FERS Disability Retirement Law: The Great Lesson

Once upon a time, people went through experiences without the need to put them to some greater advantage.

Stories abound of WWI and WWII veterans who earned medals for bravery — even the Medal of Honor — and never mentioned it to anyone, until some grandchild wandering up into Grandpa’s attic found a shiny ornament in some dusty old chest, brought it down and asked the old man, “What is this?”  Or, of the Olympic Gold Medalist who similarly went to work, got married and lived a “normal”, unassuming life without make a big todo about his or her accomplishment of being the top athlete in a chosen field.

Nowadays, everyone who experiences anything has to turn it into The Great Lesson.  It becomes an awakening; a springboard to some Eureka moment that propels the person into a higher purpose, a metaphysical transcendence to attaining a greater consciousness, and then to become a corporate motivational speaker who has some profound insight into life, its misgivings and that “Great Lesson” that was allegedly learned from some traumatic experience or other.

The reality is that, the greater lesson beyond any “great lesson” is that the experience itself — whatever it is — is not the hard part; the hard part is to go beyond that experience, and to continue to live a quiet, productive life without trying to sell to everyone how “The Great Lesson” lead you to profound, metaphysical insights which corporate motivational speakers can charge an arm and a leg to hear about.

For Federal employees and U.S. Postal workers who suffer from a disabling medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, The Great Lesson of a medical condition is quite simple, and will not get you to some metaphysical consciousness beyond the simplicity of the lesson itself:  Get a Federal Disability Retirement annuity, and begin to focus upon the priority of your health.

There — that’s all there is to it.  Of course, maybe you can package it into some extended motivational speech and make up to 80% of what your former Federal job pays today, so that you can WOW them with some transcendental meditational speech and charge them that arm and a leg, but only after you have regained your health.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement under FERS: Planning Long Term

Augustine’s view of Time is essentially based upon the projection of our thoughts into the past; our current encounter with the present; and our anticipation of what will occur in the future.  Without a human involvement in thought spanning across the spectrum of past, present and future, Time merely exists in the presence of the current moment.

Human beings are not the only species who utilize time and apply it for planning long-term.  Other species plan for the coming winter; some engage in long flights to warmer conditions, and not necessarily for just a short stint in Florida.  For planning “long-term”, however, the human species tends to engage in such sport more than others.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may often appear that “long-term planning” is an act of futility, given the nature of an illness, medical condition or other form of disability.

However, filing for Federal Disability Retirement under FERS is actually an excellent plan for the future — long term.  For, not only does it provide for a monthly annuity to live on; it actually is “building” your future long-term retirement by counting the time you are on Federal Disability Retirement in the total number of years being accrued, so that when your Federal Disability Retirement benefits are recalculated at age 62, the “total number of accrued years” takes into account not just the time you had as an active Federal employee, but also the years you have been on Federal Disability Retirement as an annuitant.

Thus, you are building up your retirement while you are on Federal Disability Retirement.  Now, that is planning for long-term.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: The Grand Plan

It would certainly be nice if we all possessed one — set in stone, written and accompanied at our birth, mapping out our future and showing each of us what steps to take.  Perhaps, some would interpret such a fantasy as one inviting totalitarianism, and a rebellion would be incited based upon the notion that we all should be entitled to liberty — to have the freedom to choose our own destiny.  Yes, but look where that has gotten us.

The “Grand Plan” — that plan of all plans, the roadmap for our lives, the destiny-setting details already fated without our input; now, who wouldn’t want such a treasure trove?  There are, indeed, some individuals who seem to possess and follow such a map, while the rest of us struggle to “find our way” or to “know what to do”.  The world is full of individuals who fall in the category of “undecideds”.  We refer to them with euphemisms like, “He is a late bloomer”, “She’s taking off a year to get her bearings”, or “He just hasn’t found himself”, etc.

To paraphrase a character from an old movie, “I can’t even figure out how to use the can opener; how am I to know what to do with the rest of my life?”  As an old Chinese proverb states, “The journey of a thousand miles begins with the first step”.  Take life in increments; begin with small projects and build upon them.

For Federal employees and U.S. Postal workers who have encountered medical conditions which have become an impediment to “The Grand Plan”, you may want to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS.

Each of us has a contribution to make; each of us has plans for the future; but when a medical condition necessitates a Federal or Postal employee to alter or modify that “Grand Plan” of a career, you may need to consider Federal Disability Retirement as an added feature of that Grand Plan which never appeared when the birth certificate was first written.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Retirement: What We Don’t Know

Age brings us closer to realizing the truth of Socrate’s refrain: That I really don’t know anything or, more to the point, much of anything.

Youth allows for brashness of arrogance; in middle age, perhaps some slight hesitancy; of getting older, one realizes the extent of or lack, and the vast knowledge which we will never be able to understand.  Most people “wing it” — in other words, act “as if” they have some knowledge, that they possess an “expertise” or some secret to an apparent success attained.

Social Media, Facebook, Instagram — these, of course, mask and hide the inadequacies behind the facade of competency.  Few people nowadays admit to an imperfection, a lack of, an ignorance for, etc.  Thus do we no longer have the Socratic Method where questions are peppered in order to reveal the disguised ignorance which most people walk about with.

But let’s be clear: What we don’t know can, in fact, hurt us, and to fail to acknowledge one’s lack of knowledge can have dire consequences.

For Federal employees and U.S. Postal Service employees who intend on filing for Federal Disability Retirement benefits under FERS, you should take the time to read the case-law which has developed and evolved over many decades, in order to at least understand the underlying issues which can complicate a Federal Disability Retirement application.

Or, contact a Federal lawyer who specializes in Federal Disability Retirement Law and let him inform you of what you don’t know.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement Benefits: Succor

It is an unused word, likely because no one knows how to properly pronounce it, and even if it is pronounced properly, it would be misunderstood and thought to have either been misused or viewed as a blot against the user for attempting to insert a word in a conversation which nobody comprehends the meaning of, anyway.

It is a noun.  It is defined as providing “assistance in times of distress or hardship”, as in, “X gave succor to Y when he most needed it”, or some such similar usage and application.  Or: “The succor provided was inadequate”, or “Mary was succored by the community and greatly appreciated such kindness”.

Do words that never get used matter?  Why are there synonyms, and not just a single word describing a singular event or occurrence, and are there societies in which a 1-to-1 ratio of word-to-phenomenon is so unique as to never lack for clarity precisely because the reservation of a particular word has a singularity of meaning such that there can never be a deviation from its proper application?

Words have meanings — thus stated in the plural, we recognize that either in the subject or in the predicate, the multiplicity of applications can result in confusion.  How about the following: A single word has a particular meaning.  But that is not true; at least, not in the English language.

For Federal employees and U.S. Postal workers who are undergoing hardships because of a medical condition, such that consideration must be given to filing a Federal Disability Retirement application through OPM, seek the succor of an attorney who specializes in Federal Disability Retirement Law.  In other words: Look for guidance and counsel from an experienced attorney who knows the process of filing an effective OPM Disability Retirement application.

Why we need “other words” remains a mystery.

Sincerely,

Robert R.McGill, Esquire

 

FERS & CSRS Disability Retirement: The mistakes we make

There are those who make it their life’s goal not to have remorse for decisions made; but is that truly a worthwhile achievement?  At the end of it all, is there a special space on the unwritten tombstone that lists the mistakes avoided, the embarrassments averted, and the admissions of deficiencies concealed?  Is that not where much of Shakespearean web of deceits are constructed from – of attempting to cover up the insufficiencies otherwise already apparent in the foreboding appearances we attempt to portray?

Tenuously though we approach the daily chasms of darkened pitfalls menacingly threatening each day of our daily lives, we refuse to admit, fail to recognize or are too weak in the egocentric falsities of fragile souls to merely utter the simple words that allow for expiation of our weaknesses and quickly move on:  “Sorry, I made a mistake”.

No, instead, the complex rationale, the justifications of convoluted sequences of condition precedents that fall upon the next as dominoes of perfectly aligned decoys; and the blame then shifts upon an eternal direction of fingers pointing one to the next, until there is no one left except for that proverbial last figure on the totem pole, who cares not because he or she is the runt forgotten or the brunt of everyone’s joke and display of pure human meanness.

But at what cost do we avoid admitting the mistakes we make?  Of what layers of calluses formed, souls injured and responsibility averted, until the unquantifiable element becomes so saddled with a guilty conscience no longer able to feel, to be human, to rise above the bestiality of man’s base instincts?

The mistakes we make often harm another, but those we do not admit to, diminish the essence of who we are, what we are capable of, and always forestalls the capacity to grow.

As in any process that is complex, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can have a pathway full of difficult decisions and a complicated morass of complex legal precedents, statutory obstacles and sheer obstructions of meandering deliberations.

The mistakes we make can haunt us with consequences difficult to reverse, and in preparing, formulating and filing a Federal Disability Retirement application, it is one of the rare instances in which he who makes the fewest errors, likely will win.  Mistakes in this area of law can range from the innocent and inadvertent, to the meandering blunders that lead to a denial from OPM.  It is often not enough to avoid a mistake in preparing an effective Federal Disability Retirement application; indeed, it is the blatant mistakes we make without the guidance of wisdom and experience that determines the future course of events, as in life in general.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits: The Soliloquy

For the stage actor, it is the consummate moment of the trade — the opportunity to reveal the depth of character before an audience whose attention is monolithically focused upon the singular pinnacle of highlighted speech.

Shakespeare’s monologues of anguish and despair, of the most private of thoughts spoken through an accepted device of artistic asides which allows for the viewing public to listen in on reasonings otherwise hidden but for conversations with others or the ravings and rantings of the fool who sputters.  Yet, how reflective of true life such moments are, of the soliloquy which we engage but in the quietude of unspoken words.

For Federal employees and U.S. Postal workers who suffer in silence because of the medical condition which is revealed, or hidden but painfully debilitating for fear of supervisors, managers or coworkers suspected of unwarranted viciousness of behavior, the unspoken thoughts and processes of rational discourse within should ultimately be bounced as against expertise and guidance for one’s future.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is indeed a lonely endeavor and reaches into multiple issues which are the most private and intimate of details — one’s medical condition; the impact of the medical condition upon the Federal or Postal employee’s personal and professional life; and, as well, the fears, hopes and concerns emanating from the loss of career, income and financial stability.

Having a medical condition such that the medical condition impacts the Federal or Postal employee’s ability to perform the essential elements of the Federal or Postal position, possesses indications of a spectrum between calm acceptance and calamity of livelihood.

That being said, the pragmatic steps to be taken must be fully considered, and preparing an effective Federal Disability Retirement application through OPM is one path upon which to seek advice and wise counsel.  For, remember that the artistic device in a soliloquy requires that the hearing audience remain silent, and not reach out to the performer on stage to interrupt, disagree or engage; yet, in hearing the actor reveal the most private of inner thoughts, it is precisely the failure of considering other options never offered or heard, which results in the disastrous outcome of the proportion constituting a Shakespearean tragedy.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Hangman’s Knot

The perfect knot is the most effective, and development of its features occurred over time through a science of art and an artistic employment of science.  The placement of the knot behind which ear; the number of coils before they became an impediment; and the avoidance, at all costs, of trespassing upon superstitious beliefs and potentially supernatural reverberations — these were all taken into account in perfecting the science of the art.

Its corollary, the art of the science, disregarded the efficacy of the knot; it was only the former which concerned itself with an objective evaluation of the results after each occurrence.  Like parachuters who pack and fold their own devices with a systematic routine of sprinkled superstitions, the hangman would often approach his craft with a religiosity and fervency of monotony such that any detour from the iconoclasm of repetition could delay or abandon the anointed time of impending doom.

In modernity, of course, any discussion concerning the hangman’s noose turned into a historicity of adages and proverbial wisdom; we construct our own knots, like the beds we make in which we must sleep, and the messes we create which we direct our children to clean up.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal positional duties, the issue of when to file, how to file, the whys and whereabouts must always be taken into account; and like the hangman’s noose which is coiled slowly and deliberately, the Federal or Postal worker who prepares for the inevitably end must take care in the preparation and application for submission and filing.

It is, in the end, only the superficial features of the world which change; the essence of everything substantive remains constant, and that is precisely the point of Plato, Aristotle and the entire linear heritage of Western Philosophy — that the underlying meaningfulness of the world around us is that which is captured in truth.  And, like the hangman’s knot, what we do in preparing for the event of a lifetime is just as important as the incident itself, and that is why preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management is essential to securing a future of stability and security, where the process is just as crucial as the substance underlying.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The reservoir of vitriol

Do you ever wonder at the seemingly inexhaustible volume of time people spend on expending and expiating their reserve of malice, hatred and sheer meanness of being?  Time and energy spent on gossiping about others; of planning conspiratorial devices to undermine fellow coworkers, or to initiate harassing administrative sanctions and bureaucratic snafus in order to make life tougher, more miserable and uncomfortable for someone else.

More modern cars have a warning indicator informing the driver that the low fuel has resulting in the use of the “reserve tank”; for those whose carelessness can result with inaction ad infinitum, perhaps the depletion of such should require a further reservoir, and on and on — except for the impracticality of finding room for further gas tanks.   Ultimately, it all amounts to the same source, doesn’t it?  Whether you call it a “reserve tank” or from the primary one, depletion results from the aggregate of all, and the warning is merely a reminder to the clueless, and an excuse to nudge.

Similarly, at what point does a reservoir for vitriol need a warning indictor to light up for the source of such malice?  Or is human nature such that his or her depth of evil is irrepressible, and possesses an infinite chasm of depravity?

For Federal employees and U.S. Postal workers who have suffered at the hands of an agency or the U.S. Postal Service, through harassment, intimidation and sheer vitriol, and merely because the Federal or Postal employee has committed the crime of suffering from a medical condition and therefore is unable to perform one or more of the essential elements of one’s Federal or Postal positional duties, it is time to consider the innate nature of human malice, and determine whether it is even worth staying in an environment and atmosphere of negative returns.

Yes, careers are important, but at what cost?  Of course financial certainty provides a semblance of comfort, but to what end?  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a step not just to “get away”, but further, to reach for a goal in which health and human sacrifice are not exclusive possessions of the Federal agency or the U.S. Postal Service.  Understand the essence of human depravity; the reservoir of vitriol is inexhaustible, and just when you thought it couldn’t get any worse, the malice of man is only beginning.

Sincerely,

Robert R. McGill, Esquire