FERS Disability Retirement Law: The Great Lesson

Once upon a time, people went through experiences without the need to put them to some greater advantage.

Stories abound of WWI and WWII veterans who earned medals for bravery — even the Medal of Honor — and never mentioned it to anyone, until some grandchild wandering up into Grandpa’s attic found a shiny ornament in some dusty old chest, brought it down and asked the old man, “What is this?”  Or, of the Olympic Gold Medalist who similarly went to work, got married and lived a “normal”, unassuming life without make a big todo about his or her accomplishment of being the top athlete in a chosen field.

Nowadays, everyone who experiences anything has to turn it into The Great Lesson.  It becomes an awakening; a springboard to some Eureka moment that propels the person into a higher purpose, a metaphysical transcendence to attaining a greater consciousness, and then to become a corporate motivational speaker who has some profound insight into life, its misgivings and that “Great Lesson” that was allegedly learned from some traumatic experience or other.

The reality is that, the greater lesson beyond any “great lesson” is that the experience itself — whatever it is — is not the hard part; the hard part is to go beyond that experience, and to continue to live a quiet, productive life without trying to sell to everyone how “The Great Lesson” lead you to profound, metaphysical insights which corporate motivational speakers can charge an arm and a leg to hear about.

For Federal employees and U.S. Postal workers who suffer from a disabling medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, The Great Lesson of a medical condition is quite simple, and will not get you to some metaphysical consciousness beyond the simplicity of the lesson itself:  Get a Federal Disability Retirement annuity, and begin to focus upon the priority of your health.

There — that’s all there is to it.  Of course, maybe you can package it into some extended motivational speech and make up to 80% of what your former Federal job pays today, so that you can WOW them with some transcendental meditational speech and charge them that arm and a leg, but only after you have regained your health.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement under FERS: Planning Long Term

Augustine’s view of Time is essentially based upon the projection of our thoughts into the past; our current encounter with the present; and our anticipation of what will occur in the future.  Without a human involvement in thought spanning across the spectrum of past, present and future, Time merely exists in the presence of the current moment.

Human beings are not the only species who utilize time and apply it for planning long-term.  Other species plan for the coming winter; some engage in long flights to warmer conditions, and not necessarily for just a short stint in Florida.  For planning “long-term”, however, the human species tends to engage in such sport more than others.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may often appear that “long-term planning” is an act of futility, given the nature of an illness, medical condition or other form of disability.

However, filing for Federal Disability Retirement under FERS is actually an excellent plan for the future — long term.  For, not only does it provide for a monthly annuity to live on; it actually is “building” your future long-term retirement by counting the time you are on Federal Disability Retirement in the total number of years being accrued, so that when your Federal Disability Retirement benefits are recalculated at age 62, the “total number of accrued years” takes into account not just the time you had as an active Federal employee, but also the years you have been on Federal Disability Retirement as an annuitant.

Thus, you are building up your retirement while you are on Federal Disability Retirement.  Now, that is planning for long-term.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: The Grand Plan

It would certainly be nice if we all possessed one — set in stone, written and accompanied at our birth, mapping out our future and showing each of us what steps to take.  Perhaps, some would interpret such a fantasy as one inviting totalitarianism, and a rebellion would be incited based upon the notion that we all should be entitled to liberty — to have the freedom to choose our own destiny.  Yes, but look where that has gotten us.

The “Grand Plan” — that plan of all plans, the roadmap for our lives, the destiny-setting details already fated without our input; now, who wouldn’t want such a treasure trove?  There are, indeed, some individuals who seem to possess and follow such a map, while the rest of us struggle to “find our way” or to “know what to do”.  The world is full of individuals who fall in the category of “undecideds”.  We refer to them with euphemisms like, “He is a late bloomer”, “She’s taking off a year to get her bearings”, or “He just hasn’t found himself”, etc.

To paraphrase a character from an old movie, “I can’t even figure out how to use the can opener; how am I to know what to do with the rest of my life?”  As an old Chinese proverb states, “The journey of a thousand miles begins with the first step”.  Take life in increments; begin with small projects and build upon them.

For Federal employees and U.S. Postal workers who have encountered medical conditions which have become an impediment to “The Grand Plan”, you may want to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS.

Each of us has a contribution to make; each of us has plans for the future; but when a medical condition necessitates a Federal or Postal employee to alter or modify that “Grand Plan” of a career, you may need to consider Federal Disability Retirement as an added feature of that Grand Plan which never appeared when the birth certificate was first written.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Retirement: What We Don’t Know

Age brings us closer to realizing the truth of Socrate’s refrain: That I really don’t know anything or, more to the point, much of anything.

Youth allows for brashness of arrogance; in middle age, perhaps some slight hesitancy; of getting older, one realizes the extent of or lack, and the vast knowledge which we will never be able to understand.  Most people “wing it” — in other words, act “as if” they have some knowledge, that they possess an “expertise” or some secret to an apparent success attained.

Social Media, Facebook, Instagram — these, of course, mask and hide the inadequacies behind the facade of competency.  Few people nowadays admit to an imperfection, a lack of, an ignorance for, etc.  Thus do we no longer have the Socratic Method where questions are peppered in order to reveal the disguised ignorance which most people walk about with.

But let’s be clear: What we don’t know can, in fact, hurt us, and to fail to acknowledge one’s lack of knowledge can have dire consequences.

For Federal employees and U.S. Postal Service employees who intend on filing for Federal Disability Retirement benefits under FERS, you should take the time to read the case-law which has developed and evolved over many decades, in order to at least understand the underlying issues which can complicate a Federal Disability Retirement application.

Or, contact a Federal lawyer who specializes in Federal Disability Retirement Law and let him inform you of what you don’t know.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Disability Retirement Pensions under FERS: The Guide

What good is a guide (metaphorically) if he or she is always asleep, lost, or simply never provides you with the necessary information to move forward?  What is the point of hiring someone if he or she never returns phone calls, returns them sporadically or days later; where you never actually speak to the guide but only with his or her assistant or 10th in command?

Federal Disability Retirement Law encompasses a complex maze of bureaucratic complexities.

For Federal employees and U.S. Postal workers who suffer from a medical condition and who require the filing of a Federal Disability Retirement application under FERS, you should contact the actual “guide” — a FERS Disability Attorney who will be there to guide, to counsel, to prepare and to submit an effective Federal Employee OPM Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement Benefits: Succor

It is an unused word, likely because no one knows how to properly pronounce it, and even if it is pronounced properly, it would be misunderstood and thought to have either been misused or viewed as a blot against the user for attempting to insert a word in a conversation which nobody comprehends the meaning of, anyway.

It is a noun.  It is defined as providing “assistance in times of distress or hardship”, as in, “X gave succor to Y when he most needed it”, or some such similar usage and application.  Or: “The succor provided was inadequate”, or “Mary was succored by the community and greatly appreciated such kindness”.

Do words that never get used matter?  Why are there synonyms, and not just a single word describing a singular event or occurrence, and are there societies in which a 1-to-1 ratio of word-to-phenomenon is so unique as to never lack for clarity precisely because the reservation of a particular word has a singularity of meaning such that there can never be a deviation from its proper application?

Words have meanings — thus stated in the plural, we recognize that either in the subject or in the predicate, the multiplicity of applications can result in confusion.  How about the following: A single word has a particular meaning.  But that is not true; at least, not in the English language.

For Federal employees and U.S. Postal workers who are undergoing hardships because of a medical condition, such that consideration must be given to filing a Federal Disability Retirement application through OPM, seek the succor of an attorney who specializes in Federal Disability Retirement Law.  In other words: Look for guidance and counsel from an experienced attorney who knows the process of filing an effective OPM Disability Retirement application.

Why we need “other words” remains a mystery.

Sincerely,

Robert R.McGill, Esquire

 

Federal Disability Retirement Representation: Life’s Analogy

We make analogies of everything in life, but where is life’s analogy?  Human beings learn by analogy or metaphor; sometimes of a simile, but whatever the comparison or explanation, it is almost always by illustrative contrast that knowledge is gained.

How do you teach a child how to write well?  By starting with good literature.  How does one grasp the concept of a universe so small as to defy understanding of its basic molecular structure?  By use of models and diagrams.  And how does one realize the value of integrity and honesty?  Certainly, by reading and understanding definitions and concepts, but more effectively, by example.

But where is life’s analogy?  Or, is “life” too grand and unwieldy a concept to have an analogy — especially because “life” encompasses the entirety of all of the phenomenal experiences and stimuli that bombards us, and thus refuses to become segmented and bifurcated into bits of slices such that there can ever be anything of comparative discernment?  Or, perhaps its opposite is true — that in order to learn about “life”, one must compare and contrast it to its opposite, or near antonym, such as a medical condition that impacts and progressively deteriorates one’s life?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the question of whether there is an analogy relevant to “life” is an easy one.

There was once upon a time a life before the medical condition — then, the life after.  As the medical condition worsens, it becomes more and more difficult to remember the “time before”, and that is when one realizes that it is time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, in order to regain one’s “life” and to put behind the constant and unendurable struggle against a Federal Agency or Postal Facility that cares not a twit about the quality of one’s life.

Life’s analogy is thus found in its opposite — of what it once was and still can be, by comparison.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Representation: The habit that prevents

Kant was known to have followed a daily habitual routine that was marked with such precision that townspeople would set their watches and clocks by his various points of presence — i.e., if he was by the butcher’s shop, it was 3:15:17; if at the corner of Kroenigsburg Street, 3:16:09; and when he turned the corner of 7th and Main, it was 3:20:12.

One wonders if, had he paused at a random street corner to sneeze, would time have stopped, the universe become paralyzed, and the gods of the underworld been defeated in paroxysms of trembling fright?  Or, had he broken the daily routine of predictable sequences of the uninterrupted sojourn, marked by the two-steps-tap-tap with the cane of his choice, over and over again — step, step, tap, tap; step, step, tap, tap — would anyone have noticed?

Certainly, the townspeople would; and perhaps his rigid philosophical outlook, his moral foundation of principles that forever retained the universality of truth — maybe rigidity may have faltered and we would all be the poorer for it.

Could his mind have expanded into other arenas of philosophical discourse had he traveled beyond and broken the habit that prevents?  Does one’s actions of daily monotony determine the “type” of mind, thoughts, conscious processes, cognitive approaches, etc., such that there are habits that limit, prevent, pause or otherwise freeze?

Habit is a peculiar trait for human beings; it offers both solace and a sense of security in the very regularity of its path, somewhat like the repetition of a musical stanza that is both anticipated and relished despite its very predictability.  It becomes a harmful dependency, however, when the habit that prevents begins to forestall, stunt and actively become an obstacle that restrains necessary growth.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may well be that the habit that once allowed for success — of being punctual; of overextending one’s capacity in order to accomplish the impossible; of having such a dedication to “the mission” that one’s own health was always secondary — while honorable and laudatory while it lasted, may be the habit that now prevents.

Prevents what?  Of seeking greater health, of changing course in order to set a different goal; of preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sometimes, the habit that was once a positive trait becomes one that prevents, depending upon changing circumstances and altering contexts, and for the Federal or Postal employee needing to break the habit of always working for the “mission of the agency” or to complete all tasks for the Postal Service, preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with OPM, may be the best next habit that results in more than the monotony of a daily walk, but a step which breaks the routine of all prior steps in order to reach an important goal — one’s health.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Cycles of reality & unreality

The linear model of life is the preferred perspective for the Western world; the cyclical, for the traditional Eastern sector, as well as the indigenous cultures of the Americas; whether such an outlook alters the way in which we live is debatable.  In either or for both, however, it is the passing through of various realities and “unrealities” that is often overlooked, and not whether or not there is a straight and linear road as opposed to a cycle of returns and reenactments.

Reality is the being we encounter; unreality, the life within our minds and souls, depicted by thoughts, emotions, daydreams and nightmares.  How the two interact, whether in cyclical form or in a linear continuum, often defines how well we are able to adjust in maneuvering through the difficult passages of life.

We encounter “others” in the reality of our being; but as to the “other” person’s thoughts, feelings, history of life and other subjective issues, we know nothing about them except what we are told.  We could work beside another individual in an office setting and never truly know the “unreality” of his or her life, and when we retire, the office throws a party, and we depart and suddenly realize that the cycle of reality was a limited one, and the subjective unreality of another person’s life never really touched us.

Or, one is married to another for a decade, two decades, perhaps even three, and a cycle of reality is embraced where life becomes a routine, taking each other for granted through habit of form, monotony of repetition and predictability of actions.  Yet, after some decades, the significant other does something completely “out of character” – suddenly dyes his or her hair purple, goes bungee jumping or unannounced gets his or her nose pierced without telling anyone.  When asked, the reply is: “Oh, I got bored and decided to do something different.”

That is when the cycle of unreality suddenly surfaces into the boundaries of reality, and we suddenly realize, again and again, and are reminded fortuitously, that there is a subjective unreality that we can never quite pierce or fully comprehend, just as others cannot of our own.

That is what often happens with a medical condition.  For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often asked is:  “When do I tell my agency”?  Isn’t that a peculiar question – as if no one at the agency knew or knows about your ongoing medical condition, and that filing a Federal Disability Retirement application through OPM is going to be a complete surprise to everyone?

But that is, indeed, the reality of the unreal, where those around you are completely oblivious of the pain, the turmoil and the complications of those medical conditions you have had to deal with for so many years.  It is, in one sense, rather sad; but it represents the cycles of reality & unreality in an uncaring universe which prompts such an empty feeling when the question asked doesn’t quite have an answer to be given.

Sincerely,

Robert R. McGill, Esquire

 

 

FERS & CSRS Disability Retirement: The mistakes we make

There are those who make it their life’s goal not to have remorse for decisions made; but is that truly a worthwhile achievement?  At the end of it all, is there a special space on the unwritten tombstone that lists the mistakes avoided, the embarrassments averted, and the admissions of deficiencies concealed?  Is that not where much of Shakespearean web of deceits are constructed from – of attempting to cover up the insufficiencies otherwise already apparent in the foreboding appearances we attempt to portray?

Tenuously though we approach the daily chasms of darkened pitfalls menacingly threatening each day of our daily lives, we refuse to admit, fail to recognize or are too weak in the egocentric falsities of fragile souls to merely utter the simple words that allow for expiation of our weaknesses and quickly move on:  “Sorry, I made a mistake”.

No, instead, the complex rationale, the justifications of convoluted sequences of condition precedents that fall upon the next as dominoes of perfectly aligned decoys; and the blame then shifts upon an eternal direction of fingers pointing one to the next, until there is no one left except for that proverbial last figure on the totem pole, who cares not because he or she is the runt forgotten or the brunt of everyone’s joke and display of pure human meanness.

But at what cost do we avoid admitting the mistakes we make?  Of what layers of calluses formed, souls injured and responsibility averted, until the unquantifiable element becomes so saddled with a guilty conscience no longer able to feel, to be human, to rise above the bestiality of man’s base instincts?

The mistakes we make often harm another, but those we do not admit to, diminish the essence of who we are, what we are capable of, and always forestalls the capacity to grow.

As in any process that is complex, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can have a pathway full of difficult decisions and a complicated morass of complex legal precedents, statutory obstacles and sheer obstructions of meandering deliberations.

The mistakes we make can haunt us with consequences difficult to reverse, and in preparing, formulating and filing a Federal Disability Retirement application, it is one of the rare instances in which he who makes the fewest errors, likely will win.  Mistakes in this area of law can range from the innocent and inadvertent, to the meandering blunders that lead to a denial from OPM.  It is often not enough to avoid a mistake in preparing an effective Federal Disability Retirement application; indeed, it is the blatant mistakes we make without the guidance of wisdom and experience that determines the future course of events, as in life in general.

Sincerely,

Robert R. McGill, Esquire