Tag Archives: if a feca employee elects disability retirement versus workers compensation

Federal Disability Retirement: The “Get-Through” Day

Everyone recognizes that Mondays are such a day — of a “get-through” day: Of survival; attending to each issue or problem without freaking out completely; of knowing that the day will be relentless, but that an end will also arrive, with hopes that minimization of residuals into the next day will allow for a better tomorrow.

The world has become, in many ways, more complex, of greater difficulties, encompassing a morass of problems to be solved.  It has become more difficult for many to “make a living”.  Once, a few generations ago, a single-income household could support a fairly comfortable living.  Today, a dual-income household is a necessity, and even that is often insufficient to attain the minimal accouterments of middle-class living.

Is it because more “stuff” is required?  All of those electronic devices and mechanical necessities — are we tacking on greater expenses in an endless cycle of consumption?

And so the Monday may pass, but it is when that “get-through” day becomes an endless summation of days after days after days such that the weekend merely becomes a short respite in order to recuperate for the next round of endless “get-through” days — when that happens, it may be time to consider filing for Federal Disability Retirement benefits under FERS.

The human body — and mind — can only withstand a certain level of stress and turmoil, and when life become a mere haberdashery of endless get-through days where each get-through day cannot anymore be gotten-through, then it is time for a change.  For Federal Government employees and U.S. Postal Service workers who can no longer get through another “get-through” day, consideration should be given to Federal Disability Retirement.

Contact an OPM Disability Attorney who specializes in FERS Employee Disability Retirement Law, and consider whether or not you can continue to get through anymore “get-through” days, when each day has become an unending cycle of such days where you can no longer get through them.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Legal Services: Where Did The Time Go?

It is most often a rhetorical question — one which the answer is known, but the point is made by the query itself.  The question is thus left mostly unanswered.  Time escapes, slips away, is robbed and stolen away by the activities which we enjoy but are not conscious about in the very pursuance of engaging in an enjoyable or otherwise highly distractible participation.

The beginning of a weekend brings a smile of self-satisfaction; on the afternoon of Sunday, the query becomes: Where Did the Time Go?  As if the previous 2 days somehow had disappeared without any explanation for the time spent; evaporated without any knowledge of the activities engaged, the people having met and conversed with, etc.

Sometimes, the query is posed for decades of a frenetic life: The kids have grown up and gone; the empty nest syndrome naturally is filled by the void and echo of the same question: Where Did the Time Go?  Do we ask that same question, however, when we desire something to come to an end — or only when we wish that the circumstances would last a bit longer?

For example, when a career-ending medical condition requires the filing of an effective Federal Disability Retirement application under FERS, do we ask during the process, “Where did the time go?”  Or, instead, do we query: When is this process going to end?

Medical conditions, likewise, often reverberate with similar questions; for, it is only the times of enjoyment when we ask the rhetorical question, and not when an undesirable condition is being experienced.

To get beyond the times of crisis and concerns, contact a lawyer who specializes in Federal Disability Retirement Law and get an attorney who will see you through the time of uncertainty, and get you to a point where you may again ask the question, Where Did the Time Go?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement: Problem Solving

We are not all that good at it; some, better than others; the rest of us, standing by as watchful bystanders.  Is problem-solving done by methodological discourse, or by random attempts of trial and error?

Certainly, for engineering and scientific challenges, esoteric training and background has an advantage; but did the first person who came to the end of a peninsula and observed an island just beyond — did the thought of a bridge or a boat appear because of some specialized knowledge, or simply out of one’s imagination?

In modernity, problems and their solutions tend to be compartmentalized into specialized areas of training.  Aside from problems of the run-of-the-mill character (family squabbles, teenagers, lost pets and a leaky faucet, etc.), most are challenges within a specified field of expertise.  We no longer live in a world where mysteries abound and explorers wonder (wander?) whether there is an edge at the far side of the oceans.

For Federal employees and U.S. Postal workers who have a problem with a medical condition which prevents the Federal or Postal worker from performing all of the essential elements of one’s Federal or Postal job, it may be time to call an expert in the field of Federal Disability Law and prepare, formulate and file an effective Federal Disability Retirement application.  For, problem solving is not merely a matter of a problem identified, but of a solution thoughtfully contemplated.

Sincerely,

Robert R. McGill, Esquire
FERS OPM Disability Attorney

 

Federal & Postal Disability Retirement: Callous Indifference

Can callousness be limited to indifference?  Or can it be active, affirmative, and intended?  Is there a qualitative difference between cruelty which is intended and that which disregard represents?

We often think of callousness as a passive activity — as in a person who walks past tragedy without giving a pause, a second thought or consideration.  But does it matter if a person instead stops, expresses empathy, speaks a lot of flowery words — then walks away still doing nothing?  Does the expression of “right and appropriate” words make a difference?  Or of the person who intentionally harms as opposed to refusing to intervene when cruelty is exposed — is there a qualitative difference between the two?

Agencies, entities, large corporations, bureaucracies, etc. — they are often charged with “callous indifference”, whether because they mechanically follow the dictates of an inflexible company policy, or because individuals within the company have become so attuned to a corporate attitude of indifference that they have simply lost their humanity.

For Federal employees and U.S. Postal workers who suffer from a medical condition and can no longer perform all of the essential elements of the job, callous indifference is often the attitude encountered by the Federal agency or the Postal facility.  It is sadly a fact of life.  And if you decide it is time to file for Federal Disability Retirement benefits under FERS, you will likely find a similar attitude of callous indifference from your Human Resource Office — yes, that very department which is supposedly set up to be of assistance in the process.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law, and begin to separate yourself from the callous indifference of the world around, and initiate the process to take care of yourself in the process.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Landmines undetected

Landmines, or other similar devices left undetected, whether improvised to explode and damage, harm or otherwise maim and kill, are constructed and implanted precisely for the purpose of being hidden until it is too late — until, unaware and unconcerned, the unwary enters into the foray of the device and suffers from the resulting potency of mayhem.

Landmines undetected do exactly what they were intended for: to catch the target unaware, and to perpetrate the greatest extent of harm and destruction possible.  Undetected, they lay in wait in camouflaged veils of surreptitious decoys meant to project an aura of innocence and harmlessness, until it is too late.

Then, of course, there are those landmines which could have been detected, or should have been; where the unwary should have been easily apprised of the potential harm, but for whatever reason — apathy, ignorance, lessening of one’s resolve or suspicion, or whatever the excuse or reflective rationale — failed in the process and suffered the consequences.

The term itself — “a landmine” — is often used allegorically and metaphorically, to emphasize a point of danger, potential hazard or other undetected potentiality, whether concealed, veiled or ignored as irrelevant and insignificant.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the landmines undetected in Federal Disability Retirement Law may become the very ones which lessen and diminish the chances for a First Stage success.

While most mistakes are correctible, the single greatest landmine that is left undetected, and which often results with the most dire of consequences, is the one that should have been known or otherwise thought of, but was left as a mere inkling ignored and unresolved.

Consulting with an experienced attorney who specializes in Federal Disability Retirement law is a good way to avoid those metaphorical landmines left undetected, and while the Federal or Postal employee who is filing for Federal Disability Retirement benefits may falsely believe that he or she is unable to afford an attorney to guide the Federal or Postal employee through the process, it is the very opposite thought that should be entertained — of failing to afford the prevention of a potential harm upon stepping on a landmine undetected — which should make one pause and reconsider.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Employees: Life wears

The doubling of words is always an interesting endeavor; for, almost always, the linguistic connotations erupting from such coupling is rarely limited to the combination of the two, but a plenitude that proves Aristotle’s declaration that the whole is greater than the sum of its parts.

For, in the concept that “life wears”, we gain an understanding of multiple ideas, depending upon the tonal emphasis one places upon accents of consonants, verbs or whether the first in the sequence, or the last: that, the turmoil and challenges of life wears upon the soul; that there are varying experiences that are presented in the course of one’s life, such that the entirety of a spectrum in a person’s mortal existence “wears” different clothing to exhibit to the world; or, even that life itself has predetermined sets of wardrobe such that in different stages of a given life, such manifestation of colorful or drab garments may be that which simply must be accepted in the karma of living out such lives; and, likely, multiple other meanings and shades of ideations that this author is not perceptive enough to reveal in their hidden connotations and implied meanings unrevealed by the dullness of one’s lack of creative energy.

Whatever meanings may be derived, it is always of value to combine isolated islands of concepts, words and linguistic paradigms in order to fathom a greater comprehension.  For, ultimately, that is the challenge of daily life.  If human beings are unique in any gifted sense, it is in the capacity and ability to bring together combinations of analogies otherwise not thought of, in order to gain a greater insight into a world which is persistently incomprehensible and obstructed by our myopic view seen through lenses of a Kantian universe inaccessible but for the structural categories we impose by postulating predetermined paradigms of impediments.

Life wears many garments; life wears, in that the constant struggles and turmoil we must bear leaves us profoundly exhausted after each battle; and the fashion show that life presents to us each day is as plentiful as the Paris runways that dawn with each new season, and yet we must somehow endure it all.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition becomes an obstacle where life wears upon the depleted energy reserved for daily struggles, preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often another metaphor of a garment well-worn that nevertheless must be contemplated.  Perhaps the thought doesn’t wear well; or, the future contemplated is one of multiple “life wears” that you must consider; or, maybe your life wears a thought process which must incorporate the new paradigm of a Federal Disability Retirement.

Whatever the conceptual output from the combination of disparate islands of thought-processes, the plain fact is that in pursuing an OPM Disability Retirement annuity, the Federal and Postal worker must recognize that life’s challenges always wears throughout both a bed of roses as well as a crown of thorns.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Of garbage, debris and leftovers

The first is that which we outright discard for loss of value or unrepentant conclusion of worth; the second, what remains after destruction or usage; the last, what is set aside or left behind for multiple reasons, including everything referred to in the first and second, as well as a sense that a loss of appetite resulted in security of its existence without any judgment upon the core of its essence.  Because of our own linguistic laziness, we tend to just lump them all together; but distinctions in language-games matter, and what we do with each, how we treat them, and when we act upon them, requires more than recognizing the subtlety of differentiation we may overlook.

We associate garbage with the smells of rot and decay, and set aside vast areas for landfills to bury and cover over in the remoteness of society’s outskirts, where in lands of impoverishment and suffering starvation, the outcasts of society gather just to pick at the best of the worst.  Of debris, the wealthier people and nations as a whole simply discard and start over, again.  Those who can ill-afford to simply begin anew, will often try and salvage what debris can be reconstituted, and attempt to rebuild lives destroyed and damaged from hurricanes, wildfires and tornadoes, or other such disasters pummeled by nature’s fury or man’s carelessness.

And for leftovers, it is appropriate that it should be the last in the tripartite of linguistic examinations.  For, it applies to foods, to various aggregations of detritus, and to human beings themselves.  Of entities inorganic or inert, they can represent the extra screw mistakenly inserted with the package received, or the cheap trinket purchased in a foreign land but unable to fit into the bulging suitcase and discarded under the unmade bed in the hotel room left unpaid.  Of foods and other organic matter, it is the lesson taught by an overbearing parent, where loggerheads with stubborn children evoke stories once heard and continue as mythologies which – like unicorns and 3-ring circuses, never quite match the smell-test of reality – propagate like mice in the basement of dank and darkness, where the utterance, “When I was your age, what you leave as leftovers used to be the main course!” was but a boast echoing with hollow discourse upon ears deaf with such trite admonitions.  But the more serious manner of the meaning is reflected by the human cost of how we treat one another.  For, it is the “leftovers” of society which we forget about in the teaching lessons of wealth and abundance.

For Federal employees and U.S. Postal workers who are shunned aside because of a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, the conceptual construct of what is a “leftover” is a poignant reminder of what once was, of what can still be, and a hint of hope for a future without the harassment, intimidation and constant barrage of aggressive threats propounded without concern for consequences. For, it is the lesson of the leftover which we should all bear in mind.

As any reference in this day and age of a “Biblical” concept is immediately dismissed and ignored – (remember?  Of how treating the “least” is tantamount to re-crucifying at each turn?) – we must therefore embrace the lessons of our own childhoods.  For, in the end, the Federal employee and U.S. Postal worker must make a decision of self-worth, and decide whether or not it is of any value to be treated as the vegetables untouched or the morsels undisturbed; or, perhaps, to “move on” and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, and become again the “main meal” as the lesson taught once recognized, in this universe where garbage, debris and leftovers are treated all in the same manner and upon the same plate of empty promises.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS or CSRS: The carefully crafted life

But that we could just write the narrative of our life, reflecting briefly upon our past, describing the present condition of being, but most importantly, to carefully craft the anticipated future of our lives in process.  What is revealed from one’s past is telling of a person’s character; of the present, a manifestation of the compass of one’s heart; and to the narrative of one’s future?  If the cultivation of one’s soul is the essence of the teleological process of life, the content of what we insert into the delineated poetry of future actions will uncover the truth in being of our damaged and tortured souls.

Would the script include fame and fortune?  Encounters with the common and ordinary, or of the arrogant dismissal of all but the beautiful and fortunate?  Would money always be written into the narrative of a future life, or ignored and instead replaced by peculiarities of fantasies, such as time travel, the ability to fly, or defiance of mortality and vanquishing of fear?

What one wishes for, like the genie who grants the dreams of youth, casts aside the veil we walk about with, and reveals all.  But the operative concept often overlooked is not about a crafted life; rather, that “extra” descriptive adverb which denotes painstaking caution and conscientious execution:  How does one “carefully” craft a life?  For, when wishes are offered and granted without constraint, the crafting itself becomes cast away as a mere byproduct and of irrelevant concern, like the human detritus flung out from a window of a speeding car down the highway of reckless disregard.

The care that one takes in crafting a life — now, that is an undertaking few of us attend to, despite every opportunity at every turn in the linear sequence of even the ordinary life of an individual.

For Federal employees and U.S. Postal workers, of course, who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s positional duties, that opportunity is offered in a limited and defined manner — in the form of 2 pathways.

First, by being required to write one’s narrative on SF 3112A, Applicant’s Statement of Disability (where the Federal or Postal employee must describe, delineate and prove a sliced portion of one’s life concerning the medical condition and its impact upon one’s capacity and ability to perform one or more of the essential elements of one’s Federal or Postal job); and Second, by preparing an effective Federal Disability Retirement application and submitting it through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — thereby formulating the narrative which will determine the future course of one’s life and livelihood.

No, in either case, the Federal or Postal employee will not be able to receive a genie’s grant of unfettered wishes and requests; but that was always the thoughtless residue of a childhood fantasy, anyway.

For, in the end, the carefully crafted life is not one which has any room for the misspent daydreams of a forlorn childhood; rather, the truly substantive content of a carefully crafted life necessarily involves the Triumvirate of the T:  Trials, Triumphs, and some sprinkling of Tragedies; just refer back to Shakespeare, or of Milton and Melville; anything else was merely the storybook fairytales of a bygone memory left behind in the dustbin of a forgotten era.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The script of life

Seeking out the pathways of precognition by consulting with the ancient oracles, was merely that same attempt.  Prediction and foreknowledge were the precursors of script writing; as the former failed to provide an advantageous statistical weighting, so the shift to a more pragmatic approach reflects the recognition that the gods provided no greater insight than mere chance, and so we’d better get on with life and attempt to control fate, destiny and the travesties of life’s lottery by writing the narrative ourselves.

Thus do economic systems of varying control mechanisms arise, where socialism and fascism, state-run artifices constructed to ensure prevention of extremes, thereby comforting us from the worst nightmares and fears born of childhood insecurities.

Virtual reality is safer than real reality; staring into a smartphone and chasing figments of imaginative characters and ghosts that exude cuteness in violent but funny ways, are all preferable to facing the harshness of daily living.  We may not know when we will capture the prize, but the script has been written so that it becomes settled law as to whether.  Reality shows may sometimes surprise, but the unexpected itself is easily anticipated; that is part of the deal, and there is not much art in it after all.

Shakespeare’s quote comes from his play, As You Like It, Act II, Scene VII:  “All the world’s a stage, and all the men and women merely players; they have their exits and entrances, and one man in his time plays many parts, his acts being seven ages.”

Such was the surrender to fate, now replaced by inane self-help books which purportedly boosts one’s self-confidence, makes one look like a Reality T.V. personality, and allegedly creates wealthy patrons of us all.  All throughout, we seek merely to obtain a copy of the script of life so that we can practice our parts, and not have to think about what must be done.  We seek predictability when the world offers chance; beg for mercy, when all there appears is savagery; and fall prey to the oracles of modernity, when even the ancients failed to deliver.

In the sphere of Federal and Postal employees, of course, it is the medical condition itself which was never asked to be included in that script of life.  It is one of those “curve-balls” which happens to the other guy, and never to us; or so we always played our part to live by.  But when it occurs, and life presents the unpredictable in a chaotic universe of harsh reality, we are asked to simply “deal with it”, and so we must.

For the Federal or Postal employee whose medical condition begins to impact and prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Postal or Federal positional duties, the script which must be ad-libbed is the part where decisions concerning the future must be engaged.  Should I file for Federal Disability Retirement benefits?  When should the process be started?  Is it ever too late?  Is the Federal Disability Retirement application filed with my agency, or with the U.S. Office of Personnel Management?  Should I consult with an attorney?

These questions, and many more, even the ancient oracles would not have been able to answer.  The undeniable fact is, that the script of life rarely is written to reflect the reality of life’s harshness; it simply “is”, and must be acted upon according to what is given, even when consulting with the high priest or priestess of the ancient oracles provides only silence and an impervious unresponsiveness.

Sincerely,

Robert R. McGill, Esquire