FERS Disability Retirement for Federal Employees: Future Planning

It is perhaps a redundancy to put the two concepts together; for, “planning” is almost always about the future (can one plan for the past?  Or, even for the present — as every moment of the present must by conceptual imposition tick the time for a future event), and thus the inclusion of the concept, “future” becomes an irrelevancy and an unnecessary conceptual appendage.

One can, of course, confuse some concepts — as in, for example, planning for one’s future funeral, or writing one’s obituary (which is essentially future planning but incorporating past events); or of writing a story about something which occurred in the past (as opposed to a science fiction story, which by definition would involve some future event).  So, one might simply entitle an essay, “Future” — but would that necessarily encapsulate “planning”?

On the other hand, to simply say, “Planning” would, by conceptual inference, necessarily involve the future, merely because we all presume that any “planning” would incorporate the future because of the absurdity of thinking that we could plan for what has already passed.

That being said, future planning is always a problem because of the very fact that it must involve “unknowns”, as every future cannot be completely and entirely predictable.  The future, by definition, is an unknown and unknowable quality and quantity; it is not quantifiable; it remains a mystery.  Otherwise, we would all be able to predict which numbers would appear in a lottery, what stock market picks will be winners, and even be able to understand what a “commodities futures” is/are.

For Federal employees and U.S. Postal workers suffering from a medical condition necessitating a filing of a Federal Disability Retirement application with the U.S. Office of Personnel Management, “Future Planning” can be difficult, at best.  How strong is your case; what is a realistic assessment of time frames involved; what can be done to enhance the chances of success; what will be a predictable amount of the monthly annuity; and many more questions, besides.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law and begin the arduous process of future planning — or just planning.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Medical Retirement from OPM: Crisis Before and Problem After

A crisis is often the problem which was previously procrastinated.  Allowing it to build up to a point of a crisis-event — an emergency that needs to be immediately attended to — is something which many of us do.  It is the immediacy of anything that finally focuses us to attend to the issue; with our busy lives, we tend to ignore, put off and delay that which does not “have to” be dealt with.

But it is often the problem after that continues to haunt and nag.  We can attend to this or that crisis, but the resultant consequences trailing thereafter will often be the long-term conditions which have a residual impact long lasting, and while the crisis may have been handled, it is the problem after that will often defeat.

Look at our national debt.  So long as our country can continue to borrow, it is not a crisis, and so none of the politicians deem it a necessary issue to discuss.  By the time it becomes a crisis, none of the politicians who are in office today will be there, and so there will never be any accountability.  Yet, the problem after the crisis will remain for decades thereafter, if not longer.

And what about a health crisis?  Delay, procrastinate and disregard — until the health issue becomes a crisis; and the problem thereafter is often the chronic, progressively debilitating disability that remains.

And what about one’s job or career?  For Federal employees and U.S. Postal workers who suffer from a medical condition such that it is becoming apparent that the medical condition will no longer allow you to continue in your job, consult with a Federal Attorney who specializes in FERS Disability Retirement Law.  Deal with the coming crisis now, lest the problem after becomes unsolvable.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Thought versus thoughtless

Does the former have an advantage over the latter?  Our tendency is to think so — as in, “Being a thoughtful person is better than being a thoughtless person.  And, in any event, it is always better to think about things than not to.”

Really?  Does reality bear such a thought out, and does thinking about something as opposed to its opposite — not thinking about it — gain any advantage?  Does Man’s biological advancement through evolutionary selectivity of genetic dominance necessarily favor those who engage in the activity of “thinking” over those who do not?

Take the following hypothetical: An individual must make a “serious” decision — i.e., perhaps about one’s future, career, marriage, etc.  He is told to “take some time to think about it”, and does so dutifully.  He speaks with others; does some reading; mulls over and “reflects” upon the issue; takes out a yellow-pad and writes the columns, “Pros” and “Cons”, and after days, weeks, perhaps even months, comes to a decision.  Within a couple of years of making the decision, he realizes that he has made a fatal error.

Now, the counterexample: Same scenario, but in response, the individual says, “Naw, I don’t need to think about it.  I just go on what my gut tells me.”  He goes out, parties, avoids “thinking” about it, and the next morning makes that “important” decision.  He remains happy with the decision made for the remainder of his life.  So, the obvious query: What advantage did one have over the other, and what fruitful outcome resulted from “thought” versus “thoughtlessness”?

Yet, we persistently hear the phrase, “I should have thought about it,” or “I should have given it more thought” — always implying that, had further reflection been accorded, had additional wisdom been sought, or multiples of contemplation allowed, ergo a different result would have been achieved.

The error in the logic of such thinking is that one assumes a necessary connection between “result” and the activity of “thinking”, when in fact it is the very activity itself which retains a value in and of itself.  “Thought,” “thinking” and “thoughtfulness” are activities which have a value by themselves.  The satisfaction of a result-oriented, retrospective according of value based upon an outcome achieved is to place the value upon the wrong end.

For Federal employees and U.S. Postal workers who are “thinking” and engaging in “thoughts” about preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there comes a time when a “decision” must be made.  “Thoughtfulness” is an activity worth engaging in, regardless of the outcome of the activity itself.

In engaging such an activity, it may be worthwhile to seek the advice of an attorney who specializes in Federal Disability Retirement Law — if only to consider the evolutionary advantages in thinking about thoughtful activities as opposed to the thoughtless decisions made by an unthinking thoughtlessness.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation for OPM Disability Claims: The futile treadmill

If an alien from another universe came to visit the world of Humans and somehow landed within sight of a gym or some semblance of a physical fitness facility, and remained invisible to the watchful eye, the single contraption that would puzzle and befuddle would be the treadmill.

For, ambulation upon the mechanical device would surely be observed; and upon a certain amount of time, the alien visitor would reflect that the person who remained upon the contraption would suddenly depart and actually go from Point A to Destination B, and so the puzzling conundrum of query might be: What in the world (or universe) was this person doing walking upon a revolving platform without going anywhere, then leaving it behind to then go somewhere?

All geared up with wires and headphones, with digital monitors that made beeping noises and flashing signals — but going nowhere; whereas the alien, who is dependent upon sophisticated time-warp technology in travel and transport, would consider the exertion of physical ambulation to be a primitive form of an inconvenience to reach a destination point, but would be quite enthralled by this act of futility upon a treadmill.

It is, indeed, an absurdity when one pauses and reflects: of a contraption that moves as if one is traveling, but without an individual who has any intent of reaching any particular destination point.  Or, what if the alien visitor were to view a randomly selected community from above — comfortably watching from its invisible spaceship hovering with telescopic devices — and sees the hundreds, nay, thousands of joggers and runners who begin from destination Point-A and…returns to destination Point-A.  Would that not similarly confound, confuse and befuddle?

From the perspective of the outsider, the futile treadmill has no purpose, no rationale, and certainly no cogent explanation that would account for the manner in which many of the human species behave.

For Federal employees and U.S. Postal workers who are on a similarly futile treadmill — that of attempting to continue to work despite having a medical condition that tells you otherwise — it may be time to begin contemplating preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Federal Disability Retirement is precisely that benefit that is meant to get you off of the futile treadmill, and to begin to allow you to secure your future, as well as focus upon your health.  Getting off of the futile treadmill is the difficult part — of your dedication to your work and career; of the comfortable salary or wage that is being earned; and of the sense that, so long as you remain on the treadmill, somehow it will get you somewhere beyond the point of your medical condition.

Sometimes, however, the alien’s perspective is the more objective one, and remaining on the futile treadmill will continue to go nowhere or, worse, it may speed up and knock you off of the treadmill itself; then, what will you be left with?

Filing a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a daunting bureaucratic process, and the time is likely ripe to begin it now by consulting with a seasoned attorney specializing in Federal Disability Retirement law, lest the futile treadmill begins to leave you behind.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Gatherings

What is it about human beings that compel and necessitate it?  Unlike the wandering Cheetah or the lone wolf, human gatherings have been the imprint of psycho-social requirements since the dawn of day.  The tribal gatherings around the campfire; the Thanksgiving feast that celebrates survival and the new season; the corporate board, the large-scale concerts and the network of social media; and then, of course, that which is all but forgotten, and yet always yearned for: the private gathering of “just the family”.

Somehow, we lie to ourselves and soothe our own egos, suppress the truth by – again, “gathering” – the number of “friends”, “likes”, etc., and it has now become a quantitative game as opposed to a qualitative reality that determines how “happy” one is.  In modernity, we have lost the whole purpose and underlying foundation for what gatherings are meant to be – of the interchange between neighbor and neighbor, the opportunity to listen to elders and the basis for which a society survives.

For the Federal employee and U.S. Postal worker who suffers from an injury or disability, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal position, does the Agency, the immediate supervisor or fellow coworkers even “know” about the injury or disability, or even show any concern or care?

Each day, we “gather” together for a common purpose – for work, for the Agency’s “mission” and the “work-for-paycheck” agreement between employer and employee.  And, yes, there is a distinction to be made between a “social gathering” and a gathering intended for purposes of work and productivity.

Yet, there is something inherently amiss when one’s humanity is lost in the process of this thing called “employment gathering” – where no one seems to care about the next person, and when once the clock ticks to the closing hour, everyone departs to their own private gatherings, whatever that may be and wherever it may end up.  Of course, to invite a coworker to a home meal may constitute some form of harassment, and any gatherings to “pray” for another – regardless of what religion or denomination of belief it may originate from – is automatically excluded because of the offensive connotations of such an act; and so we are left with going home, each of us, and gather from a distance through the technology of Facebook, Instagram, Twitter and email.

And yet, the Federal or Postal employee who has all along suffered from a medical condition, suffers still, and the only option left is to prepare, formulate and file an effective Federal Disability Retirement application through the bureaucratic Office of Personnel Management, just because the “gathering” at work didn’t care enough to try and find a suitable accommodation for that Federal or Postal employee.  Go figure.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal & Postal Employees: Staring into nowhere

Except in the slumber of darkness, it is an impossibility of a feat unperformed; yet, the metaphor itself works well, because we all engage in those periods of vacant stares where someone suddenly nudges you back into reality and comments, “It was as if you were lost in thought.”  What does that really mean?

The fact that we can stare, perceive through organically mechanistic means of refractive light upon the cornea of our eyes and yet fail to be “conscious” about the bodily functioning of organs designed to perceive, evaluate, analyze and judge so that other predators may not surprise us for their mealtime delights, is indeed a mystery that evolution cannot fully account for.  Staring into nowhere is the physical capacity to be awake, fully conscious and have perfect vision and eyesight, and yet “see” nothing beyond the point of one’s protruding nose.

In an analogy or even a metaphorical sense, it is the loss of hope because of an inability to see a future bright and with excitable anticipation.  Remember those youthful days when the future yet remained as a potentiality unfulfilled and unable to be fully foreordained because of the unfettered plenitude of energy unbounded to be released forevermore?  We could barely contain the excitement to “get out there” and “show the world” what we are made of, the unleashing of one’s creative energy ready to “wow” the universe that had never seen the likes of such talent and reserve of energetic innocence.

And then something happened.  Life intervened; love paused; a leave of senses occurred.  Or, more likely, we encountered others who had the same hopes and dreams, and recognized that others had already trampled upon the unspoiled grounds of sacrosanct altars, and there was little left for us.  Then, with wisdom and experience somewhat under that proverbial belt, we moved on and adopted some more “realistic” goals, and were perhaps all the more happier for it.

Then again, perhaps a medical condition intervened, and a further and “real” reality set in – one that continued to debilitated and progressively destroy.  Medical conditions can do that to a person, and an agency’s insistence upon antagonizing and creating a hostile work environment somehow adds to the turmoil.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the only way to ultimately escape that vacant staring into nowhere, precisely because it allows for a vantage point of future security to be recognized.

Staring into nowhere, while escaping into the impractical world of daydreams, may allow for relief for a moment, but the more effective perspective is to look at one’s circumstances, assess the Federal agency or Postal Service’s capacity to denigrate and destroy, and begin taking those steps in preparing for one’s future by considering filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Federal Employees: Conspiracy of life

Tabloids lead us to suspect it; odd coincidences force us to confront it; and the amassed aggregate of life experiences allow us to consider seriously the implications of it.  Are there such deliberative interconnections that make seeming chance encounters more than the arbitrary clashes of random events, such that they are planned, coordinated and precipitated by human activity beyond mere statistical anomalies?

If the creation of the natural world can be acceptably explained by evolutionary forces without a grand designer of some relevant intelligence quotient, and if randomness can be explicated by instinctive forces based upon a genetic predisposition for survival, then certainly the conspiracy of life can be readily accepted.

Often, we dismiss and refute sequential events that “could only happen” with some modality of deliberative intent, with a dismissive declaration of, “Naw…it just couldn’t be…”   Yet, we believe in those inane, proverbial truisms, like – “When it rains, it pours”, as events seem to come in bunches, bad luck follows upon acts violating superstitious conduct defying the supernatural, and we still try and avoid making major life decisions when the stars become misaligned during a winter solstice.

And so we remain careful when coming upon the path of a black cat, or refrain from making major life decisions on those Fridays which fall upon an unlucky number; and, beyond, believe that a conspiracy of life may yet manage to subvert, pervert and preemptively undermine the dreams we dream, the fantasies we pursue and the follies we hope for.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal position, it is not a far stretch to conceive of, believe in and otherwise suspect a conspiracy of life – precisely because Federal fiefdoms and Postal power-centers are replete with bands of marauding rogues whose sole purpose in life is to harass, intimidate, make life miserable and force the issue of “who is boss”.

Little people with evil souls tend to congregate in places where the frustrations of a personal life spill over into the professional arena of employment contexts.  Always remember, however, the singular focus in preparing an effective Federal Disability Retirement application:  To have it approved by the U.S. Office of Personnel Management.

Thus, if you get “drawn in” to the tangents by invitation of the conspiracy of life, you may regret the wayward course and the detour compelled by losing your way, direction and compass-driven focus that should guide you to ignore those unverified and arbitrary chance events as depicted in superimposed photographs besides outlandish editorial exclamations seen and surreptitiously viewed while standing in line at the grocery store.

Sincerely,

Robert R. McGill, Esquire

 

Federal Government Disability Retirement: The Best of Mediocrity

There is an overriding principle that, where excellence is sought, higher expectations are exceeded.  Acceptance of a given human condition and resignation to that which is less than the best, is to embrace the heart of banality and to reject that august status reserved for the human species, of being above the animals and just below the angels.

There is a syndrome for that; of thinking and believing that one’s situation is all that one can hope for, and this resignation to life’s circumstances occurs when mediocrity becomes the meddlesome cousin to dashed hopes and dreams, and when the toxicity of one’s surrounding environment will not widen the narrow imaginations once the muddle of the middle prevails upon human potentiality.

It is like the parental fight which tumbles unchecked into an ugly shouting match of epithets and unbridled accusations of meanness and vicious ferocity, flung at each other out of frustration and fatigue, and then the realization that the children are watching, ever so observant, and you ask, Who are the grownups in this morass?  Where did the emperor’s clothes go?  What happens to a couple when there are no longer control mechanisms and neighbor’s noses to sniff the air for scandal, and when destruction of stability is accepted, any and all sense of obligations are thrown out the proverbial window, and the visiting aunt is no longer there to lend a critical eye, but instead has been shuttled to a nursing home where decay, death and dementia of purposeless existence remains in the antiseptic stench of lifelines and plastic tubes draining the life out of a society’s level of excellence?  We accept our “station in life” when hope is vanishing in the degeneration of societal decay.

For Federal employees and U.S. Postal workers who sense this morass of loss, especially when a medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties and there comes a recognition that one must prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the time to shed tears for the loss of mediocrity comes when affirmative steps are taken to recognize that there can be something “more” than merely the best of mediocrity.

Never think that filing for and obtaining a Federal Disability Retirement annuity is merely to accept “less”; rather, it is a recognition that there is an inconsistency between the medical condition one suffers from, and the limited positional duties of the Federal or Postal job for which one is positioned.  There can be further opportunities for work and vocational advancement in another job in the private sector, while still retaining one’s Federal OPM Disability Retirement annuity (as long as the type of job one chooses to engage in is somewhat substantively distinguishable, and if one remains within the “80% rule” of earned income).

The best of mediocrity is to accept the loss of one’s Federal job or Postal work, and to not see that the proverbial corner one cannot yet view, is but road yet untaken, an opportunity unseen, and a future to behold as the golden dust of an angel’s flight may yet sprinkle upon elevating the best of mediocrity into a stratosphere of excellence, beginning with preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The Question of Worth

Whether animals consider the question or not, they certainly make judgments based upon prudence, calculation and quantification of effort involved; but perhaps not in some conceptually systematic approach.  “Worth” can involve multiple meanings: of time expended; monetized value; quality; but always involving the evaluative process of comparative analysis.

It is this latter process which is important for the Federal employee and the U.S. Postal worker in determining whether to proceed with preparing, formulating and filing for Federal Disability Retirement benefits under FERS, CSRS or CSRS Offset. The comparison may be on different levels, and pitted against and between various elements: priority of values (health versus continuation and persistence in present circumstances); current financial condition in contrast to future reduced benefits; the penalties imposed by taking an early retirement as opposed to a Federal Disability Retirement; the length of the process in contrast to one’s age and cost of hiring an attorney; and many such similar factors to be analyzed.

Perhaps the only comparative analysis which need not be engaged is the one which the Agency implicitly compels: The worth of self, derived from the manner in which the agency or the U.S. Postal Service treats the Federal or Postal employee once it becomes evident that the Federal or Postal employee has a medical condition such that it prevents him or her from performing one or more of the essential elements of one’s job, and thereby consideration must be given to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Other animals never ask that question of self-worth, as survival and Darwinian principles prevail and overtake the inherently nonsensical nature of such a question; it is only the human being who ever questions the worth of self, and only within the greater context of a society which places a premium upon questions unworthy of consideration.

Sincerely,

Robert R. McGill, Esquire