OPM Medical Retirement under FERS: Planning Long Term

Augustine’s view of Time is essentially based upon the projection of our thoughts into the past; our current encounter with the present; and our anticipation of what will occur in the future.  Without a human involvement in thought spanning across the spectrum of past, present and future, Time merely exists in the presence of the current moment.

Human beings are not the only species who utilize time and apply it for planning long-term.  Other species plan for the coming winter; some engage in long flights to warmer conditions, and not necessarily for just a short stint in Florida.  For planning “long-term”, however, the human species tends to engage in such sport more than others.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may often appear that “long-term planning” is an act of futility, given the nature of an illness, medical condition or other form of disability.

However, filing for Federal Disability Retirement under FERS is actually an excellent plan for the future — long term.  For, not only does it provide for a monthly annuity to live on; it actually is “building” your future long-term retirement by counting the time you are on Federal Disability Retirement in the total number of years being accrued, so that when your Federal Disability Retirement benefits are recalculated at age 62, the “total number of accrued years” takes into account not just the time you had as an active Federal employee, but also the years you have been on Federal Disability Retirement as an annuitant.

Thus, you are building up your retirement while you are on Federal Disability Retirement.  Now, that is planning for long-term.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: The Difficult Road Ahead

It is not different for much of life; it is always a “difficult road ahead”.  Whether viewed in a poetic pentameter or in long, Faulkner-like narratives, the troubles, traumas, upheavals and disappointments felt, experienced and injured by most, is simply the cost of living an ordinary life.  There may well be lives out there which are untouched by troubles or tragedies; but as every family has a closet full of skeletons, so the “perfect family” as portrayed on social media is likely a mere facade concealing secrets of unstated hurts.

If given an opportunity, what 3 wishes would be asked for to blunt the difficult road ahead?  Wealth?  Yet, having unlimited financial resources will not necessarily make you “happy”.  Fame?  Will adulation and recognition bring about lasting contentment?  How about good health?  Yes, but if everyone around you is susceptible to the scars of illness, what good would it be if you are the only one left and all of your loved ones become debilitated?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent you from performing one or more of the essential elements of your job, the difficult road ahead is not merely the deterioration of your health, but the long process of trying to become approved by OPM for a Federal Disability Retirement application.  Perhaps neither wealth nor fame were ever a goal for you; perhaps good health was always hoped for; but in the end, the loss of our health makes the other two rather insignificant, and the difficult road ahead magnifies even more the value of good health.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law and consider that the difficult road ahead may require someone who not only knows what direction to take, but which road will lead you back to fulfilling the wishes of your dreams.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement for Federal Government Employees: Cicatrize

It is a word which one does not come across very often; and yet, the greater question is: How many words are “out there” which we do not know, have never heard of and will hardly use?  Do words limit the universe of our thought-processes?

If paragraphs are composed of sentences, and sentences formulated from single units called “words”, do our thoughts retain paragraphs, sentences, or the singularity of words?  In our insulated monologues and soliloquies, do we hesitate because we fail to consult a dictionary, stop because we cannot come up with a synonym, or retreat because of a lack of an antonym?

In modernity, we have dispensed with the idea of memorization, precisely because — with a Smartphone constantly at our sides — there is (A) Either no more need for it, (B) It is cruel to force kids to undergo such mentally strenuous exercises or (C) There is simply too much information “out there” for memorization to be practical any longer.

I once knew a person who didn’t count sheep in order to try and fall asleep, but would recite the sonnets of Shakespeare — and would never be able to recite them all before slumber would overtake him.  Of course, “context” is important, and if there are no conditions within which a word should materialize, be utilized or otherwise applied, the need to retain such a word within the memory banks of one’s brain would never come about.  Yet, how many useless bits of information do we look up on a Smartphone on a daily basis, and “retain” much of it?

The word “cicatrize” means to heal by way of scar formation; by extension, one can become creative and apply the word in non-medical contexts, as in: “The constant taunting by his classmates resulted in a cicatrized numbness of his sense of self-worth; but in the end, Johnny could never have the thickness of skin needed to survive, and cried himself each night for the cruelty of the world that haunted him”.

That is the fun of words, isn’t it?  To take it and play with it; to retain it and fool with it, like a pebble in one’s pocket where you can feel the texture of a small remnant of the greater universe between thumb and forefinger, and fiddle without end in an insular universe that is limitless and infinite?  For, it is always the infinite that we seek; of paragraphs abounding and pages beyond the next one to turn.

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, always remember that the application itself is a “paper presentation” to OPM — one which must be comprised of words, sentences, paragraphs, and even entire pages.

It must tell a “story” about your condition, your capacities and your frailties in the most personal of ways.  And while the world of such a bureaucracy may be cicatrized against an empathetic tendency of the truth of your condition, it is best to seek counsel and advice from an attorney who specializes in Federal Disability Retirement Law so that the cicatrization does not impede a persuasive argument compiled precisely in order to cut through the cicatrized minds at OPM.

Sincerely,

Robert R. McGill, Esquire

 

 

OPM Medical Retirement Legal Representation: Confidence games

We all know (or, by a certain age or stature of wisdom, should know) about the psychology behind the scam:  Of gaining one’s confidence by first including one into a select group of people who are “in the know”.

There are two primary senses to the word, aren’t there?  The first being a sense or feeling of self-assurance, as in, “He is very confident in his own abilities.”  The second, and somewhat connected, is the definition pertaining to a relationship of trust and reliance, where there exists or builds upon a sense of camaraderie and intimacy, as in: “He brought me into his confidence.”  In both cases, there develops a relationship of bonded certainty, whether in one’s self or in the connection between two or more individuals.

Thus, the “confidence” games encompass those activities or endeavors that build upon a relationship based upon trust, and engender the hapless victim to possess a sense of self-assurance that what he or she is giving up is of sacrificial value because the trust relied upon has been built on a foundation of friendship, relationships entrusted, and a shared affinity of intimacy exclusive of others.

Thus does the classic confidence game begin in a parking lot where a a cache of money is found and you are roped into becoming a select group within a conspiracy of two, or maybe three, and you are asked to put up a “deposit” of trust — then, when it is all over, you open the bag of money that you were left holding, only to find that it was merely a bundle of newspaper clippings.  Or, of more complex pyramid schemes, ranging from the simple to the incomprehensible, ending up sometimes like Bernie Madoff’s decades-long game of roping in even the most sophisticated of unweary investors.

But then, aren’t we all conditioned from a very early age to believe that “confidence” games are acceptable, and that we get on through life’s difficulties by acting a part?  Don’t we teach kids to “act self-confident”, be self-assured and walk with your head held high and play the “as if” game — as if you know what you are doing; as if you are the best qualified; as if you can have it all?

That is often the veneer we put on, and how thin the veil of confidence can be, only to be shattered like the delicate china that give off the clink-clink of refinement until the first fissure begins to show, then shatters upon the hardness of the world.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job — it may be that your self-confidence is beginning to wear off.  As the Federal Agency or the Postal Service steps up its campaign of harassment and intimidation, the Federal or Postal worker has to deal with a double-problem:  The profound fatigue from the medical condition itself (which impacts one’s sense of self-assurance) and concurrently, the loss of self-confidence as one realizes that one’s physical or cognitive capacity to continue in the chosen career is beginning to wane.

We all play the “confidence game” — that of going through life winging it and hoping that no one else notices; but at times, when the “real game” of life suddenly imposes its presence upon us, it is time to become “real”.

For the Federal employee or Postal worker who must face a real-life crisis of confidence because of a medical condition, it may be time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, so that the focus of one’s efforts can be redirected upon the greater importance of one’s health and well-being, as opposed to being drawn into the parking lot schemes of further confidence games.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The buttons we believe accomplish

We believe, on faith alone, that pushing a button does the deed; and then we go on with life, and nothing really has changed but the belief in our own self-satisfaction.  It is that virtual world of computers, light switches, garage door openers and even the disc-like appendages to our shirts and sweaters that lead us to conclude that all such contraptions are of equal weight and value.

We see the cause-and-effect of the garage-door opener — of pushing a button and seeing the door slide open, then another push and it reverses course.  We push buttons on the computer keyboard, and with each tap the screen changes, or concludes with the deed completed; and of “buttons” on a shirt or sweater, we appreciate the invention that holds two sides of a separated apparel together to enclose our bodies with a warmth of a material embrace.

What does it mean to accomplish a deed with a mere pushing of a button?

We have been habituated into such thinking, and it is this disconnectedness that allows for society to continue to move “as if”.  It is only when we encounter the counter – belief that all of a sudden the world of buttons begins to sow some seeds of doubt — as when the boss comes and says, “Why haven’t you sent me X” and you respond, “I emailed it to you last week “ (it isn’t quite the same to say, “I pushed the button that accomplished the deed”).  “But I never got it” is the response which prompts you to go back and re-press the button, hoping somehow that doing so a second time will make a difference that the first time did not.

This time, however, just to be doubly sure, you go back and ask your boss whether he received it (not, again, “did my second button-pushing work?”), thus verifying the causal connection that had failed to occur previously.

What made the difference?

Somehow, in the ethereal universe of circuitry and magic we have no clues about, there exists a causal chain that “works” and “accomplishes” deeds — just like the garage-door opener that issues an immediate gratification of causation.  But that all of life would allow for such instantaneous confirmation — and of buttons we think accomplish.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition necessitates a consideration to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the buttons we need to push are many, varied, and long in waiting.

Whether they comprise of the metaphorical “buttons” to get people moving, or of emails that need to be sent, confirmations that require a response — what we do know, throughout, is that the reality of one’s medical condition has a discernible difference both of reality and of urgency when it comes upon the need for causation to occur.

The buttons we think accomplish remain somehow in that “other world” of magic and the unknown; the medical condition that remains is somehow the reality of the “now” that constitutes pain and suffering; and that is why preparing an effective Federal Disability Retirement, to be submitted to the U.S. Office of Personnel Management, is of greater importance than the buttons we believe accomplish.

Sincerely,

Robert R. McGill, Esquire

 

Federal Government Disability Retirement: The Best of Mediocrity

There is an overriding principle that, where excellence is sought, higher expectations are exceeded.  Acceptance of a given human condition and resignation to that which is less than the best, is to embrace the heart of banality and to reject that august status reserved for the human species, of being above the animals and just below the angels.

There is a syndrome for that; of thinking and believing that one’s situation is all that one can hope for, and this resignation to life’s circumstances occurs when mediocrity becomes the meddlesome cousin to dashed hopes and dreams, and when the toxicity of one’s surrounding environment will not widen the narrow imaginations once the muddle of the middle prevails upon human potentiality.

It is like the parental fight which tumbles unchecked into an ugly shouting match of epithets and unbridled accusations of meanness and vicious ferocity, flung at each other out of frustration and fatigue, and then the realization that the children are watching, ever so observant, and you ask, Who are the grownups in this morass?  Where did the emperor’s clothes go?  What happens to a couple when there are no longer control mechanisms and neighbor’s noses to sniff the air for scandal, and when destruction of stability is accepted, any and all sense of obligations are thrown out the proverbial window, and the visiting aunt is no longer there to lend a critical eye, but instead has been shuttled to a nursing home where decay, death and dementia of purposeless existence remains in the antiseptic stench of lifelines and plastic tubes draining the life out of a society’s level of excellence?  We accept our “station in life” when hope is vanishing in the degeneration of societal decay.

For Federal employees and U.S. Postal workers who sense this morass of loss, especially when a medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties and there comes a recognition that one must prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the time to shed tears for the loss of mediocrity comes when affirmative steps are taken to recognize that there can be something “more” than merely the best of mediocrity.

Never think that filing for and obtaining a Federal Disability Retirement annuity is merely to accept “less”; rather, it is a recognition that there is an inconsistency between the medical condition one suffers from, and the limited positional duties of the Federal or Postal job for which one is positioned.  There can be further opportunities for work and vocational advancement in another job in the private sector, while still retaining one’s Federal OPM Disability Retirement annuity (as long as the type of job one chooses to engage in is somewhat substantively distinguishable, and if one remains within the “80% rule” of earned income).

The best of mediocrity is to accept the loss of one’s Federal job or Postal work, and to not see that the proverbial corner one cannot yet view, is but road yet untaken, an opportunity unseen, and a future to behold as the golden dust of an angel’s flight may yet sprinkle upon elevating the best of mediocrity into a stratosphere of excellence, beginning with preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: Meaning, Value and Worth

The last in the tripartite of this conceptual construct possesses a relational significance, where fluctuation of the assigned designation may occur based not upon extrinsic objectivity, but upon a personal sense of attachment, and thus the influence on a spectrum may artificially go up or down depending upon whims of fancy.  The middle term, on the other hand, is often seen to characterize an intrinsic scope, where the assignation of pricing can be determined by market forces, such as the capitalistic paradigm of scarcity of supply and increase in demand coalescing to determine the monetary stability of an essential rating of specified consideration.

The first in the series, then, encompasses both — where derivation attaches to an intrinsic specificity for a given item, but may also alter and amend based upon an intrinsic, personal aura.  It is, in the end, the first for which we strive; for it is meaning that gives fodder to our actions and persistent struggles, while value is that which we attach based upon the objective world around us, and worth can alternate between the historicity surrounding our relationship to the object or the cold detachment we can impart when loss of feeling results in despair.

Of what value does that which we do, have to us, or to the greater society?  That question is often determined by pay, promotions and accolades attributable to accomplishments recognized and applauded.  What is it all worth?  The unstated addendum to such a query, of course, is encapsulated in the following:  “…to you?”  For, worth is often clouded by a sentimental attachment or clouded histories of unknown psychosis; that is why auction houses and bidding wars attempt to portray an impervious face of dispassionate aplomb.

But for meaning, well…  Meaning is what we bring to the fore, embellished by our own sense of bloated narcissism, and derived from childhood dreams and sophomoric pretentiousness.  We attach too little to true value, and too much to sentimental worth.  And when it all comes crashing down because of the fragile house of cards upon which we built our lives, we sit in amazement and wonder, “What did it all mean?”  Such questions will often arise in the midst of a crisis.

For Federal employees and U.S. Postal workers who must contend with a similarly troubling tripartite of parallelism — of meaning (corollary of the medical condition which erupts in questions of why); of value, where the Federal agency or the U.S. Postal Service attaches extrinsic obstacles which signify the course of one’s future within the Agency or the U.S. Postal Service; and worth, which must emanate first from the Federal or Postal worker within the standpoint of whether continuation with the Federal agency or the U.S. Postal Service is even practical, given the loss of meaning and the reduction of value to the Federal agency and the U.S. Postal Service.

In the end, the striving of life is encompassed by the tripartite of human mysteries; we search for meaning in a world devoid of determinable value, and must yet come to terms with the worth of ourselves in relation to the things we do.

That is why, when a medical condition begins to impact one’s ability and capacity to perform one or more of the essential elements of one’s Federal or Postal positional duties, preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is merely an intermediate step towards finding the next phase in the search for meaning in life, the value of the search, and the worth for which we struggle.

Sincerely,

Robert R. McGill, Esquire

 

OPM Federal Medical Retirement Help: Paroxysm of Fate or Faith

Of the former, it forces us within that fitful slice of time to endure the determined events beyond our control; and as to the latter, it does almost the very opposite:  it grants us a reprieve of sorts, and draws us into the delusional universe of believing without cause.  Causation is indeed the harbinger of validity and scientific accountability; whether and by what means the short-lived fit of revelatory insight occurs, the paroxysmal opening of one’s eyes to the reality of a matter can result in truth unveiled, or falsehood concealed.

We tend to live life like that; one moment, we sigh and throw up our hands to the gods of determinism and complain that we have no control over whence we came, the essence of our present being, and where the journey will take us; and in the very next instant, we fervently believe that if only we were to make our urgent pleas more loudly known, our very belief would impart the causation of a cold and impervious universe to move mountains and shift the tectonic forces of nature’s aplomb.

Man — that animal half caught between instinct and rationality, betwixt carnivorous vengeance and civility with a clink of teacups; yet, subject to the whims of gods and determinism.

Medical conditions will often exacerbate that tendency towards the extreme of one side of the spectrum or the other; tendencies tend to magnify when the human condition deteriorates.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact and influence the ability and capacity of the Federal or Postal employee to perform all of the essential elements of one’s Federal or Postal positional duties, it is important to maintain an equilibrium of sorts.

Medical conditions, by their very nature, will often skew the linear reality of a situation, and therefore it becomes important to seek out advice, counsel and wisdom in determining the best course of actions to undertake for securing one’s future and stability.

Federal and Postal employees, whether under FERS, CSRS or CSRS Offset, need to take care not to allow themselves to wither and bend by the vicious winds blown thoughtlessly by the Federal agency or the U.S. Postal Service, and instead to retain that balance of foresight, between the paroxysm of fate and that of faith, and instead to partake in the essence of the angels above, and not the imprints of our animalistic past, in preparing an effective Federal Disability Retirement application for submission to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire