FERS Medical Retirement Claims: Things We Didn’t Ask For

Perhaps the list is long; or, somewhat shorter than expected.  If it is a long list, one must question whether or not you actually didn’t ask for the items on the list.  If it is comfortably short, then it may reflect a greater control of one’s life.

Some things which the list may include: Financial problems; difficulties at work; a dog, a cat or some other stray animal having made it to your home; unruly kids; unappreciative kids; kids who never grow up.  Marriage often adds to the list — not because you don’t love your husband or wife, but because marriage is often an involvement of complex compromises where not everything is agreed to.

Can a shorter list reflect a greater capacity to control one’s life?  Perhaps — but the one column you cannot control is: A disabling medical condition.

That’s one of the things we didn’t “ask” for, although living a certain type of lifestyle may implicitly be interpreted as having “asked” for it, like: Jumping out of airplanes while being in the military (with later consequences of degenerative arthritis in the knees, for example); living in an unregulated state where upriver or downwind is a chemical pant spewing out dubious toxins which rain onto your lawn, forever killing anything and making those tomatoes a strange grey pallor, as in the state of Texas and perhaps some others; or of excessive use of drugs and alcohol in self-medicating for stressful issues, etc.

But, for the most part, a medical condition is one of those on “The List” which we didn’t ask for.

For Federal Gov. employees and U.S. Postal workers who suffer from a medical condition — whether you asked for it or not — the prospect of preparing a Federal Disability Retirement application under FERS may well be necessitated by one of those things you didn’t ask for.

When a medical condition prevents you from performing one or more of the essential elements of your job, it is time to ask for something which you need — a Federal Disability Retirement Annuity — because of that which you didn’t ask for — a medical condition.

Hopefully, your application with the U.S. Office of Personnel Management will fall into another known category: Of Ask, and You Shall be Granted: An approval, from OPM.  Contact a FERS Disability Lawyer who specializes in Federal Medical Retirement Law and begin the process of asking for a benefit which is your right under Federal Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Law: The Comfort of Static

Comfort relies upon the known.  It is change which is most often uncomfortable.  The known chair or sofa where one reclines upon day after day; the familiarity of one’s home; the dog which greets with joy; the spouse who gives a hug; the workplace where one has spent one’s career — these are the static experiences of everyday life, and which brings comfort through stability and consistency.

Change — of moving; of changing careers; children leaving the home; the family dog no longer in good health; financial changes; old friends suddenly appearing in the obituary; these, and so much more, add to the stresses of one’s life, precisely because the comfort of static is suddenly lost.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, the comfort of static is lost as a result of the medical condition, the need to continue working, the loss of one’s health and the potential loss of one’s career.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and begin the process of transitioning to a “new” comfort of static — of being an annuitant upon an approval of a Federal Disability Retirement application from the U.S. Office of Personnel Management under FERS.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: When We Were Young

When we were young, we used to think that good health would last forever.  When we were young, taking risks was not such a big deal, because we really thought of ourselves as invincible beings.  When we were young, we figured that tomorrow was just a concept applicable to very old people, and that today was the only tense that mattered.  When we were young, old age, sickness, pain, being limited by the deterioration of our bodies — that was something that the “other person” experienced; not me.

When we were young, the future was always bright, the past was merely a fuzzy yesterday, and today was as promising as the North Star that twinkled upon the eternal promise of our own strengths.  When we were young, life was a limitless opportunity which never had the word “never” in it.

You get the idea.  We were all once young, and foolish in our beliefs.  Life, in the end, is a lesson of humility, and as one grows older, reality tempers the foolishness we once embraced.

For Federal employees and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, contact a Federal Disability Retirement Lawyer and consider whether or not FERS Disability Retirement is an option for you.

Yes, when we were young, such an option was not even a consideration; but when we are older, wisdom tells us that not everything we wish for, do we get, and not every option can we “go it alone”, and sometimes having an aggressive advocate to fight for your rights — a FERS Disability Retirement Lawyer — is what being older teaches us: Of having some sense and wisdom.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Wisdom amidst noise

There is much of the latter, and too little of the former.  Further, the latter tends to drown out the former, and while it is the former which should gain prominence within the spheres of influence, it is the latter that dominates and strangulates, leaving only the emptiness of seeming profundity and relevance so that what remains is the hollowness of inaneness.

Do we consult the Aged?  Or, in this era of modernity where the cult of youth predominates, is it back to the blindness and ignorance of Plato’s Cave?  Noise is more than the drowning sounds of a multitude of chatter and drum beats; it is the sheer volume of words spoken without meaningful discourse.  How many corners in forgotten Old People’s Homes reside the wisdom of timeless insight, and yet they are left to shuffle about and stare with vacant eyes upon a world that cares only for celebration of the young.

There is noise; then, there is wisdom amidst noise; the question is, Do we listen and can we learn when the din of irrelevance takes the form of profundity when logic is lost in a world that has renounced rationality in favor of celebrity?

Those old dusty books — of Plato’s Republic to Aristotle’s Nicomachean Ethics; the writings of the Medieval Scholastics; of Schopenhauer, Heidegger, and of recent vintage, almost anything written by Roger Scruton — who reads any one of them, anymore, and less likely, do we approach them with curiosity as once in the child’s eyes wide with want of wisdom in search of it?

Wisdom is a rarity in a universe of noise, and it is the noise which deafens for timeless eternity.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to seek wisdom as opposed to the noise of the moment.

Federal Disability Retirement Law is a complex bureaucratic process which involves many levels of administrative perplexities, and while there is a lot of hype and noise “out there” among H.R. Specialists, coworkers and even among lawyers, it is always the best course of action to seek wise counsel and advice, and to be able to distinguish wisdom amidst noise.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement: Absurdity with an explanation

According to Quine, the great mathematician and logician, that is the definition of a paradox.  It is an event or a concept that seems at first glance to be an impossibility, or a conundrum of some complexity, but can be explained to unfold the absurdity first displayed.  Thus — of the man who has walked the earth for decades but is technically only 9 years old, until one realizes that his birthday falls on the 29th of February, a date that appears only once every 4 years; this is a paradox, until the absurdity is explained and it suddenly makes sense.

Similarly, a medical condition is a paradox: It is an absurdity of sorts, especially when it hits a person in the prime of his or her life.  What possible explanation can be had?  Where is the “fairness” in it, and why do some people who eat all sorts of junk food for years on end never experience the calamity of a chronic and progressively deteriorating medical condition?  Where is the “equal employment opportunity” of a devastating medical condition?

Where is the sense of “fair play” displayed when a medical condition pounces upon a Federal or Postal employee and suddenly no amount of past accomplishments make up for the sudden loss of productivity and need to use the accumulated sick leave, and even invoke FMLA rights in order to attend to one’s health?

For Federal and Postal employees who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, the paradox comes in the form of when to consider filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  For, filing a Federal Disability Retirement application through the U.S. Office of Personnel Management is indeed an admission of a need for change; yet, paradoxically, change is precisely what your Federal Agency or the Postal Service does NOT want — they want you to continue as before the onset of your medical condition.

The absurdity resides in the lost sense of priorities: work, as opposed to one’s health; stresses that exacerbate, as opposed to relieving those elements that contribute to one’s deteriorating conditions.  The only explanation that makes sense is to prepare, formulate and file a Federal Disability Retirement application, to be submitted to OPM in order to be able to focus upon one’s health.

That is the paradox, and the absurdity with an explanation for a Federal or Postal employee who needs to file for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Employee Retirement Attorney

 

Federal & Postal Employee Disability Retirement: The inner voice

It is always the private conversation that is the most dangerous and unpredictable; for, the voices within are unknown to the surrounding conversations without amidst the public domain, and are most persuasive precisely because the multiple participants come down to a single voice: The “I” or “me” of the inner ego.

The soliloquy is a theatrical device which allows for the audience in a play to hear the “inner” thoughts of a character on stage; sometimes, the actor will stand aside while other characters on stage act “as if” they do not notice the separate thoughts being conveyed to the audience, and both the audience and the stage players engage in a suspension of disbelief while the soliloquy is deliberated; and at other times, the private thoughts are given over to the audience in a lengthy speech — a monologue of sorts, revealing the inner turmoil of a given character.

In real life, such oratory mechanisms are unnecessary, precisely because the voices within remain in a constant monologue of insularity, unimpeded by overzealous listeners who may hear the gossips within.  What voices are spoken within the mind of the wandering individual?  In a crowd, where the cacophony of multiple voices dominate and criss-cross, how many other voices are loudly vying for position within each of the minds that remain silent to one another?

Often, it is the very voices within which are the most dangerous, if only because there are no others countering the logic — or illogic — of the arguments made, and it is precisely because of the singular voice without a countering perspective that makes for greater danger of persuasiveness.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position within the Federal government, the voices within must often remain private and hidden precisely because the voices without lurk about as potential hazards to be avoided and carefully sequestered.

The mere “asking” about filing for Federal Disability Retirement may trigger reactions that are unwanted from the Agency; the questions that begin to be asked, the administrative actions that could be imposed, and the harassment that often follows — these will often force the voices within to remain within.

Consulting with an attorney who specializes in preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management is often the first and most important step that a Federal or Postal worker who needs to file for Federal Disability Retirement benefits can take; for, the voices within more often than not needs a counter-perspective and guidance beyond the singularly lonely voice of a soliloquy that has no audience but one’s self.

Sincerely,

Robert R. McGill, Esquire

 

 

Federal Employee Disability Retirement: Giving lip service

What does it mean to merely give “lip service”?  Ultimately, it is the hypocrisy of committing to words the sincerity of inaction.  In other words, it is merely the utterance of words, with nothing to follow.  This is a society that speaks much, and does little.  We give lip service to the braggadocio of being a productive society, yet, concurrently admit to the massive loss of the manufacturing sector of our country.

Can a country whose primary essence is built upon a “service industry”, actually declare itself to be “productive”?  Can we truly instill fear and dread upon our enemies while simultaneously confessing that no ground troops will be deployed?  Can unmanned drones win wars?  Can we actually claim to have hundreds of “friends” if we have never met them, never been irritated by the subtleties of undesirable traits and personalities, yet have spats by mere tapping of the fingertips on a keyboard?

It is little wonder that we are a society of mere utterances, less action, and where words pile upon more words to voluminously detail the insincerity of the greater cumulative mountain of meaningless words.  Lip service is to promise the world and leave the scraps of society with mere leftovers.

Admiral Yamamoto was only half-right when he feared that, by successfully launching the sneak-attack upon Pearl Harbor which brought the United States into the Second World War, he had inadvertently awoken a sleeping giant; for, generations later, who remembers the words of the victors in the history of fallen empires, but the faint snoring of the giant gone back to sleep?

It is lip service we give, today, and the same we receive in return.  In a universe where language is both the essence of life, as well as the primary barrier to living it, the duality of clashing worlds where virtual reality dominates the phenomenology of currency, it is little wonder that we can, as a species, survive even a day.

What other animal turns to the technology of texting in the midst of an endangered life?  Of embracing an impotent shield of linguistic panorama when threat to safety prevails and calls upon the urgency of action?  Do other predators – and we are one, despite our denials by protecting endangered species who mirror our own violent history – scream when attacked, or do they growl with aggressive energy to compel our enemies to take heed?

Beware of the lip service, especially by those who would do us harm.

For Federal and Postal employees who begin the process of preparing, formulating and filing for Federal Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the inclination is to be “fair” and to inform one’s Federal Agency or the U.S. Postal Service of one’s “intentions” concerning the process; but such information prematurely disseminated may come back to haunt, and one must always be wary and cautious of inane platitudes from coworkers, supervisors and managers who are empowered to harm.

For, the passing comment made, and returned with the innocuousness rising to the level of inaction in the lip service of those who pretend to be friendly, may come back to haunt with an administrative sanction which does some actual harm in this world of virtual reality in a language-filled emptiness.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Tolstoy unedited

To read his works often entails utilization of descriptive metaphors, such as “tackle”, or “spend the summer” doing it, or even, “It has taken me a year to reach the midpoint”.  To have read Tolstoy’s major works is a kind of initiation into the upper echelons of cultivated sophistication; how many fakes and phonies there are, can only be guessed at, but some would estimate that nearly half of those claiming to have read “War and Peace” or “Anna Karenina” either failed to complete the rite of passage, skimmed or skipped major portions of either or both, or simply studied carefully the Cliff Notes in the secluded corner of nefarious midnight travails.

But consider the original, unedited version; what the Editor of such works must have had to contend with, just to get it sorted, compiled and drafted into a coherence of acceptability — all before the time of computers, cut-and-paste buttons, and leaving aside the untenable temperament of the author for whom suggested changes meant a challenge to a duel and likely emitting as a response a stream of unedited vitriol spiced with torrents of epithets unheard of in polite company.  But even Tolstoy must have known that his own works required further care and attention, like a child soiled and helpless in self-care; that no form of Art — regardless of its egomaniacal source and unmatched brilliance of the narrative creativity — could be stomached without correction, crafting and splicing of untethered verbosity.

Tolstoy, left unedited, would have required greater metaphors than those we already adopt, and perhaps would have been thrown into the dustbin of untranslated works stored in the vast warehouses of uninterpreted voices.  The parody to a life lived, of course, reflects a parallelism which everyone recognizes, but few undertake.  How one lives a life, also, requires constant perfecting, further editing, and persistent splicing.  The unedited version of any life would be left with an undisciplined mess, unfettered calamity and unconstrained egomania of purposeless vacuity.  Meaning can always be discovered in every life, but it is the cultivated perfection of a disciplined self which constitutes the essence of human uniqueness.

But there are interruptions in living, beyond the control of one’s will and fated determinism; a medical condition is one example, and for the Federal employee and the U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal job, preparing an effective Federal Disability Retirement application becomes of utmost importance.  However, one must take care in preparing, formulating and filing an effective SF 3112A — Applicant’s Statement of Disability — as so many people believe that the Tolstoy format of an unedited diatribe is as effective as the abridged version of a work of Joyce.

There is always a balance and a “middle ground”, whether in Life, Art, or in the effective submission of a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Art often reflects Life; Life is too often lived in an unconstrained fashion; but in either case, in preparing an OPM Disability Retirement application, it is important to recognize that Tolstoy unedited is as onerous an undertaking as a Federal Disability Retirement application left unfettered by purpose, application, and the careful compilation of meeting the criteria of law and life itself.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Paradigms abandoned

Of course, the most significant discussion concerning the shifting of major paradigms in the intellectual sphere of human advancement, occurs in Thomas Kuhn’s work, The Structure of Scientific Revolutions.  The concept of a “paradigm” shift, of adhering to a hypothetical model despite evidentiary incommensurability with the reality of an impervious and objective world; of a theocratic insistence upon a geocentric explanation despite factual calculations pertaining to a heliocentric reality; of bloodletting in medicine based upon the foundational paradigm of the bodily balance of humors; and, in personal lives, of how things “ought to be” as opposed to what actually are.

The farther an issue is removed from a direct impact upon one’s life, the easier it is to discuss it and arrive at conclusions based upon a rational discourse of commensurability.  Life lived as art is far more convenient than when the dreariness of engaging in the proverbial “reality check” must be faced in the mirror of one’s life.  Rarely does one apply a “scientific” approach when evaluating and assessing the reflection in a mirror; that is always left to the laboratory phase of one’s bifurcated life of compartmentalized delusions.  Yet, paradigms are precisely how we live; we just may not call it that, nor the foundation of our own actions in that manner.

Do we proceed based upon the expectations of others?  That, then, is a paradigm of objectified influences upon our motivational structure.  Are decisions primarily based upon an instinctive reservoir of emotional turmoil?  Consider, then, the paradigm of that lesser construct of our soul as identified by Plato in delineating the greater whole by comparative analysis between the state of one’s inner workings and that of the state itself.  In the end, the most telling factor in determining the essence of any human being, is not necessarily by the paradigms by which one adheres, but in the very ones which have been abandoned.

For Federal employees and U.S. Postal workers who suddenly find that a medical condition will likely cut short a promising and lengthy career, the abandonment of a paradigm must by necessity become an integral part of the process.  For, the attachment to the conventional perspective cannot be underestimated; the belief that career should override all other concerns, including one’s own health; that future retirement is to be dictated by an imagined age of demarcation where competence and inertia rules by physical necessity; or, that the “mission of the agency” is the priority at all costs, including one’s own health and well-being.

Whatever the paradigm upon which the basis of motivational irrationality subsists, the facing of reality will clash when the progressive deterioration resulting from an unexpected and chronic medical condition prevents the Federal or Postal employee from continuing any longer.

Filing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes an inevitability when the proportionality between reality and the conceptual construct of a paradigm insisted upon becomes incommensurate; but, then, Kuhn had already warned us of that eventuality, as well as the fact that a paradigm abandoned is tantamount to a revolution conceived; we just kept believing that the tectonic shift was meant for the “other guy“, and never for ourselves.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement for Federal Employees under FERS or CSRS: The Big 3

In basketball, it referred to the unstoppable trio; although, with the recent addition of Durant, it becomes a crowded foursome.  In baseball, of course, with whatever home team you rooted for, the term represented the first three in the lineup, with the fourth allegedly reflecting that force who would bring the spectators up onto their feet for that anticipated grand slam.  And in the third major sport?  It might refer to the quarterback and his 2 favorite receivers, or the bookends on defense with a linebacker thrown in.

Americans love triplets; whether in sports, where a fourth can never quite squeeze in despite there being nature’s four seasons; or in government institutions, where the three branches of government remain ensconced in the conscience of a collective citizenry, despite the need for that ineffective fourth estate which is meant to oversee and investigate.

In other areas, of course, the reference to “the Big 3” may be somewhat esoteric — as in the realm of hermeneutics, where the dominant theologians were once comprised of Barth, Bultmann and Bonhoeffer.  They could, by alliteration, be collectively grouped as “the 3 Bs”, but because of their relative lack of media anonymity and disparate connections, except for their European origins and the combined deconstructionism based upon dialectical theology and demythologization of the sacred text, here again we find a triad of untold force.  Of course, they never played on a basketball team, nor represented a cycle of sports spectatorship; instead, their impact was to alter the manner in which theology was approached.

Only one of them — Bonhoeffer — was executed; but not directly for his liberal theology, but for his staunch vocalism against the Nazi regime and an alleged involvement in a thwarted plot to assassinate Hitler.  In these days, history rarely marks the ghosts of those who never received the accolades of media notoriety, and “The Big 3” almost always engenders reactions to sports references.  But there are other arenas of substantive discourse, as well.

In Federal Disability Retirement law, “The Big 3” would invoke the tripod of the Federal Retirement System — of the FERS Retirement, Social Security benefits, and the Thrift Savings Plan, and the interplay between the trio.  The first in the three can be “tapped into” early, by filing a Federal Disability Retirement application, which pays 60% of the average of one’s highest-3 consecutive years of service, then 40% every year thereafter, until age 62, at which point the Federal Disability annuity gets recalculated into a “regular” retirement.

Of the second, there is an interplay and an offsetting feature between Social Security and FERS Disability Retirement, but only if the Federal or Postal employee becomes concurrently qualified with both FERS Disability Retirement and Social Security Disability Insurance.  As for the third rail — the Thrift Savings Plan — it can remain in the same investment device after a FERS disability retirement is approved, but should probably not be accessed until a later age, for obvious tax reasons.

Throughout history, words have been elastic and malleable, but relevance is often determined not by the substantive meaning of a staid concept, but by the perspective of the audience.  With that in mind, “The Big 3” isn’t always about LeBron James and what other 2 players he may be joined up with; sometimes, it can refer to Barth, Bultmann and Bonhoeffer, or even to the triumvirate of a FERS Disability Retirement.

Sincerely,

Robert R. McGill, Esquire