FERS Disability Retirement Law: The Great Lesson

Once upon a time, people went through experiences without the need to put them to some greater advantage.

Stories abound of WWI and WWII veterans who earned medals for bravery — even the Medal of Honor — and never mentioned it to anyone, until some grandchild wandering up into Grandpa’s attic found a shiny ornament in some dusty old chest, brought it down and asked the old man, “What is this?”  Or, of the Olympic Gold Medalist who similarly went to work, got married and lived a “normal”, unassuming life without make a big todo about his or her accomplishment of being the top athlete in a chosen field.

Nowadays, everyone who experiences anything has to turn it into The Great Lesson.  It becomes an awakening; a springboard to some Eureka moment that propels the person into a higher purpose, a metaphysical transcendence to attaining a greater consciousness, and then to become a corporate motivational speaker who has some profound insight into life, its misgivings and that “Great Lesson” that was allegedly learned from some traumatic experience or other.

The reality is that, the greater lesson beyond any “great lesson” is that the experience itself — whatever it is — is not the hard part; the hard part is to go beyond that experience, and to continue to live a quiet, productive life without trying to sell to everyone how “The Great Lesson” lead you to profound, metaphysical insights which corporate motivational speakers can charge an arm and a leg to hear about.

For Federal employees and U.S. Postal workers who suffer from a disabling medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, The Great Lesson of a medical condition is quite simple, and will not get you to some metaphysical consciousness beyond the simplicity of the lesson itself:  Get a Federal Disability Retirement annuity, and begin to focus upon the priority of your health.

There — that’s all there is to it.  Of course, maybe you can package it into some extended motivational speech and make up to 80% of what your former Federal job pays today, so that you can WOW them with some transcendental meditational speech and charge them that arm and a leg, but only after you have regained your health.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement under FERS: Planning Long Term

Augustine’s view of Time is essentially based upon the projection of our thoughts into the past; our current encounter with the present; and our anticipation of what will occur in the future.  Without a human involvement in thought spanning across the spectrum of past, present and future, Time merely exists in the presence of the current moment.

Human beings are not the only species who utilize time and apply it for planning long-term.  Other species plan for the coming winter; some engage in long flights to warmer conditions, and not necessarily for just a short stint in Florida.  For planning “long-term”, however, the human species tends to engage in such sport more than others.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may often appear that “long-term planning” is an act of futility, given the nature of an illness, medical condition or other form of disability.

However, filing for Federal Disability Retirement under FERS is actually an excellent plan for the future — long term.  For, not only does it provide for a monthly annuity to live on; it actually is “building” your future long-term retirement by counting the time you are on Federal Disability Retirement in the total number of years being accrued, so that when your Federal Disability Retirement benefits are recalculated at age 62, the “total number of accrued years” takes into account not just the time you had as an active Federal employee, but also the years you have been on Federal Disability Retirement as an annuitant.

Thus, you are building up your retirement while you are on Federal Disability Retirement.  Now, that is planning for long-term.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Disability Retirement Pensions under FERS: The Guide

What good is a guide (metaphorically) if he or she is always asleep, lost, or simply never provides you with the necessary information to move forward?  What is the point of hiring someone if he or she never returns phone calls, returns them sporadically or days later; where you never actually speak to the guide but only with his or her assistant or 10th in command?

Federal Disability Retirement Law encompasses a complex maze of bureaucratic complexities.

For Federal employees and U.S. Postal workers who suffer from a medical condition and who require the filing of a Federal Disability Retirement application under FERS, you should contact the actual “guide” — a FERS Disability Attorney who will be there to guide, to counsel, to prepare and to submit an effective Federal Employee OPM Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: Life’s Analogy

We make analogies of everything in life, but where is life’s analogy?  Human beings learn by analogy or metaphor; sometimes of a simile, but whatever the comparison or explanation, it is almost always by illustrative contrast that knowledge is gained.

How do you teach a child how to write well?  By starting with good literature.  How does one grasp the concept of a universe so small as to defy understanding of its basic molecular structure?  By use of models and diagrams.  And how does one realize the value of integrity and honesty?  Certainly, by reading and understanding definitions and concepts, but more effectively, by example.

But where is life’s analogy?  Or, is “life” too grand and unwieldy a concept to have an analogy — especially because “life” encompasses the entirety of all of the phenomenal experiences and stimuli that bombards us, and thus refuses to become segmented and bifurcated into bits of slices such that there can ever be anything of comparative discernment?  Or, perhaps its opposite is true — that in order to learn about “life”, one must compare and contrast it to its opposite, or near antonym, such as a medical condition that impacts and progressively deteriorates one’s life?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the question of whether there is an analogy relevant to “life” is an easy one.

There was once upon a time a life before the medical condition — then, the life after.  As the medical condition worsens, it becomes more and more difficult to remember the “time before”, and that is when one realizes that it is time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, in order to regain one’s “life” and to put behind the constant and unendurable struggle against a Federal Agency or Postal Facility that cares not a twit about the quality of one’s life.

Life’s analogy is thus found in its opposite — of what it once was and still can be, by comparison.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Monday’s Startle

There is not much that needs to be said about Mondays.  The standard response to, “So, how is your day going?” is quickly understood with the response of, “It’s Monday”.  What is it about the first work-day of the week that brings about the startle of life?  Is that why the traditional week’s cycle begins from Sunday-to-Saturday, because we want to avoid the memory of a week beginning so disastrously?

Do we dread work so much that it becomes a self-fulfilling prophecy, where the expectation of the day following the day off becomes so anticipated with angst and considerations of impending disasters, that what we come to expect we impose our will upon the universe such that reality follows our fears and imagination?  Or, is it that there is an across-the-board truce that comes about without a word of acknowledgment — shortly after the close of business on Friday afternoon — when everyone heaves a sigh of relief, goes into the weekend, and everyone follows the protocol of no longer bothering one another?

How did we come to that unspoken rule — you know, the one where emails suddenly become reduced in volume (except by those with OCD who increase the length and number because of the unresponsiveness of the previously-sent dozen or so), phone calls are put on hold and the furious activity of keyboard punching and looking about anxiously at the clock-that-never-moves — where suddenly a peaceful calm descends like a spirit from on high above the clouds, the white flag of a temporary truce is reached without anyone saying a word, week after week, month after month, year in and year out?

It is reported that such unspoken occurrences were common during every war — our own Civil War, the two World Wars (but not in the more recent ones in Southeast Asia and the Middle East), where ceasefires were embraced around Holy Holidays and some Sundays without any need for negotiated settlements, but with merely a wave and a smile.

Then, Monday’s startle comes with a roar.  Whether because it remains such a contrast against the quietude of the day before, or merely the release of pent-up energy allowed to aggregate over the 2 days of respite and restoration, one may never quite comprehend.

For the Federal employee or Postal worker who suffers from a medical condition which necessitates preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, Monday’s startle is often a chronic condition because of the inability to escape from the anxiety of the medical condition itself over the weekend, Holidays or summer months.

Monday’s startle can be survived, for the most part, precisely because of Saturday’s respite and Sunday’s quietude; but when every day of the week and weekend results in the same angst as Monday’s startle, it is likely time to consider filing for Federal Disability Retirement in order to focus upon one’s health, lest Monday’s startle turns into an endless stream of red flags replacing the white ones of truce where such flags are warning signs of an impending condition that only gets worse.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Representation: The habit that prevents

Kant was known to have followed a daily habitual routine that was marked with such precision that townspeople would set their watches and clocks by his various points of presence — i.e., if he was by the butcher’s shop, it was 3:15:17; if at the corner of Kroenigsburg Street, 3:16:09; and when he turned the corner of 7th and Main, it was 3:20:12.

One wonders if, had he paused at a random street corner to sneeze, would time have stopped, the universe become paralyzed, and the gods of the underworld been defeated in paroxysms of trembling fright?  Or, had he broken the daily routine of predictable sequences of the uninterrupted sojourn, marked by the two-steps-tap-tap with the cane of his choice, over and over again — step, step, tap, tap; step, step, tap, tap — would anyone have noticed?

Certainly, the townspeople would; and perhaps his rigid philosophical outlook, his moral foundation of principles that forever retained the universality of truth — maybe rigidity may have faltered and we would all be the poorer for it.

Could his mind have expanded into other arenas of philosophical discourse had he traveled beyond and broken the habit that prevents?  Does one’s actions of daily monotony determine the “type” of mind, thoughts, conscious processes, cognitive approaches, etc., such that there are habits that limit, prevent, pause or otherwise freeze?

Habit is a peculiar trait for human beings; it offers both solace and a sense of security in the very regularity of its path, somewhat like the repetition of a musical stanza that is both anticipated and relished despite its very predictability.  It becomes a harmful dependency, however, when the habit that prevents begins to forestall, stunt and actively become an obstacle that restrains necessary growth.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may well be that the habit that once allowed for success — of being punctual; of overextending one’s capacity in order to accomplish the impossible; of having such a dedication to “the mission” that one’s own health was always secondary — while honorable and laudatory while it lasted, may be the habit that now prevents.

Prevents what?  Of seeking greater health, of changing course in order to set a different goal; of preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sometimes, the habit that was once a positive trait becomes one that prevents, depending upon changing circumstances and altering contexts, and for the Federal or Postal employee needing to break the habit of always working for the “mission of the agency” or to complete all tasks for the Postal Service, preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with OPM, may be the best next habit that results in more than the monotony of a daily walk, but a step which breaks the routine of all prior steps in order to reach an important goal — one’s health.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Cycles of reality & unreality

The linear model of life is the preferred perspective for the Western world; the cyclical, for the traditional Eastern sector, as well as the indigenous cultures of the Americas; whether such an outlook alters the way in which we live is debatable.  In either or for both, however, it is the passing through of various realities and “unrealities” that is often overlooked, and not whether or not there is a straight and linear road as opposed to a cycle of returns and reenactments.

Reality is the being we encounter; unreality, the life within our minds and souls, depicted by thoughts, emotions, daydreams and nightmares.  How the two interact, whether in cyclical form or in a linear continuum, often defines how well we are able to adjust in maneuvering through the difficult passages of life.

We encounter “others” in the reality of our being; but as to the “other” person’s thoughts, feelings, history of life and other subjective issues, we know nothing about them except what we are told.  We could work beside another individual in an office setting and never truly know the “unreality” of his or her life, and when we retire, the office throws a party, and we depart and suddenly realize that the cycle of reality was a limited one, and the subjective unreality of another person’s life never really touched us.

Or, one is married to another for a decade, two decades, perhaps even three, and a cycle of reality is embraced where life becomes a routine, taking each other for granted through habit of form, monotony of repetition and predictability of actions.  Yet, after some decades, the significant other does something completely “out of character” – suddenly dyes his or her hair purple, goes bungee jumping or unannounced gets his or her nose pierced without telling anyone.  When asked, the reply is: “Oh, I got bored and decided to do something different.”

That is when the cycle of unreality suddenly surfaces into the boundaries of reality, and we suddenly realize, again and again, and are reminded fortuitously, that there is a subjective unreality that we can never quite pierce or fully comprehend, just as others cannot of our own.

That is what often happens with a medical condition.  For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often asked is:  “When do I tell my agency”?  Isn’t that a peculiar question – as if no one at the agency knew or knows about your ongoing medical condition, and that filing a Federal Disability Retirement application through OPM is going to be a complete surprise to everyone?

But that is, indeed, the reality of the unreal, where those around you are completely oblivious of the pain, the turmoil and the complications of those medical conditions you have had to deal with for so many years.  It is, in one sense, rather sad; but it represents the cycles of reality & unreality in an uncaring universe which prompts such an empty feeling when the question asked doesn’t quite have an answer to be given.

Sincerely,

Robert R. McGill, Esquire

 

 

OPM Disability Retirement Annuity: The mindset resulting in a witch’s brew

We can often dismiss antiquity with ease by relegating personalities to caricatures and stereotypes.  Thus, of the Crusaders, that they were merely simple folk unsophisticated in the evolutionary Darwinism of modernity; of Roman legions, fearful of punishment and brought up to bear the cruelty of his environment; or even of more recent vintage, the gunslinger out West — of Billy the Kid or Wild Bill Hickok, where legend surpasses the individual and becomes fact.

But a slight alteration of a vantage point can skew the perspective; and thus, when we focus upon the cauldron of the witch’s brew, as opposed to the personality who stirs and skims the steaming pot and tastes with a silent laugh the compilation of herbs, incantations and bones of lizards extinct but for the ghostly aura of a hand which discovers the mist of superstition, then we begin to truly understand the nature of human beings.

Even the modern day “curandera”, or traditional healer who must speak to the Andean underworld and mix the exacting drops of bat’s blood and seek out the plants and herbs in the harsh mountainous enclaves, possesses an aura of mystery unable to be discerned, unless one averts the eyes from the window of the soul and instead transposes upon the metal source from whence the steam arises.  Then, there in the transfixed embrace switching from the deepened riverbeds of facial ravines of the one whom we cannot comprehend, and corners instead upon the objectified universe out of the contextual historicity of predetermined ideas, we begin to understand.

We put faith in others, and repetitively so, and when the self-flagellation wrought by dependence upon the kindness of others is crushed beneath the weight of rejection and rebuttal, then and only then are we able to “move on” and pick ourselves back up in order to advance towards goals abandoned and dreams unfulfilled.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from realizing the fruition of one’s career as a Federal or Postal employee, and must by necessity forego the compensatory benefits of job, career, TSP build-up and years of in-service accumulation; it is, then, time to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Once a Federal Disability Retirement annuity is obtained, the time that one is receiving a OPM Disability Retirement annuity counts towards the total number of years of Federal Service, so that when recalculation occurs when the Federal or Postal employee reaches age 62, those years of Federal Service while receiving the Federal Disability Retirement annuity counts towards the recalculated annuity.

But first, the refocus of one’s perspective must occur, in order to alter the mindset from whence to proceed.

The Federal employee or U.S. Postal Service worker must begin to think “differently” from the personality occupying the identical space as “before”.  Like the mouth agape with wonder and the eyes of disbelief, the parameters of transfixed minds must change in order for change itself to occur.

Focus not upon the personality in history, but the object which remains constant throughout.  For, the cauldron which bears the aroma of a witch’s brew is not the same as the hand which stirs the pot; though, the ingredients of mystery and secrets unrevealed are lost in the historicity of timeless knowledge, and that is why the thought-process resulting from the witch’s brew is often as important as the personality who gathered the aura of potency lost in the steaming mixture of life’s hidden darkness.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal & Postal Employees: Fear Untethered

It is of evolutionary advantage for a healthy dose to allow; what amount, whether it can be quantified, and to what extent instinct should be restrained before intersecting rage and reactive violence meet, is a question, a puzzle and a conundrum.  An animal in fear is both broken and dangerous, and the corollary of the two sides of a singular coin reveals the thin line between innate survival instincts which we attempt to linguistically describe, but are at a disadvantage precisely because words are ultimately inadequate in reflecting reality.

Tethering our fears is a lifelong process for everyone; the balance between healthy bridling and repressive dangers where outlets are disallowed but when expression of ignored or unattended trauma may erupt in later discourses of life and leniency of self, validates the delicacy of our sensitive natures.  To be overbearing or detachedly impervious; to allow for expression beyond therapeutic value, or to blithely shut down all channels of thought and numbing emotions of eruptive tremblings of sobbing heaves; the tightrope of life leaves little room for error on either side of the equation.

We often speak in terms of “how much” and “what amount”, as if human frailty can be mixed in a crockpot of ingredients thrown by whim of recipe; a dash of solvent emotion here, a teaspoon of corrective stoicism over here.  The reality of the situation is that fear rules most of us; we just never allow the untethering of it to be revealed too soon, for greater fear of being found out, like the emperor whose clothes we knew to not exist, but were too cowardly to admit, until the boldness of a child took the lead in shattering the facade of our own making.

For Federal employees and U.S. Postal workers, the emotion of fear is a known quantity.  Little fiefdoms and feudal fares of power plays occur as daily soap operas unraveling despite the bureaucracy of rules, regulations and administrative forces of containment.

Then, when the Federal or Postal employee begins to suffer from a medical condition, such that the medical condition begins to threaten and impact the Federal or Postal employee’s ability or capacity to perform all of the essential elements of the Federal or Postal positional duties, the fears which were once effectively tethered begin to uncoil, as future uncertainty and suspicion of motives in the unexplained actions of others and the agency whispers begin to foment those recesses of evolutionary cries for survival and rage.

Medical conditions tend to do that:  they feed upon themselves, and exponentially magnify and exacerbate those very fears we were previously able to restrain, contain and maintain.  It is important in the time of fear and untethering of emotions, to seek wise counsel and obtain some direction in preparing, formulating and filing for an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For, in the end, fear untethered is like the pinnacle of the forgotten nightmare, when the abyss of sweat and trembling reaches a climax of unknown proportions, and when screams are no longer heard, pleas no longer considered, and the grace of angels flying beyond into the netherworld of residues where the golden dust of forgiveness is sprinkled afar.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The reservoir of vitriol

Do you ever wonder at the seemingly inexhaustible volume of time people spend on expending and expiating their reserve of malice, hatred and sheer meanness of being?  Time and energy spent on gossiping about others; of planning conspiratorial devices to undermine fellow coworkers, or to initiate harassing administrative sanctions and bureaucratic snafus in order to make life tougher, more miserable and uncomfortable for someone else.

More modern cars have a warning indicator informing the driver that the low fuel has resulting in the use of the “reserve tank”; for those whose carelessness can result with inaction ad infinitum, perhaps the depletion of such should require a further reservoir, and on and on — except for the impracticality of finding room for further gas tanks.   Ultimately, it all amounts to the same source, doesn’t it?  Whether you call it a “reserve tank” or from the primary one, depletion results from the aggregate of all, and the warning is merely a reminder to the clueless, and an excuse to nudge.

Similarly, at what point does a reservoir for vitriol need a warning indictor to light up for the source of such malice?  Or is human nature such that his or her depth of evil is irrepressible, and possesses an infinite chasm of depravity?

For Federal employees and U.S. Postal workers who have suffered at the hands of an agency or the U.S. Postal Service, through harassment, intimidation and sheer vitriol, and merely because the Federal or Postal employee has committed the crime of suffering from a medical condition and therefore is unable to perform one or more of the essential elements of one’s Federal or Postal positional duties, it is time to consider the innate nature of human malice, and determine whether it is even worth staying in an environment and atmosphere of negative returns.

Yes, careers are important, but at what cost?  Of course financial certainty provides a semblance of comfort, but to what end?  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a step not just to “get away”, but further, to reach for a goal in which health and human sacrifice are not exclusive possessions of the Federal agency or the U.S. Postal Service.  Understand the essence of human depravity; the reservoir of vitriol is inexhaustible, and just when you thought it couldn’t get any worse, the malice of man is only beginning.

Sincerely,

Robert R. McGill, Esquire