OPM Disability Retirement under FERS: When We Were Young

When we were young, we used to think that good health would last forever.  When we were young, taking risks was not such a big deal, because we really thought of ourselves as invincible beings.  When we were young, we figured that tomorrow was just a concept applicable to very old people, and that today was the only tense that mattered.  When we were young, old age, sickness, pain, being limited by the deterioration of our bodies — that was something that the “other person” experienced; not me.

When we were young, the future was always bright, the past was merely a fuzzy yesterday, and today was as promising as the North Star that twinkled upon the eternal promise of our own strengths.  When we were young, life was a limitless opportunity which never had the word “never” in it.

You get the idea.  We were all once young, and foolish in our beliefs.  Life, in the end, is a lesson of humility, and as one grows older, reality tempers the foolishness we once embraced.

For Federal employees and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, contact a Federal Disability Retirement Lawyer and consider whether or not FERS Disability Retirement is an option for you.

Yes, when we were young, such an option was not even a consideration; but when we are older, wisdom tells us that not everything we wish for, do we get, and not every option can we “go it alone”, and sometimes having an aggressive advocate to fight for your rights — a FERS Disability Retirement Lawyer — is what being older teaches us: Of having some sense and wisdom.

Sincerely,

Robert R. McGill, Esquire

 

FERS OPM Medical Retirement: The Haphazard Approach

The dual root foundations in the word itself imply a dangerous and directionless lack of methodology; for the “hap” is derived from the Old Norse word, “happ”, meaning “good luck” or chance occurrence, while the term “hazard” connotes danger and potential disaster.  The combination of the two form a compound word of sorts: of an event or action which lacks planning, order or direction.

The haphazard approach is one where a person engages in an activity or initiates an act without a plan, lacking in a methodology of discourse, and does it “on the fly”.  Perhaps one can get away with such an implementation for certain inconsequential activities, projects and ventures; but this is a world where competition and “beating each other out” is inherent in almost all phases and aspects of living.

It might be okay to engage in a haphazard approach when “funning around” with your kids, or even in going out with friends.  Not everything needs a plan; but in life, having a plan —a formulated approach that develops through thoughtfulness and deliberation of intent — is helpful.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is perhaps a “fact” that the medical condition itself is a “haphazard” event — one which hits you without any plan or expectation.  How we deal with the medical condition, however, should never be a haphazard event, and preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted through the U.S. Office of Personnel Management, should not be ventured in a haphazard manner.

Consult with a Federal Disability Lawyer who specializes in FERS Disability Retirement Law and don’t let the winds of chance determine your future; instead, develop a cogent, coherent plan for the future and prepare for a planned battle with OPM to assert and obtain your rightful benefits.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: The old man

There is a recognition — born of the enlightenment period in American History referred to merely as “The Sixties” — when a cultural adage was created, which went something like: “Age is not the sequence of years, but of a state of mind”.  Yes, those “Sixties” will one day be looked upon by historians and cultural commentators as that likened to “The Renaissance”, or “The Dark Ages”, or perhaps some other hiccup of historical divisions that bifurcates the “before” and “after” of enlightenment, tumultuous alterations and societal-tectonic shifts of some significance.

The Old Man (without the appendage of “and the Sea”, a reference obviously to the classic novel by Hemingway, who somewhat embodied the end of a Pre-Sixties era where machismo, big-game hunting and the “strong, silent type” was replaced with “sensitivity”, environmental protection and therapeutic sharing) is still regarded by an archetype of sticking to old ways, becoming intractable and clinging to conservatism in thought and actions.

Perhaps that is natural — as one degenerates upon a progressive scale of a downward turn, as on a scale of molecular deterioration leading to eventual decay and death — in that vicissitudes of major proportions can only be tolerated well by the young.  Yet, there is a truth to that old “Sixties adage”, that one’s attitude towards life in general, responsiveness to stimuli and new experiences, is always important in countering the staid phenomena of old age and becoming old.

Medical conditions, of course, can change everything — all at once.  If of physical ailments, one can feel like a young person in a cocoon of ancient origins or, if beset with psychiatric conditions, the disorienting phenomena of psychological trauma can leave one aged while locked into a young body.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it often feels like “the old man (or woman)” has arrived before his or her time.  We tend to focus too much upon historical shifts of tectonic proportions, when what really matters is the individual and the compelling narrative of singular lives.

Filing a Federal Disability Retirement application through the U.S. Office of Personnel Management may not have any great cultural impact upon history’s retrospective purview, but for the individual Federal or Postal employee who can no longer perform one or more of the essential elements of one’s Federal or Postal job, it is as important to prepare and formulate an effective OPM Disability Retirement packet as if one is entering a great tectonic shift.

A Federal Disability Retirement application is a significant event in the life of every Federal and Postal employee, and consultation with an attorney is a near “must” in order to get it prepared properly and efficiently.  As for “The Old Man (or Woman)” that one is afraid of being tagged as because it is time to file for Federal Disability Retirement benefits through OPM — leave that up to the cultural and historical commentators; it is individual lives that matter, and not the footnotes which are forgotten within the morass of vague historical references.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Persistence versus giving up

The latter should never be an option, although it is too often contemplated; and the former requires either a dull sense of reality or an in-born stubbornness that refuses to acknowledge defeat.  Both are often the result of the countermanding characteristic of the opponent who relies upon the fact that a certain percentage of the population either lacks the characteristic of persistence or otherwise will ultimately give up with nary an effort or will to fight on.

How many battles in history’s billfold of forgotten memories resulted in defeat because of a ruse portrayed by the enemy?  It is the bold pretension that tests the resolve and allows for victory or defeat; the knowledge that there will always be a certain number of people who, upon facing any resistance or adversity, will simply “give up” and surrender.  Thus is it left up to those who will persist no matter the challenge, where adversity and contention will be endured no matter the cost.

For Federal employees and U.S. Postal workers who enter the arena of a Federal Disability Retirement process, one should always expect and prepare each stage “as if” the battle at the next stage will ensue.  If a denial is issued by the U.S. Office of Personnel Management for a Federal Disability Retirement application, of course it is going to be written and conveyed “as if” the case never had a chance, “as if” none of the medical evidence had any relevance or significance, and “as if” you don’t even come near to meeting the criteria for eligibility for Federal Disability Retirement.

By sounding “as if” you never had a chance and failed miserably to meet any and all legal criteria for eligibility, OPM is banking on your lack of persistence and the concomitant reaction of simply giving up.

However, persistence is the key to success, and giving up is merely a prelude to a victory near at hand if only one steps back, takes a deep breath, and realizes that, from the very beginning, Federal Disability Retirement was never going to be an easy road to bear — but a consultation with an experienced attorney may well lift the burden of the beast where persistence is the key and not giving up is the pathway to a successful outcome at the next stage of the administrative process called “Federal Disability Retirement”.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government Employment: Pause

It is an act which involves non-action, and results from the character trait of caution.  As an identified activity of inert behavior, it is telling that the concept is recognized as a contrast to its linguistic cousin, like the coupling of “being and nothingness”, or of “love and hate”, as if the mercurial combination is a natural outflowing of innate necessity.  Not quite the punctuation of finality in a period, nor the elongated independence of a semicolon; yet, the pause is marked by a comma, that grammatical eavesdropping left like a careless crumb on the way to a destination not quite directed, yet motivated by hesitant steps of trepidation.

It tells much of the person who utilizes a comma — that pause which breaks up the unfettered line between the starting point and the destination; and like bird droppings on an empty sidewalk where fashion and cleanliness are about to bustle with fervor, the avoidance like a recognized plague or viral epidemic makes everyone take a wide turn as a detour from the straight line of confidence and brash repose.  It is why the warrior places a unique marking just where the eye of the enemy may become distracted, to give that moment of hesitation before the sword switches directions in a clash of metal upon metal; for, it takes but a pause to give an advantage between two samurai from the same school of meditative assassins. For the animal in search of its carnivorous appetite, the momentary hesitation before the scent of man allows for evolutionary guidance in the face of danger.

For Federal employees and U.S. Postal workers who must consider ending his or her Federal or Postal career because of a medical condition, reflection which precedes and follows is often a positive aspect of that natural extension of movement forward; so long, however, as it is recognized that the non-activity will not accomplish or produce anything, in the end.

Preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may in the end be an inevitability where the declarative punctuation of an exclamation point will be needed; but in the meantime, one may want to wait while the apostrophe which makes for the possessive nature of one’s job and career may ultimately float down as a comma on the sidewalk of life, thereby creating in the pause a reality where sidestepping an unavoidable outcome will no longer do any good.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement for Federal Employees under FERS or CSRS: The Big 3

In basketball, it referred to the unstoppable trio; although, with the recent addition of Durant, it becomes a crowded foursome.  In baseball, of course, with whatever home team you rooted for, the term represented the first three in the lineup, with the fourth allegedly reflecting that force who would bring the spectators up onto their feet for that anticipated grand slam.  And in the third major sport?  It might refer to the quarterback and his 2 favorite receivers, or the bookends on defense with a linebacker thrown in.

Americans love triplets; whether in sports, where a fourth can never quite squeeze in despite there being nature’s four seasons; or in government institutions, where the three branches of government remain ensconced in the conscience of a collective citizenry, despite the need for that ineffective fourth estate which is meant to oversee and investigate.

In other areas, of course, the reference to “the Big 3” may be somewhat esoteric — as in the realm of hermeneutics, where the dominant theologians were once comprised of Barth, Bultmann and Bonhoeffer.  They could, by alliteration, be collectively grouped as “the 3 Bs”, but because of their relative lack of media anonymity and disparate connections, except for their European origins and the combined deconstructionism based upon dialectical theology and demythologization of the sacred text, here again we find a triad of untold force.  Of course, they never played on a basketball team, nor represented a cycle of sports spectatorship; instead, their impact was to alter the manner in which theology was approached.

Only one of them — Bonhoeffer — was executed; but not directly for his liberal theology, but for his staunch vocalism against the Nazi regime and an alleged involvement in a thwarted plot to assassinate Hitler.  In these days, history rarely marks the ghosts of those who never received the accolades of media notoriety, and “The Big 3” almost always engenders reactions to sports references.  But there are other arenas of substantive discourse, as well.

In Federal Disability Retirement law, “The Big 3” would invoke the tripod of the Federal Retirement System — of the FERS Retirement, Social Security benefits, and the Thrift Savings Plan, and the interplay between the trio.  The first in the three can be “tapped into” early, by filing a Federal Disability Retirement application, which pays 60% of the average of one’s highest-3 consecutive years of service, then 40% every year thereafter, until age 62, at which point the Federal Disability annuity gets recalculated into a “regular” retirement.

Of the second, there is an interplay and an offsetting feature between Social Security and FERS Disability Retirement, but only if the Federal or Postal employee becomes concurrently qualified with both FERS Disability Retirement and Social Security Disability Insurance.  As for the third rail — the Thrift Savings Plan — it can remain in the same investment device after a FERS disability retirement is approved, but should probably not be accessed until a later age, for obvious tax reasons.

Throughout history, words have been elastic and malleable, but relevance is often determined not by the substantive meaning of a staid concept, but by the perspective of the audience.  With that in mind, “The Big 3” isn’t always about LeBron James and what other 2 players he may be joined up with; sometimes, it can refer to Barth, Bultmann and Bonhoeffer, or even to the triumvirate of a FERS Disability Retirement.

Sincerely,

Robert R. McGill, Esquire

 

Medical Disability from Federal Government Employment: That departed innocence of yonder years

Whether we have become meaner as a whole, or that people have always been so and we just never knew it, we shall never know.  How does one contrast the incomparable?  What algorithm would be applied, which quantitative analysis, and how would a qualitative methodology of content-purity be administered?  Parity of differentiation would destroy any meaningful application; for, the generational divide would question the relevance of any prior criteria applied, and the subjectivity of inherent bias as to the meaning of innately elastic words would undermine the entire format.

Is there a natural yearning for a bygone age — of romanticizing a time never quite existing, somewhat skewed, and forever filtered through the antiseptic memory edited by time, desire and the psychology of protective devotion?  Do we selectively choose, whether unconsciously or with deliberative acuity, that which we want to preserve, like those museums housing reconstructed prehistoric beasts from mere fragments developed into an imaginative construct of creative fantasies?  Yet, there are clearly narratives which have annotated a different mentality, a structure of a departed innocence portraying a pastoral purity forever vanquished by modernity of vacuity.

Mark Twain’s works surely provide evidence of it; although, one has to read his works of later years to recognize that even he succumbed to the cynicism of life’s undesired experiences.  Look at the ending in Pudd’nhead Wilson; do any of the characters emerge victorious from the circumstances ascribed, or does the wheel of misfortune simply accept the inevitability of a world ensconced in the satire of fate as administered by gods who play with eternity and circumstances, like malevolent children with insects and matches?

Then, of course, there is Carl Sandburg’s depiction in, The Prairie Years —  but does that not prove the point?  Was it not merely a retrospective outlook of a selectively chosen era, characterized by age and want of holding on to yonder years forever lost and transcribed merely by an age of innocence never in existence but by device of mythologization (despite the ugliness of such a term)?  Yet, whether of reality or of tricking one’s self by some repressed psychological device, the human need to retain and preserve that departed innocence of yonder years, is a reality which is part and parcel of the complexity inherent in the phenomenology of sanity.

This is important to consider, especially for the Federal employee and U.S. Postal worker who feels a sense of hopelessness and despondency, given the current situation of contending with a medical condition and where decisions concerning one’s future must be made.  For, when a medical condition begins to intervene, and the Federal or Postal employee must consider the probability of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the “surface” issues that must be contended with — of the unpleasantness of the circumstances themselves; the hostility of the Federal agency or the U.S. Postal Service; the medical inability and incapacity resulting from the illness or injury; all of these are mere “appearances” which conceal a more substantive undercurrent of “reality” imposed.

For, like the yearning for that departed innocence of yonder years, the truth of the matter is that all human beings seek for, and desire, a sign of kindness — that simple act that costs nothing, but encompasses an untold value of meaningful touch which feels for a brief moment the brush of an angel’s garment as it shuffles silently by, leaving the warmth and floral scent of a life worth living.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The traveling troubadour and trobairitz

There are vocations and careers which once were, and now forgotten.  Life cycles in endless streams of dying embers and regeneration of growth; and like the mythical Phoenix which arises from the ashes of destruction, so we tend to romanticize that which once was, is now forever lost in the forgotten residues of concealed fingerprints in timeless memories once secluded but dissipated as storytellers no longer found an audience for tales left untold, and children turned to self-amusement with videos, technological blank stares, and smartphones which glow well into the night.

Troubadours of the middle ages (and for those wondering, since this is now a gender-neutral universe and we dare not fail to include the binary aspect of such identification, the female counterpart known as the “trobairitz”), traveling under the patronage of princes in fiefdoms who showed the first signs of supporting “the arts”, and thus would allow for actors, performers and lyric poets to entertain and provide a respite of asides from a world which knew poverty beyond modernity’s capacity to comprehend, plagues which spread quickly and with devastating tenacity, and amongst rogues who cared not for the intellectual conscience recorded by scribes and religious orthodoxy of the Aquinas tradition.

They came onto the scene of history, and disappeared by the end of the High Middle Ages.  Do we even think about them, today — their careers, their imprint upon a fellow human being’s life, and even of the shadow which appeared but for a whispering moment, and with the light of day left not even a hint of prior existence?  Is that what Heidegger meant, when he described human existence as an avoidance out of fear of the ultimate fate of each man?  And so we look upon our own careers, and the choices we have made in life, and that to which we look into the crystal ball for the future.

Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, must by necessity feel trepidation for the unknown.  That is natural.  But as necessity is the mother of invention, so the end of a Federal or Postal career should never bring pause to a hopeful perspective for a future yet undetermined, whether unknown or barely discernible.  And like the traveling troubadour and trobairitz of a past age, the career itself is but a whisper in time, and it is the substance of the life lived, and not the sacraments of a vocation we had chosen, which make for value in a life of plenty.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Relevant subjects and relating back

Is it merely a ploy?  Are all subjects discussed in order to get to the point of addressing the subject of disability retirement for Federal employees and U.S. Postal Workers?  Some might wonder; yet, from the perspective of this attorney, the answer is quite simple:  Having a medical condition, and the resulting need to prepare an effective Federal Disability Retirement application to the U.S. Office of Personnel Management, is reflective of life’s multi-variegated challenges on a wider cosmic scale.

We tend to compartmentalize the trials and obstructions encountered; to say of this bump in the road, “Well, if only…”; and of that fallen tree in the pathway of our direction, “I should have done X instead of Y…”  A different perspective, however, is the interconnectedness of such travails, and to view the provocations of life within the greater context of living.

Thus, the linguistic universe of metaphors, fiction, narratives and the elasticity of language comprise the insular universe of the “self”; and whether one believes in the correspondence theory of truth — pre-Bertrand Russell and the English Logical Positivism movement — matters as to how one approaches any given problem; and the encounter with the “objective” world, whether taken with a grain of salt in embracing Kantian categories of enforced structures upon an otherwise chaotic universe, or in a systematic and methodological approach as Karl Popper did in his “scientific” construct where falsifiability and the avoidance of induction delineated the essence of human comprehension and ordering of a world otherwise incommensurate with a rational perspective; these all, in their aggregate and entirety, are relevant subjects and relate back to the experiences confronted by Federal employees and U.S. Postal workers in their struggle to find answers in a world devoid of questions posed and posited.

Thus, the introduction and prefatory remarks in each of these blogs may sometimes appear to be disconnected to the final point made for the Federal employee or U.S. Postal worker, and one can certainly “skip” the storyline and see what the end-phase content addressing the issue of Federal Disability Retirement contains; but that would be to overlook the relevance of the subject begun, and the relationship between one’s position as a Federal employee or a U.S. Postal worker under FERS, CSRS or CSRS Offset and the wider context in relation to all subjects far, wide and throughout history past, making in the present and developing for the future; sort of like skipping the first chapters in Charles Dickens’ masterpiece, David Copperfield, as J.D. Salinger denounced via the fictional but autobiographical character, Holden Caulfield in his equally masterful work, The Catcher in the Rye, where the story of a boy’s expulsion from a college preparatory school would represent an entire generation who saw Holden as the spark of the counter-culture to come, yet never experienced the horrors of war and combat as the author did while in the 12th Infantry Regiment — thus, further fodder for relevant subjects unspoken and relating back but to a generation yet unspoiled by the totality of experiences left for silent narratives and tombs unvisited.

Sincerely,

Robert R. McGill, Esquire