the cracks.  Whether you are the “star” of the class or the “appointed one” whose every move is ooh-ed and ahhh-ed — most everyone else is of the ordinary ilk, unnoticed, ignored or otherwise already having fallen through the cracks.

Federal employees who suffer from a medical condition fall into that category — of either having fallen through the cracks, or about to fall through the cracks.  This is because the medical condition itself relegates the Federal and Postal employee into the category of the “outcast” — of those who have fallen through the cracks.

Contact a FERS attorney who specializes in Federal Disability Retirement Law, and see whether or not you might qualify to fall through the cracks of the U.S. Office of Personnel Management and land upon the other side where you can become a Federal Disability Retirement annuitant, where falling through the cracks will allow you to prioritize your life and focus upon the more important elements of a life of health and well-being.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement: Avoiding Time Bandits

We all know what they are.  They are little men and women in pirate suits who sneak around and steal the most valuable commodity anyone possesses.  Like hobbits, they used to walk around freely and openly, but as society banished the mystical and no longer believed in the mythological, they took to hiding in the forests and sneaking about behind furniture, the television set, the computer and even sometimes disappearing in our Smart Phones.

Time bandits are those ephemeral metamorphic creatures who suddenly appear, steal our time, and disappear without guilt or conscience bothered.  Medical conditions are one such form of a time bandit.  They come into our lives and steal away not only our time, but our energy, our talents, our mental and physical capacities — without remorse, discrimination or bias.  They care not about race, gender or sexual orientation; just about making miserable an already stressed-out life.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, contact an experienced Federal Disability Retirement Lawyer to consider filing for OPM Disability Retirement benefits.  It is one way of avoiding time bandits and to exterminate those pesky creatures who visit us from the faraway places of hobbit land.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Delay for Tomorrow

We tend to rely upon our memory of the past; if the sun set yesterday and the chickens squawked the day before, the repetitiveness of previous occurrences allow for the delay for tomorrow.  Yet, tomorrow’s circumstances may undermine yesterday’s reliance.  Circumstances change — especially in this day of fast-paced changes and the need to adapt accordingly.

Present circumstances — a medical condition; the growing impact of one’s medical condition upon your ability and capacity to continue in your career; these, and many other factors should play into consideration to file for Federal Disability Retirement benefits.  The delay for tomorrow is a natural instinct with all of us; we keep hoping that tomorrow will somehow change for the better, but with a medical condition, the unfortunate truth is the very opposite: Most medical conditions don’t simply go away, and instead reveal a stubborn persistence in their natural course of degeneration.

If filing an effective Federal Disability Retirement application under FERS is something that you have thought of, but have set aside as the delay for tomorrow, consult with an OPM Attorney who specializes in Federal Disability Retirement Law, and make the delay for tomorrow the reality of necessity for today.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: The Priority of Me

The “Me Generation” has now passed, and it is no longer in vogue to focus upon the “Me, Me, Me” refrain that once permeated societal acceptance of the selfishness allowed.  There followed, in some quarters of social consciousness, a turning away from the “self” and instead focused upon empathy for others, service towards a selfless society, and a cohesion that was glued by a conscientious attitude of selfish disregard.

Except, of course, in the quiet workings of those more devious than the rest of us, it merely became a marketing tool in order to create greater wealth while declaring that it was for the greater good of society.

Thus did it become advertised that drinking a certain brand of coffee was “good for the world”, that buying certain products “helped the environment”, and driving certain vehicles cut down the pollutants and emissions in order to “save” the planet — all the while, those very same companies reaped profits and the people flew around spewing vast amounts of exhaust plumes into the blue skies above.

The fact is, the Priority of Me has never changed in this universe, ever since the first man or woman looked into the reflection posed from a placid lake or pond and saw that there was a “Me” distinct from a “You” or some other.  From that moment onwards, the Law of Self-Regard would take hold.  The “priority of me” has not changed; it is reflective of a society that constantly advertises cosmetic artifice and promotes youth, beauty and first impressions as the mainstay of relevant values.

Ultimately, one may ask, is there anything wrong with such an ordering of priorities?  If not me, then who?  If not you, then why not me?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is important to recognize that the priority of me extends to the Federal agency and the Postal facility throughout — for, once you divulge the fact that you intend to file for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset, they begin to treat you as an “outsider” who can no longer benefit the “priority of me”.

Medical conditions necessitate a reordering of priorities, and it is important to make that “me” as a greater priority by focusing upon one’s health; but always remember that the “Me Generation” that purportedly had passed has, in fact, never disappeared, and the Federal Agency or the Postal Service will begin to systematically exclude you in favor of themselves — or, from their perspective, making themselves as the “Me Priority”.

No, the “Me Generation” never disappeared; instead, like a chameleon, they simply changed their appearances.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Force of laughter

Is language necessary for laughter to follow?  If so, what accounts for the slapstick comedy that erupts with uproarious belly-shaking guffaws that reverberate throughout?  What is the fine line between laughter and sorrow — of the man who slips and upends upon a slippery banana left unnoticed on the sidewalk, to realizing that the injuries are serious enough to land him in the emergency room; what divides the chasm between comedy and tragedy?  And of the force of laughter — can it be forced and, if so, does the force of laughter have the same effect as laughter naturally erupting?

Say you live in an Orwellian state — a totalitarian regime somewhat like the one prevailing in North Korea — and you stand beside “The Great One” who cracks a joke.  You do not find it funny, and nor does anyone else; but you laugh, anyway, because you are expected to laugh on pain of death.  Is there a difference between that laughter and the one that you cannot help because the punch-line is so deliciously delivered that self-control cannot be exercised even upon pain of death?

What if a contest were held — of “Who can tell the funniest joke” — and it is between a known comic and again, “The Great One”.  You are one of 3 judges on a panel, and you know that if “The Great One” does not win the contest, you will likely be sent to a Gulag on the next train the morning after.  First, the known comic does his or her routine for half an hour, and everyone “loses it” and laughs with abandonment.  Next, “The Great One” goes through his routine, and everyone laughs just as hard, if not harder.

Can one distinguish between the first half of the contest where everyone has “lost it”, and the second half where the laughter is louder, the rolling on the floor exceeded exaggerated enjoyment, and by all accounts, “The Great One” received the louder laughter?

The force of laughter always possesses that duality of a conundrum: Laughter can be forced, but the force of laughter may not have the same force if force is derived from the forcing of it.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition has in recent times denied one the genuine force of laughter, it may be time to consider preparing, formulating and filing for Federal Disability Retirement benefits, submitted ultimately to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Laughter can be infectious, but when a medical condition deflates and dissipates the quality of one’s life, one’s career, and the incongruence that can come between health and continuation in one’s job, filing an effective Federal Disability Retirement application may become a necessity.  When the force of laughter is robbed because of a medical condition that has become chronic and intractable, filing a Federal Disability Retirement application through OPM may be the best option left in order to avoid that hollow laughter that comes from laughing at a joke delivered by “The Great One”.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Procrastination and delay

The former denotes an active passiveness, while the latter connotes the former but may also include objective circumstances beyond the subjective input or control over the consequences resulting, whether from external forces, internal influences or a combination of both.

What compels one to procrastinate?

There can be a number of factors — of secretly not wanting to proceed; of the proverbial kicking the can down the road; of wanting to extend the known quality of the present and resisting the unknown quality of an uncertain future; or perhaps, just simple laziness.  Of the latter — of delays in a process, or of results expected — this can be because of actions taken or not by others, and a whole host of reasons not known by the expectant party.  Thus, for a delay to occur, much of the circumstances often cannot be controlled; of the former, most, if not all of it, is within the purview of one’s influence.

Further, it is often the monsters within that loom much larger than the reality without, and that is often true of things we anticipate we will not like, and of obligatory mandates that may be inevitable objectively but resisted subjectively.

For Federal employees and U.S. Postal workers who are contemplating the necessity of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is often that initial step that is the most difficult one to take.  And like that Chinese proverb that is often quoted, the journey of a thousand miles must begin with the first step, so it is likewise true that procrastination of that initial step is the one that prevents all subsequent steps and actions from being taken.

Procrastination is within the purview of one’s self; delays, beyond one’s control, or at least some part of it.  To overcome the obstacle of one’s self, it may be wise to consult with an attorney who specializes in Federal Disability Retirement law, so as to first understand the process of what it takes to file with the U.S. Office of Personnel Management, the intricacies involved and the requirements needed to meet the legal criteria for a Federal Disability Retirement application to “pass muster”, to realize what initiating steps are necessary, and to recognize whether the fears that delay are the ones that are merely in one’s own mind, or whether the pathway forward is as onerous as the fears that paralyze.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS & CSRS: Ordered lives

There is, first of all, chaos and disarray; and whether from a biblical worldview or the natural paradigm of a universe formed from a massive energy source that exploded with such force as to hurl a spinning residue of astronomical proportions into far galaxies that resulted in the starry heavens we witness today; it is from the opposite of a placid tranquility that we experience the ordered lives of everyday existence.

There are, of course, the extremes of the spectrum – of that person who is obsessive and compulsive about the “ordering” of one’s life, where every teacup and saucer must be placed in the cupboard within precise millimeters of one another, and no angle of a picture on a wall must be allowed to circumvent the geometric consistency with the right angles of the corners; or, by contrast, the slob who believes that pants, plants, underwear and empty pizza boxes belong in the same corner of the bedroom as expensive china and puppies who snuggle in bathroom showers.

Somewhere in between the two extremes upon the spectrum of life, exists the ordinary person of ordinary means, who wakes up each ordinary morning to go about in ordinary ways; all within the constraints of ordered lives.  All, or most of us, like, enjoy and look forward to some semblance of order in our lives.

Chaos is good for an exciting moment; monotony of discourse for the rest of the day requires that sanity mandates a certain sequence of events, and that is why dystopian stories of a universe in disarray after a nuclear war or some other disastrous consequence of political missteps left in the hands of incompetent world leaders allows for small-budget films to be successful in scaring the hell out of us all.

Divorce, death, illness and tragedies disrupt the otherwise sought-after ordering of lives left peaceful; medical conditions tend to do that, don’t they?  They interrupt the tranquility that we so seek with quiet resolve; and then the medical condition becomes a chronic state of existence, and more than just a nuisance, they interrupt our plans, our hopes, and the essence of our ordered lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s ability and capacity to perform the essential elements of one’s Federal or Postal job, the interruption that ensues from the disruption of a medical condition, resulting in the breaking up of one’s ordered life, often comes to a point where consideration must be given to filing for Federal Disability Retirement benefits.

It is an employment benefit that is “there” for Federal and Postal employees who can no longer perform one or more of the essential elements of one’s positional duties.  And, whether under FERS, CSRS or CSRS Offset, the time to consider preparing, formulating and filing for Federal Disability Retirement benefits may come at a time when the previous state of ordered lives is sought after again, if only to reach a destination where chaos is no longer the new norm of everyday existence.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal & Postal Employees: Clarity of purpose

It is always a burden when the passageway beyond is a mist of obscurity.  It helps to possess it, even in partial shades of inane generalizations; but lack of it, especially in youth, is neither a crime nor a blot of misdeeds upon one’s reputation so early in a life or career.  We have known them, whether as a “type” or an individual; that rarity of endangered species where the target-point of life is an unwavering straight line directly from birth to death (or at least for the moment when a career goal is sought).

Clarity of purpose is something one “ought” to have, but rarely manifested in the lives of ordinary people.  We talk of a nation’s “manifest destiny”, or of the importance of having some “foundation” in life; of faith, purpose and a desire or motivation to – what?  That is often the problem; not so much that we have no purpose in life, but that clarity of that essence is too often subverted by events unasked for and circumstances untold.

In W. Somerset Maugham’s novel, The Razor’s Edge, where Larry merely wants to “loaf” after his traumatic wartime experiences –  does lack of clarity of purpose as defined by conventional society evince a mere deviation of acceptable behavior, or constitute a complete violation and breach of man’s destined existence harkening from the residues of Puritanism and religiosity in general? (Note the comedic definition of Puritanism from H.L. Mencken:  “The haunting fear that someone, somewhere, may be happy”).

Modernity no longer believes in destiny, fate, or purposeful existence; and thus do we lack great figures, anymore – as Churchill who consistently defied death in war because of an inherent belief that he was destined for greater things, and thus the gods would not dare to undermine that predetermined fate of life.  Instead, the insidiousness of Darwinian belief – a foundation where reductionism to pure materialism and life lived by sensation, pleasure and tactile responsiveness:  these are the purposeful endeavors for us all.  It is, however, still a requirement that, in order to reach a destination of accomplishment, we “clarify” the “purpose” for which we engage to act.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, the need to define, refine and clarify such a purposive action is a crucial component in the successful formulation and filing of a Federal Disability Retirement application.

Wandering and meandering with merely a general sense of what needs to be done, like Larry Darrell’s search for meaning in Maugham’s masterpiece, will likely result in a denial by the U.S. Office of Personnel Management.  There are legal statutes to consult; case-law that should be cited; and a streamlining of medical evidence in order to pinpoint, with circumscribed accuracy, the argument and methodology for approval of an OPM Disability Retirement application.

In sum, there needs to be a tactical and strategic clarity of purposive action throughout, in preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement from Federal Employment: The end of Act I, Scene I

Whether it is in some obscure off-Broadway play, or in a Shakespearean tragedy presented with lavish costumes and elaborate affectations, the end in Act I, Scene I sets the stage for the narrative following.  Yes, yes – one can argue that there are “other” scenes, acts, pivotal moments and significant slices which also formulate the argument for such commanding cohesion in a story; but that misses the point – for, if everything is relevant, then nothing is important; and if nothing is important, then it negates the pointing out of relevance itself.

The great Chekhov is the one who pointed out that, if you are going to introduce a shotgun in the first scene, then you must use it sometime, somewhere, later; otherwise, you have left the audience with a titillating artifice with no signification of purpose, thereby failing to be true and honest with your viewers and violating the sanctity of that most important of connections:  the collective belief of the audience of the constructed trust in you.

There are always pivotal moments in every life lived; of remorse and regret too burdensome to live out, or minor irritants of projects left undone and cast aside both in memory and in discourse of behavior.  We often treat the end of Act I, Scene I “as if” – and that is the mistake which the metaphor fails to embrace.  For, there are always many scenes to follow, and when we make too much of a slice of one’s life as that “pivotal” moment of despair and regret, it robs the rest of the narrative and creates a vacuum and extinguishment of life’s subsequent moments of linear significance, like the proverbial skeleton in the closet of one’s hidden past, echoing with haunting sobs of silent regrets, always pulling back into a time of past remorse, when a wider expanse of future hope still resides.

One should always keep a proper perspective, both in living a life as well as in learning of another’s; for, it cannot be that any single slice constitutes the entirety of the greater whole, and to make it so is to miss the opportunities of subsequent events by relying too heavily upon prior travesties.   To dwell on the past and to set a given moment as a sort of eureka event where an epiphany is attained is to remain forever stuck in a quick sand of self-delusion.

For Federal employees and U.S. Postal workers who are intending upon filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, but who – for whatever reasons of regret, remorse of affectations of reaching a seeming epiphany, and thus hesitates for fear of living that regret or remorse – the important thing to consider is that, while the end of a career may well constitute a change of present circumstances, it should merely be likened to the end of Act I, Scene I, and not the end of the play itself.

There is much to do beyond receiving a Federal Disability Retirement – one can, for instance, find a different kind of job, vocation or work in the private sector, and make up to 80% of what one’s (now former) Federal position currently pays, and continue to receive such pay on top of the Federal Disability Retirement annuity.  As such, the Federal or Postal employee should never simply pack up and go home after Act I, Scene I – as there is much left to the narrative, especially when it comes to living the real life of one’s own play.

Sincerely,

Robert R. McGill, Esquire